{"totalInjuryTypes":47,"categories":["Brain Injuries","Burn Injuries","Catastrophic Injuries","Chronic Pain Conditions","Extremity Injuries","Facial Injuries","Fatal Injuries","Fractures","Internal Injuries","Joint Injuries","Nerve Injuries","Permanent Injuries","Psychological Injuries","Sensory Injuries","Soft Tissue Injuries","Spinal Injuries","Torso Injuries"],"injuriesByCategory":{"Soft Tissue Injuries":[{"slug":"whiplash","name":"Whiplash","category":"Soft Tissue Injuries","description":"Whiplash is a neck injury caused by rapid back-and-forth movement of the head, commonly occurring in rear-end collisions.","settlement":{"illustrativeBand":null,"illustrativeRange":null,"medicalCostInputRange":null,"classification":"user-input-hypothetical-model","note":"No preset outcome or medical-cost range is published. Users supply documented economic inputs."},"recovery":{"time":null,"note":"Recovery varies by diagnosis, severity, treatment response, and treating-clinician guidance."},"commonCauses":["Rear-end collisions","Sports injuries","Slip and fall accidents","Physical assault"],"symptoms":["Neck pain and stiffness","Headaches","Dizziness","Fatigue","Blurred vision","Difficulty concentrating"],"treatments":["Physical therapy","Pain medication","Chiropractic care","Massage therapy","Neck brace"],"longTermEffects":["Chronic neck pain","Recurring headaches","Limited range of motion","Cognitive difficulties"],"factors":[{"name":"Duration of symptoms","description":"Review duration of symptoms through the complete medical, work-loss, incident, and insurance record. This factor does not determine a claim outcome by itself."},{"name":"MRI findings","description":"Review mri findings through the complete medical, work-loss, incident, and insurance record. This factor does not determine a claim outcome by itself."},{"name":"Impact on daily activities","description":"Review impact on daily activities through the complete medical, work-loss, incident, and insurance record. This factor does not determine a claim outcome by itself."}],"planningScenarios":[{"title":"Whiplash diagnosis and symptom timeline","purpose":"Check whether the record documents the reported diagnosis, neck pain and stiffness and headaches, and how the findings changed after the incident.","recordsToCheck":["Initial evaluation and follow-up notes for whiplash","Imaging, testing, or specialist records addressing neck pain and stiffness and headaches","Prior records for the same body area so causation and aggravation questions are not overlooked"]},{"title":"Treatment, work, and daily-impact file","purpose":"Compare recommended care, including physical therapy and pain medication, with completed treatment, response, work restrictions, and any documented future needs.","recordsToCheck":["Treatment orders and progress notes for physical therapy and pain medication","Work-status notes, wage records, and employer confirmation of missed time or modified duties","Follow-up records addressing chronic neck pain and recurring headaches, if those concerns are documented"]},{"title":"Incident, causation, and coverage review","purpose":"Review whether incident evidence explains the reported mechanism, including rear-end collisions and sports injuries, and whether liability, comparative fault, or coverage remains disputed.","recordsToCheck":["Incident reports, photographs, witness information, and available video or property evidence","Contemporaneous medical notes addressing when whiplash symptoms began","Insurance policy pages, claim correspondence, coverage decisions, and lien information"]}],"exampleCalculations":[],"referenceSources":[{"label":"Sprains and Strains","publisher":"MedlinePlus, U.S. National Library of Medicine","url":"https://medlineplus.gov/sprainsandstrains.html","scope":"Federal health context for ligament, muscle, and tendon injuries; it does not establish an individual diagnosis or recovery time.","classification":"medical-context"},{"label":"Judicial Council of California Civil Jury Instructions (CACI)","publisher":"Judicial Branch of California","url":"https://courts.ca.gov/partners/california-jury-instructions/civil-jury-instructions-resource-center/civil-jury-instructions","scope":"Official current entry point for California civil jury instructions, including the damages instructions and cited legal authorities.","classification":"california-law"},{"label":"California Civil Code section 1431.2","publisher":"California Legislative Information","url":"https://leginfo.legislature.ca.gov/faces/codes_displaySection.xhtml?lawCode=CIV&sectionNum=1431.2.","scope":"Official statutory definitions of economic and noneconomic damages and the allocation of noneconomic damages in comparative-fault actions.","classification":"california-law"},{"label":"Fair Claims Settlement Practices Regulations","publisher":"California Department of Insurance","url":"https://www.insurance.ca.gov/01-consumers/130-laws-regs-hearings/05-CCR/fair-claims-regs.cfm","scope":"Official California insurance-claim handling rules and standards; coverage and duties still depend on the policy and claim facts.","classification":"insurance-process"}],"url":"https://hurtadvice.com/resources/settlement-calculator/whiplash"},{"slug":"soft-tissue-injuries","name":"Soft Tissue Injuries","category":"Soft Tissue Injuries","description":"Soft tissue injuries affect muscles, tendons, and ligaments, commonly resulting from car accidents and falls.","settlement":{"illustrativeBand":null,"illustrativeRange":null,"medicalCostInputRange":null,"classification":"user-input-hypothetical-model","note":"No preset outcome or medical-cost range is published. Users supply documented economic inputs."},"recovery":{"time":null,"note":"Recovery varies by diagnosis, severity, treatment response, and treating-clinician guidance."},"commonCauses":["Car accidents","Slip and falls","Sports injuries","Workplace accidents"],"symptoms":["Pain and swelling","Bruising","Limited mobility","Muscle spasms","Tenderness"],"treatments":["RICE therapy","Physical therapy","Anti-inflammatory medication","Compression wraps"],"longTermEffects":["Chronic pain","Scar tissue formation","Weakness","Recurring injuries"],"factors":[{"name":"Type of tissue affected","description":"Review type of tissue affected through the complete medical, work-loss, incident, and insurance record. This factor does not determine a claim outcome by itself."},{"name":"Need for surgery","description":"Review need for surgery through the complete medical, work-loss, incident, and insurance record. This factor does not determine a claim outcome by itself."},{"name":"Physical therapy duration","description":"Review physical therapy duration through the complete medical, work-loss, incident, and insurance record. This factor does not determine a claim outcome by itself."}],"planningScenarios":[{"title":"Soft Tissue Injuries diagnosis and symptom timeline","purpose":"Check whether the record documents the reported diagnosis, pain and swelling and bruising, and how the findings changed after the incident.","recordsToCheck":["Initial evaluation and follow-up notes for soft tissue injuries","Imaging, testing, or specialist records addressing pain and swelling and bruising","Prior records for the same body area so causation and aggravation questions are not overlooked"]},{"title":"Treatment, work, and daily-impact file","purpose":"Compare recommended care, including rice therapy and physical therapy, with completed treatment, response, work restrictions, and any documented future needs.","recordsToCheck":["Treatment orders and progress notes for rice therapy and physical therapy","Work-status notes, wage records, and employer confirmation of missed time or modified duties","Follow-up records addressing chronic pain and scar tissue formation, if those concerns are documented"]},{"title":"Incident, causation, and coverage review","purpose":"Review whether incident evidence explains the reported mechanism, including car accidents and slip and falls, and whether liability, comparative fault, or coverage remains disputed.","recordsToCheck":["Incident reports, photographs, witness information, and available video or property evidence","Contemporaneous medical notes addressing when soft tissue injuries symptoms began","Insurance policy pages, claim correspondence, coverage decisions, and lien information"]}],"exampleCalculations":[],"referenceSources":[{"label":"Sprains and Strains","publisher":"MedlinePlus, U.S. National Library of Medicine","url":"https://medlineplus.gov/sprainsandstrains.html","scope":"Federal health context for ligament, muscle, and tendon injuries; it does not establish an individual diagnosis or recovery time.","classification":"medical-context"},{"label":"Judicial Council of California Civil Jury Instructions (CACI)","publisher":"Judicial Branch of California","url":"https://courts.ca.gov/partners/california-jury-instructions/civil-jury-instructions-resource-center/civil-jury-instructions","scope":"Official current entry point for California civil jury instructions, including the damages instructions and cited legal authorities.","classification":"california-law"},{"label":"California Civil Code section 1431.2","publisher":"California Legislative Information","url":"https://leginfo.legislature.ca.gov/faces/codes_displaySection.xhtml?lawCode=CIV&sectionNum=1431.2.","scope":"Official statutory definitions of economic and noneconomic damages and the allocation of noneconomic damages in comparative-fault actions.","classification":"california-law"},{"label":"Fair Claims Settlement Practices Regulations","publisher":"California Department of Insurance","url":"https://www.insurance.ca.gov/01-consumers/130-laws-regs-hearings/05-CCR/fair-claims-regs.cfm","scope":"Official California insurance-claim handling rules and standards; coverage and duties still depend on the policy and claim facts.","classification":"insurance-process"}],"url":"https://hurtadvice.com/resources/settlement-calculator/soft-tissue-injuries"},{"slug":"back-strain","name":"Back Strain","category":"Soft Tissue Injuries","description":"Back strains involve torn or stretched muscles and tendons in the back, often caused by sudden movements or heavy lifting.","settlement":{"illustrativeBand":null,"illustrativeRange":null,"medicalCostInputRange":null,"classification":"user-input-hypothetical-model","note":"No preset outcome or medical-cost range is published. Users supply documented economic inputs."},"recovery":{"time":null,"note":"Recovery varies by diagnosis, severity, treatment response, and treating-clinician guidance."},"commonCauses":["Car accidents","Lifting injuries","Falls","Workplace accidents"],"symptoms":["Lower back pain","Muscle spasms","Stiffness","Difficulty standing or walking"],"treatments":["Rest","Physical therapy","Pain medication","Heat/ice therapy","Muscle relaxants"],"longTermEffects":["Chronic back pain","Recurring strains","Degenerative changes"],"factors":[{"name":"Location of strain","description":"Review location of strain through the complete medical, work-loss, incident, and insurance record. This factor does not determine a claim outcome by itself."},{"name":"Imaging results","description":"Review imaging results through the complete medical, work-loss, incident, and insurance record. This factor does not determine a claim outcome by itself."}],"planningScenarios":[{"title":"Back Strain diagnosis and symptom timeline","purpose":"Check whether the record documents the reported diagnosis, lower back pain and muscle spasms, and how the findings changed after the incident.","recordsToCheck":["Initial evaluation and follow-up notes for back strain","Imaging, testing, or specialist records addressing lower back pain and muscle spasms","Prior records for the same body area so causation and aggravation questions are not overlooked"]},{"title":"Treatment, work, and daily-impact file","purpose":"Compare recommended care, including rest and physical therapy, with completed treatment, response, work restrictions, and any documented future needs.","recordsToCheck":["Treatment orders and progress notes for rest and physical therapy","Work-status notes, wage records, and employer confirmation of missed time or modified duties","Follow-up records addressing chronic back pain and recurring strains, if those concerns are documented"]},{"title":"Incident, causation, and coverage review","purpose":"Review whether incident evidence explains the reported mechanism, including car accidents and lifting injuries, and whether liability, comparative fault, or coverage remains disputed.","recordsToCheck":["Incident reports, photographs, witness information, and available video or property evidence","Contemporaneous medical notes addressing when back strain symptoms began","Insurance policy pages, claim correspondence, coverage decisions, and lien information"]}],"exampleCalculations":[],"referenceSources":[{"label":"Sprains and Strains","publisher":"MedlinePlus, U.S. National Library of Medicine","url":"https://medlineplus.gov/sprainsandstrains.html","scope":"Federal health context for ligament, muscle, and tendon injuries; it does not establish an individual diagnosis or recovery time.","classification":"medical-context"},{"label":"Judicial Council of California Civil Jury Instructions (CACI)","publisher":"Judicial Branch of California","url":"https://courts.ca.gov/partners/california-jury-instructions/civil-jury-instructions-resource-center/civil-jury-instructions","scope":"Official current entry point for California civil jury instructions, including the damages instructions and cited legal authorities.","classification":"california-law"},{"label":"California Civil Code section 1431.2","publisher":"California Legislative Information","url":"https://leginfo.legislature.ca.gov/faces/codes_displaySection.xhtml?lawCode=CIV&sectionNum=1431.2.","scope":"Official statutory definitions of economic and noneconomic damages and the allocation of noneconomic damages in comparative-fault actions.","classification":"california-law"},{"label":"Fair Claims Settlement Practices Regulations","publisher":"California Department of Insurance","url":"https://www.insurance.ca.gov/01-consumers/130-laws-regs-hearings/05-CCR/fair-claims-regs.cfm","scope":"Official California insurance-claim handling rules and standards; coverage and duties still depend on the policy and claim facts.","classification":"insurance-process"}],"url":"https://hurtadvice.com/resources/settlement-calculator/back-strain"},{"slug":"neck-strain","name":"Neck Strain","category":"Soft Tissue Injuries","description":"Neck strains involve injury to muscles and tendons in the neck, distinct from whiplash but often occurring together.","settlement":{"illustrativeBand":null,"illustrativeRange":null,"medicalCostInputRange":null,"classification":"user-input-hypothetical-model","note":"No preset outcome or medical-cost range is published. Users supply documented economic inputs."},"recovery":{"time":null,"note":"Recovery varies by diagnosis, severity, treatment response, and treating-clinician guidance."},"commonCauses":["Car accidents","Sports injuries","Falls","Poor posture"],"symptoms":["Neck pain","Stiffness","Headaches","Shoulder pain","Difficulty sleeping"],"treatments":["Rest","Physical therapy","Chiropractic care","Pain medication","Neck exercises"],"longTermEffects":["Chronic pain","Limited range of motion","Recurring strains"],"factors":[{"name":"Cervical spine involvement","description":"Review cervical spine involvement through the complete medical, work-loss, incident, and insurance record. This factor does not determine a claim outcome by itself."}],"planningScenarios":[{"title":"Neck Strain diagnosis and symptom timeline","purpose":"Check whether the record documents the reported diagnosis, neck pain and stiffness, and how the findings changed after the incident.","recordsToCheck":["Initial evaluation and follow-up notes for neck strain","Imaging, testing, or specialist records addressing neck pain and stiffness","Prior records for the same body area so causation and aggravation questions are not overlooked"]},{"title":"Treatment, work, and daily-impact file","purpose":"Compare recommended care, including rest and physical therapy, with completed treatment, response, work restrictions, and any documented future needs.","recordsToCheck":["Treatment orders and progress notes for rest and physical therapy","Work-status notes, wage records, and employer confirmation of missed time or modified duties","Follow-up records addressing chronic pain and limited range of motion, if those concerns are documented"]},{"title":"Incident, causation, and coverage review","purpose":"Review whether incident evidence explains the reported mechanism, including car accidents and sports injuries, and whether liability, comparative fault, or coverage remains disputed.","recordsToCheck":["Incident reports, photographs, witness information, and available video or property evidence","Contemporaneous medical notes addressing when neck strain symptoms began","Insurance policy pages, claim correspondence, coverage decisions, and lien information"]}],"exampleCalculations":[],"referenceSources":[{"label":"Sprains and Strains","publisher":"MedlinePlus, U.S. National Library of Medicine","url":"https://medlineplus.gov/sprainsandstrains.html","scope":"Federal health context for ligament, muscle, and tendon injuries; it does not establish an individual diagnosis or recovery time.","classification":"medical-context"},{"label":"Judicial Council of California Civil Jury Instructions (CACI)","publisher":"Judicial Branch of California","url":"https://courts.ca.gov/partners/california-jury-instructions/civil-jury-instructions-resource-center/civil-jury-instructions","scope":"Official current entry point for California civil jury instructions, including the damages instructions and cited legal authorities.","classification":"california-law"},{"label":"California Civil Code section 1431.2","publisher":"California Legislative Information","url":"https://leginfo.legislature.ca.gov/faces/codes_displaySection.xhtml?lawCode=CIV&sectionNum=1431.2.","scope":"Official statutory definitions of economic and noneconomic damages and the allocation of noneconomic damages in comparative-fault actions.","classification":"california-law"},{"label":"Fair Claims Settlement Practices Regulations","publisher":"California Department of Insurance","url":"https://www.insurance.ca.gov/01-consumers/130-laws-regs-hearings/05-CCR/fair-claims-regs.cfm","scope":"Official California insurance-claim handling rules and standards; coverage and duties still depend on the policy and claim facts.","classification":"insurance-process"}],"url":"https://hurtadvice.com/resources/settlement-calculator/neck-strain"},{"slug":"shoulder-injury","name":"Shoulder Injury","category":"Soft Tissue Injuries","description":"Shoulder injuries from accidents can include rotator cuff tears, dislocations, and soft tissue damage affecting mobility.","settlement":{"illustrativeBand":null,"illustrativeRange":null,"medicalCostInputRange":null,"classification":"user-input-hypothetical-model","note":"No preset outcome or medical-cost range is published. Users supply documented economic inputs."},"recovery":{"time":null,"note":"Recovery varies by diagnosis, severity, treatment response, and treating-clinician guidance."},"commonCauses":["Car accidents","Falls","Sports injuries","Workplace accidents"],"symptoms":["Shoulder pain","Limited range of motion","Weakness","Clicking sounds","Swelling"],"treatments":["Physical therapy","Cortisone injections","Surgery","Immobilization","Pain management"],"longTermEffects":["Chronic pain","Arthritis","Permanent weakness","Recurring dislocations"],"factors":[{"name":"Need for surgery","description":"Review need for surgery through the complete medical, work-loss, incident, and insurance record. This factor does not determine a claim outcome by itself."},{"name":"Permanent impairment","description":"Review permanent impairment through the complete medical, work-loss, incident, and insurance record. This factor does not determine a claim outcome by itself."}],"planningScenarios":[{"title":"Shoulder Injury diagnosis and symptom timeline","purpose":"Check whether the record documents the reported diagnosis, shoulder pain and limited range of motion, and how the findings changed after the incident.","recordsToCheck":["Initial evaluation and follow-up notes for shoulder injury","Imaging, testing, or specialist records addressing shoulder pain and limited range of motion","Prior records for the same body area so causation and aggravation questions are not overlooked"]},{"title":"Treatment, work, and daily-impact file","purpose":"Compare recommended care, including physical therapy and cortisone injections, with completed treatment, response, work restrictions, and any documented future needs.","recordsToCheck":["Treatment orders and progress notes for physical therapy and cortisone injections","Work-status notes, wage records, and employer confirmation of missed time or modified duties","Follow-up records addressing chronic pain and arthritis, if those concerns are documented"]},{"title":"Incident, causation, and coverage review","purpose":"Review whether incident evidence explains the reported mechanism, including car accidents and falls, and whether liability, comparative fault, or coverage remains disputed.","recordsToCheck":["Incident reports, photographs, witness information, and available video or property evidence","Contemporaneous medical notes addressing when shoulder injury symptoms began","Insurance policy pages, claim correspondence, coverage decisions, and lien information"]}],"exampleCalculations":[],"referenceSources":[{"label":"Sprains and Strains","publisher":"MedlinePlus, U.S. National Library of Medicine","url":"https://medlineplus.gov/sprainsandstrains.html","scope":"Federal health context for ligament, muscle, and tendon injuries; it does not establish an individual diagnosis or recovery time.","classification":"medical-context"},{"label":"Judicial Council of California Civil Jury Instructions (CACI)","publisher":"Judicial Branch of California","url":"https://courts.ca.gov/partners/california-jury-instructions/civil-jury-instructions-resource-center/civil-jury-instructions","scope":"Official current entry point for California civil jury instructions, including the damages instructions and cited legal authorities.","classification":"california-law"},{"label":"California Civil Code section 1431.2","publisher":"California Legislative Information","url":"https://leginfo.legislature.ca.gov/faces/codes_displaySection.xhtml?lawCode=CIV&sectionNum=1431.2.","scope":"Official statutory definitions of economic and noneconomic damages and the allocation of noneconomic damages in comparative-fault actions.","classification":"california-law"},{"label":"Fair Claims Settlement Practices Regulations","publisher":"California Department of Insurance","url":"https://www.insurance.ca.gov/01-consumers/130-laws-regs-hearings/05-CCR/fair-claims-regs.cfm","scope":"Official California insurance-claim handling rules and standards; coverage and duties still depend on the policy and claim facts.","classification":"insurance-process"}],"url":"https://hurtadvice.com/resources/settlement-calculator/shoulder-injury"}],"Fractures":[{"slug":"broken-arm","name":"Broken Arm","category":"Fractures","description":"Arm fractures range from simple breaks to complex fractures requiring surgery, commonly occurring in car accidents and falls.","settlement":{"illustrativeBand":null,"illustrativeRange":null,"medicalCostInputRange":null,"classification":"user-input-hypothetical-model","note":"No preset outcome or medical-cost range is published. Users supply documented economic inputs."},"recovery":{"time":null,"note":"Recovery varies by diagnosis, severity, treatment response, and treating-clinician guidance."},"commonCauses":["Car accidents","Falls","Sports injuries","Motorcycle accidents"],"symptoms":["Severe pain","Swelling","Bruising","Visible deformity","Inability to move arm"],"treatments":["Casting","Surgery","Physical therapy","Pain medication","Hardware installation"],"longTermEffects":["Chronic pain","Arthritis","Limited range of motion","Nerve damage"],"factors":[{"name":"Type of fracture","description":"Review type of fracture through the complete medical, work-loss, incident, and insurance record. This factor does not determine a claim outcome by itself."},{"name":"Need for hardware","description":"Review need for hardware through the complete medical, work-loss, incident, and insurance record. This factor does not determine a claim outcome by itself."},{"name":"Dominant arm affected","description":"Review dominant arm affected through the complete medical, work-loss, incident, and insurance record. This factor does not determine a claim outcome by itself."}],"planningScenarios":[{"title":"Broken Arm diagnosis and symptom timeline","purpose":"Check whether the record documents the reported diagnosis, severe pain and swelling, and how the findings changed after the incident.","recordsToCheck":["Initial evaluation and follow-up notes for broken arm","Imaging, testing, or specialist records addressing severe pain and swelling","Prior records for the same body area so causation and aggravation questions are not overlooked"]},{"title":"Treatment, work, and daily-impact file","purpose":"Compare recommended care, including casting and surgery, with completed treatment, response, work restrictions, and any documented future needs.","recordsToCheck":["Treatment orders and progress notes for casting and surgery","Work-status notes, wage records, and employer confirmation of missed time or modified duties","Follow-up records addressing chronic pain and arthritis, if those concerns are documented"]},{"title":"Incident, causation, and coverage review","purpose":"Review whether incident evidence explains the reported mechanism, including car accidents and falls, and whether liability, comparative fault, or coverage remains disputed.","recordsToCheck":["Incident reports, photographs, witness information, and available video or property evidence","Contemporaneous medical notes addressing when broken arm symptoms began","Insurance policy pages, claim correspondence, coverage decisions, and lien information"]}],"exampleCalculations":[],"referenceSources":[{"label":"Fractures","publisher":"MedlinePlus, U.S. National Library of Medicine","url":"https://medlineplus.gov/fractures.html","scope":"Federal health context for fracture types, diagnosis, and treatment; individual care and recovery depend on clinical findings.","classification":"medical-context"},{"label":"Judicial Council of California Civil Jury Instructions (CACI)","publisher":"Judicial Branch of California","url":"https://courts.ca.gov/partners/california-jury-instructions/civil-jury-instructions-resource-center/civil-jury-instructions","scope":"Official current entry point for California civil jury instructions, including the damages instructions and cited legal authorities.","classification":"california-law"},{"label":"California Civil Code section 1431.2","publisher":"California Legislative Information","url":"https://leginfo.legislature.ca.gov/faces/codes_displaySection.xhtml?lawCode=CIV&sectionNum=1431.2.","scope":"Official statutory definitions of economic and noneconomic damages and the allocation of noneconomic damages in comparative-fault actions.","classification":"california-law"},{"label":"Fair Claims Settlement Practices Regulations","publisher":"California Department of Insurance","url":"https://www.insurance.ca.gov/01-consumers/130-laws-regs-hearings/05-CCR/fair-claims-regs.cfm","scope":"Official California insurance-claim handling rules and standards; coverage and duties still depend on the policy and claim facts.","classification":"insurance-process"}],"url":"https://hurtadvice.com/resources/settlement-calculator/broken-arm"},{"slug":"broken-leg","name":"Broken Leg","category":"Fractures","description":"Leg fractures can severely impact mobility and often require surgery, physical therapy, and extended recovery time.","settlement":{"illustrativeBand":null,"illustrativeRange":null,"medicalCostInputRange":null,"classification":"user-input-hypothetical-model","note":"No preset outcome or medical-cost range is published. Users supply documented economic inputs."},"recovery":{"time":null,"note":"Recovery varies by diagnosis, severity, treatment response, and treating-clinician guidance."},"commonCauses":["Car accidents","Motorcycle accidents","Falls","Pedestrian accidents"],"symptoms":["Severe pain","Inability to walk","Visible deformity","Swelling","Bruising"],"treatments":["Surgery","Casting","Physical therapy","Hardware installation","Wheelchair/crutches"],"longTermEffects":["Chronic pain","Limping","Arthritis","Leg length discrepancy","Permanent disability"],"factors":[{"name":"Bone fractured","description":"Review bone fractured through the complete medical, work-loss, incident, and insurance record. This factor does not determine a claim outcome by itself."},{"name":"Mobility impairment","description":"Review mobility impairment through the complete medical, work-loss, incident, and insurance record. This factor does not determine a claim outcome by itself."}],"planningScenarios":[{"title":"Broken Leg diagnosis and symptom timeline","purpose":"Check whether the record documents the reported diagnosis, severe pain and inability to walk, and how the findings changed after the incident.","recordsToCheck":["Initial evaluation and follow-up notes for broken leg","Imaging, testing, or specialist records addressing severe pain and inability to walk","Prior records for the same body area so causation and aggravation questions are not overlooked"]},{"title":"Treatment, work, and daily-impact file","purpose":"Compare recommended care, including surgery and casting, with completed treatment, response, work restrictions, and any documented future needs.","recordsToCheck":["Treatment orders and progress notes for surgery and casting","Work-status notes, wage records, and employer confirmation of missed time or modified duties","Follow-up records addressing chronic pain and limping, if those concerns are documented"]},{"title":"Incident, causation, and coverage review","purpose":"Review whether incident evidence explains the reported mechanism, including car accidents and motorcycle accidents, and whether liability, comparative fault, or coverage remains disputed.","recordsToCheck":["Incident reports, photographs, witness information, and available video or property evidence","Contemporaneous medical notes addressing when broken leg symptoms began","Insurance policy pages, claim correspondence, coverage decisions, and lien information"]}],"exampleCalculations":[],"referenceSources":[{"label":"Fractures","publisher":"MedlinePlus, U.S. National Library of Medicine","url":"https://medlineplus.gov/fractures.html","scope":"Federal health context for fracture types, diagnosis, and treatment; individual care and recovery depend on clinical findings.","classification":"medical-context"},{"label":"Judicial Council of California Civil Jury Instructions (CACI)","publisher":"Judicial Branch of California","url":"https://courts.ca.gov/partners/california-jury-instructions/civil-jury-instructions-resource-center/civil-jury-instructions","scope":"Official current entry point for California civil jury instructions, including the damages instructions and cited legal authorities.","classification":"california-law"},{"label":"California Civil Code section 1431.2","publisher":"California Legislative Information","url":"https://leginfo.legislature.ca.gov/faces/codes_displaySection.xhtml?lawCode=CIV&sectionNum=1431.2.","scope":"Official statutory definitions of economic and noneconomic damages and the allocation of noneconomic damages in comparative-fault actions.","classification":"california-law"},{"label":"Fair Claims Settlement Practices Regulations","publisher":"California Department of Insurance","url":"https://www.insurance.ca.gov/01-consumers/130-laws-regs-hearings/05-CCR/fair-claims-regs.cfm","scope":"Official California insurance-claim handling rules and standards; coverage and duties still depend on the policy and claim facts.","classification":"insurance-process"}],"url":"https://hurtadvice.com/resources/settlement-calculator/broken-leg"},{"slug":"broken-wrist","name":"Broken Wrist","category":"Fractures","description":"Wrist fractures are common injuries that can significantly impact daily activities and work capabilities.","settlement":{"illustrativeBand":null,"illustrativeRange":null,"medicalCostInputRange":null,"classification":"user-input-hypothetical-model","note":"No preset outcome or medical-cost range is published. Users supply documented economic inputs."},"recovery":{"time":null,"note":"Recovery varies by diagnosis, severity, treatment response, and treating-clinician guidance."},"commonCauses":["Falls","Car accidents","Sports injuries","Bicycle accidents"],"symptoms":["Pain","Swelling","Bruising","Difficulty gripping","Visible deformity"],"treatments":["Casting","Surgery","Physical therapy","Hardware installation"],"longTermEffects":["Chronic pain","Arthritis","Limited range of motion","Weakness"],"factors":[{"name":"Type of wrist fracture","description":"Review type of wrist fracture through the complete medical, work-loss, incident, and insurance record. This factor does not determine a claim outcome by itself."},{"name":"Impact on occupation","description":"Review impact on occupation through the complete medical, work-loss, incident, and insurance record. This factor does not determine a claim outcome by itself."}],"planningScenarios":[{"title":"Broken Wrist diagnosis and symptom timeline","purpose":"Check whether the record documents the reported diagnosis, pain and swelling, and how the findings changed after the incident.","recordsToCheck":["Initial evaluation and follow-up notes for broken wrist","Imaging, testing, or specialist records addressing pain and swelling","Prior records for the same body area so causation and aggravation questions are not overlooked"]},{"title":"Treatment, work, and daily-impact file","purpose":"Compare recommended care, including casting and surgery, with completed treatment, response, work restrictions, and any documented future needs.","recordsToCheck":["Treatment orders and progress notes for casting and surgery","Work-status notes, wage records, and employer confirmation of missed time or modified duties","Follow-up records addressing chronic pain and arthritis, if those concerns are documented"]},{"title":"Incident, causation, and coverage review","purpose":"Review whether incident evidence explains the reported mechanism, including falls and car accidents, and whether liability, comparative fault, or coverage remains disputed.","recordsToCheck":["Incident reports, photographs, witness information, and available video or property evidence","Contemporaneous medical notes addressing when broken wrist symptoms began","Insurance policy pages, claim correspondence, coverage decisions, and lien information"]}],"exampleCalculations":[],"referenceSources":[{"label":"Fractures","publisher":"MedlinePlus, U.S. National Library of Medicine","url":"https://medlineplus.gov/fractures.html","scope":"Federal health context for fracture types, diagnosis, and treatment; individual care and recovery depend on clinical findings.","classification":"medical-context"},{"label":"Judicial Council of California Civil Jury Instructions (CACI)","publisher":"Judicial Branch of California","url":"https://courts.ca.gov/partners/california-jury-instructions/civil-jury-instructions-resource-center/civil-jury-instructions","scope":"Official current entry point for California civil jury instructions, including the damages instructions and cited legal authorities.","classification":"california-law"},{"label":"California Civil Code section 1431.2","publisher":"California Legislative Information","url":"https://leginfo.legislature.ca.gov/faces/codes_displaySection.xhtml?lawCode=CIV&sectionNum=1431.2.","scope":"Official statutory definitions of economic and noneconomic damages and the allocation of noneconomic damages in comparative-fault actions.","classification":"california-law"},{"label":"Fair Claims Settlement Practices Regulations","publisher":"California Department of Insurance","url":"https://www.insurance.ca.gov/01-consumers/130-laws-regs-hearings/05-CCR/fair-claims-regs.cfm","scope":"Official California insurance-claim handling rules and standards; coverage and duties still depend on the policy and claim facts.","classification":"insurance-process"}],"url":"https://hurtadvice.com/resources/settlement-calculator/broken-wrist"},{"slug":"broken-ankle","name":"Broken Ankle","category":"Fractures","description":"Ankle fractures can severely limit mobility and often require surgery with extended physical therapy.","settlement":{"illustrativeBand":null,"illustrativeRange":null,"medicalCostInputRange":null,"classification":"user-input-hypothetical-model","note":"No preset outcome or medical-cost range is published. Users supply documented economic inputs."},"recovery":{"time":null,"note":"Recovery varies by diagnosis, severity, treatment response, and treating-clinician guidance."},"commonCauses":["Car accidents","Falls","Sports injuries","Motorcycle accidents"],"symptoms":["Severe pain","Swelling","Bruising","Inability to bear weight","Visible deformity"],"treatments":["Surgery","Casting","Physical therapy","Hardware installation","Crutches/wheelchair"],"longTermEffects":["Chronic pain","Arthritis","Permanent limp","Limited mobility"],"factors":[{"name":"Number of bones fractured","description":"Review number of bones fractured through the complete medical, work-loss, incident, and insurance record. This factor does not determine a claim outcome by itself."},{"name":"Need for hardware","description":"Review need for hardware through the complete medical, work-loss, incident, and insurance record. This factor does not determine a claim outcome by itself."}],"planningScenarios":[{"title":"Broken Ankle diagnosis and symptom timeline","purpose":"Check whether the record documents the reported diagnosis, severe pain and swelling, and how the findings changed after the incident.","recordsToCheck":["Initial evaluation and follow-up notes for broken ankle","Imaging, testing, or specialist records addressing severe pain and swelling","Prior records for the same body area so causation and aggravation questions are not overlooked"]},{"title":"Treatment, work, and daily-impact file","purpose":"Compare recommended care, including surgery and casting, with completed treatment, response, work restrictions, and any documented future needs.","recordsToCheck":["Treatment orders and progress notes for surgery and casting","Work-status notes, wage records, and employer confirmation of missed time or modified duties","Follow-up records addressing chronic pain and arthritis, if those concerns are documented"]},{"title":"Incident, causation, and coverage review","purpose":"Review whether incident evidence explains the reported mechanism, including car accidents and falls, and whether liability, comparative fault, or coverage remains disputed.","recordsToCheck":["Incident reports, photographs, witness information, and available video or property evidence","Contemporaneous medical notes addressing when broken ankle symptoms began","Insurance policy pages, claim correspondence, coverage decisions, and lien information"]}],"exampleCalculations":[],"referenceSources":[{"label":"Fractures","publisher":"MedlinePlus, U.S. National Library of Medicine","url":"https://medlineplus.gov/fractures.html","scope":"Federal health context for fracture types, diagnosis, and treatment; individual care and recovery depend on clinical findings.","classification":"medical-context"},{"label":"Judicial Council of California Civil Jury Instructions (CACI)","publisher":"Judicial Branch of California","url":"https://courts.ca.gov/partners/california-jury-instructions/civil-jury-instructions-resource-center/civil-jury-instructions","scope":"Official current entry point for California civil jury instructions, including the damages instructions and cited legal authorities.","classification":"california-law"},{"label":"California Civil Code section 1431.2","publisher":"California Legislative Information","url":"https://leginfo.legislature.ca.gov/faces/codes_displaySection.xhtml?lawCode=CIV&sectionNum=1431.2.","scope":"Official statutory definitions of economic and noneconomic damages and the allocation of noneconomic damages in comparative-fault actions.","classification":"california-law"},{"label":"Fair Claims Settlement Practices Regulations","publisher":"California Department of Insurance","url":"https://www.insurance.ca.gov/01-consumers/130-laws-regs-hearings/05-CCR/fair-claims-regs.cfm","scope":"Official California insurance-claim handling rules and standards; coverage and duties still depend on the policy and claim facts.","classification":"insurance-process"}],"url":"https://hurtadvice.com/resources/settlement-calculator/broken-ankle"},{"slug":"broken-ribs","name":"Broken Ribs","category":"Fractures","description":"Broken ribs and rib fractures are painful chest injuries that can affect breathing, work activity, sleep, and daily movement. Severe cases may involve multiple fractures, a punctured lung, flail chest, pneumonia risk, or hospital monitoring.","settlement":{"illustrativeBand":null,"illustrativeRange":null,"medicalCostInputRange":null,"classification":"user-input-hypothetical-model","note":"No preset outcome or medical-cost range is published. Users supply documented economic inputs."},"recovery":{"time":null,"note":"Recovery varies by diagnosis, severity, treatment response, and treating-clinician guidance."},"commonCauses":["Car accidents","Seat belt or airbag chest trauma","Falls","Physical assault","Sports injuries","Workplace crush or impact injuries"],"symptoms":["Chest pain","Pain when breathing, coughing, or laughing","Tenderness over the rib cage","Bruising or swelling","Difficulty taking deep breaths","Sleep disruption from pain"],"treatments":["Emergency evaluation and imaging","Pain medication","Rest and activity limits","Breathing exercises or incentive spirometry","Hospital observation for complications","Surgery or chest tube care in severe cases"],"longTermEffects":["Chronic chest wall pain","Breathing difficulties","Pneumonia risk","Intercostal nerve pain","Reduced ability to lift, twist, sleep, or return to physical work"],"factors":[{"name":"Number of ribs broken","description":"Review number of ribs broken through the complete medical, work-loss, incident, and insurance record. This factor does not determine a claim outcome by itself."},{"name":"Complications","description":"Review complications through the complete medical, work-loss, incident, and insurance record. This factor does not determine a claim outcome by itself."},{"name":"Imaging and diagnosis timing","description":"Review imaging and diagnosis timing through the complete medical, work-loss, incident, and insurance record. This factor does not determine a claim outcome by itself."},{"name":"Work and daily-life restrictions","description":"Review work and daily-life restrictions through the complete medical, work-loss, incident, and insurance record. This factor does not determine a claim outcome by itself."},{"name":"Liability and mechanism of injury","description":"Review liability and mechanism of injury through the complete medical, work-loss, incident, and insurance record. This factor does not determine a claim outcome by itself."}],"planningScenarios":[{"title":"Broken Ribs diagnosis and symptom timeline","purpose":"Check whether the record documents the reported diagnosis, chest pain and pain when breathing, coughing, or laughing, and how the findings changed after the incident.","recordsToCheck":["Initial evaluation and follow-up notes for broken ribs","Imaging, testing, or specialist records addressing chest pain and pain when breathing, coughing, or laughing","Prior records for the same body area so causation and aggravation questions are not overlooked"]},{"title":"Treatment, work, and daily-impact file","purpose":"Compare recommended care, including emergency evaluation and imaging and pain medication, with completed treatment, response, work restrictions, and any documented future needs.","recordsToCheck":["Treatment orders and progress notes for emergency evaluation and imaging and pain medication","Work-status notes, wage records, and employer confirmation of missed time or modified duties","Follow-up records addressing chronic chest wall pain and breathing difficulties, if those concerns are documented"]},{"title":"Incident, causation, and coverage review","purpose":"Review whether incident evidence explains the reported mechanism, including car accidents and seat belt or airbag chest trauma, and whether liability, comparative fault, or coverage remains disputed.","recordsToCheck":["Incident reports, photographs, witness information, and available video or property evidence","Contemporaneous medical notes addressing when broken ribs symptoms began","Insurance policy pages, claim correspondence, coverage decisions, and lien information"]}],"exampleCalculations":[],"referenceSources":[{"label":"Fractures","publisher":"MedlinePlus, U.S. National Library of Medicine","url":"https://medlineplus.gov/fractures.html","scope":"Federal health context for fracture types, diagnosis, and treatment; individual care and recovery depend on clinical findings.","classification":"medical-context"},{"label":"Judicial Council of California Civil Jury Instructions (CACI)","publisher":"Judicial Branch of California","url":"https://courts.ca.gov/partners/california-jury-instructions/civil-jury-instructions-resource-center/civil-jury-instructions","scope":"Official current entry point for California civil jury instructions, including the damages instructions and cited legal authorities.","classification":"california-law"},{"label":"California Civil Code section 1431.2","publisher":"California Legislative Information","url":"https://leginfo.legislature.ca.gov/faces/codes_displaySection.xhtml?lawCode=CIV&sectionNum=1431.2.","scope":"Official statutory definitions of economic and noneconomic damages and the allocation of noneconomic damages in comparative-fault actions.","classification":"california-law"},{"label":"Fair Claims Settlement Practices Regulations","publisher":"California Department of Insurance","url":"https://www.insurance.ca.gov/01-consumers/130-laws-regs-hearings/05-CCR/fair-claims-regs.cfm","scope":"Official California insurance-claim handling rules and standards; coverage and duties still depend on the policy and claim facts.","classification":"insurance-process"}],"url":"https://hurtadvice.com/resources/settlement-calculator/broken-ribs"},{"slug":"broken-collarbone","name":"Broken Collarbone","category":"Fractures","description":"Clavicle fractures are common in car accidents and falls, often requiring surgery and extended recovery.","settlement":{"illustrativeBand":null,"illustrativeRange":null,"medicalCostInputRange":null,"classification":"user-input-hypothetical-model","note":"No preset outcome or medical-cost range is published. Users supply documented economic inputs."},"recovery":{"time":null,"note":"Recovery varies by diagnosis, severity, treatment response, and treating-clinician guidance."},"commonCauses":["Car accidents","Bicycle accidents","Falls","Sports injuries"],"symptoms":["Shoulder pain","Swelling","Visible bump","Difficulty moving arm","Grinding sensation"],"treatments":["Sling immobilization","Surgery","Physical therapy","Pain medication"],"longTermEffects":["Chronic pain","Shoulder weakness","Visible deformity","Arthritis"],"factors":[{"name":"Need for surgery","description":"Review need for surgery through the complete medical, work-loss, incident, and insurance record. This factor does not determine a claim outcome by itself."},{"name":"Permanent deformity","description":"Review permanent deformity through the complete medical, work-loss, incident, and insurance record. This factor does not determine a claim outcome by itself."}],"planningScenarios":[{"title":"Broken Collarbone diagnosis and symptom timeline","purpose":"Check whether the record documents the reported diagnosis, shoulder pain and swelling, and how the findings changed after the incident.","recordsToCheck":["Initial evaluation and follow-up notes for broken collarbone","Imaging, testing, or specialist records addressing shoulder pain and swelling","Prior records for the same body area so causation and aggravation questions are not overlooked"]},{"title":"Treatment, work, and daily-impact file","purpose":"Compare recommended care, including sling immobilization and surgery, with completed treatment, response, work restrictions, and any documented future needs.","recordsToCheck":["Treatment orders and progress notes for sling immobilization and surgery","Work-status notes, wage records, and employer confirmation of missed time or modified duties","Follow-up records addressing chronic pain and shoulder weakness, if those concerns are documented"]},{"title":"Incident, causation, and coverage review","purpose":"Review whether incident evidence explains the reported mechanism, including car accidents and bicycle accidents, and whether liability, comparative fault, or coverage remains disputed.","recordsToCheck":["Incident reports, photographs, witness information, and available video or property evidence","Contemporaneous medical notes addressing when broken collarbone symptoms began","Insurance policy pages, claim correspondence, coverage decisions, and lien information"]}],"exampleCalculations":[],"referenceSources":[{"label":"Fractures","publisher":"MedlinePlus, U.S. National Library of Medicine","url":"https://medlineplus.gov/fractures.html","scope":"Federal health context for fracture types, diagnosis, and treatment; individual care and recovery depend on clinical findings.","classification":"medical-context"},{"label":"Judicial Council of California Civil Jury Instructions (CACI)","publisher":"Judicial Branch of California","url":"https://courts.ca.gov/partners/california-jury-instructions/civil-jury-instructions-resource-center/civil-jury-instructions","scope":"Official current entry point for California civil jury instructions, including the damages instructions and cited legal authorities.","classification":"california-law"},{"label":"California Civil Code section 1431.2","publisher":"California Legislative Information","url":"https://leginfo.legislature.ca.gov/faces/codes_displaySection.xhtml?lawCode=CIV&sectionNum=1431.2.","scope":"Official statutory definitions of economic and noneconomic damages and the allocation of noneconomic damages in comparative-fault actions.","classification":"california-law"},{"label":"Fair Claims Settlement Practices Regulations","publisher":"California Department of Insurance","url":"https://www.insurance.ca.gov/01-consumers/130-laws-regs-hearings/05-CCR/fair-claims-regs.cfm","scope":"Official California insurance-claim handling rules and standards; coverage and duties still depend on the policy and claim facts.","classification":"insurance-process"}],"url":"https://hurtadvice.com/resources/settlement-calculator/broken-collarbone"},{"slug":"broken-pelvis","name":"Broken Pelvis","category":"Fractures","description":"Pelvic fractures are serious injuries that often result from high-impact accidents and can have long-lasting effects.","settlement":{"illustrativeBand":null,"illustrativeRange":null,"medicalCostInputRange":null,"classification":"user-input-hypothetical-model","note":"No preset outcome or medical-cost range is published. Users supply documented economic inputs."},"recovery":{"time":null,"note":"Recovery varies by diagnosis, severity, treatment response, and treating-clinician guidance."},"commonCauses":["Car accidents","Motorcycle accidents","Pedestrian accidents","Falls from height"],"symptoms":["Severe hip/groin pain","Inability to walk","Numbness","Internal bleeding signs"],"treatments":["Surgery","Bed rest","Physical therapy","Hardware installation","Blood transfusions"],"longTermEffects":["Chronic pain","Walking difficulties","Sexual dysfunction","Bladder issues","Permanent disability"],"factors":[{"name":"Stability of fracture","description":"Review stability of fracture through the complete medical, work-loss, incident, and insurance record. This factor does not determine a claim outcome by itself."},{"name":"Internal organ damage","description":"Review internal organ damage through the complete medical, work-loss, incident, and insurance record. This factor does not determine a claim outcome by itself."}],"planningScenarios":[{"title":"Broken Pelvis diagnosis and symptom timeline","purpose":"Check whether the record documents the reported diagnosis, severe hip/groin pain and inability to walk, and how the findings changed after the incident.","recordsToCheck":["Initial evaluation and follow-up notes for broken pelvis","Imaging, testing, or specialist records addressing severe hip/groin pain and inability to walk","Prior records for the same body area so causation and aggravation questions are not overlooked"]},{"title":"Treatment, work, and daily-impact file","purpose":"Compare recommended care, including surgery and bed rest, with completed treatment, response, work restrictions, and any documented future needs.","recordsToCheck":["Treatment orders and progress notes for surgery and bed rest","Work-status notes, wage records, and employer confirmation of missed time or modified duties","Follow-up records addressing chronic pain and walking difficulties, if those concerns are documented"]},{"title":"Incident, causation, and coverage review","purpose":"Review whether incident evidence explains the reported mechanism, including car accidents and motorcycle accidents, and whether liability, comparative fault, or coverage remains disputed.","recordsToCheck":["Incident reports, photographs, witness information, and available video or property evidence","Contemporaneous medical notes addressing when broken pelvis symptoms began","Insurance policy pages, claim correspondence, coverage decisions, and lien information"]}],"exampleCalculations":[],"referenceSources":[{"label":"Fractures","publisher":"MedlinePlus, U.S. National Library of Medicine","url":"https://medlineplus.gov/fractures.html","scope":"Federal health context for fracture types, diagnosis, and treatment; individual care and recovery depend on clinical findings.","classification":"medical-context"},{"label":"Judicial Council of California Civil Jury Instructions (CACI)","publisher":"Judicial Branch of California","url":"https://courts.ca.gov/partners/california-jury-instructions/civil-jury-instructions-resource-center/civil-jury-instructions","scope":"Official current entry point for California civil jury instructions, including the damages instructions and cited legal authorities.","classification":"california-law"},{"label":"California Civil Code section 1431.2","publisher":"California Legislative Information","url":"https://leginfo.legislature.ca.gov/faces/codes_displaySection.xhtml?lawCode=CIV&sectionNum=1431.2.","scope":"Official statutory definitions of economic and noneconomic damages and the allocation of noneconomic damages in comparative-fault actions.","classification":"california-law"},{"label":"Fair Claims Settlement Practices Regulations","publisher":"California Department of Insurance","url":"https://www.insurance.ca.gov/01-consumers/130-laws-regs-hearings/05-CCR/fair-claims-regs.cfm","scope":"Official California insurance-claim handling rules and standards; coverage and duties still depend on the policy and claim facts.","classification":"insurance-process"}],"url":"https://hurtadvice.com/resources/settlement-calculator/broken-pelvis"},{"slug":"broken-hip","name":"Broken Hip","category":"Fractures","description":"Hip fractures are severe injuries requiring surgery, often resulting in permanent mobility limitations.","settlement":{"illustrativeBand":null,"illustrativeRange":null,"medicalCostInputRange":null,"classification":"user-input-hypothetical-model","note":"No preset outcome or medical-cost range is published. Users supply documented economic inputs."},"recovery":{"time":null,"note":"Recovery varies by diagnosis, severity, treatment response, and treating-clinician guidance."},"commonCauses":["Car accidents","Falls","Pedestrian accidents","Motorcycle accidents"],"symptoms":["Severe pain","Inability to move","Shortened leg","Swelling","Bruising"],"treatments":["Surgery","Hip replacement","Physical therapy","Rehabilitation","Assistive devices"],"longTermEffects":["Chronic pain","Permanent disability","Need for hip replacement","Walking difficulties"],"factors":[{"name":"Need for hip replacement","description":"Review need for hip replacement through the complete medical, work-loss, incident, and insurance record. This factor does not determine a claim outcome by itself."},{"name":"Age of victim","description":"Review age of victim through the complete medical, work-loss, incident, and insurance record. This factor does not determine a claim outcome by itself."}],"planningScenarios":[{"title":"Broken Hip diagnosis and symptom timeline","purpose":"Check whether the record documents the reported diagnosis, severe pain and inability to move, and how the findings changed after the incident.","recordsToCheck":["Initial evaluation and follow-up notes for broken hip","Imaging, testing, or specialist records addressing severe pain and inability to move","Prior records for the same body area so causation and aggravation questions are not overlooked"]},{"title":"Treatment, work, and daily-impact file","purpose":"Compare recommended care, including surgery and hip replacement, with completed treatment, response, work restrictions, and any documented future needs.","recordsToCheck":["Treatment orders and progress notes for surgery and hip replacement","Work-status notes, wage records, and employer confirmation of missed time or modified duties","Follow-up records addressing chronic pain and permanent disability, if those concerns are documented"]},{"title":"Incident, causation, and coverage review","purpose":"Review whether incident evidence explains the reported mechanism, including car accidents and falls, and whether liability, comparative fault, or coverage remains disputed.","recordsToCheck":["Incident reports, photographs, witness information, and available video or property evidence","Contemporaneous medical notes addressing when broken hip symptoms began","Insurance policy pages, claim correspondence, coverage decisions, and lien information"]}],"exampleCalculations":[],"referenceSources":[{"label":"Fractures","publisher":"MedlinePlus, U.S. National Library of Medicine","url":"https://medlineplus.gov/fractures.html","scope":"Federal health context for fracture types, diagnosis, and treatment; individual care and recovery depend on clinical findings.","classification":"medical-context"},{"label":"Judicial Council of California Civil Jury Instructions (CACI)","publisher":"Judicial Branch of California","url":"https://courts.ca.gov/partners/california-jury-instructions/civil-jury-instructions-resource-center/civil-jury-instructions","scope":"Official current entry point for California civil jury instructions, including the damages instructions and cited legal authorities.","classification":"california-law"},{"label":"California Civil Code section 1431.2","publisher":"California Legislative Information","url":"https://leginfo.legislature.ca.gov/faces/codes_displaySection.xhtml?lawCode=CIV&sectionNum=1431.2.","scope":"Official statutory definitions of economic and noneconomic damages and the allocation of noneconomic damages in comparative-fault actions.","classification":"california-law"},{"label":"Fair Claims Settlement Practices Regulations","publisher":"California Department of Insurance","url":"https://www.insurance.ca.gov/01-consumers/130-laws-regs-hearings/05-CCR/fair-claims-regs.cfm","scope":"Official California insurance-claim handling rules and standards; coverage and duties still depend on the policy and claim facts.","classification":"insurance-process"}],"url":"https://hurtadvice.com/resources/settlement-calculator/broken-hip"},{"slug":"broken-skull","name":"Skull Fracture","category":"Fractures","description":"Skull fractures are serious head injuries that can lead to brain damage and require immediate medical attention.","settlement":{"illustrativeBand":null,"illustrativeRange":null,"medicalCostInputRange":null,"classification":"user-input-hypothetical-model","note":"No preset outcome or medical-cost range is published. Users supply documented economic inputs."},"recovery":{"time":null,"note":"Recovery varies by diagnosis, severity, treatment response, and treating-clinician guidance."},"commonCauses":["Car accidents","Falls","Assault","Motorcycle accidents"],"symptoms":["Head pain","Confusion","Swelling","Bleeding","Loss of consciousness"],"treatments":["Surgery","ICU care","Medication","Rehabilitation","Long-term therapy"],"longTermEffects":["Brain damage","Seizures","Cognitive impairment","Personality changes","Permanent disability"],"factors":[{"name":"Type of skull fracture","description":"Review type of skull fracture through the complete medical, work-loss, incident, and insurance record. This factor does not determine a claim outcome by itself."},{"name":"Associated brain injury","description":"Review associated brain injury through the complete medical, work-loss, incident, and insurance record. This factor does not determine a claim outcome by itself."}],"planningScenarios":[{"title":"Skull Fracture diagnosis and symptom timeline","purpose":"Check whether the record documents the reported diagnosis, head pain and confusion, and how the findings changed after the incident.","recordsToCheck":["Initial evaluation and follow-up notes for skull fracture","Imaging, testing, or specialist records addressing head pain and confusion","Prior records for the same body area so causation and aggravation questions are not overlooked"]},{"title":"Treatment, work, and daily-impact file","purpose":"Compare recommended care, including surgery and icu care, with completed treatment, response, work restrictions, and any documented future needs.","recordsToCheck":["Treatment orders and progress notes for surgery and icu care","Work-status notes, wage records, and employer confirmation of missed time or modified duties","Follow-up records addressing brain damage and seizures, if those concerns are documented"]},{"title":"Incident, causation, and coverage review","purpose":"Review whether incident evidence explains the reported mechanism, including car accidents and falls, and whether liability, comparative fault, or coverage remains disputed.","recordsToCheck":["Incident reports, photographs, witness information, and available video or property evidence","Contemporaneous medical notes addressing when skull fracture symptoms began","Insurance policy pages, claim correspondence, coverage decisions, and lien information"]}],"exampleCalculations":[],"referenceSources":[{"label":"Fractures","publisher":"MedlinePlus, U.S. National Library of Medicine","url":"https://medlineplus.gov/fractures.html","scope":"Federal health context for fracture types, diagnosis, and treatment; individual care and recovery depend on clinical findings.","classification":"medical-context"},{"label":"Judicial Council of California Civil Jury Instructions (CACI)","publisher":"Judicial Branch of California","url":"https://courts.ca.gov/partners/california-jury-instructions/civil-jury-instructions-resource-center/civil-jury-instructions","scope":"Official current entry point for California civil jury instructions, including the damages instructions and cited legal authorities.","classification":"california-law"},{"label":"California Civil Code section 1431.2","publisher":"California Legislative Information","url":"https://leginfo.legislature.ca.gov/faces/codes_displaySection.xhtml?lawCode=CIV&sectionNum=1431.2.","scope":"Official statutory definitions of economic and noneconomic damages and the allocation of noneconomic damages in comparative-fault actions.","classification":"california-law"},{"label":"Fair Claims Settlement Practices Regulations","publisher":"California Department of Insurance","url":"https://www.insurance.ca.gov/01-consumers/130-laws-regs-hearings/05-CCR/fair-claims-regs.cfm","scope":"Official California insurance-claim handling rules and standards; coverage and duties still depend on the policy and claim facts.","classification":"insurance-process"}],"url":"https://hurtadvice.com/resources/settlement-calculator/broken-skull"},{"slug":"facial-fractures","name":"Facial Fractures","category":"Fractures","description":"Facial fractures can affect the nose, cheekbones, jaw, and eye sockets, often causing permanent disfigurement.","settlement":{"illustrativeBand":null,"illustrativeRange":null,"medicalCostInputRange":null,"classification":"user-input-hypothetical-model","note":"No preset outcome or medical-cost range is published. Users supply documented economic inputs."},"recovery":{"time":null,"note":"Recovery varies by diagnosis, severity, treatment response, and treating-clinician guidance."},"commonCauses":["Car accidents","Assault","Falls","Sports injuries"],"symptoms":["Facial pain","Swelling","Bruising","Numbness","Vision problems","Difficulty eating"],"treatments":["Surgery","Wiring","Plates and screws","Reconstructive surgery","Dental work"],"longTermEffects":["Permanent scarring","Disfigurement","TMJ disorders","Vision problems","Nerve damage"],"factors":[{"name":"Permanent disfigurement","description":"Review permanent disfigurement through the complete medical, work-loss, incident, and insurance record. This factor does not determine a claim outcome by itself."},{"name":"Number of bones affected","description":"Review number of bones affected through the complete medical, work-loss, incident, and insurance record. This factor does not determine a claim outcome by itself."}],"planningScenarios":[{"title":"Facial Fractures diagnosis and symptom timeline","purpose":"Check whether the record documents the reported diagnosis, facial pain and swelling, and how the findings changed after the incident.","recordsToCheck":["Initial evaluation and follow-up notes for facial fractures","Imaging, testing, or specialist records addressing facial pain and swelling","Prior records for the same body area so causation and aggravation questions are not overlooked"]},{"title":"Treatment, work, and daily-impact file","purpose":"Compare recommended care, including surgery and wiring, with completed treatment, response, work restrictions, and any documented future needs.","recordsToCheck":["Treatment orders and progress notes for surgery and wiring","Work-status notes, wage records, and employer confirmation of missed time or modified duties","Follow-up records addressing permanent scarring and disfigurement, if those concerns are documented"]},{"title":"Incident, causation, and coverage review","purpose":"Review whether incident evidence explains the reported mechanism, including car accidents and assault, and whether liability, comparative fault, or coverage remains disputed.","recordsToCheck":["Incident reports, photographs, witness information, and available video or property evidence","Contemporaneous medical notes addressing when facial fractures symptoms began","Insurance policy pages, claim correspondence, coverage decisions, and lien information"]}],"exampleCalculations":[],"referenceSources":[{"label":"Fractures","publisher":"MedlinePlus, U.S. National Library of Medicine","url":"https://medlineplus.gov/fractures.html","scope":"Federal health context for fracture types, diagnosis, and treatment; individual care and recovery depend on clinical findings.","classification":"medical-context"},{"label":"Judicial Council of California Civil Jury Instructions (CACI)","publisher":"Judicial Branch of California","url":"https://courts.ca.gov/partners/california-jury-instructions/civil-jury-instructions-resource-center/civil-jury-instructions","scope":"Official current entry point for California civil jury instructions, including the damages instructions and cited legal authorities.","classification":"california-law"},{"label":"California Civil Code section 1431.2","publisher":"California Legislative Information","url":"https://leginfo.legislature.ca.gov/faces/codes_displaySection.xhtml?lawCode=CIV&sectionNum=1431.2.","scope":"Official statutory definitions of economic and noneconomic damages and the allocation of noneconomic damages in comparative-fault actions.","classification":"california-law"},{"label":"Fair Claims Settlement Practices Regulations","publisher":"California Department of Insurance","url":"https://www.insurance.ca.gov/01-consumers/130-laws-regs-hearings/05-CCR/fair-claims-regs.cfm","scope":"Official California insurance-claim handling rules and standards; coverage and duties still depend on the policy and claim facts.","classification":"insurance-process"}],"url":"https://hurtadvice.com/resources/settlement-calculator/facial-fractures"}],"Brain Injuries":[{"slug":"traumatic-brain-injury","name":"Traumatic Brain Injury (TBI)","category":"Brain Injuries","description":"TBI ranges from mild concussions to severe brain damage, with settlements reflecting the permanent impact on quality of life.","settlement":{"illustrativeBand":null,"illustrativeRange":null,"medicalCostInputRange":null,"classification":"user-input-hypothetical-model","note":"No preset outcome or medical-cost range is published. Users supply documented economic inputs."},"recovery":{"time":null,"note":"Recovery varies by diagnosis, severity, treatment response, and treating-clinician guidance."},"commonCauses":["Car accidents","Falls","Sports injuries","Assault","Workplace accidents"],"symptoms":["Headaches","Confusion","Memory loss","Mood changes","Seizures","Cognitive difficulties"],"treatments":["Emergency surgery","ICU care","Rehabilitation","Therapy","Medication","Long-term care"],"longTermEffects":["Permanent cognitive impairment","Personality changes","Physical disabilities","Seizure disorders","Need for lifelong care"],"factors":[{"name":"Severity of TBI","description":"Review severity of tbi through the complete medical, work-loss, incident, and insurance record. This factor does not determine a claim outcome by itself."},{"name":"Need for lifelong care","description":"Review need for lifelong care through the complete medical, work-loss, incident, and insurance record. This factor does not determine a claim outcome by itself."},{"name":"Loss of earning capacity","description":"Review loss of earning capacity through the complete medical, work-loss, incident, and insurance record. This factor does not determine a claim outcome by itself."}],"planningScenarios":[{"title":"Traumatic Brain Injury (TBI) diagnosis and symptom timeline","purpose":"Check whether the record documents the reported diagnosis, headaches and confusion, and how the findings changed after the incident.","recordsToCheck":["Initial evaluation and follow-up notes for traumatic brain injury (tbi)","Imaging, testing, or specialist records addressing headaches and confusion","Prior records for the same body area so causation and aggravation questions are not overlooked"]},{"title":"Treatment, work, and daily-impact file","purpose":"Compare recommended care, including emergency surgery and icu care, with completed treatment, response, work restrictions, and any documented future needs.","recordsToCheck":["Treatment orders and progress notes for emergency surgery and icu care","Work-status notes, wage records, and employer confirmation of missed time or modified duties","Follow-up records addressing permanent cognitive impairment and personality changes, if those concerns are documented"]},{"title":"Incident, causation, and coverage review","purpose":"Review whether incident evidence explains the reported mechanism, including car accidents and falls, and whether liability, comparative fault, or coverage remains disputed.","recordsToCheck":["Incident reports, photographs, witness information, and available video or property evidence","Contemporaneous medical notes addressing when traumatic brain injury (tbi) symptoms began","Insurance policy pages, claim correspondence, coverage decisions, and lien information"]}],"exampleCalculations":[],"referenceSources":[{"label":"About Mild TBI and Concussion","publisher":"Centers for Disease Control and Prevention","url":"https://www.cdc.gov/traumatic-brain-injury/about/index.html","scope":"Federal clinical context for mild traumatic brain injury and concussion symptoms, evaluation, and care.","classification":"medical-context"},{"label":"Judicial Council of California Civil Jury Instructions (CACI)","publisher":"Judicial Branch of California","url":"https://courts.ca.gov/partners/california-jury-instructions/civil-jury-instructions-resource-center/civil-jury-instructions","scope":"Official current entry point for California civil jury instructions, including the damages instructions and cited legal authorities.","classification":"california-law"},{"label":"California Civil Code section 1431.2","publisher":"California Legislative Information","url":"https://leginfo.legislature.ca.gov/faces/codes_displaySection.xhtml?lawCode=CIV&sectionNum=1431.2.","scope":"Official statutory definitions of economic and noneconomic damages and the allocation of noneconomic damages in comparative-fault actions.","classification":"california-law"},{"label":"Fair Claims Settlement Practices Regulations","publisher":"California Department of Insurance","url":"https://www.insurance.ca.gov/01-consumers/130-laws-regs-hearings/05-CCR/fair-claims-regs.cfm","scope":"Official California insurance-claim handling rules and standards; coverage and duties still depend on the policy and claim facts.","classification":"insurance-process"}],"url":"https://hurtadvice.com/resources/settlement-calculator/traumatic-brain-injury"},{"slug":"concussion","name":"Concussion","category":"Brain Injuries","description":"Concussions are mild traumatic brain injuries that can have lasting effects, especially with repeated injuries.","settlement":{"illustrativeBand":null,"illustrativeRange":null,"medicalCostInputRange":null,"classification":"user-input-hypothetical-model","note":"No preset outcome or medical-cost range is published. Users supply documented economic inputs."},"recovery":{"time":null,"note":"Recovery varies by diagnosis, severity, treatment response, and treating-clinician guidance."},"commonCauses":["Car accidents","Sports injuries","Falls","Assault"],"symptoms":["Headache","Dizziness","Confusion","Memory problems","Sensitivity to light/sound","Sleep disturbances"],"treatments":["Rest","Cognitive therapy","Medication","Gradual return to activities","Neurological monitoring"],"longTermEffects":["Post-concussion syndrome","Chronic headaches","Memory problems","Depression","Increased TBI risk"],"factors":[{"name":"Duration of symptoms","description":"Review duration of symptoms through the complete medical, work-loss, incident, and insurance record. This factor does not determine a claim outcome by itself."},{"name":"Multiple concussions","description":"Review multiple concussions through the complete medical, work-loss, incident, and insurance record. This factor does not determine a claim outcome by itself."}],"planningScenarios":[{"title":"Concussion diagnosis and symptom timeline","purpose":"Check whether the record documents the reported diagnosis, headache and dizziness, and how the findings changed after the incident.","recordsToCheck":["Initial evaluation and follow-up notes for concussion","Imaging, testing, or specialist records addressing headache and dizziness","Prior records for the same body area so causation and aggravation questions are not overlooked"]},{"title":"Treatment, work, and daily-impact file","purpose":"Compare recommended care, including rest and cognitive therapy, with completed treatment, response, work restrictions, and any documented future needs.","recordsToCheck":["Treatment orders and progress notes for rest and cognitive therapy","Work-status notes, wage records, and employer confirmation of missed time or modified duties","Follow-up records addressing post-concussion syndrome and chronic headaches, if those concerns are documented"]},{"title":"Incident, causation, and coverage review","purpose":"Review whether incident evidence explains the reported mechanism, including car accidents and sports injuries, and whether liability, comparative fault, or coverage remains disputed.","recordsToCheck":["Incident reports, photographs, witness information, and available video or property evidence","Contemporaneous medical notes addressing when concussion symptoms began","Insurance policy pages, claim correspondence, coverage decisions, and lien information"]}],"exampleCalculations":[],"referenceSources":[{"label":"About Mild TBI and Concussion","publisher":"Centers for Disease Control and Prevention","url":"https://www.cdc.gov/traumatic-brain-injury/about/index.html","scope":"Federal clinical context for mild traumatic brain injury and concussion symptoms, evaluation, and care.","classification":"medical-context"},{"label":"Judicial Council of California Civil Jury Instructions (CACI)","publisher":"Judicial Branch of California","url":"https://courts.ca.gov/partners/california-jury-instructions/civil-jury-instructions-resource-center/civil-jury-instructions","scope":"Official current entry point for California civil jury instructions, including the damages instructions and cited legal authorities.","classification":"california-law"},{"label":"California Civil Code section 1431.2","publisher":"California Legislative Information","url":"https://leginfo.legislature.ca.gov/faces/codes_displaySection.xhtml?lawCode=CIV&sectionNum=1431.2.","scope":"Official statutory definitions of economic and noneconomic damages and the allocation of noneconomic damages in comparative-fault actions.","classification":"california-law"},{"label":"Fair Claims Settlement Practices Regulations","publisher":"California Department of Insurance","url":"https://www.insurance.ca.gov/01-consumers/130-laws-regs-hearings/05-CCR/fair-claims-regs.cfm","scope":"Official California insurance-claim handling rules and standards; coverage and duties still depend on the policy and claim facts.","classification":"insurance-process"}],"url":"https://hurtadvice.com/resources/settlement-calculator/concussion"}],"Spinal Injuries":[{"slug":"spinal-cord-injury","name":"Spinal Cord Injury","category":"Spinal Injuries","description":"Spinal cord injuries can cause paralysis and permanent disability, resulting in life-changing consequences.","settlement":{"illustrativeBand":null,"illustrativeRange":null,"medicalCostInputRange":null,"classification":"user-input-hypothetical-model","note":"No preset outcome or medical-cost range is published. Users supply documented economic inputs."},"recovery":{"time":null,"note":"Recovery varies by diagnosis, severity, treatment response, and treating-clinician guidance."},"commonCauses":["Car accidents","Falls","Diving accidents","Sports injuries","Violence"],"symptoms":["Loss of movement","Loss of sensation","Difficulty breathing","Pain","Bowel/bladder dysfunction"],"treatments":["Emergency surgery","Stabilization","Rehabilitation","Assistive devices","Lifelong care"],"longTermEffects":["Paralysis","Chronic pain","Respiratory issues","Pressure sores","Need for lifelong assistance"],"factors":[{"name":"Level of injury","description":"Review level of injury through the complete medical, work-loss, incident, and insurance record. This factor does not determine a claim outcome by itself."},{"name":"Complete vs incomplete","description":"Review complete vs incomplete through the complete medical, work-loss, incident, and insurance record. This factor does not determine a claim outcome by itself."},{"name":"Age at injury","description":"Review age at injury through the complete medical, work-loss, incident, and insurance record. This factor does not determine a claim outcome by itself."}],"planningScenarios":[{"title":"Spinal Cord Injury diagnosis and symptom timeline","purpose":"Check whether the record documents the reported diagnosis, loss of movement and loss of sensation, and how the findings changed after the incident.","recordsToCheck":["Initial evaluation and follow-up notes for spinal cord injury","Imaging, testing, or specialist records addressing loss of movement and loss of sensation","Prior records for the same body area so causation and aggravation questions are not overlooked"]},{"title":"Treatment, work, and daily-impact file","purpose":"Compare recommended care, including emergency surgery and stabilization, with completed treatment, response, work restrictions, and any documented future needs.","recordsToCheck":["Treatment orders and progress notes for emergency surgery and stabilization","Work-status notes, wage records, and employer confirmation of missed time or modified duties","Follow-up records addressing paralysis and chronic pain, if those concerns are documented"]},{"title":"Incident, causation, and coverage review","purpose":"Review whether incident evidence explains the reported mechanism, including car accidents and falls, and whether liability, comparative fault, or coverage remains disputed.","recordsToCheck":["Incident reports, photographs, witness information, and available video or property evidence","Contemporaneous medical notes addressing when spinal cord injury symptoms began","Insurance policy pages, claim correspondence, coverage decisions, and lien information"]}],"exampleCalculations":[],"referenceSources":[{"label":"Spinal Cord Injury","publisher":"National Institute of Neurological Disorders and Stroke","url":"https://www.ninds.nih.gov/health-information/disorders/spinal-cord-injury","scope":"NIH context for spinal cord injury symptoms, diagnosis, treatment, rehabilitation, and research.","classification":"medical-context"},{"label":"Judicial Council of California Civil Jury Instructions (CACI)","publisher":"Judicial Branch of California","url":"https://courts.ca.gov/partners/california-jury-instructions/civil-jury-instructions-resource-center/civil-jury-instructions","scope":"Official current entry point for California civil jury instructions, including the damages instructions and cited legal authorities.","classification":"california-law"},{"label":"California Civil Code section 1431.2","publisher":"California Legislative Information","url":"https://leginfo.legislature.ca.gov/faces/codes_displaySection.xhtml?lawCode=CIV&sectionNum=1431.2.","scope":"Official statutory definitions of economic and noneconomic damages and the allocation of noneconomic damages in comparative-fault actions.","classification":"california-law"},{"label":"Fair Claims Settlement Practices Regulations","publisher":"California Department of Insurance","url":"https://www.insurance.ca.gov/01-consumers/130-laws-regs-hearings/05-CCR/fair-claims-regs.cfm","scope":"Official California insurance-claim handling rules and standards; coverage and duties still depend on the policy and claim facts.","classification":"insurance-process"}],"url":"https://hurtadvice.com/resources/settlement-calculator/spinal-cord-injury"},{"slug":"herniated-disc","name":"Herniated Disc","category":"Spinal Injuries","description":"Herniated discs occur when spinal disc material pushes out and presses on nerves, causing pain and numbness.","settlement":{"illustrativeBand":null,"illustrativeRange":null,"medicalCostInputRange":null,"classification":"user-input-hypothetical-model","note":"No preset outcome or medical-cost range is published. Users supply documented economic inputs."},"recovery":{"time":null,"note":"Recovery varies by diagnosis, severity, treatment response, and treating-clinician guidance."},"commonCauses":["Car accidents","Lifting injuries","Falls","Workplace accidents"],"symptoms":["Back pain","Radiating leg pain (sciatica)","Numbness","Weakness","Difficulty walking"],"treatments":["Physical therapy","Epidural injections","Surgery","Pain medication","Chiropractic care"],"longTermEffects":["Chronic pain","Recurring symptoms","Need for future surgery","Permanent nerve damage"],"factors":[{"name":"Number of discs affected","description":"Review number of discs affected through the complete medical, work-loss, incident, and insurance record. This factor does not determine a claim outcome by itself."},{"name":"Need for surgery","description":"Review need for surgery through the complete medical, work-loss, incident, and insurance record. This factor does not determine a claim outcome by itself."},{"name":"Nerve damage","description":"Review nerve damage through the complete medical, work-loss, incident, and insurance record. This factor does not determine a claim outcome by itself."}],"planningScenarios":[{"title":"Herniated Disc diagnosis and symptom timeline","purpose":"Check whether the record documents the reported diagnosis, back pain and radiating leg pain (sciatica), and how the findings changed after the incident.","recordsToCheck":["Initial evaluation and follow-up notes for herniated disc","Imaging, testing, or specialist records addressing back pain and radiating leg pain (sciatica)","Prior records for the same body area so causation and aggravation questions are not overlooked"]},{"title":"Treatment, work, and daily-impact file","purpose":"Compare recommended care, including physical therapy and epidural injections, with completed treatment, response, work restrictions, and any documented future needs.","recordsToCheck":["Treatment orders and progress notes for physical therapy and epidural injections","Work-status notes, wage records, and employer confirmation of missed time or modified duties","Follow-up records addressing chronic pain and recurring symptoms, if those concerns are documented"]},{"title":"Incident, causation, and coverage review","purpose":"Review whether incident evidence explains the reported mechanism, including car accidents and lifting injuries, and whether liability, comparative fault, or coverage remains disputed.","recordsToCheck":["Incident reports, photographs, witness information, and available video or property evidence","Contemporaneous medical notes addressing when herniated disc symptoms began","Insurance policy pages, claim correspondence, coverage decisions, and lien information"]}],"exampleCalculations":[],"referenceSources":[{"label":"Spinal Cord Injury","publisher":"National Institute of Neurological Disorders and Stroke","url":"https://www.ninds.nih.gov/health-information/disorders/spinal-cord-injury","scope":"NIH context for spinal cord injury symptoms, diagnosis, treatment, rehabilitation, and research.","classification":"medical-context"},{"label":"Judicial Council of California Civil Jury Instructions (CACI)","publisher":"Judicial Branch of California","url":"https://courts.ca.gov/partners/california-jury-instructions/civil-jury-instructions-resource-center/civil-jury-instructions","scope":"Official current entry point for California civil jury instructions, including the damages instructions and cited legal authorities.","classification":"california-law"},{"label":"California Civil Code section 1431.2","publisher":"California Legislative Information","url":"https://leginfo.legislature.ca.gov/faces/codes_displaySection.xhtml?lawCode=CIV&sectionNum=1431.2.","scope":"Official statutory definitions of economic and noneconomic damages and the allocation of noneconomic damages in comparative-fault actions.","classification":"california-law"},{"label":"Fair Claims Settlement Practices Regulations","publisher":"California Department of Insurance","url":"https://www.insurance.ca.gov/01-consumers/130-laws-regs-hearings/05-CCR/fair-claims-regs.cfm","scope":"Official California insurance-claim handling rules and standards; coverage and duties still depend on the policy and claim facts.","classification":"insurance-process"}],"url":"https://hurtadvice.com/resources/settlement-calculator/herniated-disc"},{"slug":"bulging-disc","name":"Bulging Disc","category":"Spinal Injuries","description":"Bulging discs involve disc material pushing outward without rupturing, often causing pain and discomfort.","settlement":{"illustrativeBand":null,"illustrativeRange":null,"medicalCostInputRange":null,"classification":"user-input-hypothetical-model","note":"No preset outcome or medical-cost range is published. Users supply documented economic inputs."},"recovery":{"time":null,"note":"Recovery varies by diagnosis, severity, treatment response, and treating-clinician guidance."},"commonCauses":["Car accidents","Heavy lifting","Falls","Repetitive strain"],"symptoms":["Back pain","Mild numbness","Muscle weakness","Stiffness"],"treatments":["Physical therapy","Pain medication","Chiropractic care","Injections"],"longTermEffects":["Chronic pain","Progression to herniation","Activity limitations"],"factors":[{"name":"Progression to herniation","description":"Review progression to herniation through the complete medical, work-loss, incident, and insurance record. This factor does not determine a claim outcome by itself."},{"name":"Multiple bulging discs","description":"Review multiple bulging discs through the complete medical, work-loss, incident, and insurance record. This factor does not determine a claim outcome by itself."}],"planningScenarios":[{"title":"Bulging Disc diagnosis and symptom timeline","purpose":"Check whether the record documents the reported diagnosis, back pain and mild numbness, and how the findings changed after the incident.","recordsToCheck":["Initial evaluation and follow-up notes for bulging disc","Imaging, testing, or specialist records addressing back pain and mild numbness","Prior records for the same body area so causation and aggravation questions are not overlooked"]},{"title":"Treatment, work, and daily-impact file","purpose":"Compare recommended care, including physical therapy and pain medication, with completed treatment, response, work restrictions, and any documented future needs.","recordsToCheck":["Treatment orders and progress notes for physical therapy and pain medication","Work-status notes, wage records, and employer confirmation of missed time or modified duties","Follow-up records addressing chronic pain and progression to herniation, if those concerns are documented"]},{"title":"Incident, causation, and coverage review","purpose":"Review whether incident evidence explains the reported mechanism, including car accidents and heavy lifting, and whether liability, comparative fault, or coverage remains disputed.","recordsToCheck":["Incident reports, photographs, witness information, and available video or property evidence","Contemporaneous medical notes addressing when bulging disc symptoms began","Insurance policy pages, claim correspondence, coverage decisions, and lien information"]}],"exampleCalculations":[],"referenceSources":[{"label":"Spinal Cord Injury","publisher":"National Institute of Neurological Disorders and Stroke","url":"https://www.ninds.nih.gov/health-information/disorders/spinal-cord-injury","scope":"NIH context for spinal cord injury symptoms, diagnosis, treatment, rehabilitation, and research.","classification":"medical-context"},{"label":"Judicial Council of California Civil Jury Instructions (CACI)","publisher":"Judicial Branch of California","url":"https://courts.ca.gov/partners/california-jury-instructions/civil-jury-instructions-resource-center/civil-jury-instructions","scope":"Official current entry point for California civil jury instructions, including the damages instructions and cited legal authorities.","classification":"california-law"},{"label":"California Civil Code section 1431.2","publisher":"California Legislative Information","url":"https://leginfo.legislature.ca.gov/faces/codes_displaySection.xhtml?lawCode=CIV&sectionNum=1431.2.","scope":"Official statutory definitions of economic and noneconomic damages and the allocation of noneconomic damages in comparative-fault actions.","classification":"california-law"},{"label":"Fair Claims Settlement Practices Regulations","publisher":"California Department of Insurance","url":"https://www.insurance.ca.gov/01-consumers/130-laws-regs-hearings/05-CCR/fair-claims-regs.cfm","scope":"Official California insurance-claim handling rules and standards; coverage and duties still depend on the policy and claim facts.","classification":"insurance-process"}],"url":"https://hurtadvice.com/resources/settlement-calculator/bulging-disc"},{"slug":"spinal-fusion","name":"Spinal Fusion Surgery","category":"Spinal Injuries","description":"Spinal fusion permanently connects vertebrae, often needed after severe back injuries from accidents.","settlement":{"illustrativeBand":null,"illustrativeRange":null,"medicalCostInputRange":null,"classification":"user-input-hypothetical-model","note":"No preset outcome or medical-cost range is published. Users supply documented economic inputs."},"recovery":{"time":null,"note":"Recovery varies by diagnosis, severity, treatment response, and treating-clinician guidance."},"commonCauses":["Car accidents","Falls","Workplace accidents","Degenerative conditions worsened by trauma"],"symptoms":["Severe back pain","Nerve pain","Limited mobility","Weakness"],"treatments":["Spinal fusion surgery","Hardware installation","Extensive physical therapy","Pain management"],"longTermEffects":["Permanent reduced flexibility","Adjacent segment disease","Chronic pain","Activity restrictions"],"factors":[{"name":"Number of levels fused","description":"Review number of levels fused through the complete medical, work-loss, incident, and insurance record. This factor does not determine a claim outcome by itself."},{"name":"Complications","description":"Review complications through the complete medical, work-loss, incident, and insurance record. This factor does not determine a claim outcome by itself."},{"name":"Age at surgery","description":"Review age at surgery through the complete medical, work-loss, incident, and insurance record. This factor does not determine a claim outcome by itself."}],"planningScenarios":[{"title":"Spinal Fusion Surgery diagnosis and symptom timeline","purpose":"Check whether the record documents the reported diagnosis, severe back pain and nerve pain, and how the findings changed after the incident.","recordsToCheck":["Initial evaluation and follow-up notes for spinal fusion surgery","Imaging, testing, or specialist records addressing severe back pain and nerve pain","Prior records for the same body area so causation and aggravation questions are not overlooked"]},{"title":"Treatment, work, and daily-impact file","purpose":"Compare recommended care, including spinal fusion surgery and hardware installation, with completed treatment, response, work restrictions, and any documented future needs.","recordsToCheck":["Treatment orders and progress notes for spinal fusion surgery and hardware installation","Work-status notes, wage records, and employer confirmation of missed time or modified duties","Follow-up records addressing permanent reduced flexibility and adjacent segment disease, if those concerns are documented"]},{"title":"Incident, causation, and coverage review","purpose":"Review whether incident evidence explains the reported mechanism, including car accidents and falls, and whether liability, comparative fault, or coverage remains disputed.","recordsToCheck":["Incident reports, photographs, witness information, and available video or property evidence","Contemporaneous medical notes addressing when spinal fusion surgery symptoms began","Insurance policy pages, claim correspondence, coverage decisions, and lien information"]}],"exampleCalculations":[],"referenceSources":[{"label":"Spinal Cord Injury","publisher":"National Institute of Neurological Disorders and Stroke","url":"https://www.ninds.nih.gov/health-information/disorders/spinal-cord-injury","scope":"NIH context for spinal cord injury symptoms, diagnosis, treatment, rehabilitation, and research.","classification":"medical-context"},{"label":"Judicial Council of California Civil Jury Instructions (CACI)","publisher":"Judicial Branch of California","url":"https://courts.ca.gov/partners/california-jury-instructions/civil-jury-instructions-resource-center/civil-jury-instructions","scope":"Official current entry point for California civil jury instructions, including the damages instructions and cited legal authorities.","classification":"california-law"},{"label":"California Civil Code section 1431.2","publisher":"California Legislative Information","url":"https://leginfo.legislature.ca.gov/faces/codes_displaySection.xhtml?lawCode=CIV&sectionNum=1431.2.","scope":"Official statutory definitions of economic and noneconomic damages and the allocation of noneconomic damages in comparative-fault actions.","classification":"california-law"},{"label":"Fair Claims Settlement Practices Regulations","publisher":"California Department of Insurance","url":"https://www.insurance.ca.gov/01-consumers/130-laws-regs-hearings/05-CCR/fair-claims-regs.cfm","scope":"Official California insurance-claim handling rules and standards; coverage and duties still depend on the policy and claim facts.","classification":"insurance-process"}],"url":"https://hurtadvice.com/resources/settlement-calculator/spinal-fusion"},{"slug":"vertebral-fracture","name":"Vertebral Fracture","category":"Spinal Injuries","description":"Vertebral fractures are serious spinal injuries that can lead to chronic pain and neurological problems.","settlement":{"illustrativeBand":null,"illustrativeRange":null,"medicalCostInputRange":null,"classification":"user-input-hypothetical-model","note":"No preset outcome or medical-cost range is published. Users supply documented economic inputs."},"recovery":{"time":null,"note":"Recovery varies by diagnosis, severity, treatment response, and treating-clinician guidance."},"commonCauses":["Car accidents","Falls","Motorcycle accidents","Sports injuries"],"symptoms":["Severe back pain","Height loss","Difficulty standing","Numbness","Weakness"],"treatments":["Bracing","Vertebroplasty","Kyphoplasty","Spinal fusion","Physical therapy"],"longTermEffects":["Chronic pain","Spinal deformity","Height loss","Nerve damage","Need for future surgery"],"factors":[{"name":"Number of vertebrae fractured","description":"Review number of vertebrae fractured through the complete medical, work-loss, incident, and insurance record. This factor does not determine a claim outcome by itself."},{"name":"Nerve involvement","description":"Review nerve involvement through the complete medical, work-loss, incident, and insurance record. This factor does not determine a claim outcome by itself."},{"name":"Need for surgery","description":"Review need for surgery through the complete medical, work-loss, incident, and insurance record. This factor does not determine a claim outcome by itself."}],"planningScenarios":[{"title":"Vertebral Fracture diagnosis and symptom timeline","purpose":"Check whether the record documents the reported diagnosis, severe back pain and height loss, and how the findings changed after the incident.","recordsToCheck":["Initial evaluation and follow-up notes for vertebral fracture","Imaging, testing, or specialist records addressing severe back pain and height loss","Prior records for the same body area so causation and aggravation questions are not overlooked"]},{"title":"Treatment, work, and daily-impact file","purpose":"Compare recommended care, including bracing and vertebroplasty, with completed treatment, response, work restrictions, and any documented future needs.","recordsToCheck":["Treatment orders and progress notes for bracing and vertebroplasty","Work-status notes, wage records, and employer confirmation of missed time or modified duties","Follow-up records addressing chronic pain and spinal deformity, if those concerns are documented"]},{"title":"Incident, causation, and coverage review","purpose":"Review whether incident evidence explains the reported mechanism, including car accidents and falls, and whether liability, comparative fault, or coverage remains disputed.","recordsToCheck":["Incident reports, photographs, witness information, and available video or property evidence","Contemporaneous medical notes addressing when vertebral fracture symptoms began","Insurance policy pages, claim correspondence, coverage decisions, and lien information"]}],"exampleCalculations":[],"referenceSources":[{"label":"Spinal Cord Injury","publisher":"National Institute of Neurological Disorders and Stroke","url":"https://www.ninds.nih.gov/health-information/disorders/spinal-cord-injury","scope":"NIH context for spinal cord injury symptoms, diagnosis, treatment, rehabilitation, and research.","classification":"medical-context"},{"label":"Judicial Council of California Civil Jury Instructions (CACI)","publisher":"Judicial Branch of California","url":"https://courts.ca.gov/partners/california-jury-instructions/civil-jury-instructions-resource-center/civil-jury-instructions","scope":"Official current entry point for California civil jury instructions, including the damages instructions and cited legal authorities.","classification":"california-law"},{"label":"California Civil Code section 1431.2","publisher":"California Legislative Information","url":"https://leginfo.legislature.ca.gov/faces/codes_displaySection.xhtml?lawCode=CIV&sectionNum=1431.2.","scope":"Official statutory definitions of economic and noneconomic damages and the allocation of noneconomic damages in comparative-fault actions.","classification":"california-law"},{"label":"Fair Claims Settlement Practices Regulations","publisher":"California Department of Insurance","url":"https://www.insurance.ca.gov/01-consumers/130-laws-regs-hearings/05-CCR/fair-claims-regs.cfm","scope":"Official California insurance-claim handling rules and standards; coverage and duties still depend on the policy and claim facts.","classification":"insurance-process"}],"url":"https://hurtadvice.com/resources/settlement-calculator/vertebral-fracture"}],"Burn Injuries":[{"slug":"burn-injuries","name":"Burn Injuries","category":"Burn Injuries","description":"Burn injuries range from minor first-degree burns to life-threatening third-degree burns requiring extensive treatment.","settlement":{"illustrativeBand":null,"illustrativeRange":null,"medicalCostInputRange":null,"classification":"user-input-hypothetical-model","note":"No preset outcome or medical-cost range is published. Users supply documented economic inputs."},"recovery":{"time":null,"note":"Recovery varies by diagnosis, severity, treatment response, and treating-clinician guidance."},"commonCauses":["Car accidents","Workplace accidents","Defective products","Chemical exposure","Fires"],"symptoms":["Pain","Blistering","Skin damage","Infection risk","Scarring"],"treatments":["Wound care","Skin grafts","Surgery","Rehabilitation","Psychological therapy"],"longTermEffects":["Permanent scarring","Disfigurement","Loss of function","Psychological trauma","Chronic pain"],"factors":[{"name":"Degree of burns","description":"Review degree of burns through the complete medical, work-loss, incident, and insurance record. This factor does not determine a claim outcome by itself."},{"name":"Percentage of body burned","description":"Review percentage of body burned through the complete medical, work-loss, incident, and insurance record. This factor does not determine a claim outcome by itself."},{"name":"Visible scarring","description":"Review visible scarring through the complete medical, work-loss, incident, and insurance record. This factor does not determine a claim outcome by itself."}],"planningScenarios":[{"title":"Burn Injuries diagnosis and symptom timeline","purpose":"Check whether the record documents the reported diagnosis, pain and blistering, and how the findings changed after the incident.","recordsToCheck":["Initial evaluation and follow-up notes for burn injuries","Imaging, testing, or specialist records addressing pain and blistering","Prior records for the same body area so causation and aggravation questions are not overlooked"]},{"title":"Treatment, work, and daily-impact file","purpose":"Compare recommended care, including wound care and skin grafts, with completed treatment, response, work restrictions, and any documented future needs.","recordsToCheck":["Treatment orders and progress notes for wound care and skin grafts","Work-status notes, wage records, and employer confirmation of missed time or modified duties","Follow-up records addressing permanent scarring and disfigurement, if those concerns are documented"]},{"title":"Incident, causation, and coverage review","purpose":"Review whether incident evidence explains the reported mechanism, including car accidents and workplace accidents, and whether liability, comparative fault, or coverage remains disputed.","recordsToCheck":["Incident reports, photographs, witness information, and available video or property evidence","Contemporaneous medical notes addressing when burn injuries symptoms began","Insurance policy pages, claim correspondence, coverage decisions, and lien information"]}],"exampleCalculations":[],"referenceSources":[{"label":"Burns","publisher":"MedlinePlus, U.S. National Library of Medicine","url":"https://medlineplus.gov/burns.html","scope":"Federal health context for burn causes, depth, complications, and treatment considerations.","classification":"medical-context"},{"label":"Judicial Council of California Civil Jury Instructions (CACI)","publisher":"Judicial Branch of California","url":"https://courts.ca.gov/partners/california-jury-instructions/civil-jury-instructions-resource-center/civil-jury-instructions","scope":"Official current entry point for California civil jury instructions, including the damages instructions and cited legal authorities.","classification":"california-law"},{"label":"California Civil Code section 1431.2","publisher":"California Legislative Information","url":"https://leginfo.legislature.ca.gov/faces/codes_displaySection.xhtml?lawCode=CIV&sectionNum=1431.2.","scope":"Official statutory definitions of economic and noneconomic damages and the allocation of noneconomic damages in comparative-fault actions.","classification":"california-law"},{"label":"Fair Claims Settlement Practices Regulations","publisher":"California Department of Insurance","url":"https://www.insurance.ca.gov/01-consumers/130-laws-regs-hearings/05-CCR/fair-claims-regs.cfm","scope":"Official California insurance-claim handling rules and standards; coverage and duties still depend on the policy and claim facts.","classification":"insurance-process"}],"url":"https://hurtadvice.com/resources/settlement-calculator/burn-injuries"}],"Internal Injuries":[{"slug":"internal-bleeding","name":"Internal Bleeding","category":"Internal Injuries","description":"Internal bleeding from accidents is a life-threatening condition requiring emergency medical intervention.","settlement":{"illustrativeBand":null,"illustrativeRange":null,"medicalCostInputRange":null,"classification":"user-input-hypothetical-model","note":"No preset outcome or medical-cost range is published. Users supply documented economic inputs."},"recovery":{"time":null,"note":"Recovery varies by diagnosis, severity, treatment response, and treating-clinician guidance."},"commonCauses":["Car accidents","Falls","Assault","Workplace accidents"],"symptoms":["Abdominal pain","Dizziness","Low blood pressure","Bruising","Shock"],"treatments":["Emergency surgery","Blood transfusions","ICU care","Monitoring"],"longTermEffects":["Organ damage","Chronic pain","Weakness","Anemia"],"factors":[{"name":"Organs affected","description":"Review organs affected through the complete medical, work-loss, incident, and insurance record. This factor does not determine a claim outcome by itself."},{"name":"Need for organ removal","description":"Review need for organ removal through the complete medical, work-loss, incident, and insurance record. This factor does not determine a claim outcome by itself."}],"planningScenarios":[{"title":"Internal Bleeding diagnosis and symptom timeline","purpose":"Check whether the record documents the reported diagnosis, abdominal pain and dizziness, and how the findings changed after the incident.","recordsToCheck":["Initial evaluation and follow-up notes for internal bleeding","Imaging, testing, or specialist records addressing abdominal pain and dizziness","Prior records for the same body area so causation and aggravation questions are not overlooked"]},{"title":"Treatment, work, and daily-impact file","purpose":"Compare recommended care, including emergency surgery and blood transfusions, with completed treatment, response, work restrictions, and any documented future needs.","recordsToCheck":["Treatment orders and progress notes for emergency surgery and blood transfusions","Work-status notes, wage records, and employer confirmation of missed time or modified duties","Follow-up records addressing organ damage and chronic pain, if those concerns are documented"]},{"title":"Incident, causation, and coverage review","purpose":"Review whether incident evidence explains the reported mechanism, including car accidents and falls, and whether liability, comparative fault, or coverage remains disputed.","recordsToCheck":["Incident reports, photographs, witness information, and available video or property evidence","Contemporaneous medical notes addressing when internal bleeding symptoms began","Insurance policy pages, claim correspondence, coverage decisions, and lien information"]}],"exampleCalculations":[],"referenceSources":[{"label":"Injuries and Wounds","publisher":"MedlinePlus, U.S. National Library of Medicine","url":"https://medlineplus.gov/injuriesandwounds.html","scope":"General federal health-information index for injury types, diagnosis topics, and treatment resources.","classification":"medical-context"},{"label":"Judicial Council of California Civil Jury Instructions (CACI)","publisher":"Judicial Branch of California","url":"https://courts.ca.gov/partners/california-jury-instructions/civil-jury-instructions-resource-center/civil-jury-instructions","scope":"Official current entry point for California civil jury instructions, including the damages instructions and cited legal authorities.","classification":"california-law"},{"label":"California Civil Code section 1431.2","publisher":"California Legislative Information","url":"https://leginfo.legislature.ca.gov/faces/codes_displaySection.xhtml?lawCode=CIV&sectionNum=1431.2.","scope":"Official statutory definitions of economic and noneconomic damages and the allocation of noneconomic damages in comparative-fault actions.","classification":"california-law"},{"label":"Fair Claims Settlement Practices Regulations","publisher":"California Department of Insurance","url":"https://www.insurance.ca.gov/01-consumers/130-laws-regs-hearings/05-CCR/fair-claims-regs.cfm","scope":"Official California insurance-claim handling rules and standards; coverage and duties still depend on the policy and claim facts.","classification":"insurance-process"}],"url":"https://hurtadvice.com/resources/settlement-calculator/internal-bleeding"},{"slug":"organ-damage","name":"Organ Damage","category":"Internal Injuries","description":"Organ damage from trauma can affect the liver, spleen, kidneys, lungs, or other vital organs.","settlement":{"illustrativeBand":null,"illustrativeRange":null,"medicalCostInputRange":null,"classification":"user-input-hypothetical-model","note":"No preset outcome or medical-cost range is published. Users supply documented economic inputs."},"recovery":{"time":null,"note":"Recovery varies by diagnosis, severity, treatment response, and treating-clinician guidance."},"commonCauses":["Car accidents","Motorcycle accidents","Falls","Assault"],"symptoms":["Severe pain","Bleeding","Organ failure signs","Shock"],"treatments":["Emergency surgery","Organ repair/removal","ICU care","Transplant (severe cases)"],"longTermEffects":["Permanent organ dysfunction","Need for ongoing medication","Lifestyle changes","Reduced life expectancy"],"factors":[{"name":"Organ affected","description":"Review organ affected through the complete medical, work-loss, incident, and insurance record. This factor does not determine a claim outcome by itself."},{"name":"Permanent dysfunction","description":"Review permanent dysfunction through the complete medical, work-loss, incident, and insurance record. This factor does not determine a claim outcome by itself."},{"name":"Need for transplant","description":"Review need for transplant through the complete medical, work-loss, incident, and insurance record. This factor does not determine a claim outcome by itself."}],"planningScenarios":[{"title":"Organ Damage diagnosis and symptom timeline","purpose":"Check whether the record documents the reported diagnosis, severe pain and bleeding, and how the findings changed after the incident.","recordsToCheck":["Initial evaluation and follow-up notes for organ damage","Imaging, testing, or specialist records addressing severe pain and bleeding","Prior records for the same body area so causation and aggravation questions are not overlooked"]},{"title":"Treatment, work, and daily-impact file","purpose":"Compare recommended care, including emergency surgery and organ repair/removal, with completed treatment, response, work restrictions, and any documented future needs.","recordsToCheck":["Treatment orders and progress notes for emergency surgery and organ repair/removal","Work-status notes, wage records, and employer confirmation of missed time or modified duties","Follow-up records addressing permanent organ dysfunction and need for ongoing medication, if those concerns are documented"]},{"title":"Incident, causation, and coverage review","purpose":"Review whether incident evidence explains the reported mechanism, including car accidents and motorcycle accidents, and whether liability, comparative fault, or coverage remains disputed.","recordsToCheck":["Incident reports, photographs, witness information, and available video or property evidence","Contemporaneous medical notes addressing when organ damage symptoms began","Insurance policy pages, claim correspondence, coverage decisions, and lien information"]}],"exampleCalculations":[],"referenceSources":[{"label":"Injuries and Wounds","publisher":"MedlinePlus, U.S. National Library of Medicine","url":"https://medlineplus.gov/injuriesandwounds.html","scope":"General federal health-information index for injury types, diagnosis topics, and treatment resources.","classification":"medical-context"},{"label":"Judicial Council of California Civil Jury Instructions (CACI)","publisher":"Judicial Branch of California","url":"https://courts.ca.gov/partners/california-jury-instructions/civil-jury-instructions-resource-center/civil-jury-instructions","scope":"Official current entry point for California civil jury instructions, including the damages instructions and cited legal authorities.","classification":"california-law"},{"label":"California Civil Code section 1431.2","publisher":"California Legislative Information","url":"https://leginfo.legislature.ca.gov/faces/codes_displaySection.xhtml?lawCode=CIV&sectionNum=1431.2.","scope":"Official statutory definitions of economic and noneconomic damages and the allocation of noneconomic damages in comparative-fault actions.","classification":"california-law"},{"label":"Fair Claims Settlement Practices Regulations","publisher":"California Department of Insurance","url":"https://www.insurance.ca.gov/01-consumers/130-laws-regs-hearings/05-CCR/fair-claims-regs.cfm","scope":"Official California insurance-claim handling rules and standards; coverage and duties still depend on the policy and claim facts.","classification":"insurance-process"}],"url":"https://hurtadvice.com/resources/settlement-calculator/organ-damage"}],"Catastrophic Injuries":[{"slug":"amputation","name":"Amputation","category":"Catastrophic Injuries","description":"Amputation of limbs or digits from accidents results in permanent disability and life-altering changes.","settlement":{"illustrativeBand":null,"illustrativeRange":null,"medicalCostInputRange":null,"classification":"user-input-hypothetical-model","note":"No preset outcome or medical-cost range is published. Users supply documented economic inputs."},"recovery":{"time":null,"note":"Recovery varies by diagnosis, severity, treatment response, and treating-clinician guidance."},"commonCauses":["Car accidents","Motorcycle accidents","Workplace accidents","Medical malpractice"],"symptoms":["Loss of limb/digit","Phantom pain","Psychological trauma","Need for prosthetics"],"treatments":["Emergency surgery","Prosthetics","Physical therapy","Psychological counseling","Occupational therapy"],"longTermEffects":["Permanent disability","Prosthetic needs","Psychological effects","Career changes","Lifestyle modifications"],"factors":[{"name":"Location of amputation","description":"Review location of amputation through the complete medical, work-loss, incident, and insurance record. This factor does not determine a claim outcome by itself."},{"name":"Dominant limb affected","description":"Review dominant limb affected through the complete medical, work-loss, incident, and insurance record. This factor does not determine a claim outcome by itself."},{"name":"Age at amputation","description":"Review age at amputation through the complete medical, work-loss, incident, and insurance record. This factor does not determine a claim outcome by itself."},{"name":"Prosthetic requirements","description":"Review prosthetic requirements through the complete medical, work-loss, incident, and insurance record. This factor does not determine a claim outcome by itself."}],"planningScenarios":[{"title":"Amputation diagnosis and symptom timeline","purpose":"Check whether the record documents the reported diagnosis, loss of limb/digit and phantom pain, and how the findings changed after the incident.","recordsToCheck":["Initial evaluation and follow-up notes for amputation","Imaging, testing, or specialist records addressing loss of limb/digit and phantom pain","Prior records for the same body area so causation and aggravation questions are not overlooked"]},{"title":"Treatment, work, and daily-impact file","purpose":"Compare recommended care, including emergency surgery and prosthetics, with completed treatment, response, work restrictions, and any documented future needs.","recordsToCheck":["Treatment orders and progress notes for emergency surgery and prosthetics","Work-status notes, wage records, and employer confirmation of missed time or modified duties","Follow-up records addressing permanent disability and prosthetic needs, if those concerns are documented"]},{"title":"Incident, causation, and coverage review","purpose":"Review whether incident evidence explains the reported mechanism, including car accidents and motorcycle accidents, and whether liability, comparative fault, or coverage remains disputed.","recordsToCheck":["Incident reports, photographs, witness information, and available video or property evidence","Contemporaneous medical notes addressing when amputation symptoms began","Insurance policy pages, claim correspondence, coverage decisions, and lien information"]}],"exampleCalculations":[],"referenceSources":[{"label":"Injuries and Wounds","publisher":"MedlinePlus, U.S. National Library of Medicine","url":"https://medlineplus.gov/injuriesandwounds.html","scope":"General federal health-information index for injury types, diagnosis topics, and treatment resources.","classification":"medical-context"},{"label":"Judicial Council of California Civil Jury Instructions (CACI)","publisher":"Judicial Branch of California","url":"https://courts.ca.gov/partners/california-jury-instructions/civil-jury-instructions-resource-center/civil-jury-instructions","scope":"Official current entry point for California civil jury instructions, including the damages instructions and cited legal authorities.","classification":"california-law"},{"label":"California Civil Code section 1431.2","publisher":"California Legislative Information","url":"https://leginfo.legislature.ca.gov/faces/codes_displaySection.xhtml?lawCode=CIV&sectionNum=1431.2.","scope":"Official statutory definitions of economic and noneconomic damages and the allocation of noneconomic damages in comparative-fault actions.","classification":"california-law"},{"label":"Fair Claims Settlement Practices Regulations","publisher":"California Department of Insurance","url":"https://www.insurance.ca.gov/01-consumers/130-laws-regs-hearings/05-CCR/fair-claims-regs.cfm","scope":"Official California insurance-claim handling rules and standards; coverage and duties still depend on the policy and claim facts.","classification":"insurance-process"}],"url":"https://hurtadvice.com/resources/settlement-calculator/amputation"}],"Nerve Injuries":[{"slug":"nerve-damage","name":"Nerve Damage","category":"Nerve Injuries","description":"Nerve damage from accidents can cause pain, numbness, weakness, and permanent loss of function.","settlement":{"illustrativeBand":null,"illustrativeRange":null,"medicalCostInputRange":null,"classification":"user-input-hypothetical-model","note":"No preset outcome or medical-cost range is published. Users supply documented economic inputs."},"recovery":{"time":null,"note":"Recovery varies by diagnosis, severity, treatment response, and treating-clinician guidance."},"commonCauses":["Car accidents","Falls","Surgical errors","Workplace accidents"],"symptoms":["Numbness","Tingling","Burning pain","Weakness","Loss of coordination"],"treatments":["Physical therapy","Medication","Surgery","Pain management","Nerve blocks"],"longTermEffects":["Chronic pain","Permanent numbness","Muscle weakness","Loss of function"],"factors":[{"name":"Nerves affected","description":"Review nerves affected through the complete medical, work-loss, incident, and insurance record. This factor does not determine a claim outcome by itself."},{"name":"Permanence of damage","description":"Review permanence of damage through the complete medical, work-loss, incident, and insurance record. This factor does not determine a claim outcome by itself."},{"name":"Impact on function","description":"Review impact on function through the complete medical, work-loss, incident, and insurance record. This factor does not determine a claim outcome by itself."}],"planningScenarios":[{"title":"Nerve Damage diagnosis and symptom timeline","purpose":"Check whether the record documents the reported diagnosis, numbness and tingling, and how the findings changed after the incident.","recordsToCheck":["Initial evaluation and follow-up notes for nerve damage","Imaging, testing, or specialist records addressing numbness and tingling","Prior records for the same body area so causation and aggravation questions are not overlooked"]},{"title":"Treatment, work, and daily-impact file","purpose":"Compare recommended care, including physical therapy and medication, with completed treatment, response, work restrictions, and any documented future needs.","recordsToCheck":["Treatment orders and progress notes for physical therapy and medication","Work-status notes, wage records, and employer confirmation of missed time or modified duties","Follow-up records addressing chronic pain and permanent numbness, if those concerns are documented"]},{"title":"Incident, causation, and coverage review","purpose":"Review whether incident evidence explains the reported mechanism, including car accidents and falls, and whether liability, comparative fault, or coverage remains disputed.","recordsToCheck":["Incident reports, photographs, witness information, and available video or property evidence","Contemporaneous medical notes addressing when nerve damage symptoms began","Insurance policy pages, claim correspondence, coverage decisions, and lien information"]}],"exampleCalculations":[],"referenceSources":[{"label":"Injuries and Wounds","publisher":"MedlinePlus, U.S. National Library of Medicine","url":"https://medlineplus.gov/injuriesandwounds.html","scope":"General federal health-information index for injury types, diagnosis topics, and treatment resources.","classification":"medical-context"},{"label":"Judicial Council of California Civil Jury Instructions (CACI)","publisher":"Judicial Branch of California","url":"https://courts.ca.gov/partners/california-jury-instructions/civil-jury-instructions-resource-center/civil-jury-instructions","scope":"Official current entry point for California civil jury instructions, including the damages instructions and cited legal authorities.","classification":"california-law"},{"label":"California Civil Code section 1431.2","publisher":"California Legislative Information","url":"https://leginfo.legislature.ca.gov/faces/codes_displaySection.xhtml?lawCode=CIV&sectionNum=1431.2.","scope":"Official statutory definitions of economic and noneconomic damages and the allocation of noneconomic damages in comparative-fault actions.","classification":"california-law"},{"label":"Fair Claims Settlement Practices Regulations","publisher":"California Department of Insurance","url":"https://www.insurance.ca.gov/01-consumers/130-laws-regs-hearings/05-CCR/fair-claims-regs.cfm","scope":"Official California insurance-claim handling rules and standards; coverage and duties still depend on the policy and claim facts.","classification":"insurance-process"}],"url":"https://hurtadvice.com/resources/settlement-calculator/nerve-damage"},{"slug":"carpal-tunnel","name":"Carpal Tunnel Syndrome","category":"Nerve Injuries","description":"Carpal tunnel can develop or worsen after traumatic injury, causing pain and numbness in the hand.","settlement":{"illustrativeBand":null,"illustrativeRange":null,"medicalCostInputRange":null,"classification":"user-input-hypothetical-model","note":"No preset outcome or medical-cost range is published. Users supply documented economic inputs."},"recovery":{"time":null,"note":"Recovery varies by diagnosis, severity, treatment response, and treating-clinician guidance."},"commonCauses":["Car accidents","Workplace repetitive motion","Falls","Wrist fractures"],"symptoms":["Hand numbness","Tingling","Weakness","Difficulty gripping","Night symptoms"],"treatments":["Wrist splinting","Physical therapy","Injections","Carpal tunnel release surgery"],"longTermEffects":["Chronic numbness","Weakness","Recurring symptoms","Need for surgery"],"factors":[{"name":"Need for surgery","description":"Review need for surgery through the complete medical, work-loss, incident, and insurance record. This factor does not determine a claim outcome by itself."},{"name":"Bilateral involvement","description":"Review bilateral involvement through the complete medical, work-loss, incident, and insurance record. This factor does not determine a claim outcome by itself."}],"planningScenarios":[{"title":"Carpal Tunnel Syndrome diagnosis and symptom timeline","purpose":"Check whether the record documents the reported diagnosis, hand numbness and tingling, and how the findings changed after the incident.","recordsToCheck":["Initial evaluation and follow-up notes for carpal tunnel syndrome","Imaging, testing, or specialist records addressing hand numbness and tingling","Prior records for the same body area so causation and aggravation questions are not overlooked"]},{"title":"Treatment, work, and daily-impact file","purpose":"Compare recommended care, including wrist splinting and physical therapy, with completed treatment, response, work restrictions, and any documented future needs.","recordsToCheck":["Treatment orders and progress notes for wrist splinting and physical therapy","Work-status notes, wage records, and employer confirmation of missed time or modified duties","Follow-up records addressing chronic numbness and weakness, if those concerns are documented"]},{"title":"Incident, causation, and coverage review","purpose":"Review whether incident evidence explains the reported mechanism, including car accidents and workplace repetitive motion, and whether liability, comparative fault, or coverage remains disputed.","recordsToCheck":["Incident reports, photographs, witness information, and available video or property evidence","Contemporaneous medical notes addressing when carpal tunnel syndrome symptoms began","Insurance policy pages, claim correspondence, coverage decisions, and lien information"]}],"exampleCalculations":[],"referenceSources":[{"label":"Injuries and Wounds","publisher":"MedlinePlus, U.S. National Library of Medicine","url":"https://medlineplus.gov/injuriesandwounds.html","scope":"General federal health-information index for injury types, diagnosis topics, and treatment resources.","classification":"medical-context"},{"label":"Judicial Council of California Civil Jury Instructions (CACI)","publisher":"Judicial Branch of California","url":"https://courts.ca.gov/partners/california-jury-instructions/civil-jury-instructions-resource-center/civil-jury-instructions","scope":"Official current entry point for California civil jury instructions, including the damages instructions and cited legal authorities.","classification":"california-law"},{"label":"California Civil Code section 1431.2","publisher":"California Legislative Information","url":"https://leginfo.legislature.ca.gov/faces/codes_displaySection.xhtml?lawCode=CIV&sectionNum=1431.2.","scope":"Official statutory definitions of economic and noneconomic damages and the allocation of noneconomic damages in comparative-fault actions.","classification":"california-law"},{"label":"Fair Claims Settlement Practices Regulations","publisher":"California Department of Insurance","url":"https://www.insurance.ca.gov/01-consumers/130-laws-regs-hearings/05-CCR/fair-claims-regs.cfm","scope":"Official California insurance-claim handling rules and standards; coverage and duties still depend on the policy and claim facts.","classification":"insurance-process"}],"url":"https://hurtadvice.com/resources/settlement-calculator/carpal-tunnel"},{"slug":"sciatica","name":"Sciatica","category":"Nerve Injuries","description":"Sciatica involves radiating leg pain from nerve compression, often resulting from disc injuries.","settlement":{"illustrativeBand":null,"illustrativeRange":null,"medicalCostInputRange":null,"classification":"user-input-hypothetical-model","note":"No preset outcome or medical-cost range is published. Users supply documented economic inputs."},"recovery":{"time":null,"note":"Recovery varies by diagnosis, severity, treatment response, and treating-clinician guidance."},"commonCauses":["Car accidents","Falls","Lifting injuries","Workplace accidents"],"symptoms":["Radiating leg pain","Lower back pain","Numbness","Weakness","Difficulty walking"],"treatments":["Physical therapy","Pain medication","Epidural injections","Surgery"],"longTermEffects":["Chronic pain","Recurring episodes","Need for surgery","Activity limitations"],"factors":[{"name":"Underlying disc herniation","description":"Review underlying disc herniation through the complete medical, work-loss, incident, and insurance record. This factor does not determine a claim outcome by itself."},{"name":"Need for surgery","description":"Review need for surgery through the complete medical, work-loss, incident, and insurance record. This factor does not determine a claim outcome by itself."}],"planningScenarios":[{"title":"Sciatica diagnosis and symptom timeline","purpose":"Check whether the record documents the reported diagnosis, radiating leg pain and lower back pain, and how the findings changed after the incident.","recordsToCheck":["Initial evaluation and follow-up notes for sciatica","Imaging, testing, or specialist records addressing radiating leg pain and lower back pain","Prior records for the same body area so causation and aggravation questions are not overlooked"]},{"title":"Treatment, work, and daily-impact file","purpose":"Compare recommended care, including physical therapy and pain medication, with completed treatment, response, work restrictions, and any documented future needs.","recordsToCheck":["Treatment orders and progress notes for physical therapy and pain medication","Work-status notes, wage records, and employer confirmation of missed time or modified duties","Follow-up records addressing chronic pain and recurring episodes, if those concerns are documented"]},{"title":"Incident, causation, and coverage review","purpose":"Review whether incident evidence explains the reported mechanism, including car accidents and falls, and whether liability, comparative fault, or coverage remains disputed.","recordsToCheck":["Incident reports, photographs, witness information, and available video or property evidence","Contemporaneous medical notes addressing when sciatica symptoms began","Insurance policy pages, claim correspondence, coverage decisions, and lien information"]}],"exampleCalculations":[],"referenceSources":[{"label":"Injuries and Wounds","publisher":"MedlinePlus, U.S. National Library of Medicine","url":"https://medlineplus.gov/injuriesandwounds.html","scope":"General federal health-information index for injury types, diagnosis topics, and treatment resources.","classification":"medical-context"},{"label":"Judicial Council of California Civil Jury Instructions (CACI)","publisher":"Judicial Branch of California","url":"https://courts.ca.gov/partners/california-jury-instructions/civil-jury-instructions-resource-center/civil-jury-instructions","scope":"Official current entry point for California civil jury instructions, including the damages instructions and cited legal authorities.","classification":"california-law"},{"label":"California Civil Code section 1431.2","publisher":"California Legislative Information","url":"https://leginfo.legislature.ca.gov/faces/codes_displaySection.xhtml?lawCode=CIV&sectionNum=1431.2.","scope":"Official statutory definitions of economic and noneconomic damages and the allocation of noneconomic damages in comparative-fault actions.","classification":"california-law"},{"label":"Fair Claims Settlement Practices Regulations","publisher":"California Department of Insurance","url":"https://www.insurance.ca.gov/01-consumers/130-laws-regs-hearings/05-CCR/fair-claims-regs.cfm","scope":"Official California insurance-claim handling rules and standards; coverage and duties still depend on the policy and claim facts.","classification":"insurance-process"}],"url":"https://hurtadvice.com/resources/settlement-calculator/sciatica"}],"Psychological Injuries":[{"slug":"ptsd","name":"PTSD (Post-Traumatic Stress Disorder)","category":"Psychological Injuries","description":"PTSD can develop after traumatic accidents, causing severe psychological symptoms requiring treatment.","settlement":{"illustrativeBand":null,"illustrativeRange":null,"medicalCostInputRange":null,"classification":"user-input-hypothetical-model","note":"No preset outcome or medical-cost range is published. Users supply documented economic inputs."},"recovery":{"time":null,"note":"Recovery varies by diagnosis, severity, treatment response, and treating-clinician guidance."},"commonCauses":["Car accidents","Assault","Workplace trauma","Witnessing death"],"symptoms":["Flashbacks","Nightmares","Anxiety","Depression","Avoidance behaviors","Sleep disturbances"],"treatments":["Therapy","Medication","EMDR","Support groups","Psychiatric care"],"longTermEffects":["Chronic anxiety","Depression","Relationship problems","Work difficulties","Substance abuse risk"],"factors":[{"name":"Severity of PTSD","description":"Review severity of ptsd through the complete medical, work-loss, incident, and insurance record. This factor does not determine a claim outcome by itself."},{"name":"Impact on daily life","description":"Review impact on daily life through the complete medical, work-loss, incident, and insurance record. This factor does not determine a claim outcome by itself."},{"name":"Duration of symptoms","description":"Review duration of symptoms through the complete medical, work-loss, incident, and insurance record. This factor does not determine a claim outcome by itself."}],"planningScenarios":[{"title":"PTSD (Post-Traumatic Stress Disorder) diagnosis and symptom timeline","purpose":"Check whether the record documents the reported diagnosis, flashbacks and nightmares, and how the findings changed after the incident.","recordsToCheck":["Initial evaluation and follow-up notes for ptsd (post-traumatic stress disorder)","Imaging, testing, or specialist records addressing flashbacks and nightmares","Prior records for the same body area so causation and aggravation questions are not overlooked"]},{"title":"Treatment, work, and daily-impact file","purpose":"Compare recommended care, including therapy and medication, with completed treatment, response, work restrictions, and any documented future needs.","recordsToCheck":["Treatment orders and progress notes for therapy and medication","Work-status notes, wage records, and employer confirmation of missed time or modified duties","Follow-up records addressing chronic anxiety and depression, if those concerns are documented"]},{"title":"Incident, causation, and coverage review","purpose":"Review whether incident evidence explains the reported mechanism, including car accidents and assault, and whether liability, comparative fault, or coverage remains disputed.","recordsToCheck":["Incident reports, photographs, witness information, and available video or property evidence","Contemporaneous medical notes addressing when ptsd (post-traumatic stress disorder) symptoms began","Insurance policy pages, claim correspondence, coverage decisions, and lien information"]}],"exampleCalculations":[],"referenceSources":[{"label":"Traumatic Events and Post-Traumatic Stress Disorder","publisher":"National Institute of Mental Health","url":"https://www.nimh.nih.gov/health/topics/post-traumatic-stress-disorder-ptsd","scope":"Federal mental-health context for responses to trauma and PTSD; diagnosis belongs to a qualified clinician.","classification":"medical-context"},{"label":"Judicial Council of California Civil Jury Instructions (CACI)","publisher":"Judicial Branch of California","url":"https://courts.ca.gov/partners/california-jury-instructions/civil-jury-instructions-resource-center/civil-jury-instructions","scope":"Official current entry point for California civil jury instructions, including the damages instructions and cited legal authorities.","classification":"california-law"},{"label":"California Civil Code section 1431.2","publisher":"California Legislative Information","url":"https://leginfo.legislature.ca.gov/faces/codes_displaySection.xhtml?lawCode=CIV&sectionNum=1431.2.","scope":"Official statutory definitions of economic and noneconomic damages and the allocation of noneconomic damages in comparative-fault actions.","classification":"california-law"},{"label":"Fair Claims Settlement Practices Regulations","publisher":"California Department of Insurance","url":"https://www.insurance.ca.gov/01-consumers/130-laws-regs-hearings/05-CCR/fair-claims-regs.cfm","scope":"Official California insurance-claim handling rules and standards; coverage and duties still depend on the policy and claim facts.","classification":"insurance-process"}],"url":"https://hurtadvice.com/resources/settlement-calculator/ptsd"},{"slug":"anxiety-depression","name":"Anxiety and Depression","category":"Psychological Injuries","description":"Accident-related anxiety and depression are compensable conditions that can significantly impact quality of life.","settlement":{"illustrativeBand":null,"illustrativeRange":null,"medicalCostInputRange":null,"classification":"user-input-hypothetical-model","note":"No preset outcome or medical-cost range is published. Users supply documented economic inputs."},"recovery":{"time":null,"note":"Recovery varies by diagnosis, severity, treatment response, and treating-clinician guidance."},"commonCauses":["Car accidents","Workplace injuries","Medical malpractice","Assault"],"symptoms":["Persistent worry","Sadness","Sleep problems","Loss of interest","Fatigue","Difficulty concentrating"],"treatments":["Therapy","Medication","Counseling","Lifestyle changes"],"longTermEffects":["Chronic mental health conditions","Relationship difficulties","Work problems","Physical health effects"],"factors":[{"name":"Severity and duration","description":"Review severity and duration through the complete medical, work-loss, incident, and insurance record. This factor does not determine a claim outcome by itself."},{"name":"Impact on work","description":"Review impact on work through the complete medical, work-loss, incident, and insurance record. This factor does not determine a claim outcome by itself."},{"name":"Prior mental health history","description":"Review prior mental health history through the complete medical, work-loss, incident, and insurance record. This factor does not determine a claim outcome by itself."}],"planningScenarios":[{"title":"Anxiety and Depression diagnosis and symptom timeline","purpose":"Check whether the record documents the reported diagnosis, persistent worry and sadness, and how the findings changed after the incident.","recordsToCheck":["Initial evaluation and follow-up notes for anxiety and depression","Imaging, testing, or specialist records addressing persistent worry and sadness","Prior records for the same body area so causation and aggravation questions are not overlooked"]},{"title":"Treatment, work, and daily-impact file","purpose":"Compare recommended care, including therapy and medication, with completed treatment, response, work restrictions, and any documented future needs.","recordsToCheck":["Treatment orders and progress notes for therapy and medication","Work-status notes, wage records, and employer confirmation of missed time or modified duties","Follow-up records addressing chronic mental health conditions and relationship difficulties, if those concerns are documented"]},{"title":"Incident, causation, and coverage review","purpose":"Review whether incident evidence explains the reported mechanism, including car accidents and workplace injuries, and whether liability, comparative fault, or coverage remains disputed.","recordsToCheck":["Incident reports, photographs, witness information, and available video or property evidence","Contemporaneous medical notes addressing when anxiety and depression symptoms began","Insurance policy pages, claim correspondence, coverage decisions, and lien information"]}],"exampleCalculations":[],"referenceSources":[{"label":"Traumatic Events and Post-Traumatic Stress Disorder","publisher":"National Institute of Mental Health","url":"https://www.nimh.nih.gov/health/topics/post-traumatic-stress-disorder-ptsd","scope":"Federal mental-health context for responses to trauma and PTSD; diagnosis belongs to a qualified clinician.","classification":"medical-context"},{"label":"Judicial Council of California Civil Jury Instructions (CACI)","publisher":"Judicial Branch of California","url":"https://courts.ca.gov/partners/california-jury-instructions/civil-jury-instructions-resource-center/civil-jury-instructions","scope":"Official current entry point for California civil jury instructions, including the damages instructions and cited legal authorities.","classification":"california-law"},{"label":"California Civil Code section 1431.2","publisher":"California Legislative Information","url":"https://leginfo.legislature.ca.gov/faces/codes_displaySection.xhtml?lawCode=CIV&sectionNum=1431.2.","scope":"Official statutory definitions of economic and noneconomic damages and the allocation of noneconomic damages in comparative-fault actions.","classification":"california-law"},{"label":"Fair Claims Settlement Practices Regulations","publisher":"California Department of Insurance","url":"https://www.insurance.ca.gov/01-consumers/130-laws-regs-hearings/05-CCR/fair-claims-regs.cfm","scope":"Official California insurance-claim handling rules and standards; coverage and duties still depend on the policy and claim facts.","classification":"insurance-process"}],"url":"https://hurtadvice.com/resources/settlement-calculator/anxiety-depression"}],"Joint Injuries":[{"slug":"knee-injury","name":"Knee Injury","category":"Joint Injuries","description":"Knee injuries from accidents can involve ligament tears, meniscus damage, and other structures requiring surgery.","settlement":{"illustrativeBand":null,"illustrativeRange":null,"medicalCostInputRange":null,"classification":"user-input-hypothetical-model","note":"No preset outcome or medical-cost range is published. Users supply documented economic inputs."},"recovery":{"time":null,"note":"Recovery varies by diagnosis, severity, treatment response, and treating-clinician guidance."},"commonCauses":["Car accidents","Falls","Sports injuries","Workplace accidents"],"symptoms":["Pain","Swelling","Instability","Difficulty walking","Popping sounds","Limited range of motion"],"treatments":["Surgery","Physical therapy","Bracing","Injections","Knee replacement"],"longTermEffects":["Chronic pain","Arthritis","Recurring instability","Need for replacement","Activity limitations"],"factors":[{"name":"Type of knee injury","description":"Review type of knee injury through the complete medical, work-loss, incident, and insurance record. This factor does not determine a claim outcome by itself."},{"name":"Need for knee replacement","description":"Review need for knee replacement through the complete medical, work-loss, incident, and insurance record. This factor does not determine a claim outcome by itself."},{"name":"Age and activity level","description":"Review age and activity level through the complete medical, work-loss, incident, and insurance record. This factor does not determine a claim outcome by itself."}],"planningScenarios":[{"title":"Knee Injury diagnosis and symptom timeline","purpose":"Check whether the record documents the reported diagnosis, pain and swelling, and how the findings changed after the incident.","recordsToCheck":["Initial evaluation and follow-up notes for knee injury","Imaging, testing, or specialist records addressing pain and swelling","Prior records for the same body area so causation and aggravation questions are not overlooked"]},{"title":"Treatment, work, and daily-impact file","purpose":"Compare recommended care, including surgery and physical therapy, with completed treatment, response, work restrictions, and any documented future needs.","recordsToCheck":["Treatment orders and progress notes for surgery and physical therapy","Work-status notes, wage records, and employer confirmation of missed time or modified duties","Follow-up records addressing chronic pain and arthritis, if those concerns are documented"]},{"title":"Incident, causation, and coverage review","purpose":"Review whether incident evidence explains the reported mechanism, including car accidents and falls, and whether liability, comparative fault, or coverage remains disputed.","recordsToCheck":["Incident reports, photographs, witness information, and available video or property evidence","Contemporaneous medical notes addressing when knee injury symptoms began","Insurance policy pages, claim correspondence, coverage decisions, and lien information"]}],"exampleCalculations":[],"referenceSources":[{"label":"Sprains and Strains","publisher":"MedlinePlus, U.S. National Library of Medicine","url":"https://medlineplus.gov/sprainsandstrains.html","scope":"Federal health context for ligament, muscle, and tendon injuries; it does not establish an individual diagnosis or recovery time.","classification":"medical-context"},{"label":"Judicial Council of California Civil Jury Instructions (CACI)","publisher":"Judicial Branch of California","url":"https://courts.ca.gov/partners/california-jury-instructions/civil-jury-instructions-resource-center/civil-jury-instructions","scope":"Official current entry point for California civil jury instructions, including the damages instructions and cited legal authorities.","classification":"california-law"},{"label":"California Civil Code section 1431.2","publisher":"California Legislative Information","url":"https://leginfo.legislature.ca.gov/faces/codes_displaySection.xhtml?lawCode=CIV&sectionNum=1431.2.","scope":"Official statutory definitions of economic and noneconomic damages and the allocation of noneconomic damages in comparative-fault actions.","classification":"california-law"},{"label":"Fair Claims Settlement Practices Regulations","publisher":"California Department of Insurance","url":"https://www.insurance.ca.gov/01-consumers/130-laws-regs-hearings/05-CCR/fair-claims-regs.cfm","scope":"Official California insurance-claim handling rules and standards; coverage and duties still depend on the policy and claim facts.","classification":"insurance-process"}],"url":"https://hurtadvice.com/resources/settlement-calculator/knee-injury"},{"slug":"acl-tear","name":"ACL Tear","category":"Joint Injuries","description":"ACL (anterior cruciate ligament) tears are serious knee injuries often requiring surgical reconstruction.","settlement":{"illustrativeBand":null,"illustrativeRange":null,"medicalCostInputRange":null,"classification":"user-input-hypothetical-model","note":"No preset outcome or medical-cost range is published. Users supply documented economic inputs."},"recovery":{"time":null,"note":"Recovery varies by diagnosis, severity, treatment response, and treating-clinician guidance."},"commonCauses":["Car accidents","Sports injuries","Falls","Pedestrian accidents"],"symptoms":["Knee giving way","Severe pain","Swelling","Popping sound at injury","Inability to continue activity"],"treatments":["ACL reconstruction surgery","Extensive physical therapy","Bracing","Pain management"],"longTermEffects":["Chronic knee instability","Arthritis","Re-injury risk","Activity limitations","Need for revision surgery"],"factors":[{"name":"Graft type used","description":"Review graft type used through the complete medical, work-loss, incident, and insurance record. This factor does not determine a claim outcome by itself."},{"name":"Associated injuries","description":"Review associated injuries through the complete medical, work-loss, incident, and insurance record. This factor does not determine a claim outcome by itself."},{"name":"Athletic impact","description":"Review athletic impact through the complete medical, work-loss, incident, and insurance record. This factor does not determine a claim outcome by itself."}],"planningScenarios":[{"title":"ACL Tear diagnosis and symptom timeline","purpose":"Check whether the record documents the reported diagnosis, knee giving way and severe pain, and how the findings changed after the incident.","recordsToCheck":["Initial evaluation and follow-up notes for acl tear","Imaging, testing, or specialist records addressing knee giving way and severe pain","Prior records for the same body area so causation and aggravation questions are not overlooked"]},{"title":"Treatment, work, and daily-impact file","purpose":"Compare recommended care, including acl reconstruction surgery and extensive physical therapy, with completed treatment, response, work restrictions, and any documented future needs.","recordsToCheck":["Treatment orders and progress notes for acl reconstruction surgery and extensive physical therapy","Work-status notes, wage records, and employer confirmation of missed time or modified duties","Follow-up records addressing chronic knee instability and arthritis, if those concerns are documented"]},{"title":"Incident, causation, and coverage review","purpose":"Review whether incident evidence explains the reported mechanism, including car accidents and sports injuries, and whether liability, comparative fault, or coverage remains disputed.","recordsToCheck":["Incident reports, photographs, witness information, and available video or property evidence","Contemporaneous medical notes addressing when acl tear symptoms began","Insurance policy pages, claim correspondence, coverage decisions, and lien information"]}],"exampleCalculations":[],"referenceSources":[{"label":"Sprains and Strains","publisher":"MedlinePlus, U.S. National Library of Medicine","url":"https://medlineplus.gov/sprainsandstrains.html","scope":"Federal health context for ligament, muscle, and tendon injuries; it does not establish an individual diagnosis or recovery time.","classification":"medical-context"},{"label":"Judicial Council of California Civil Jury Instructions (CACI)","publisher":"Judicial Branch of California","url":"https://courts.ca.gov/partners/california-jury-instructions/civil-jury-instructions-resource-center/civil-jury-instructions","scope":"Official current entry point for California civil jury instructions, including the damages instructions and cited legal authorities.","classification":"california-law"},{"label":"California Civil Code section 1431.2","publisher":"California Legislative Information","url":"https://leginfo.legislature.ca.gov/faces/codes_displaySection.xhtml?lawCode=CIV&sectionNum=1431.2.","scope":"Official statutory definitions of economic and noneconomic damages and the allocation of noneconomic damages in comparative-fault actions.","classification":"california-law"},{"label":"Fair Claims Settlement Practices Regulations","publisher":"California Department of Insurance","url":"https://www.insurance.ca.gov/01-consumers/130-laws-regs-hearings/05-CCR/fair-claims-regs.cfm","scope":"Official California insurance-claim handling rules and standards; coverage and duties still depend on the policy and claim facts.","classification":"insurance-process"}],"url":"https://hurtadvice.com/resources/settlement-calculator/acl-tear"},{"slug":"elbow-injury","name":"Elbow Injury","category":"Joint Injuries","description":"Elbow injuries include fractures, dislocations, and ligament tears affecting arm function.","settlement":{"illustrativeBand":null,"illustrativeRange":null,"medicalCostInputRange":null,"classification":"user-input-hypothetical-model","note":"No preset outcome or medical-cost range is published. Users supply documented economic inputs."},"recovery":{"time":null,"note":"Recovery varies by diagnosis, severity, treatment response, and treating-clinician guidance."},"commonCauses":["Car accidents","Falls","Sports injuries","Workplace accidents"],"symptoms":["Pain","Swelling","Limited range of motion","Weakness","Instability"],"treatments":["Surgery","Physical therapy","Casting","Injections"],"longTermEffects":["Chronic pain","Arthritis","Limited mobility","Weakness"],"factors":[{"name":"Need for surgery","description":"Review need for surgery through the complete medical, work-loss, incident, and insurance record. This factor does not determine a claim outcome by itself."},{"name":"Dominant arm affected","description":"Review dominant arm affected through the complete medical, work-loss, incident, and insurance record. This factor does not determine a claim outcome by itself."}],"planningScenarios":[{"title":"Elbow Injury diagnosis and symptom timeline","purpose":"Check whether the record documents the reported diagnosis, pain and swelling, and how the findings changed after the incident.","recordsToCheck":["Initial evaluation and follow-up notes for elbow injury","Imaging, testing, or specialist records addressing pain and swelling","Prior records for the same body area so causation and aggravation questions are not overlooked"]},{"title":"Treatment, work, and daily-impact file","purpose":"Compare recommended care, including surgery and physical therapy, with completed treatment, response, work restrictions, and any documented future needs.","recordsToCheck":["Treatment orders and progress notes for surgery and physical therapy","Work-status notes, wage records, and employer confirmation of missed time or modified duties","Follow-up records addressing chronic pain and arthritis, if those concerns are documented"]},{"title":"Incident, causation, and coverage review","purpose":"Review whether incident evidence explains the reported mechanism, including car accidents and falls, and whether liability, comparative fault, or coverage remains disputed.","recordsToCheck":["Incident reports, photographs, witness information, and available video or property evidence","Contemporaneous medical notes addressing when elbow injury symptoms began","Insurance policy pages, claim correspondence, coverage decisions, and lien information"]}],"exampleCalculations":[],"referenceSources":[{"label":"Elbow Injuries and Disorders","publisher":"MedlinePlus, U.S. National Library of Medicine","url":"https://medlineplus.gov/elbowinjuriesanddisorders.html","scope":"Federal health context for elbow anatomy, common injury categories, diagnosis topics, and treatment resources.","classification":"medical-context"},{"label":"Judicial Council of California Civil Jury Instructions (CACI)","publisher":"Judicial Branch of California","url":"https://courts.ca.gov/partners/california-jury-instructions/civil-jury-instructions-resource-center/civil-jury-instructions","scope":"Official current entry point for California civil jury instructions, including the damages instructions and cited legal authorities.","classification":"california-law"},{"label":"California Civil Code section 1431.2","publisher":"California Legislative Information","url":"https://leginfo.legislature.ca.gov/faces/codes_displaySection.xhtml?lawCode=CIV&sectionNum=1431.2.","scope":"Official statutory definitions of economic and noneconomic damages and the allocation of noneconomic damages in comparative-fault actions.","classification":"california-law"},{"label":"Fair Claims Settlement Practices Regulations","publisher":"California Department of Insurance","url":"https://www.insurance.ca.gov/01-consumers/130-laws-regs-hearings/05-CCR/fair-claims-regs.cfm","scope":"Official California insurance-claim handling rules and standards; coverage and duties still depend on the policy and claim facts.","classification":"insurance-process"}],"url":"https://hurtadvice.com/resources/settlement-calculator/elbow-injury"},{"slug":"meniscus-tear","name":"Meniscus Tear","category":"Joint Injuries","description":"Meniscus tears are common knee injuries that may require surgery and can lead to long-term joint problems.","settlement":{"illustrativeBand":null,"illustrativeRange":null,"medicalCostInputRange":null,"classification":"user-input-hypothetical-model","note":"No preset outcome or medical-cost range is published. Users supply documented economic inputs."},"recovery":{"time":null,"note":"Recovery varies by diagnosis, severity, treatment response, and treating-clinician guidance."},"commonCauses":["Car accidents","Sports injuries","Falls","Twisting injuries"],"symptoms":["Knee pain","Swelling","Clicking","Locking","Difficulty straightening knee"],"treatments":["Physical therapy","Arthroscopic surgery","Partial meniscectomy","Meniscus repair"],"longTermEffects":["Chronic pain","Early arthritis","Recurring problems","Need for knee replacement"],"factors":[{"name":"Type of tear","description":"Review type of tear through the complete medical, work-loss, incident, and insurance record. This factor does not determine a claim outcome by itself."},{"name":"Partial vs complete removal","description":"Review partial vs complete removal through the complete medical, work-loss, incident, and insurance record. This factor does not determine a claim outcome by itself."}],"planningScenarios":[{"title":"Meniscus Tear diagnosis and symptom timeline","purpose":"Check whether the record documents the reported diagnosis, knee pain and swelling, and how the findings changed after the incident.","recordsToCheck":["Initial evaluation and follow-up notes for meniscus tear","Imaging, testing, or specialist records addressing knee pain and swelling","Prior records for the same body area so causation and aggravation questions are not overlooked"]},{"title":"Treatment, work, and daily-impact file","purpose":"Compare recommended care, including physical therapy and arthroscopic surgery, with completed treatment, response, work restrictions, and any documented future needs.","recordsToCheck":["Treatment orders and progress notes for physical therapy and arthroscopic surgery","Work-status notes, wage records, and employer confirmation of missed time or modified duties","Follow-up records addressing chronic pain and early arthritis, if those concerns are documented"]},{"title":"Incident, causation, and coverage review","purpose":"Review whether incident evidence explains the reported mechanism, including car accidents and sports injuries, and whether liability, comparative fault, or coverage remains disputed.","recordsToCheck":["Incident reports, photographs, witness information, and available video or property evidence","Contemporaneous medical notes addressing when meniscus tear symptoms began","Insurance policy pages, claim correspondence, coverage decisions, and lien information"]}],"exampleCalculations":[],"referenceSources":[{"label":"Sprains and Strains","publisher":"MedlinePlus, U.S. National Library of Medicine","url":"https://medlineplus.gov/sprainsandstrains.html","scope":"Federal health context for ligament, muscle, and tendon injuries; it does not establish an individual diagnosis or recovery time.","classification":"medical-context"},{"label":"Judicial Council of California Civil Jury Instructions (CACI)","publisher":"Judicial Branch of California","url":"https://courts.ca.gov/partners/california-jury-instructions/civil-jury-instructions-resource-center/civil-jury-instructions","scope":"Official current entry point for California civil jury instructions, including the damages instructions and cited legal authorities.","classification":"california-law"},{"label":"California Civil Code section 1431.2","publisher":"California Legislative Information","url":"https://leginfo.legislature.ca.gov/faces/codes_displaySection.xhtml?lawCode=CIV&sectionNum=1431.2.","scope":"Official statutory definitions of economic and noneconomic damages and the allocation of noneconomic damages in comparative-fault actions.","classification":"california-law"},{"label":"Fair Claims Settlement Practices Regulations","publisher":"California Department of Insurance","url":"https://www.insurance.ca.gov/01-consumers/130-laws-regs-hearings/05-CCR/fair-claims-regs.cfm","scope":"Official California insurance-claim handling rules and standards; coverage and duties still depend on the policy and claim facts.","classification":"insurance-process"}],"url":"https://hurtadvice.com/resources/settlement-calculator/meniscus-tear"}],"Sensory Injuries":[{"slug":"eye-injury","name":"Eye Injury","category":"Sensory Injuries","description":"Eye injuries from accidents can range from minor irritation to complete vision loss.","settlement":{"illustrativeBand":null,"illustrativeRange":null,"medicalCostInputRange":null,"classification":"user-input-hypothetical-model","note":"No preset outcome or medical-cost range is published. Users supply documented economic inputs."},"recovery":{"time":null,"note":"Recovery varies by diagnosis, severity, treatment response, and treating-clinician guidance."},"commonCauses":["Car accidents","Workplace accidents","Chemical exposure","Assault","Defective products"],"symptoms":["Vision changes","Pain","Redness","Swelling","Light sensitivity","Blindness"],"treatments":["Surgery","Medication","Vision therapy","Corneal transplant","Prosthetic eye"],"longTermEffects":["Permanent vision loss","Blindness","Chronic pain","Depression","Disability"],"factors":[{"name":"Degree of vision loss","description":"Review degree of vision loss through the complete medical, work-loss, incident, and insurance record. This factor does not determine a claim outcome by itself."},{"name":"One eye vs both eyes","description":"Review one eye vs both eyes through the complete medical, work-loss, incident, and insurance record. This factor does not determine a claim outcome by itself."},{"name":"Impact on career","description":"Review impact on career through the complete medical, work-loss, incident, and insurance record. This factor does not determine a claim outcome by itself."}],"planningScenarios":[{"title":"Eye Injury diagnosis and symptom timeline","purpose":"Check whether the record documents the reported diagnosis, vision changes and pain, and how the findings changed after the incident.","recordsToCheck":["Initial evaluation and follow-up notes for eye injury","Imaging, testing, or specialist records addressing vision changes and pain","Prior records for the same body area so causation and aggravation questions are not overlooked"]},{"title":"Treatment, work, and daily-impact file","purpose":"Compare recommended care, including surgery and medication, with completed treatment, response, work restrictions, and any documented future needs.","recordsToCheck":["Treatment orders and progress notes for surgery and medication","Work-status notes, wage records, and employer confirmation of missed time or modified duties","Follow-up records addressing permanent vision loss and blindness, if those concerns are documented"]},{"title":"Incident, causation, and coverage review","purpose":"Review whether incident evidence explains the reported mechanism, including car accidents and workplace accidents, and whether liability, comparative fault, or coverage remains disputed.","recordsToCheck":["Incident reports, photographs, witness information, and available video or property evidence","Contemporaneous medical notes addressing when eye injury symptoms began","Insurance policy pages, claim correspondence, coverage decisions, and lien information"]}],"exampleCalculations":[],"referenceSources":[{"label":"Eye Injuries","publisher":"MedlinePlus, U.S. National Library of Medicine","url":"https://medlineplus.gov/eyeinjuries.html","scope":"Federal health context for eye-injury types, urgent care, diagnosis, and treatment resources.","classification":"medical-context"},{"label":"Judicial Council of California Civil Jury Instructions (CACI)","publisher":"Judicial Branch of California","url":"https://courts.ca.gov/partners/california-jury-instructions/civil-jury-instructions-resource-center/civil-jury-instructions","scope":"Official current entry point for California civil jury instructions, including the damages instructions and cited legal authorities.","classification":"california-law"},{"label":"California Civil Code section 1431.2","publisher":"California Legislative Information","url":"https://leginfo.legislature.ca.gov/faces/codes_displaySection.xhtml?lawCode=CIV&sectionNum=1431.2.","scope":"Official statutory definitions of economic and noneconomic damages and the allocation of noneconomic damages in comparative-fault actions.","classification":"california-law"},{"label":"Fair Claims Settlement Practices Regulations","publisher":"California Department of Insurance","url":"https://www.insurance.ca.gov/01-consumers/130-laws-regs-hearings/05-CCR/fair-claims-regs.cfm","scope":"Official California insurance-claim handling rules and standards; coverage and duties still depend on the policy and claim facts.","classification":"insurance-process"}],"url":"https://hurtadvice.com/resources/settlement-calculator/eye-injury"},{"slug":"hearing-loss","name":"Hearing Loss","category":"Sensory Injuries","description":"Accident-related hearing loss can be temporary or permanent, significantly impacting quality of life.","settlement":{"illustrativeBand":null,"illustrativeRange":null,"medicalCostInputRange":null,"classification":"user-input-hypothetical-model","note":"No preset outcome or medical-cost range is published. Users supply documented economic inputs."},"recovery":{"time":null,"note":"Recovery varies by diagnosis, severity, treatment response, and treating-clinician guidance."},"commonCauses":["Car accidents","Workplace noise","Explosions","Head trauma","Defective products"],"symptoms":["Hearing difficulty","Tinnitus","Ear pain","Dizziness","Social isolation"],"treatments":["Hearing aids","Cochlear implants","Surgery","Therapy","Assistive devices"],"longTermEffects":["Permanent hearing loss","Chronic tinnitus","Communication difficulties","Social isolation","Depression"],"factors":[{"name":"Degree of hearing loss","description":"Review degree of hearing loss through the complete medical, work-loss, incident, and insurance record. This factor does not determine a claim outcome by itself."},{"name":"One ear vs both ears","description":"Review one ear vs both ears through the complete medical, work-loss, incident, and insurance record. This factor does not determine a claim outcome by itself."},{"name":"Tinnitus severity","description":"Review tinnitus severity through the complete medical, work-loss, incident, and insurance record. This factor does not determine a claim outcome by itself."}],"planningScenarios":[{"title":"Hearing Loss diagnosis and symptom timeline","purpose":"Check whether the record documents the reported diagnosis, hearing difficulty and tinnitus, and how the findings changed after the incident.","recordsToCheck":["Initial evaluation and follow-up notes for hearing loss","Imaging, testing, or specialist records addressing hearing difficulty and tinnitus","Prior records for the same body area so causation and aggravation questions are not overlooked"]},{"title":"Treatment, work, and daily-impact file","purpose":"Compare recommended care, including hearing aids and cochlear implants, with completed treatment, response, work restrictions, and any documented future needs.","recordsToCheck":["Treatment orders and progress notes for hearing aids and cochlear implants","Work-status notes, wage records, and employer confirmation of missed time or modified duties","Follow-up records addressing permanent hearing loss and chronic tinnitus, if those concerns are documented"]},{"title":"Incident, causation, and coverage review","purpose":"Review whether incident evidence explains the reported mechanism, including car accidents and workplace noise, and whether liability, comparative fault, or coverage remains disputed.","recordsToCheck":["Incident reports, photographs, witness information, and available video or property evidence","Contemporaneous medical notes addressing when hearing loss symptoms began","Insurance policy pages, claim correspondence, coverage decisions, and lien information"]}],"exampleCalculations":[],"referenceSources":[{"label":"Injuries and Wounds","publisher":"MedlinePlus, U.S. National Library of Medicine","url":"https://medlineplus.gov/injuriesandwounds.html","scope":"General federal health-information index for injury types, diagnosis topics, and treatment resources.","classification":"medical-context"},{"label":"Judicial Council of California Civil Jury Instructions (CACI)","publisher":"Judicial Branch of California","url":"https://courts.ca.gov/partners/california-jury-instructions/civil-jury-instructions-resource-center/civil-jury-instructions","scope":"Official current entry point for California civil jury instructions, including the damages instructions and cited legal authorities.","classification":"california-law"},{"label":"California Civil Code section 1431.2","publisher":"California Legislative Information","url":"https://leginfo.legislature.ca.gov/faces/codes_displaySection.xhtml?lawCode=CIV&sectionNum=1431.2.","scope":"Official statutory definitions of economic and noneconomic damages and the allocation of noneconomic damages in comparative-fault actions.","classification":"california-law"},{"label":"Fair Claims Settlement Practices Regulations","publisher":"California Department of Insurance","url":"https://www.insurance.ca.gov/01-consumers/130-laws-regs-hearings/05-CCR/fair-claims-regs.cfm","scope":"Official California insurance-claim handling rules and standards; coverage and duties still depend on the policy and claim facts.","classification":"insurance-process"}],"url":"https://hurtadvice.com/resources/settlement-calculator/hearing-loss"}],"Facial Injuries":[{"slug":"dental-injuries","name":"Dental Injuries","category":"Facial Injuries","description":"Dental injuries from accidents can include broken, chipped, or knocked-out teeth requiring extensive treatment.","settlement":{"illustrativeBand":null,"illustrativeRange":null,"medicalCostInputRange":null,"classification":"user-input-hypothetical-model","note":"No preset outcome or medical-cost range is published. Users supply documented economic inputs."},"recovery":{"time":null,"note":"Recovery varies by diagnosis, severity, treatment response, and treating-clinician guidance."},"commonCauses":["Car accidents","Falls","Assault","Sports injuries"],"symptoms":["Tooth pain","Missing teeth","Jaw pain","Difficulty eating","Visible damage"],"treatments":["Dental implants","Crowns","Root canals","Dentures","Jaw surgery"],"longTermEffects":["Permanent tooth loss","TMJ disorders","Ongoing dental work","Appearance changes","Eating difficulties"],"factors":[{"name":"Number of teeth affected","description":"Review number of teeth affected through the complete medical, work-loss, incident, and insurance record. This factor does not determine a claim outcome by itself."},{"name":"Need for implants","description":"Review need for implants through the complete medical, work-loss, incident, and insurance record. This factor does not determine a claim outcome by itself."},{"name":"Jaw involvement","description":"Review jaw involvement through the complete medical, work-loss, incident, and insurance record. This factor does not determine a claim outcome by itself."}],"planningScenarios":[{"title":"Dental Injuries diagnosis and symptom timeline","purpose":"Check whether the record documents the reported diagnosis, tooth pain and missing teeth, and how the findings changed after the incident.","recordsToCheck":["Initial evaluation and follow-up notes for dental injuries","Imaging, testing, or specialist records addressing tooth pain and missing teeth","Prior records for the same body area so causation and aggravation questions are not overlooked"]},{"title":"Treatment, work, and daily-impact file","purpose":"Compare recommended care, including dental implants and crowns, with completed treatment, response, work restrictions, and any documented future needs.","recordsToCheck":["Treatment orders and progress notes for dental implants and crowns","Work-status notes, wage records, and employer confirmation of missed time or modified duties","Follow-up records addressing permanent tooth loss and tmj disorders, if those concerns are documented"]},{"title":"Incident, causation, and coverage review","purpose":"Review whether incident evidence explains the reported mechanism, including car accidents and falls, and whether liability, comparative fault, or coverage remains disputed.","recordsToCheck":["Incident reports, photographs, witness information, and available video or property evidence","Contemporaneous medical notes addressing when dental injuries symptoms began","Insurance policy pages, claim correspondence, coverage decisions, and lien information"]}],"exampleCalculations":[],"referenceSources":[{"label":"Fractures","publisher":"MedlinePlus, U.S. National Library of Medicine","url":"https://medlineplus.gov/fractures.html","scope":"Federal health context for fracture types, diagnosis, and treatment; individual care and recovery depend on clinical findings.","classification":"medical-context"},{"label":"Judicial Council of California Civil Jury Instructions (CACI)","publisher":"Judicial Branch of California","url":"https://courts.ca.gov/partners/california-jury-instructions/civil-jury-instructions-resource-center/civil-jury-instructions","scope":"Official current entry point for California civil jury instructions, including the damages instructions and cited legal authorities.","classification":"california-law"},{"label":"California Civil Code section 1431.2","publisher":"California Legislative Information","url":"https://leginfo.legislature.ca.gov/faces/codes_displaySection.xhtml?lawCode=CIV&sectionNum=1431.2.","scope":"Official statutory definitions of economic and noneconomic damages and the allocation of noneconomic damages in comparative-fault actions.","classification":"california-law"},{"label":"Fair Claims Settlement Practices Regulations","publisher":"California Department of Insurance","url":"https://www.insurance.ca.gov/01-consumers/130-laws-regs-hearings/05-CCR/fair-claims-regs.cfm","scope":"Official California insurance-claim handling rules and standards; coverage and duties still depend on the policy and claim facts.","classification":"insurance-process"}],"url":"https://hurtadvice.com/resources/settlement-calculator/dental-injuries"}],"Permanent Injuries":[{"slug":"scarring-disfigurement","name":"Scarring and Disfigurement","category":"Permanent Injuries","description":"Permanent scarring and disfigurement from accidents affect both physical appearance and emotional wellbeing.","settlement":{"illustrativeBand":null,"illustrativeRange":null,"medicalCostInputRange":null,"classification":"user-input-hypothetical-model","note":"No preset outcome or medical-cost range is published. Users supply documented economic inputs."},"recovery":{"time":null,"note":"Recovery varies by diagnosis, severity, treatment response, and treating-clinician guidance."},"commonCauses":["Car accidents","Burns","Dog bites","Assault","Workplace accidents"],"symptoms":["Visible scarring","Skin discoloration","Tightness","Pain","Self-consciousness"],"treatments":["Plastic surgery","Laser treatment","Skin grafts","Scar revision","Counseling"],"longTermEffects":["Permanent scarring","Psychological trauma","Social anxiety","Relationship difficulties","Career impact"],"factors":[{"name":"Location of scarring","description":"Review location of scarring through the complete medical, work-loss, incident, and insurance record. This factor does not determine a claim outcome by itself."},{"name":"Size and severity","description":"Review size and severity through the complete medical, work-loss, incident, and insurance record. This factor does not determine a claim outcome by itself."},{"name":"Age and gender","description":"Review age and gender through the complete medical, work-loss, incident, and insurance record. This factor does not determine a claim outcome by itself."},{"name":"Impact on self-esteem","description":"Review impact on self-esteem through the complete medical, work-loss, incident, and insurance record. This factor does not determine a claim outcome by itself."}],"planningScenarios":[{"title":"Scarring and Disfigurement diagnosis and symptom timeline","purpose":"Check whether the record documents the reported diagnosis, visible scarring and skin discoloration, and how the findings changed after the incident.","recordsToCheck":["Initial evaluation and follow-up notes for scarring and disfigurement","Imaging, testing, or specialist records addressing visible scarring and skin discoloration","Prior records for the same body area so causation and aggravation questions are not overlooked"]},{"title":"Treatment, work, and daily-impact file","purpose":"Compare recommended care, including plastic surgery and laser treatment, with completed treatment, response, work restrictions, and any documented future needs.","recordsToCheck":["Treatment orders and progress notes for plastic surgery and laser treatment","Work-status notes, wage records, and employer confirmation of missed time or modified duties","Follow-up records addressing permanent scarring and psychological trauma, if those concerns are documented"]},{"title":"Incident, causation, and coverage review","purpose":"Review whether incident evidence explains the reported mechanism, including car accidents and burns, and whether liability, comparative fault, or coverage remains disputed.","recordsToCheck":["Incident reports, photographs, witness information, and available video or property evidence","Contemporaneous medical notes addressing when scarring and disfigurement symptoms began","Insurance policy pages, claim correspondence, coverage decisions, and lien information"]}],"exampleCalculations":[],"referenceSources":[{"label":"Injuries and Wounds","publisher":"MedlinePlus, U.S. National Library of Medicine","url":"https://medlineplus.gov/injuriesandwounds.html","scope":"General federal health-information index for injury types, diagnosis topics, and treatment resources.","classification":"medical-context"},{"label":"Judicial Council of California Civil Jury Instructions (CACI)","publisher":"Judicial Branch of California","url":"https://courts.ca.gov/partners/california-jury-instructions/civil-jury-instructions-resource-center/civil-jury-instructions","scope":"Official current entry point for California civil jury instructions, including the damages instructions and cited legal authorities.","classification":"california-law"},{"label":"California Civil Code section 1431.2","publisher":"California Legislative Information","url":"https://leginfo.legislature.ca.gov/faces/codes_displaySection.xhtml?lawCode=CIV&sectionNum=1431.2.","scope":"Official statutory definitions of economic and noneconomic damages and the allocation of noneconomic damages in comparative-fault actions.","classification":"california-law"},{"label":"Fair Claims Settlement Practices Regulations","publisher":"California Department of Insurance","url":"https://www.insurance.ca.gov/01-consumers/130-laws-regs-hearings/05-CCR/fair-claims-regs.cfm","scope":"Official California insurance-claim handling rules and standards; coverage and duties still depend on the policy and claim facts.","classification":"insurance-process"}],"url":"https://hurtadvice.com/resources/settlement-calculator/scarring-disfigurement"}],"Fatal Injuries":[{"slug":"wrongful-death","name":"Wrongful Death","category":"Fatal Injuries","description":"Wrongful death claims compensate families for the loss of a loved one due to another party's negligence.","settlement":{"illustrativeBand":null,"illustrativeRange":null,"medicalCostInputRange":null,"classification":"user-input-hypothetical-model","note":"No preset outcome or medical-cost range is published. Users supply documented economic inputs."},"recovery":{"time":null,"note":"Recovery varies by diagnosis, severity, treatment response, and treating-clinician guidance."},"commonCauses":["Car accidents","Medical malpractice","Workplace accidents","Defective products","Assault"],"symptoms":["N/A"],"treatments":["N/A - covers funeral costs, lost support, loss of companionship"],"longTermEffects":["Permanent loss","Family trauma","Financial hardship","Emotional suffering"],"factors":[{"name":"Earning capacity","description":"Review earning capacity through the complete medical, work-loss, incident, and insurance record. This factor does not determine a claim outcome by itself."},{"name":"Age of deceased","description":"Review age of deceased through the complete medical, work-loss, incident, and insurance record. This factor does not determine a claim outcome by itself."},{"name":"Dependents","description":"Review dependents through the complete medical, work-loss, incident, and insurance record. This factor does not determine a claim outcome by itself."},{"name":"Circumstances of death","description":"Review circumstances of death through the complete medical, work-loss, incident, and insurance record. This factor does not determine a claim outcome by itself."}],"planningScenarios":[{"title":"Wrongful Death diagnosis and symptom timeline","purpose":"Check whether the record documents the reported diagnosis, n/a, and how the findings changed after the incident.","recordsToCheck":["Initial evaluation and follow-up notes for wrongful death","Imaging, testing, or specialist records addressing n/a","Prior records for the same body area so causation and aggravation questions are not overlooked"]},{"title":"Treatment, work, and daily-impact file","purpose":"Compare recommended care, including n/a - covers funeral costs, lost support, loss of companionship, with completed treatment, response, work restrictions, and any documented future needs.","recordsToCheck":["Treatment orders and progress notes for n/a - covers funeral costs, lost support, loss of companionship","Work-status notes, wage records, and employer confirmation of missed time or modified duties","Follow-up records addressing permanent loss and family trauma, if those concerns are documented"]},{"title":"Incident, causation, and coverage review","purpose":"Review whether incident evidence explains the reported mechanism, including car accidents and medical malpractice, and whether liability, comparative fault, or coverage remains disputed.","recordsToCheck":["Incident reports, photographs, witness information, and available video or property evidence","Contemporaneous medical notes addressing when wrongful death symptoms began","Insurance policy pages, claim correspondence, coverage decisions, and lien information"]}],"exampleCalculations":[],"referenceSources":[{"label":"Injuries and Wounds","publisher":"MedlinePlus, U.S. National Library of Medicine","url":"https://medlineplus.gov/injuriesandwounds.html","scope":"General federal health-information index for injury types, diagnosis topics, and treatment resources.","classification":"medical-context"},{"label":"Judicial Council of California Civil Jury Instructions (CACI)","publisher":"Judicial Branch of California","url":"https://courts.ca.gov/partners/california-jury-instructions/civil-jury-instructions-resource-center/civil-jury-instructions","scope":"Official current entry point for California civil jury instructions, including the damages instructions and cited legal authorities.","classification":"california-law"},{"label":"California Civil Code section 1431.2","publisher":"California Legislative Information","url":"https://leginfo.legislature.ca.gov/faces/codes_displaySection.xhtml?lawCode=CIV&sectionNum=1431.2.","scope":"Official statutory definitions of economic and noneconomic damages and the allocation of noneconomic damages in comparative-fault actions.","classification":"california-law"},{"label":"Fair Claims Settlement Practices Regulations","publisher":"California Department of Insurance","url":"https://www.insurance.ca.gov/01-consumers/130-laws-regs-hearings/05-CCR/fair-claims-regs.cfm","scope":"Official California insurance-claim handling rules and standards; coverage and duties still depend on the policy and claim facts.","classification":"insurance-process"}],"url":"https://hurtadvice.com/resources/settlement-calculator/wrongful-death"}],"Extremity Injuries":[{"slug":"hand-injury","name":"Hand Injury","category":"Extremity Injuries","description":"Hand injuries can severely impact ability to work and perform daily activities.","settlement":{"illustrativeBand":null,"illustrativeRange":null,"medicalCostInputRange":null,"classification":"user-input-hypothetical-model","note":"No preset outcome or medical-cost range is published. Users supply documented economic inputs."},"recovery":{"time":null,"note":"Recovery varies by diagnosis, severity, treatment response, and treating-clinician guidance."},"commonCauses":["Car accidents","Workplace accidents","Machinery accidents","Falls"],"symptoms":["Pain","Swelling","Difficulty gripping","Numbness","Deformity"],"treatments":["Surgery","Physical therapy","Splinting","Occupational therapy"],"longTermEffects":["Chronic pain","Loss of grip strength","Numbness","Arthritis"],"factors":[{"name":"Dominant hand affected","description":"Review dominant hand affected through the complete medical, work-loss, incident, and insurance record. This factor does not determine a claim outcome by itself."},{"name":"Occupational impact","description":"Review occupational impact through the complete medical, work-loss, incident, and insurance record. This factor does not determine a claim outcome by itself."}],"planningScenarios":[{"title":"Hand Injury diagnosis and symptom timeline","purpose":"Check whether the record documents the reported diagnosis, pain and swelling, and how the findings changed after the incident.","recordsToCheck":["Initial evaluation and follow-up notes for hand injury","Imaging, testing, or specialist records addressing pain and swelling","Prior records for the same body area so causation and aggravation questions are not overlooked"]},{"title":"Treatment, work, and daily-impact file","purpose":"Compare recommended care, including surgery and physical therapy, with completed treatment, response, work restrictions, and any documented future needs.","recordsToCheck":["Treatment orders and progress notes for surgery and physical therapy","Work-status notes, wage records, and employer confirmation of missed time or modified duties","Follow-up records addressing chronic pain and loss of grip strength, if those concerns are documented"]},{"title":"Incident, causation, and coverage review","purpose":"Review whether incident evidence explains the reported mechanism, including car accidents and workplace accidents, and whether liability, comparative fault, or coverage remains disputed.","recordsToCheck":["Incident reports, photographs, witness information, and available video or property evidence","Contemporaneous medical notes addressing when hand injury symptoms began","Insurance policy pages, claim correspondence, coverage decisions, and lien information"]}],"exampleCalculations":[],"referenceSources":[{"label":"Sprains and Strains","publisher":"MedlinePlus, U.S. National Library of Medicine","url":"https://medlineplus.gov/sprainsandstrains.html","scope":"Federal health context for ligament, muscle, and tendon injuries; it does not establish an individual diagnosis or recovery time.","classification":"medical-context"},{"label":"Judicial Council of California Civil Jury Instructions (CACI)","publisher":"Judicial Branch of California","url":"https://courts.ca.gov/partners/california-jury-instructions/civil-jury-instructions-resource-center/civil-jury-instructions","scope":"Official current entry point for California civil jury instructions, including the damages instructions and cited legal authorities.","classification":"california-law"},{"label":"California Civil Code section 1431.2","publisher":"California Legislative Information","url":"https://leginfo.legislature.ca.gov/faces/codes_displaySection.xhtml?lawCode=CIV&sectionNum=1431.2.","scope":"Official statutory definitions of economic and noneconomic damages and the allocation of noneconomic damages in comparative-fault actions.","classification":"california-law"},{"label":"Fair Claims Settlement Practices Regulations","publisher":"California Department of Insurance","url":"https://www.insurance.ca.gov/01-consumers/130-laws-regs-hearings/05-CCR/fair-claims-regs.cfm","scope":"Official California insurance-claim handling rules and standards; coverage and duties still depend on the policy and claim facts.","classification":"insurance-process"}],"url":"https://hurtadvice.com/resources/settlement-calculator/hand-injury"},{"slug":"foot-injury","name":"Foot Injury","category":"Extremity Injuries","description":"Foot injuries can significantly impact mobility and ability to work.","settlement":{"illustrativeBand":null,"illustrativeRange":null,"medicalCostInputRange":null,"classification":"user-input-hypothetical-model","note":"No preset outcome or medical-cost range is published. Users supply documented economic inputs."},"recovery":{"time":null,"note":"Recovery varies by diagnosis, severity, treatment response, and treating-clinician guidance."},"commonCauses":["Car accidents","Motorcycle accidents","Falls","Workplace accidents"],"symptoms":["Pain","Swelling","Difficulty walking","Bruising","Deformity"],"treatments":["Surgery","Casting","Physical therapy","Orthotics"],"longTermEffects":["Chronic pain","Arthritis","Walking difficulties","Need for orthotics"],"factors":[{"name":"Number of bones affected","description":"Review number of bones affected through the complete medical, work-loss, incident, and insurance record. This factor does not determine a claim outcome by itself."},{"name":"Impact on mobility","description":"Review impact on mobility through the complete medical, work-loss, incident, and insurance record. This factor does not determine a claim outcome by itself."}],"planningScenarios":[{"title":"Foot Injury diagnosis and symptom timeline","purpose":"Check whether the record documents the reported diagnosis, pain and swelling, and how the findings changed after the incident.","recordsToCheck":["Initial evaluation and follow-up notes for foot injury","Imaging, testing, or specialist records addressing pain and swelling","Prior records for the same body area so causation and aggravation questions are not overlooked"]},{"title":"Treatment, work, and daily-impact file","purpose":"Compare recommended care, including surgery and casting, with completed treatment, response, work restrictions, and any documented future needs.","recordsToCheck":["Treatment orders and progress notes for surgery and casting","Work-status notes, wage records, and employer confirmation of missed time or modified duties","Follow-up records addressing chronic pain and arthritis, if those concerns are documented"]},{"title":"Incident, causation, and coverage review","purpose":"Review whether incident evidence explains the reported mechanism, including car accidents and motorcycle accidents, and whether liability, comparative fault, or coverage remains disputed.","recordsToCheck":["Incident reports, photographs, witness information, and available video or property evidence","Contemporaneous medical notes addressing when foot injury symptoms began","Insurance policy pages, claim correspondence, coverage decisions, and lien information"]}],"exampleCalculations":[],"referenceSources":[{"label":"Sprains and Strains","publisher":"MedlinePlus, U.S. National Library of Medicine","url":"https://medlineplus.gov/sprainsandstrains.html","scope":"Federal health context for ligament, muscle, and tendon injuries; it does not establish an individual diagnosis or recovery time.","classification":"medical-context"},{"label":"Judicial Council of California Civil Jury Instructions (CACI)","publisher":"Judicial Branch of California","url":"https://courts.ca.gov/partners/california-jury-instructions/civil-jury-instructions-resource-center/civil-jury-instructions","scope":"Official current entry point for California civil jury instructions, including the damages instructions and cited legal authorities.","classification":"california-law"},{"label":"California Civil Code section 1431.2","publisher":"California Legislative Information","url":"https://leginfo.legislature.ca.gov/faces/codes_displaySection.xhtml?lawCode=CIV&sectionNum=1431.2.","scope":"Official statutory definitions of economic and noneconomic damages and the allocation of noneconomic damages in comparative-fault actions.","classification":"california-law"},{"label":"Fair Claims Settlement Practices Regulations","publisher":"California Department of Insurance","url":"https://www.insurance.ca.gov/01-consumers/130-laws-regs-hearings/05-CCR/fair-claims-regs.cfm","scope":"Official California insurance-claim handling rules and standards; coverage and duties still depend on the policy and claim facts.","classification":"insurance-process"}],"url":"https://hurtadvice.com/resources/settlement-calculator/foot-injury"},{"slug":"lisfranc-injury","name":"Lisfranc Injury","category":"Extremity Injuries","description":"Lisfranc injuries affect the midfoot and can cause long-term disability if not properly treated.","settlement":{"illustrativeBand":null,"illustrativeRange":null,"medicalCostInputRange":null,"classification":"user-input-hypothetical-model","note":"No preset outcome or medical-cost range is published. Users supply documented economic inputs."},"recovery":{"time":null,"note":"Recovery varies by diagnosis, severity, treatment response, and treating-clinician guidance."},"commonCauses":["Car accidents","Falls","Sports injuries","Motorcycle accidents"],"symptoms":["Severe midfoot pain","Swelling","Inability to bear weight","Bruising on bottom of foot"],"treatments":["Surgery","Hardware installation","Extended non-weight bearing","Physical therapy"],"longTermEffects":["Chronic pain","Arthritis","Need for fusion surgery","Permanent mobility limitations"],"factors":[{"name":"Surgical intervention","description":"Review surgical intervention through the complete medical, work-loss, incident, and insurance record. This factor does not determine a claim outcome by itself."},{"name":"Development of arthritis","description":"Review development of arthritis through the complete medical, work-loss, incident, and insurance record. This factor does not determine a claim outcome by itself."}],"planningScenarios":[{"title":"Lisfranc Injury diagnosis and symptom timeline","purpose":"Check whether the record documents the reported diagnosis, severe midfoot pain and swelling, and how the findings changed after the incident.","recordsToCheck":["Initial evaluation and follow-up notes for lisfranc injury","Imaging, testing, or specialist records addressing severe midfoot pain and swelling","Prior records for the same body area so causation and aggravation questions are not overlooked"]},{"title":"Treatment, work, and daily-impact file","purpose":"Compare recommended care, including surgery and hardware installation, with completed treatment, response, work restrictions, and any documented future needs.","recordsToCheck":["Treatment orders and progress notes for surgery and hardware installation","Work-status notes, wage records, and employer confirmation of missed time or modified duties","Follow-up records addressing chronic pain and arthritis, if those concerns are documented"]},{"title":"Incident, causation, and coverage review","purpose":"Review whether incident evidence explains the reported mechanism, including car accidents and falls, and whether liability, comparative fault, or coverage remains disputed.","recordsToCheck":["Incident reports, photographs, witness information, and available video or property evidence","Contemporaneous medical notes addressing when lisfranc injury symptoms began","Insurance policy pages, claim correspondence, coverage decisions, and lien information"]}],"exampleCalculations":[],"referenceSources":[{"label":"Sprains and Strains","publisher":"MedlinePlus, U.S. National Library of Medicine","url":"https://medlineplus.gov/sprainsandstrains.html","scope":"Federal health context for ligament, muscle, and tendon injuries; it does not establish an individual diagnosis or recovery time.","classification":"medical-context"},{"label":"Judicial Council of California Civil Jury Instructions (CACI)","publisher":"Judicial Branch of California","url":"https://courts.ca.gov/partners/california-jury-instructions/civil-jury-instructions-resource-center/civil-jury-instructions","scope":"Official current entry point for California civil jury instructions, including the damages instructions and cited legal authorities.","classification":"california-law"},{"label":"California Civil Code section 1431.2","publisher":"California Legislative Information","url":"https://leginfo.legislature.ca.gov/faces/codes_displaySection.xhtml?lawCode=CIV&sectionNum=1431.2.","scope":"Official statutory definitions of economic and noneconomic damages and the allocation of noneconomic damages in comparative-fault actions.","classification":"california-law"},{"label":"Fair Claims Settlement Practices Regulations","publisher":"California Department of Insurance","url":"https://www.insurance.ca.gov/01-consumers/130-laws-regs-hearings/05-CCR/fair-claims-regs.cfm","scope":"Official California insurance-claim handling rules and standards; coverage and duties still depend on the policy and claim facts.","classification":"insurance-process"}],"url":"https://hurtadvice.com/resources/settlement-calculator/lisfranc-injury"}],"Torso Injuries":[{"slug":"chest-injury","name":"Chest Injury","category":"Torso Injuries","description":"Chest injuries from accidents can affect the ribcage, lungs, and heart, ranging from bruising to life-threatening trauma.","settlement":{"illustrativeBand":null,"illustrativeRange":null,"medicalCostInputRange":null,"classification":"user-input-hypothetical-model","note":"No preset outcome or medical-cost range is published. Users supply documented economic inputs."},"recovery":{"time":null,"note":"Recovery varies by diagnosis, severity, treatment response, and treating-clinician guidance."},"commonCauses":["Car accidents","Falls","Assault","Workplace accidents"],"symptoms":["Chest pain","Difficulty breathing","Bruising","Tenderness"],"treatments":["Pain management","Breathing exercises","Surgery (severe cases)","ICU care"],"longTermEffects":["Chronic pain","Breathing difficulties","Heart complications","PTSD"],"factors":[{"name":"Organ involvement","description":"Review organ involvement through the complete medical, work-loss, incident, and insurance record. This factor does not determine a claim outcome by itself."},{"name":"Sternum fracture","description":"Review sternum fracture through the complete medical, work-loss, incident, and insurance record. This factor does not determine a claim outcome by itself."}],"planningScenarios":[{"title":"Chest Injury diagnosis and symptom timeline","purpose":"Check whether the record documents the reported diagnosis, chest pain and difficulty breathing, and how the findings changed after the incident.","recordsToCheck":["Initial evaluation and follow-up notes for chest injury","Imaging, testing, or specialist records addressing chest pain and difficulty breathing","Prior records for the same body area so causation and aggravation questions are not overlooked"]},{"title":"Treatment, work, and daily-impact file","purpose":"Compare recommended care, including pain management and breathing exercises, with completed treatment, response, work restrictions, and any documented future needs.","recordsToCheck":["Treatment orders and progress notes for pain management and breathing exercises","Work-status notes, wage records, and employer confirmation of missed time or modified duties","Follow-up records addressing chronic pain and breathing difficulties, if those concerns are documented"]},{"title":"Incident, causation, and coverage review","purpose":"Review whether incident evidence explains the reported mechanism, including car accidents and falls, and whether liability, comparative fault, or coverage remains disputed.","recordsToCheck":["Incident reports, photographs, witness information, and available video or property evidence","Contemporaneous medical notes addressing when chest injury symptoms began","Insurance policy pages, claim correspondence, coverage decisions, and lien information"]}],"exampleCalculations":[],"referenceSources":[{"label":"Injuries and Wounds","publisher":"MedlinePlus, U.S. National Library of Medicine","url":"https://medlineplus.gov/injuriesandwounds.html","scope":"General federal health-information index for injury types, diagnosis topics, and treatment resources.","classification":"medical-context"},{"label":"Judicial Council of California Civil Jury Instructions (CACI)","publisher":"Judicial Branch of California","url":"https://courts.ca.gov/partners/california-jury-instructions/civil-jury-instructions-resource-center/civil-jury-instructions","scope":"Official current entry point for California civil jury instructions, including the damages instructions and cited legal authorities.","classification":"california-law"},{"label":"California Civil Code section 1431.2","publisher":"California Legislative Information","url":"https://leginfo.legislature.ca.gov/faces/codes_displaySection.xhtml?lawCode=CIV&sectionNum=1431.2.","scope":"Official statutory definitions of economic and noneconomic damages and the allocation of noneconomic damages in comparative-fault actions.","classification":"california-law"},{"label":"Fair Claims Settlement Practices Regulations","publisher":"California Department of Insurance","url":"https://www.insurance.ca.gov/01-consumers/130-laws-regs-hearings/05-CCR/fair-claims-regs.cfm","scope":"Official California insurance-claim handling rules and standards; coverage and duties still depend on the policy and claim facts.","classification":"insurance-process"}],"url":"https://hurtadvice.com/resources/settlement-calculator/chest-injury"},{"slug":"abdominal-injury","name":"Abdominal Injury","category":"Torso Injuries","description":"Abdominal injuries can affect internal organs and often require emergency medical intervention.","settlement":{"illustrativeBand":null,"illustrativeRange":null,"medicalCostInputRange":null,"classification":"user-input-hypothetical-model","note":"No preset outcome or medical-cost range is published. Users supply documented economic inputs."},"recovery":{"time":null,"note":"Recovery varies by diagnosis, severity, treatment response, and treating-clinician guidance."},"commonCauses":["Car accidents","Falls","Assault","Workplace accidents"],"symptoms":["Abdominal pain","Tenderness","Nausea","Vomiting","Signs of internal bleeding"],"treatments":["Emergency surgery","Observation","Pain management","ICU care"],"longTermEffects":["Digestive issues","Chronic pain","Organ dysfunction","Scarring"],"factors":[{"name":"Organs damaged","description":"Review organs damaged through the complete medical, work-loss, incident, and insurance record. This factor does not determine a claim outcome by itself."},{"name":"Need for emergency surgery","description":"Review need for emergency surgery through the complete medical, work-loss, incident, and insurance record. This factor does not determine a claim outcome by itself."}],"planningScenarios":[{"title":"Abdominal Injury diagnosis and symptom timeline","purpose":"Check whether the record documents the reported diagnosis, abdominal pain and tenderness, and how the findings changed after the incident.","recordsToCheck":["Initial evaluation and follow-up notes for abdominal injury","Imaging, testing, or specialist records addressing abdominal pain and tenderness","Prior records for the same body area so causation and aggravation questions are not overlooked"]},{"title":"Treatment, work, and daily-impact file","purpose":"Compare recommended care, including emergency surgery and observation, with completed treatment, response, work restrictions, and any documented future needs.","recordsToCheck":["Treatment orders and progress notes for emergency surgery and observation","Work-status notes, wage records, and employer confirmation of missed time or modified duties","Follow-up records addressing digestive issues and chronic pain, if those concerns are documented"]},{"title":"Incident, causation, and coverage review","purpose":"Review whether incident evidence explains the reported mechanism, including car accidents and falls, and whether liability, comparative fault, or coverage remains disputed.","recordsToCheck":["Incident reports, photographs, witness information, and available video or property evidence","Contemporaneous medical notes addressing when abdominal injury symptoms began","Insurance policy pages, claim correspondence, coverage decisions, and lien information"]}],"exampleCalculations":[],"referenceSources":[{"label":"Injuries and Wounds","publisher":"MedlinePlus, U.S. National Library of Medicine","url":"https://medlineplus.gov/injuriesandwounds.html","scope":"General federal health-information index for injury types, diagnosis topics, and treatment resources.","classification":"medical-context"},{"label":"Judicial Council of California Civil Jury Instructions (CACI)","publisher":"Judicial Branch of California","url":"https://courts.ca.gov/partners/california-jury-instructions/civil-jury-instructions-resource-center/civil-jury-instructions","scope":"Official current entry point for California civil jury instructions, including the damages instructions and cited legal authorities.","classification":"california-law"},{"label":"California Civil Code section 1431.2","publisher":"California Legislative Information","url":"https://leginfo.legislature.ca.gov/faces/codes_displaySection.xhtml?lawCode=CIV&sectionNum=1431.2.","scope":"Official statutory definitions of economic and noneconomic damages and the allocation of noneconomic damages in comparative-fault actions.","classification":"california-law"},{"label":"Fair Claims Settlement Practices Regulations","publisher":"California Department of Insurance","url":"https://www.insurance.ca.gov/01-consumers/130-laws-regs-hearings/05-CCR/fair-claims-regs.cfm","scope":"Official California insurance-claim handling rules and standards; coverage and duties still depend on the policy and claim facts.","classification":"insurance-process"}],"url":"https://hurtadvice.com/resources/settlement-calculator/abdominal-injury"}],"Chronic Pain Conditions":[{"slug":"complex-regional-pain-syndrome","name":"Complex Regional Pain Syndrome (CRPS)","category":"Chronic Pain Conditions","description":"CRPS is a chronic pain condition that can develop after injury, causing severe, lasting pain.","settlement":{"illustrativeBand":null,"illustrativeRange":null,"medicalCostInputRange":null,"classification":"user-input-hypothetical-model","note":"No preset outcome or medical-cost range is published. Users supply documented economic inputs."},"recovery":{"time":null,"note":"Recovery varies by diagnosis, severity, treatment response, and treating-clinician guidance."},"commonCauses":["Fractures","Surgery","Sprains","Nerve damage","Crush injuries"],"symptoms":["Severe burning pain","Swelling","Skin color changes","Temperature sensitivity","Movement difficulties"],"treatments":["Pain management","Physical therapy","Nerve blocks","Spinal cord stimulation","Medication"],"longTermEffects":["Chronic debilitating pain","Disability","Depression","Sleep disorders","Mobility limitations"],"factors":[{"name":"Spread of CRPS","description":"Review spread of crps through the complete medical, work-loss, incident, and insurance record. This factor does not determine a claim outcome by itself."},{"name":"Disability level","description":"Review disability level through the complete medical, work-loss, incident, and insurance record. This factor does not determine a claim outcome by itself."},{"name":"Treatment response","description":"Review treatment response through the complete medical, work-loss, incident, and insurance record. This factor does not determine a claim outcome by itself."}],"planningScenarios":[{"title":"Complex Regional Pain Syndrome (CRPS) diagnosis and symptom timeline","purpose":"Check whether the record documents the reported diagnosis, severe burning pain and swelling, and how the findings changed after the incident.","recordsToCheck":["Initial evaluation and follow-up notes for complex regional pain syndrome (crps)","Imaging, testing, or specialist records addressing severe burning pain and swelling","Prior records for the same body area so causation and aggravation questions are not overlooked"]},{"title":"Treatment, work, and daily-impact file","purpose":"Compare recommended care, including pain management and physical therapy, with completed treatment, response, work restrictions, and any documented future needs.","recordsToCheck":["Treatment orders and progress notes for pain management and physical therapy","Work-status notes, wage records, and employer confirmation of missed time or modified duties","Follow-up records addressing chronic debilitating pain and disability, if those concerns are documented"]},{"title":"Incident, causation, and coverage review","purpose":"Review whether incident evidence explains the reported mechanism, including fractures and surgery, and whether liability, comparative fault, or coverage remains disputed.","recordsToCheck":["Incident reports, photographs, witness information, and available video or property evidence","Contemporaneous medical notes addressing when complex regional pain syndrome (crps) symptoms began","Insurance policy pages, claim correspondence, coverage decisions, and lien information"]}],"exampleCalculations":[],"referenceSources":[{"label":"Injuries and Wounds","publisher":"MedlinePlus, U.S. National Library of Medicine","url":"https://medlineplus.gov/injuriesandwounds.html","scope":"General federal health-information index for injury types, diagnosis topics, and treatment resources.","classification":"medical-context"},{"label":"Judicial Council of California Civil Jury Instructions (CACI)","publisher":"Judicial Branch of California","url":"https://courts.ca.gov/partners/california-jury-instructions/civil-jury-instructions-resource-center/civil-jury-instructions","scope":"Official current entry point for California civil jury instructions, including the damages instructions and cited legal authorities.","classification":"california-law"},{"label":"California Civil Code section 1431.2","publisher":"California Legislative Information","url":"https://leginfo.legislature.ca.gov/faces/codes_displaySection.xhtml?lawCode=CIV&sectionNum=1431.2.","scope":"Official statutory definitions of economic and noneconomic damages and the allocation of noneconomic damages in comparative-fault actions.","classification":"california-law"},{"label":"Fair Claims Settlement Practices Regulations","publisher":"California Department of Insurance","url":"https://www.insurance.ca.gov/01-consumers/130-laws-regs-hearings/05-CCR/fair-claims-regs.cfm","scope":"Official California insurance-claim handling rules and standards; coverage and duties still depend on the policy and claim facts.","classification":"insurance-process"}],"url":"https://hurtadvice.com/resources/settlement-calculator/complex-regional-pain-syndrome"},{"slug":"fibromyalgia","name":"Fibromyalgia (Post-Traumatic)","category":"Chronic Pain Conditions","description":"Post-traumatic fibromyalgia can develop after accidents, causing widespread pain and fatigue.","settlement":{"illustrativeBand":null,"illustrativeRange":null,"medicalCostInputRange":null,"classification":"user-input-hypothetical-model","note":"No preset outcome or medical-cost range is published. Users supply documented economic inputs."},"recovery":{"time":null,"note":"Recovery varies by diagnosis, severity, treatment response, and treating-clinician guidance."},"commonCauses":["Car accidents","Workplace injuries","Falls","Physical trauma"],"symptoms":["Widespread pain","Fatigue","Sleep problems","Cognitive difficulties","Sensitivity to touch"],"treatments":["Medication","Physical therapy","Cognitive behavioral therapy","Exercise programs","Sleep management"],"longTermEffects":["Chronic widespread pain","Disability","Depression","Quality of life reduction"],"factors":[{"name":"Clear trauma trigger","description":"Review clear trauma trigger through the complete medical, work-loss, incident, and insurance record. This factor does not determine a claim outcome by itself."},{"name":"Impact on work","description":"Review impact on work through the complete medical, work-loss, incident, and insurance record. This factor does not determine a claim outcome by itself."}],"planningScenarios":[{"title":"Fibromyalgia (Post-Traumatic) diagnosis and symptom timeline","purpose":"Check whether the record documents the reported diagnosis, widespread pain and fatigue, and how the findings changed after the incident.","recordsToCheck":["Initial evaluation and follow-up notes for fibromyalgia (post-traumatic)","Imaging, testing, or specialist records addressing widespread pain and fatigue","Prior records for the same body area so causation and aggravation questions are not overlooked"]},{"title":"Treatment, work, and daily-impact file","purpose":"Compare recommended care, including medication and physical therapy, with completed treatment, response, work restrictions, and any documented future needs.","recordsToCheck":["Treatment orders and progress notes for medication and physical therapy","Work-status notes, wage records, and employer confirmation of missed time or modified duties","Follow-up records addressing chronic widespread pain and disability, if those concerns are documented"]},{"title":"Incident, causation, and coverage review","purpose":"Review whether incident evidence explains the reported mechanism, including car accidents and workplace injuries, and whether liability, comparative fault, or coverage remains disputed.","recordsToCheck":["Incident reports, photographs, witness information, and available video or property evidence","Contemporaneous medical notes addressing when fibromyalgia (post-traumatic) symptoms began","Insurance policy pages, claim correspondence, coverage decisions, and lien information"]}],"exampleCalculations":[],"referenceSources":[{"label":"Injuries and Wounds","publisher":"MedlinePlus, U.S. National Library of Medicine","url":"https://medlineplus.gov/injuriesandwounds.html","scope":"General federal health-information index for injury types, diagnosis topics, and treatment resources.","classification":"medical-context"},{"label":"Judicial Council of California Civil Jury Instructions (CACI)","publisher":"Judicial Branch of California","url":"https://courts.ca.gov/partners/california-jury-instructions/civil-jury-instructions-resource-center/civil-jury-instructions","scope":"Official current entry point for California civil jury instructions, including the damages instructions and cited legal authorities.","classification":"california-law"},{"label":"California Civil Code section 1431.2","publisher":"California Legislative Information","url":"https://leginfo.legislature.ca.gov/faces/codes_displaySection.xhtml?lawCode=CIV&sectionNum=1431.2.","scope":"Official statutory definitions of economic and noneconomic damages and the allocation of noneconomic damages in comparative-fault actions.","classification":"california-law"},{"label":"Fair Claims Settlement Practices Regulations","publisher":"California Department of Insurance","url":"https://www.insurance.ca.gov/01-consumers/130-laws-regs-hearings/05-CCR/fair-claims-regs.cfm","scope":"Official California insurance-claim handling rules and standards; coverage and duties still depend on the policy and claim facts.","classification":"insurance-process"}],"url":"https://hurtadvice.com/resources/settlement-calculator/fibromyalgia"}]},"allInjuries":[{"slug":"abdominal-injury","name":"Abdominal Injury","category":"Torso Injuries","description":"Abdominal injuries can affect internal organs and often require emergency medical intervention.","settlement":{"illustrativeBand":null,"illustrativeRange":null,"medicalCostInputRange":null,"classification":"user-input-hypothetical-model","note":"No preset outcome or medical-cost range is published. Users supply documented economic inputs."},"recovery":{"time":null,"note":"Recovery varies by diagnosis, severity, treatment response, and treating-clinician guidance."},"commonCauses":["Car accidents","Falls","Assault","Workplace accidents"],"symptoms":["Abdominal pain","Tenderness","Nausea","Vomiting","Signs of internal bleeding"],"treatments":["Emergency surgery","Observation","Pain management","ICU care"],"longTermEffects":["Digestive issues","Chronic pain","Organ dysfunction","Scarring"],"factors":[{"name":"Organs damaged","description":"Review organs damaged through the complete medical, work-loss, incident, and insurance record. This factor does not determine a claim outcome by itself."},{"name":"Need for emergency surgery","description":"Review need for emergency surgery through the complete medical, work-loss, incident, and insurance record. This factor does not determine a claim outcome by itself."}],"planningScenarios":[{"title":"Abdominal Injury diagnosis and symptom timeline","purpose":"Check whether the record documents the reported diagnosis, abdominal pain and tenderness, and how the findings changed after the incident.","recordsToCheck":["Initial evaluation and follow-up notes for abdominal injury","Imaging, testing, or specialist records addressing abdominal pain and tenderness","Prior records for the same body area so causation and aggravation questions are not overlooked"]},{"title":"Treatment, work, and daily-impact file","purpose":"Compare recommended care, including emergency surgery and observation, with completed treatment, response, work restrictions, and any documented future needs.","recordsToCheck":["Treatment orders and progress notes for emergency surgery and observation","Work-status notes, wage records, and employer confirmation of missed time or modified duties","Follow-up records addressing digestive issues and chronic pain, if those concerns are documented"]},{"title":"Incident, causation, and coverage review","purpose":"Review whether incident evidence explains the reported mechanism, including car accidents and falls, and whether liability, comparative fault, or coverage remains disputed.","recordsToCheck":["Incident reports, photographs, witness information, and available video or property evidence","Contemporaneous medical notes addressing when abdominal injury symptoms began","Insurance policy pages, claim correspondence, coverage decisions, and lien information"]}],"exampleCalculations":[],"referenceSources":[{"label":"Injuries and Wounds","publisher":"MedlinePlus, U.S. National Library of Medicine","url":"https://medlineplus.gov/injuriesandwounds.html","scope":"General federal health-information index for injury types, diagnosis topics, and treatment resources.","classification":"medical-context"},{"label":"Judicial Council of California Civil Jury Instructions (CACI)","publisher":"Judicial Branch of California","url":"https://courts.ca.gov/partners/california-jury-instructions/civil-jury-instructions-resource-center/civil-jury-instructions","scope":"Official current entry point for California civil jury instructions, including the damages instructions and cited legal authorities.","classification":"california-law"},{"label":"California Civil Code section 1431.2","publisher":"California Legislative Information","url":"https://leginfo.legislature.ca.gov/faces/codes_displaySection.xhtml?lawCode=CIV&sectionNum=1431.2.","scope":"Official statutory definitions of economic and noneconomic damages and the allocation of noneconomic damages in comparative-fault actions.","classification":"california-law"},{"label":"Fair Claims Settlement Practices Regulations","publisher":"California Department of Insurance","url":"https://www.insurance.ca.gov/01-consumers/130-laws-regs-hearings/05-CCR/fair-claims-regs.cfm","scope":"Official California insurance-claim handling rules and standards; coverage and duties still depend on the policy and claim facts.","classification":"insurance-process"}],"url":"https://hurtadvice.com/resources/settlement-calculator/abdominal-injury"},{"slug":"acl-tear","name":"ACL Tear","category":"Joint Injuries","description":"ACL (anterior cruciate ligament) tears are serious knee injuries often requiring surgical reconstruction.","settlement":{"illustrativeBand":null,"illustrativeRange":null,"medicalCostInputRange":null,"classification":"user-input-hypothetical-model","note":"No preset outcome or medical-cost range is published. Users supply documented economic inputs."},"recovery":{"time":null,"note":"Recovery varies by diagnosis, severity, treatment response, and treating-clinician guidance."},"commonCauses":["Car accidents","Sports injuries","Falls","Pedestrian accidents"],"symptoms":["Knee giving way","Severe pain","Swelling","Popping sound at injury","Inability to continue activity"],"treatments":["ACL reconstruction surgery","Extensive physical therapy","Bracing","Pain management"],"longTermEffects":["Chronic knee instability","Arthritis","Re-injury risk","Activity limitations","Need for revision surgery"],"factors":[{"name":"Graft type used","description":"Review graft type used through the complete medical, work-loss, incident, and insurance record. This factor does not determine a claim outcome by itself."},{"name":"Associated injuries","description":"Review associated injuries through the complete medical, work-loss, incident, and insurance record. This factor does not determine a claim outcome by itself."},{"name":"Athletic impact","description":"Review athletic impact through the complete medical, work-loss, incident, and insurance record. This factor does not determine a claim outcome by itself."}],"planningScenarios":[{"title":"ACL Tear diagnosis and symptom timeline","purpose":"Check whether the record documents the reported diagnosis, knee giving way and severe pain, and how the findings changed after the incident.","recordsToCheck":["Initial evaluation and follow-up notes for acl tear","Imaging, testing, or specialist records addressing knee giving way and severe pain","Prior records for the same body area so causation and aggravation questions are not overlooked"]},{"title":"Treatment, work, and daily-impact file","purpose":"Compare recommended care, including acl reconstruction surgery and extensive physical therapy, with completed treatment, response, work restrictions, and any documented future needs.","recordsToCheck":["Treatment orders and progress notes for acl reconstruction surgery and extensive physical therapy","Work-status notes, wage records, and employer confirmation of missed time or modified duties","Follow-up records addressing chronic knee instability and arthritis, if those concerns are documented"]},{"title":"Incident, causation, and coverage review","purpose":"Review whether incident evidence explains the reported mechanism, including car accidents and sports injuries, and whether liability, comparative fault, or coverage remains disputed.","recordsToCheck":["Incident reports, photographs, witness information, and available video or property evidence","Contemporaneous medical notes addressing when acl tear symptoms began","Insurance policy pages, claim correspondence, coverage decisions, and lien information"]}],"exampleCalculations":[],"referenceSources":[{"label":"Sprains and Strains","publisher":"MedlinePlus, U.S. National Library of Medicine","url":"https://medlineplus.gov/sprainsandstrains.html","scope":"Federal health context for ligament, muscle, and tendon injuries; it does not establish an individual diagnosis or recovery time.","classification":"medical-context"},{"label":"Judicial Council of California Civil Jury Instructions (CACI)","publisher":"Judicial Branch of California","url":"https://courts.ca.gov/partners/california-jury-instructions/civil-jury-instructions-resource-center/civil-jury-instructions","scope":"Official current entry point for California civil jury instructions, including the damages instructions and cited legal authorities.","classification":"california-law"},{"label":"California Civil Code section 1431.2","publisher":"California Legislative Information","url":"https://leginfo.legislature.ca.gov/faces/codes_displaySection.xhtml?lawCode=CIV&sectionNum=1431.2.","scope":"Official statutory definitions of economic and noneconomic damages and the allocation of noneconomic damages in comparative-fault actions.","classification":"california-law"},{"label":"Fair Claims Settlement Practices Regulations","publisher":"California Department of Insurance","url":"https://www.insurance.ca.gov/01-consumers/130-laws-regs-hearings/05-CCR/fair-claims-regs.cfm","scope":"Official California insurance-claim handling rules and standards; coverage and duties still depend on the policy and claim facts.","classification":"insurance-process"}],"url":"https://hurtadvice.com/resources/settlement-calculator/acl-tear"},{"slug":"amputation","name":"Amputation","category":"Catastrophic Injuries","description":"Amputation of limbs or digits from accidents results in permanent disability and life-altering changes.","settlement":{"illustrativeBand":null,"illustrativeRange":null,"medicalCostInputRange":null,"classification":"user-input-hypothetical-model","note":"No preset outcome or medical-cost range is published. Users supply documented economic inputs."},"recovery":{"time":null,"note":"Recovery varies by diagnosis, severity, treatment response, and treating-clinician guidance."},"commonCauses":["Car accidents","Motorcycle accidents","Workplace accidents","Medical malpractice"],"symptoms":["Loss of limb/digit","Phantom pain","Psychological trauma","Need for prosthetics"],"treatments":["Emergency surgery","Prosthetics","Physical therapy","Psychological counseling","Occupational therapy"],"longTermEffects":["Permanent disability","Prosthetic needs","Psychological effects","Career changes","Lifestyle modifications"],"factors":[{"name":"Location of amputation","description":"Review location of amputation through the complete medical, work-loss, incident, and insurance record. This factor does not determine a claim outcome by itself."},{"name":"Dominant limb affected","description":"Review dominant limb affected through the complete medical, work-loss, incident, and insurance record. This factor does not determine a claim outcome by itself."},{"name":"Age at amputation","description":"Review age at amputation through the complete medical, work-loss, incident, and insurance record. This factor does not determine a claim outcome by itself."},{"name":"Prosthetic requirements","description":"Review prosthetic requirements through the complete medical, work-loss, incident, and insurance record. This factor does not determine a claim outcome by itself."}],"planningScenarios":[{"title":"Amputation diagnosis and symptom timeline","purpose":"Check whether the record documents the reported diagnosis, loss of limb/digit and phantom pain, and how the findings changed after the incident.","recordsToCheck":["Initial evaluation and follow-up notes for amputation","Imaging, testing, or specialist records addressing loss of limb/digit and phantom pain","Prior records for the same body area so causation and aggravation questions are not overlooked"]},{"title":"Treatment, work, and daily-impact file","purpose":"Compare recommended care, including emergency surgery and prosthetics, with completed treatment, response, work restrictions, and any documented future needs.","recordsToCheck":["Treatment orders and progress notes for emergency surgery and prosthetics","Work-status notes, wage records, and employer confirmation of missed time or modified duties","Follow-up records addressing permanent disability and prosthetic needs, if those concerns are documented"]},{"title":"Incident, causation, and coverage review","purpose":"Review whether incident evidence explains the reported mechanism, including car accidents and motorcycle accidents, and whether liability, comparative fault, or coverage remains disputed.","recordsToCheck":["Incident reports, photographs, witness information, and available video or property evidence","Contemporaneous medical notes addressing when amputation symptoms began","Insurance policy pages, claim correspondence, coverage decisions, and lien information"]}],"exampleCalculations":[],"referenceSources":[{"label":"Injuries and Wounds","publisher":"MedlinePlus, U.S. National Library of Medicine","url":"https://medlineplus.gov/injuriesandwounds.html","scope":"General federal health-information index for injury types, diagnosis topics, and treatment resources.","classification":"medical-context"},{"label":"Judicial Council of California Civil Jury Instructions (CACI)","publisher":"Judicial Branch of California","url":"https://courts.ca.gov/partners/california-jury-instructions/civil-jury-instructions-resource-center/civil-jury-instructions","scope":"Official current entry point for California civil jury instructions, including the damages instructions and cited legal authorities.","classification":"california-law"},{"label":"California Civil Code section 1431.2","publisher":"California Legislative Information","url":"https://leginfo.legislature.ca.gov/faces/codes_displaySection.xhtml?lawCode=CIV&sectionNum=1431.2.","scope":"Official statutory definitions of economic and noneconomic damages and the allocation of noneconomic damages in comparative-fault actions.","classification":"california-law"},{"label":"Fair Claims Settlement Practices Regulations","publisher":"California Department of Insurance","url":"https://www.insurance.ca.gov/01-consumers/130-laws-regs-hearings/05-CCR/fair-claims-regs.cfm","scope":"Official California insurance-claim handling rules and standards; coverage and duties still depend on the policy and claim facts.","classification":"insurance-process"}],"url":"https://hurtadvice.com/resources/settlement-calculator/amputation"},{"slug":"anxiety-depression","name":"Anxiety and Depression","category":"Psychological Injuries","description":"Accident-related anxiety and depression are compensable conditions that can significantly impact quality of life.","settlement":{"illustrativeBand":null,"illustrativeRange":null,"medicalCostInputRange":null,"classification":"user-input-hypothetical-model","note":"No preset outcome or medical-cost range is published. Users supply documented economic inputs."},"recovery":{"time":null,"note":"Recovery varies by diagnosis, severity, treatment response, and treating-clinician guidance."},"commonCauses":["Car accidents","Workplace injuries","Medical malpractice","Assault"],"symptoms":["Persistent worry","Sadness","Sleep problems","Loss of interest","Fatigue","Difficulty concentrating"],"treatments":["Therapy","Medication","Counseling","Lifestyle changes"],"longTermEffects":["Chronic mental health conditions","Relationship difficulties","Work problems","Physical health effects"],"factors":[{"name":"Severity and duration","description":"Review severity and duration through the complete medical, work-loss, incident, and insurance record. This factor does not determine a claim outcome by itself."},{"name":"Impact on work","description":"Review impact on work through the complete medical, work-loss, incident, and insurance record. This factor does not determine a claim outcome by itself."},{"name":"Prior mental health history","description":"Review prior mental health history through the complete medical, work-loss, incident, and insurance record. This factor does not determine a claim outcome by itself."}],"planningScenarios":[{"title":"Anxiety and Depression diagnosis and symptom timeline","purpose":"Check whether the record documents the reported diagnosis, persistent worry and sadness, and how the findings changed after the incident.","recordsToCheck":["Initial evaluation and follow-up notes for anxiety and depression","Imaging, testing, or specialist records addressing persistent worry and sadness","Prior records for the same body area so causation and aggravation questions are not overlooked"]},{"title":"Treatment, work, and daily-impact file","purpose":"Compare recommended care, including therapy and medication, with completed treatment, response, work restrictions, and any documented future needs.","recordsToCheck":["Treatment orders and progress notes for therapy and medication","Work-status notes, wage records, and employer confirmation of missed time or modified duties","Follow-up records addressing chronic mental health conditions and relationship difficulties, if those concerns are documented"]},{"title":"Incident, causation, and coverage review","purpose":"Review whether incident evidence explains the reported mechanism, including car accidents and workplace injuries, and whether liability, comparative fault, or coverage remains disputed.","recordsToCheck":["Incident reports, photographs, witness information, and available video or property evidence","Contemporaneous medical notes addressing when anxiety and depression symptoms began","Insurance policy pages, claim correspondence, coverage decisions, and lien information"]}],"exampleCalculations":[],"referenceSources":[{"label":"Traumatic Events and Post-Traumatic Stress Disorder","publisher":"National Institute of Mental Health","url":"https://www.nimh.nih.gov/health/topics/post-traumatic-stress-disorder-ptsd","scope":"Federal mental-health context for responses to trauma and PTSD; diagnosis belongs to a qualified clinician.","classification":"medical-context"},{"label":"Judicial Council of California Civil Jury Instructions (CACI)","publisher":"Judicial Branch of California","url":"https://courts.ca.gov/partners/california-jury-instructions/civil-jury-instructions-resource-center/civil-jury-instructions","scope":"Official current entry point for California civil jury instructions, including the damages instructions and cited legal authorities.","classification":"california-law"},{"label":"California Civil Code section 1431.2","publisher":"California Legislative Information","url":"https://leginfo.legislature.ca.gov/faces/codes_displaySection.xhtml?lawCode=CIV&sectionNum=1431.2.","scope":"Official statutory definitions of economic and noneconomic damages and the allocation of noneconomic damages in comparative-fault actions.","classification":"california-law"},{"label":"Fair Claims Settlement Practices Regulations","publisher":"California Department of Insurance","url":"https://www.insurance.ca.gov/01-consumers/130-laws-regs-hearings/05-CCR/fair-claims-regs.cfm","scope":"Official California insurance-claim handling rules and standards; coverage and duties still depend on the policy and claim facts.","classification":"insurance-process"}],"url":"https://hurtadvice.com/resources/settlement-calculator/anxiety-depression"},{"slug":"back-strain","name":"Back Strain","category":"Soft Tissue Injuries","description":"Back strains involve torn or stretched muscles and tendons in the back, often caused by sudden movements or heavy lifting.","settlement":{"illustrativeBand":null,"illustrativeRange":null,"medicalCostInputRange":null,"classification":"user-input-hypothetical-model","note":"No preset outcome or medical-cost range is published. Users supply documented economic inputs."},"recovery":{"time":null,"note":"Recovery varies by diagnosis, severity, treatment response, and treating-clinician guidance."},"commonCauses":["Car accidents","Lifting injuries","Falls","Workplace accidents"],"symptoms":["Lower back pain","Muscle spasms","Stiffness","Difficulty standing or walking"],"treatments":["Rest","Physical therapy","Pain medication","Heat/ice therapy","Muscle relaxants"],"longTermEffects":["Chronic back pain","Recurring strains","Degenerative changes"],"factors":[{"name":"Location of strain","description":"Review location of strain through the complete medical, work-loss, incident, and insurance record. This factor does not determine a claim outcome by itself."},{"name":"Imaging results","description":"Review imaging results through the complete medical, work-loss, incident, and insurance record. This factor does not determine a claim outcome by itself."}],"planningScenarios":[{"title":"Back Strain diagnosis and symptom timeline","purpose":"Check whether the record documents the reported diagnosis, lower back pain and muscle spasms, and how the findings changed after the incident.","recordsToCheck":["Initial evaluation and follow-up notes for back strain","Imaging, testing, or specialist records addressing lower back pain and muscle spasms","Prior records for the same body area so causation and aggravation questions are not overlooked"]},{"title":"Treatment, work, and daily-impact file","purpose":"Compare recommended care, including rest and physical therapy, with completed treatment, response, work restrictions, and any documented future needs.","recordsToCheck":["Treatment orders and progress notes for rest and physical therapy","Work-status notes, wage records, and employer confirmation of missed time or modified duties","Follow-up records addressing chronic back pain and recurring strains, if those concerns are documented"]},{"title":"Incident, causation, and coverage review","purpose":"Review whether incident evidence explains the reported mechanism, including car accidents and lifting injuries, and whether liability, comparative fault, or coverage remains disputed.","recordsToCheck":["Incident reports, photographs, witness information, and available video or property evidence","Contemporaneous medical notes addressing when back strain symptoms began","Insurance policy pages, claim correspondence, coverage decisions, and lien information"]}],"exampleCalculations":[],"referenceSources":[{"label":"Sprains and Strains","publisher":"MedlinePlus, U.S. National Library of Medicine","url":"https://medlineplus.gov/sprainsandstrains.html","scope":"Federal health context for ligament, muscle, and tendon injuries; it does not establish an individual diagnosis or recovery time.","classification":"medical-context"},{"label":"Judicial Council of California Civil Jury Instructions (CACI)","publisher":"Judicial Branch of California","url":"https://courts.ca.gov/partners/california-jury-instructions/civil-jury-instructions-resource-center/civil-jury-instructions","scope":"Official current entry point for California civil jury instructions, including the damages instructions and cited legal authorities.","classification":"california-law"},{"label":"California Civil Code section 1431.2","publisher":"California Legislative Information","url":"https://leginfo.legislature.ca.gov/faces/codes_displaySection.xhtml?lawCode=CIV&sectionNum=1431.2.","scope":"Official statutory definitions of economic and noneconomic damages and the allocation of noneconomic damages in comparative-fault actions.","classification":"california-law"},{"label":"Fair Claims Settlement Practices Regulations","publisher":"California Department of Insurance","url":"https://www.insurance.ca.gov/01-consumers/130-laws-regs-hearings/05-CCR/fair-claims-regs.cfm","scope":"Official California insurance-claim handling rules and standards; coverage and duties still depend on the policy and claim facts.","classification":"insurance-process"}],"url":"https://hurtadvice.com/resources/settlement-calculator/back-strain"},{"slug":"broken-ankle","name":"Broken Ankle","category":"Fractures","description":"Ankle fractures can severely limit mobility and often require surgery with extended physical therapy.","settlement":{"illustrativeBand":null,"illustrativeRange":null,"medicalCostInputRange":null,"classification":"user-input-hypothetical-model","note":"No preset outcome or medical-cost range is published. Users supply documented economic inputs."},"recovery":{"time":null,"note":"Recovery varies by diagnosis, severity, treatment response, and treating-clinician guidance."},"commonCauses":["Car accidents","Falls","Sports injuries","Motorcycle accidents"],"symptoms":["Severe pain","Swelling","Bruising","Inability to bear weight","Visible deformity"],"treatments":["Surgery","Casting","Physical therapy","Hardware installation","Crutches/wheelchair"],"longTermEffects":["Chronic pain","Arthritis","Permanent limp","Limited mobility"],"factors":[{"name":"Number of bones fractured","description":"Review number of bones fractured through the complete medical, work-loss, incident, and insurance record. This factor does not determine a claim outcome by itself."},{"name":"Need for hardware","description":"Review need for hardware through the complete medical, work-loss, incident, and insurance record. This factor does not determine a claim outcome by itself."}],"planningScenarios":[{"title":"Broken Ankle diagnosis and symptom timeline","purpose":"Check whether the record documents the reported diagnosis, severe pain and swelling, and how the findings changed after the incident.","recordsToCheck":["Initial evaluation and follow-up notes for broken ankle","Imaging, testing, or specialist records addressing severe pain and swelling","Prior records for the same body area so causation and aggravation questions are not overlooked"]},{"title":"Treatment, work, and daily-impact file","purpose":"Compare recommended care, including surgery and casting, with completed treatment, response, work restrictions, and any documented future needs.","recordsToCheck":["Treatment orders and progress notes for surgery and casting","Work-status notes, wage records, and employer confirmation of missed time or modified duties","Follow-up records addressing chronic pain and arthritis, if those concerns are documented"]},{"title":"Incident, causation, and coverage review","purpose":"Review whether incident evidence explains the reported mechanism, including car accidents and falls, and whether liability, comparative fault, or coverage remains disputed.","recordsToCheck":["Incident reports, photographs, witness information, and available video or property evidence","Contemporaneous medical notes addressing when broken ankle symptoms began","Insurance policy pages, claim correspondence, coverage decisions, and lien information"]}],"exampleCalculations":[],"referenceSources":[{"label":"Fractures","publisher":"MedlinePlus, U.S. National Library of Medicine","url":"https://medlineplus.gov/fractures.html","scope":"Federal health context for fracture types, diagnosis, and treatment; individual care and recovery depend on clinical findings.","classification":"medical-context"},{"label":"Judicial Council of California Civil Jury Instructions (CACI)","publisher":"Judicial Branch of California","url":"https://courts.ca.gov/partners/california-jury-instructions/civil-jury-instructions-resource-center/civil-jury-instructions","scope":"Official current entry point for California civil jury instructions, including the damages instructions and cited legal authorities.","classification":"california-law"},{"label":"California Civil Code section 1431.2","publisher":"California Legislative Information","url":"https://leginfo.legislature.ca.gov/faces/codes_displaySection.xhtml?lawCode=CIV&sectionNum=1431.2.","scope":"Official statutory definitions of economic and noneconomic damages and the allocation of noneconomic damages in comparative-fault actions.","classification":"california-law"},{"label":"Fair Claims Settlement Practices Regulations","publisher":"California Department of Insurance","url":"https://www.insurance.ca.gov/01-consumers/130-laws-regs-hearings/05-CCR/fair-claims-regs.cfm","scope":"Official California insurance-claim handling rules and standards; coverage and duties still depend on the policy and claim facts.","classification":"insurance-process"}],"url":"https://hurtadvice.com/resources/settlement-calculator/broken-ankle"},{"slug":"broken-arm","name":"Broken Arm","category":"Fractures","description":"Arm fractures range from simple breaks to complex fractures requiring surgery, commonly occurring in car accidents and falls.","settlement":{"illustrativeBand":null,"illustrativeRange":null,"medicalCostInputRange":null,"classification":"user-input-hypothetical-model","note":"No preset outcome or medical-cost range is published. Users supply documented economic inputs."},"recovery":{"time":null,"note":"Recovery varies by diagnosis, severity, treatment response, and treating-clinician guidance."},"commonCauses":["Car accidents","Falls","Sports injuries","Motorcycle accidents"],"symptoms":["Severe pain","Swelling","Bruising","Visible deformity","Inability to move arm"],"treatments":["Casting","Surgery","Physical therapy","Pain medication","Hardware installation"],"longTermEffects":["Chronic pain","Arthritis","Limited range of motion","Nerve damage"],"factors":[{"name":"Type of fracture","description":"Review type of fracture through the complete medical, work-loss, incident, and insurance record. This factor does not determine a claim outcome by itself."},{"name":"Need for hardware","description":"Review need for hardware through the complete medical, work-loss, incident, and insurance record. This factor does not determine a claim outcome by itself."},{"name":"Dominant arm affected","description":"Review dominant arm affected through the complete medical, work-loss, incident, and insurance record. This factor does not determine a claim outcome by itself."}],"planningScenarios":[{"title":"Broken Arm diagnosis and symptom timeline","purpose":"Check whether the record documents the reported diagnosis, severe pain and swelling, and how the findings changed after the incident.","recordsToCheck":["Initial evaluation and follow-up notes for broken arm","Imaging, testing, or specialist records addressing severe pain and swelling","Prior records for the same body area so causation and aggravation questions are not overlooked"]},{"title":"Treatment, work, and daily-impact file","purpose":"Compare recommended care, including casting and surgery, with completed treatment, response, work restrictions, and any documented future needs.","recordsToCheck":["Treatment orders and progress notes for casting and surgery","Work-status notes, wage records, and employer confirmation of missed time or modified duties","Follow-up records addressing chronic pain and arthritis, if those concerns are documented"]},{"title":"Incident, causation, and coverage review","purpose":"Review whether incident evidence explains the reported mechanism, including car accidents and falls, and whether liability, comparative fault, or coverage remains disputed.","recordsToCheck":["Incident reports, photographs, witness information, and available video or property evidence","Contemporaneous medical notes addressing when broken arm symptoms began","Insurance policy pages, claim correspondence, coverage decisions, and lien information"]}],"exampleCalculations":[],"referenceSources":[{"label":"Fractures","publisher":"MedlinePlus, U.S. National Library of Medicine","url":"https://medlineplus.gov/fractures.html","scope":"Federal health context for fracture types, diagnosis, and treatment; individual care and recovery depend on clinical findings.","classification":"medical-context"},{"label":"Judicial Council of California Civil Jury Instructions (CACI)","publisher":"Judicial Branch of California","url":"https://courts.ca.gov/partners/california-jury-instructions/civil-jury-instructions-resource-center/civil-jury-instructions","scope":"Official current entry point for California civil jury instructions, including the damages instructions and cited legal authorities.","classification":"california-law"},{"label":"California Civil Code section 1431.2","publisher":"California Legislative Information","url":"https://leginfo.legislature.ca.gov/faces/codes_displaySection.xhtml?lawCode=CIV&sectionNum=1431.2.","scope":"Official statutory definitions of economic and noneconomic damages and the allocation of noneconomic damages in comparative-fault actions.","classification":"california-law"},{"label":"Fair Claims Settlement Practices Regulations","publisher":"California Department of Insurance","url":"https://www.insurance.ca.gov/01-consumers/130-laws-regs-hearings/05-CCR/fair-claims-regs.cfm","scope":"Official California insurance-claim handling rules and standards; coverage and duties still depend on the policy and claim facts.","classification":"insurance-process"}],"url":"https://hurtadvice.com/resources/settlement-calculator/broken-arm"},{"slug":"broken-collarbone","name":"Broken Collarbone","category":"Fractures","description":"Clavicle fractures are common in car accidents and falls, often requiring surgery and extended recovery.","settlement":{"illustrativeBand":null,"illustrativeRange":null,"medicalCostInputRange":null,"classification":"user-input-hypothetical-model","note":"No preset outcome or medical-cost range is published. Users supply documented economic inputs."},"recovery":{"time":null,"note":"Recovery varies by diagnosis, severity, treatment response, and treating-clinician guidance."},"commonCauses":["Car accidents","Bicycle accidents","Falls","Sports injuries"],"symptoms":["Shoulder pain","Swelling","Visible bump","Difficulty moving arm","Grinding sensation"],"treatments":["Sling immobilization","Surgery","Physical therapy","Pain medication"],"longTermEffects":["Chronic pain","Shoulder weakness","Visible deformity","Arthritis"],"factors":[{"name":"Need for surgery","description":"Review need for surgery through the complete medical, work-loss, incident, and insurance record. This factor does not determine a claim outcome by itself."},{"name":"Permanent deformity","description":"Review permanent deformity through the complete medical, work-loss, incident, and insurance record. This factor does not determine a claim outcome by itself."}],"planningScenarios":[{"title":"Broken Collarbone diagnosis and symptom timeline","purpose":"Check whether the record documents the reported diagnosis, shoulder pain and swelling, and how the findings changed after the incident.","recordsToCheck":["Initial evaluation and follow-up notes for broken collarbone","Imaging, testing, or specialist records addressing shoulder pain and swelling","Prior records for the same body area so causation and aggravation questions are not overlooked"]},{"title":"Treatment, work, and daily-impact file","purpose":"Compare recommended care, including sling immobilization and surgery, with completed treatment, response, work restrictions, and any documented future needs.","recordsToCheck":["Treatment orders and progress notes for sling immobilization and surgery","Work-status notes, wage records, and employer confirmation of missed time or modified duties","Follow-up records addressing chronic pain and shoulder weakness, if those concerns are documented"]},{"title":"Incident, causation, and coverage review","purpose":"Review whether incident evidence explains the reported mechanism, including car accidents and bicycle accidents, and whether liability, comparative fault, or coverage remains disputed.","recordsToCheck":["Incident reports, photographs, witness information, and available video or property evidence","Contemporaneous medical notes addressing when broken collarbone symptoms began","Insurance policy pages, claim correspondence, coverage decisions, and lien information"]}],"exampleCalculations":[],"referenceSources":[{"label":"Fractures","publisher":"MedlinePlus, U.S. National Library of Medicine","url":"https://medlineplus.gov/fractures.html","scope":"Federal health context for fracture types, diagnosis, and treatment; individual care and recovery depend on clinical findings.","classification":"medical-context"},{"label":"Judicial Council of California Civil Jury Instructions (CACI)","publisher":"Judicial Branch of California","url":"https://courts.ca.gov/partners/california-jury-instructions/civil-jury-instructions-resource-center/civil-jury-instructions","scope":"Official current entry point for California civil jury instructions, including the damages instructions and cited legal authorities.","classification":"california-law"},{"label":"California Civil Code section 1431.2","publisher":"California Legislative Information","url":"https://leginfo.legislature.ca.gov/faces/codes_displaySection.xhtml?lawCode=CIV&sectionNum=1431.2.","scope":"Official statutory definitions of economic and noneconomic damages and the allocation of noneconomic damages in comparative-fault actions.","classification":"california-law"},{"label":"Fair Claims Settlement Practices Regulations","publisher":"California Department of Insurance","url":"https://www.insurance.ca.gov/01-consumers/130-laws-regs-hearings/05-CCR/fair-claims-regs.cfm","scope":"Official California insurance-claim handling rules and standards; coverage and duties still depend on the policy and claim facts.","classification":"insurance-process"}],"url":"https://hurtadvice.com/resources/settlement-calculator/broken-collarbone"},{"slug":"broken-hip","name":"Broken Hip","category":"Fractures","description":"Hip fractures are severe injuries requiring surgery, often resulting in permanent mobility limitations.","settlement":{"illustrativeBand":null,"illustrativeRange":null,"medicalCostInputRange":null,"classification":"user-input-hypothetical-model","note":"No preset outcome or medical-cost range is published. Users supply documented economic inputs."},"recovery":{"time":null,"note":"Recovery varies by diagnosis, severity, treatment response, and treating-clinician guidance."},"commonCauses":["Car accidents","Falls","Pedestrian accidents","Motorcycle accidents"],"symptoms":["Severe pain","Inability to move","Shortened leg","Swelling","Bruising"],"treatments":["Surgery","Hip replacement","Physical therapy","Rehabilitation","Assistive devices"],"longTermEffects":["Chronic pain","Permanent disability","Need for hip replacement","Walking difficulties"],"factors":[{"name":"Need for hip replacement","description":"Review need for hip replacement through the complete medical, work-loss, incident, and insurance record. This factor does not determine a claim outcome by itself."},{"name":"Age of victim","description":"Review age of victim through the complete medical, work-loss, incident, and insurance record. This factor does not determine a claim outcome by itself."}],"planningScenarios":[{"title":"Broken Hip diagnosis and symptom timeline","purpose":"Check whether the record documents the reported diagnosis, severe pain and inability to move, and how the findings changed after the incident.","recordsToCheck":["Initial evaluation and follow-up notes for broken hip","Imaging, testing, or specialist records addressing severe pain and inability to move","Prior records for the same body area so causation and aggravation questions are not overlooked"]},{"title":"Treatment, work, and daily-impact file","purpose":"Compare recommended care, including surgery and hip replacement, with completed treatment, response, work restrictions, and any documented future needs.","recordsToCheck":["Treatment orders and progress notes for surgery and hip replacement","Work-status notes, wage records, and employer confirmation of missed time or modified duties","Follow-up records addressing chronic pain and permanent disability, if those concerns are documented"]},{"title":"Incident, causation, and coverage review","purpose":"Review whether incident evidence explains the reported mechanism, including car accidents and falls, and whether liability, comparative fault, or coverage remains disputed.","recordsToCheck":["Incident reports, photographs, witness information, and available video or property evidence","Contemporaneous medical notes addressing when broken hip symptoms began","Insurance policy pages, claim correspondence, coverage decisions, and lien information"]}],"exampleCalculations":[],"referenceSources":[{"label":"Fractures","publisher":"MedlinePlus, U.S. National Library of Medicine","url":"https://medlineplus.gov/fractures.html","scope":"Federal health context for fracture types, diagnosis, and treatment; individual care and recovery depend on clinical findings.","classification":"medical-context"},{"label":"Judicial Council of California Civil Jury Instructions (CACI)","publisher":"Judicial Branch of California","url":"https://courts.ca.gov/partners/california-jury-instructions/civil-jury-instructions-resource-center/civil-jury-instructions","scope":"Official current entry point for California civil jury instructions, including the damages instructions and cited legal authorities.","classification":"california-law"},{"label":"California Civil Code section 1431.2","publisher":"California Legislative Information","url":"https://leginfo.legislature.ca.gov/faces/codes_displaySection.xhtml?lawCode=CIV&sectionNum=1431.2.","scope":"Official statutory definitions of economic and noneconomic damages and the allocation of noneconomic damages in comparative-fault actions.","classification":"california-law"},{"label":"Fair Claims Settlement Practices Regulations","publisher":"California Department of Insurance","url":"https://www.insurance.ca.gov/01-consumers/130-laws-regs-hearings/05-CCR/fair-claims-regs.cfm","scope":"Official California insurance-claim handling rules and standards; coverage and duties still depend on the policy and claim facts.","classification":"insurance-process"}],"url":"https://hurtadvice.com/resources/settlement-calculator/broken-hip"},{"slug":"broken-leg","name":"Broken Leg","category":"Fractures","description":"Leg fractures can severely impact mobility and often require surgery, physical therapy, and extended recovery time.","settlement":{"illustrativeBand":null,"illustrativeRange":null,"medicalCostInputRange":null,"classification":"user-input-hypothetical-model","note":"No preset outcome or medical-cost range is published. Users supply documented economic inputs."},"recovery":{"time":null,"note":"Recovery varies by diagnosis, severity, treatment response, and treating-clinician guidance."},"commonCauses":["Car accidents","Motorcycle accidents","Falls","Pedestrian accidents"],"symptoms":["Severe pain","Inability to walk","Visible deformity","Swelling","Bruising"],"treatments":["Surgery","Casting","Physical therapy","Hardware installation","Wheelchair/crutches"],"longTermEffects":["Chronic pain","Limping","Arthritis","Leg length discrepancy","Permanent disability"],"factors":[{"name":"Bone fractured","description":"Review bone fractured through the complete medical, work-loss, incident, and insurance record. This factor does not determine a claim outcome by itself."},{"name":"Mobility impairment","description":"Review mobility impairment through the complete medical, work-loss, incident, and insurance record. This factor does not determine a claim outcome by itself."}],"planningScenarios":[{"title":"Broken Leg diagnosis and symptom timeline","purpose":"Check whether the record documents the reported diagnosis, severe pain and inability to walk, and how the findings changed after the incident.","recordsToCheck":["Initial evaluation and follow-up notes for broken leg","Imaging, testing, or specialist records addressing severe pain and inability to walk","Prior records for the same body area so causation and aggravation questions are not overlooked"]},{"title":"Treatment, work, and daily-impact file","purpose":"Compare recommended care, including surgery and casting, with completed treatment, response, work restrictions, and any documented future needs.","recordsToCheck":["Treatment orders and progress notes for surgery and casting","Work-status notes, wage records, and employer confirmation of missed time or modified duties","Follow-up records addressing chronic pain and limping, if those concerns are documented"]},{"title":"Incident, causation, and coverage review","purpose":"Review whether incident evidence explains the reported mechanism, including car accidents and motorcycle accidents, and whether liability, comparative fault, or coverage remains disputed.","recordsToCheck":["Incident reports, photographs, witness information, and available video or property evidence","Contemporaneous medical notes addressing when broken leg symptoms began","Insurance policy pages, claim correspondence, coverage decisions, and lien information"]}],"exampleCalculations":[],"referenceSources":[{"label":"Fractures","publisher":"MedlinePlus, U.S. National Library of Medicine","url":"https://medlineplus.gov/fractures.html","scope":"Federal health context for fracture types, diagnosis, and treatment; individual care and recovery depend on clinical findings.","classification":"medical-context"},{"label":"Judicial Council of California Civil Jury Instructions (CACI)","publisher":"Judicial Branch of California","url":"https://courts.ca.gov/partners/california-jury-instructions/civil-jury-instructions-resource-center/civil-jury-instructions","scope":"Official current entry point for California civil jury instructions, including the damages instructions and cited legal authorities.","classification":"california-law"},{"label":"California Civil Code section 1431.2","publisher":"California Legislative Information","url":"https://leginfo.legislature.ca.gov/faces/codes_displaySection.xhtml?lawCode=CIV&sectionNum=1431.2.","scope":"Official statutory definitions of economic and noneconomic damages and the allocation of noneconomic damages in comparative-fault actions.","classification":"california-law"},{"label":"Fair Claims Settlement Practices Regulations","publisher":"California Department of Insurance","url":"https://www.insurance.ca.gov/01-consumers/130-laws-regs-hearings/05-CCR/fair-claims-regs.cfm","scope":"Official California insurance-claim handling rules and standards; coverage and duties still depend on the policy and claim facts.","classification":"insurance-process"}],"url":"https://hurtadvice.com/resources/settlement-calculator/broken-leg"},{"slug":"broken-pelvis","name":"Broken Pelvis","category":"Fractures","description":"Pelvic fractures are serious injuries that often result from high-impact accidents and can have long-lasting effects.","settlement":{"illustrativeBand":null,"illustrativeRange":null,"medicalCostInputRange":null,"classification":"user-input-hypothetical-model","note":"No preset outcome or medical-cost range is published. Users supply documented economic inputs."},"recovery":{"time":null,"note":"Recovery varies by diagnosis, severity, treatment response, and treating-clinician guidance."},"commonCauses":["Car accidents","Motorcycle accidents","Pedestrian accidents","Falls from height"],"symptoms":["Severe hip/groin pain","Inability to walk","Numbness","Internal bleeding signs"],"treatments":["Surgery","Bed rest","Physical therapy","Hardware installation","Blood transfusions"],"longTermEffects":["Chronic pain","Walking difficulties","Sexual dysfunction","Bladder issues","Permanent disability"],"factors":[{"name":"Stability of fracture","description":"Review stability of fracture through the complete medical, work-loss, incident, and insurance record. This factor does not determine a claim outcome by itself."},{"name":"Internal organ damage","description":"Review internal organ damage through the complete medical, work-loss, incident, and insurance record. This factor does not determine a claim outcome by itself."}],"planningScenarios":[{"title":"Broken Pelvis diagnosis and symptom timeline","purpose":"Check whether the record documents the reported diagnosis, severe hip/groin pain and inability to walk, and how the findings changed after the incident.","recordsToCheck":["Initial evaluation and follow-up notes for broken pelvis","Imaging, testing, or specialist records addressing severe hip/groin pain and inability to walk","Prior records for the same body area so causation and aggravation questions are not overlooked"]},{"title":"Treatment, work, and daily-impact file","purpose":"Compare recommended care, including surgery and bed rest, with completed treatment, response, work restrictions, and any documented future needs.","recordsToCheck":["Treatment orders and progress notes for surgery and bed rest","Work-status notes, wage records, and employer confirmation of missed time or modified duties","Follow-up records addressing chronic pain and walking difficulties, if those concerns are documented"]},{"title":"Incident, causation, and coverage review","purpose":"Review whether incident evidence explains the reported mechanism, including car accidents and motorcycle accidents, and whether liability, comparative fault, or coverage remains disputed.","recordsToCheck":["Incident reports, photographs, witness information, and available video or property evidence","Contemporaneous medical notes addressing when broken pelvis symptoms began","Insurance policy pages, claim correspondence, coverage decisions, and lien information"]}],"exampleCalculations":[],"referenceSources":[{"label":"Fractures","publisher":"MedlinePlus, U.S. National Library of Medicine","url":"https://medlineplus.gov/fractures.html","scope":"Federal health context for fracture types, diagnosis, and treatment; individual care and recovery depend on clinical findings.","classification":"medical-context"},{"label":"Judicial Council of California Civil Jury Instructions (CACI)","publisher":"Judicial Branch of California","url":"https://courts.ca.gov/partners/california-jury-instructions/civil-jury-instructions-resource-center/civil-jury-instructions","scope":"Official current entry point for California civil jury instructions, including the damages instructions and cited legal authorities.","classification":"california-law"},{"label":"California Civil Code section 1431.2","publisher":"California Legislative Information","url":"https://leginfo.legislature.ca.gov/faces/codes_displaySection.xhtml?lawCode=CIV&sectionNum=1431.2.","scope":"Official statutory definitions of economic and noneconomic damages and the allocation of noneconomic damages in comparative-fault actions.","classification":"california-law"},{"label":"Fair Claims Settlement Practices Regulations","publisher":"California Department of Insurance","url":"https://www.insurance.ca.gov/01-consumers/130-laws-regs-hearings/05-CCR/fair-claims-regs.cfm","scope":"Official California insurance-claim handling rules and standards; coverage and duties still depend on the policy and claim facts.","classification":"insurance-process"}],"url":"https://hurtadvice.com/resources/settlement-calculator/broken-pelvis"},{"slug":"broken-ribs","name":"Broken Ribs","category":"Fractures","description":"Broken ribs and rib fractures are painful chest injuries that can affect breathing, work activity, sleep, and daily movement. Severe cases may involve multiple fractures, a punctured lung, flail chest, pneumonia risk, or hospital monitoring.","settlement":{"illustrativeBand":null,"illustrativeRange":null,"medicalCostInputRange":null,"classification":"user-input-hypothetical-model","note":"No preset outcome or medical-cost range is published. Users supply documented economic inputs."},"recovery":{"time":null,"note":"Recovery varies by diagnosis, severity, treatment response, and treating-clinician guidance."},"commonCauses":["Car accidents","Seat belt or airbag chest trauma","Falls","Physical assault","Sports injuries","Workplace crush or impact injuries"],"symptoms":["Chest pain","Pain when breathing, coughing, or laughing","Tenderness over the rib cage","Bruising or swelling","Difficulty taking deep breaths","Sleep disruption from pain"],"treatments":["Emergency evaluation and imaging","Pain medication","Rest and activity limits","Breathing exercises or incentive spirometry","Hospital observation for complications","Surgery or chest tube care in severe cases"],"longTermEffects":["Chronic chest wall pain","Breathing difficulties","Pneumonia risk","Intercostal nerve pain","Reduced ability to lift, twist, sleep, or return to physical work"],"factors":[{"name":"Number of ribs broken","description":"Review number of ribs broken through the complete medical, work-loss, incident, and insurance record. This factor does not determine a claim outcome by itself."},{"name":"Complications","description":"Review complications through the complete medical, work-loss, incident, and insurance record. This factor does not determine a claim outcome by itself."},{"name":"Imaging and diagnosis timing","description":"Review imaging and diagnosis timing through the complete medical, work-loss, incident, and insurance record. This factor does not determine a claim outcome by itself."},{"name":"Work and daily-life restrictions","description":"Review work and daily-life restrictions through the complete medical, work-loss, incident, and insurance record. This factor does not determine a claim outcome by itself."},{"name":"Liability and mechanism of injury","description":"Review liability and mechanism of injury through the complete medical, work-loss, incident, and insurance record. This factor does not determine a claim outcome by itself."}],"planningScenarios":[{"title":"Broken Ribs diagnosis and symptom timeline","purpose":"Check whether the record documents the reported diagnosis, chest pain and pain when breathing, coughing, or laughing, and how the findings changed after the incident.","recordsToCheck":["Initial evaluation and follow-up notes for broken ribs","Imaging, testing, or specialist records addressing chest pain and pain when breathing, coughing, or laughing","Prior records for the same body area so causation and aggravation questions are not overlooked"]},{"title":"Treatment, work, and daily-impact file","purpose":"Compare recommended care, including emergency evaluation and imaging and pain medication, with completed treatment, response, work restrictions, and any documented future needs.","recordsToCheck":["Treatment orders and progress notes for emergency evaluation and imaging and pain medication","Work-status notes, wage records, and employer confirmation of missed time or modified duties","Follow-up records addressing chronic chest wall pain and breathing difficulties, if those concerns are documented"]},{"title":"Incident, causation, and coverage review","purpose":"Review whether incident evidence explains the reported mechanism, including car accidents and seat belt or airbag chest trauma, and whether liability, comparative fault, or coverage remains disputed.","recordsToCheck":["Incident reports, photographs, witness information, and available video or property evidence","Contemporaneous medical notes addressing when broken ribs symptoms began","Insurance policy pages, claim correspondence, coverage decisions, and lien information"]}],"exampleCalculations":[],"referenceSources":[{"label":"Fractures","publisher":"MedlinePlus, U.S. National Library of Medicine","url":"https://medlineplus.gov/fractures.html","scope":"Federal health context for fracture types, diagnosis, and treatment; individual care and recovery depend on clinical findings.","classification":"medical-context"},{"label":"Judicial Council of California Civil Jury Instructions (CACI)","publisher":"Judicial Branch of California","url":"https://courts.ca.gov/partners/california-jury-instructions/civil-jury-instructions-resource-center/civil-jury-instructions","scope":"Official current entry point for California civil jury instructions, including the damages instructions and cited legal authorities.","classification":"california-law"},{"label":"California Civil Code section 1431.2","publisher":"California Legislative Information","url":"https://leginfo.legislature.ca.gov/faces/codes_displaySection.xhtml?lawCode=CIV&sectionNum=1431.2.","scope":"Official statutory definitions of economic and noneconomic damages and the allocation of noneconomic damages in comparative-fault actions.","classification":"california-law"},{"label":"Fair Claims Settlement Practices Regulations","publisher":"California Department of Insurance","url":"https://www.insurance.ca.gov/01-consumers/130-laws-regs-hearings/05-CCR/fair-claims-regs.cfm","scope":"Official California insurance-claim handling rules and standards; coverage and duties still depend on the policy and claim facts.","classification":"insurance-process"}],"url":"https://hurtadvice.com/resources/settlement-calculator/broken-ribs"},{"slug":"broken-wrist","name":"Broken Wrist","category":"Fractures","description":"Wrist fractures are common injuries that can significantly impact daily activities and work capabilities.","settlement":{"illustrativeBand":null,"illustrativeRange":null,"medicalCostInputRange":null,"classification":"user-input-hypothetical-model","note":"No preset outcome or medical-cost range is published. Users supply documented economic inputs."},"recovery":{"time":null,"note":"Recovery varies by diagnosis, severity, treatment response, and treating-clinician guidance."},"commonCauses":["Falls","Car accidents","Sports injuries","Bicycle accidents"],"symptoms":["Pain","Swelling","Bruising","Difficulty gripping","Visible deformity"],"treatments":["Casting","Surgery","Physical therapy","Hardware installation"],"longTermEffects":["Chronic pain","Arthritis","Limited range of motion","Weakness"],"factors":[{"name":"Type of wrist fracture","description":"Review type of wrist fracture through the complete medical, work-loss, incident, and insurance record. This factor does not determine a claim outcome by itself."},{"name":"Impact on occupation","description":"Review impact on occupation through the complete medical, work-loss, incident, and insurance record. This factor does not determine a claim outcome by itself."}],"planningScenarios":[{"title":"Broken Wrist diagnosis and symptom timeline","purpose":"Check whether the record documents the reported diagnosis, pain and swelling, and how the findings changed after the incident.","recordsToCheck":["Initial evaluation and follow-up notes for broken wrist","Imaging, testing, or specialist records addressing pain and swelling","Prior records for the same body area so causation and aggravation questions are not overlooked"]},{"title":"Treatment, work, and daily-impact file","purpose":"Compare recommended care, including casting and surgery, with completed treatment, response, work restrictions, and any documented future needs.","recordsToCheck":["Treatment orders and progress notes for casting and surgery","Work-status notes, wage records, and employer confirmation of missed time or modified duties","Follow-up records addressing chronic pain and arthritis, if those concerns are documented"]},{"title":"Incident, causation, and coverage review","purpose":"Review whether incident evidence explains the reported mechanism, including falls and car accidents, and whether liability, comparative fault, or coverage remains disputed.","recordsToCheck":["Incident reports, photographs, witness information, and available video or property evidence","Contemporaneous medical notes addressing when broken wrist symptoms began","Insurance policy pages, claim correspondence, coverage decisions, and lien information"]}],"exampleCalculations":[],"referenceSources":[{"label":"Fractures","publisher":"MedlinePlus, U.S. National Library of Medicine","url":"https://medlineplus.gov/fractures.html","scope":"Federal health context for fracture types, diagnosis, and treatment; individual care and recovery depend on clinical findings.","classification":"medical-context"},{"label":"Judicial Council of California Civil Jury Instructions (CACI)","publisher":"Judicial Branch of California","url":"https://courts.ca.gov/partners/california-jury-instructions/civil-jury-instructions-resource-center/civil-jury-instructions","scope":"Official current entry point for California civil jury instructions, including the damages instructions and cited legal authorities.","classification":"california-law"},{"label":"California Civil Code section 1431.2","publisher":"California Legislative Information","url":"https://leginfo.legislature.ca.gov/faces/codes_displaySection.xhtml?lawCode=CIV&sectionNum=1431.2.","scope":"Official statutory definitions of economic and noneconomic damages and the allocation of noneconomic damages in comparative-fault actions.","classification":"california-law"},{"label":"Fair Claims Settlement Practices Regulations","publisher":"California Department of Insurance","url":"https://www.insurance.ca.gov/01-consumers/130-laws-regs-hearings/05-CCR/fair-claims-regs.cfm","scope":"Official California insurance-claim handling rules and standards; coverage and duties still depend on the policy and claim facts.","classification":"insurance-process"}],"url":"https://hurtadvice.com/resources/settlement-calculator/broken-wrist"},{"slug":"bulging-disc","name":"Bulging Disc","category":"Spinal Injuries","description":"Bulging discs involve disc material pushing outward without rupturing, often causing pain and discomfort.","settlement":{"illustrativeBand":null,"illustrativeRange":null,"medicalCostInputRange":null,"classification":"user-input-hypothetical-model","note":"No preset outcome or medical-cost range is published. Users supply documented economic inputs."},"recovery":{"time":null,"note":"Recovery varies by diagnosis, severity, treatment response, and treating-clinician guidance."},"commonCauses":["Car accidents","Heavy lifting","Falls","Repetitive strain"],"symptoms":["Back pain","Mild numbness","Muscle weakness","Stiffness"],"treatments":["Physical therapy","Pain medication","Chiropractic care","Injections"],"longTermEffects":["Chronic pain","Progression to herniation","Activity limitations"],"factors":[{"name":"Progression to herniation","description":"Review progression to herniation through the complete medical, work-loss, incident, and insurance record. This factor does not determine a claim outcome by itself."},{"name":"Multiple bulging discs","description":"Review multiple bulging discs through the complete medical, work-loss, incident, and insurance record. This factor does not determine a claim outcome by itself."}],"planningScenarios":[{"title":"Bulging Disc diagnosis and symptom timeline","purpose":"Check whether the record documents the reported diagnosis, back pain and mild numbness, and how the findings changed after the incident.","recordsToCheck":["Initial evaluation and follow-up notes for bulging disc","Imaging, testing, or specialist records addressing back pain and mild numbness","Prior records for the same body area so causation and aggravation questions are not overlooked"]},{"title":"Treatment, work, and daily-impact file","purpose":"Compare recommended care, including physical therapy and pain medication, with completed treatment, response, work restrictions, and any documented future needs.","recordsToCheck":["Treatment orders and progress notes for physical therapy and pain medication","Work-status notes, wage records, and employer confirmation of missed time or modified duties","Follow-up records addressing chronic pain and progression to herniation, if those concerns are documented"]},{"title":"Incident, causation, and coverage review","purpose":"Review whether incident evidence explains the reported mechanism, including car accidents and heavy lifting, and whether liability, comparative fault, or coverage remains disputed.","recordsToCheck":["Incident reports, photographs, witness information, and available video or property evidence","Contemporaneous medical notes addressing when bulging disc symptoms began","Insurance policy pages, claim correspondence, coverage decisions, and lien information"]}],"exampleCalculations":[],"referenceSources":[{"label":"Spinal Cord Injury","publisher":"National Institute of Neurological Disorders and Stroke","url":"https://www.ninds.nih.gov/health-information/disorders/spinal-cord-injury","scope":"NIH context for spinal cord injury symptoms, diagnosis, treatment, rehabilitation, and research.","classification":"medical-context"},{"label":"Judicial Council of California Civil Jury Instructions (CACI)","publisher":"Judicial Branch of California","url":"https://courts.ca.gov/partners/california-jury-instructions/civil-jury-instructions-resource-center/civil-jury-instructions","scope":"Official current entry point for California civil jury instructions, including the damages instructions and cited legal authorities.","classification":"california-law"},{"label":"California Civil Code section 1431.2","publisher":"California Legislative Information","url":"https://leginfo.legislature.ca.gov/faces/codes_displaySection.xhtml?lawCode=CIV&sectionNum=1431.2.","scope":"Official statutory definitions of economic and noneconomic damages and the allocation of noneconomic damages in comparative-fault actions.","classification":"california-law"},{"label":"Fair Claims Settlement Practices Regulations","publisher":"California Department of Insurance","url":"https://www.insurance.ca.gov/01-consumers/130-laws-regs-hearings/05-CCR/fair-claims-regs.cfm","scope":"Official California insurance-claim handling rules and standards; coverage and duties still depend on the policy and claim facts.","classification":"insurance-process"}],"url":"https://hurtadvice.com/resources/settlement-calculator/bulging-disc"},{"slug":"burn-injuries","name":"Burn Injuries","category":"Burn Injuries","description":"Burn injuries range from minor first-degree burns to life-threatening third-degree burns requiring extensive treatment.","settlement":{"illustrativeBand":null,"illustrativeRange":null,"medicalCostInputRange":null,"classification":"user-input-hypothetical-model","note":"No preset outcome or medical-cost range is published. Users supply documented economic inputs."},"recovery":{"time":null,"note":"Recovery varies by diagnosis, severity, treatment response, and treating-clinician guidance."},"commonCauses":["Car accidents","Workplace accidents","Defective products","Chemical exposure","Fires"],"symptoms":["Pain","Blistering","Skin damage","Infection risk","Scarring"],"treatments":["Wound care","Skin grafts","Surgery","Rehabilitation","Psychological therapy"],"longTermEffects":["Permanent scarring","Disfigurement","Loss of function","Psychological trauma","Chronic pain"],"factors":[{"name":"Degree of burns","description":"Review degree of burns through the complete medical, work-loss, incident, and insurance record. This factor does not determine a claim outcome by itself."},{"name":"Percentage of body burned","description":"Review percentage of body burned through the complete medical, work-loss, incident, and insurance record. This factor does not determine a claim outcome by itself."},{"name":"Visible scarring","description":"Review visible scarring through the complete medical, work-loss, incident, and insurance record. This factor does not determine a claim outcome by itself."}],"planningScenarios":[{"title":"Burn Injuries diagnosis and symptom timeline","purpose":"Check whether the record documents the reported diagnosis, pain and blistering, and how the findings changed after the incident.","recordsToCheck":["Initial evaluation and follow-up notes for burn injuries","Imaging, testing, or specialist records addressing pain and blistering","Prior records for the same body area so causation and aggravation questions are not overlooked"]},{"title":"Treatment, work, and daily-impact file","purpose":"Compare recommended care, including wound care and skin grafts, with completed treatment, response, work restrictions, and any documented future needs.","recordsToCheck":["Treatment orders and progress notes for wound care and skin grafts","Work-status notes, wage records, and employer confirmation of missed time or modified duties","Follow-up records addressing permanent scarring and disfigurement, if those concerns are documented"]},{"title":"Incident, causation, and coverage review","purpose":"Review whether incident evidence explains the reported mechanism, including car accidents and workplace accidents, and whether liability, comparative fault, or coverage remains disputed.","recordsToCheck":["Incident reports, photographs, witness information, and available video or property evidence","Contemporaneous medical notes addressing when burn injuries symptoms began","Insurance policy pages, claim correspondence, coverage decisions, and lien information"]}],"exampleCalculations":[],"referenceSources":[{"label":"Burns","publisher":"MedlinePlus, U.S. National Library of Medicine","url":"https://medlineplus.gov/burns.html","scope":"Federal health context for burn causes, depth, complications, and treatment considerations.","classification":"medical-context"},{"label":"Judicial Council of California Civil Jury Instructions (CACI)","publisher":"Judicial Branch of California","url":"https://courts.ca.gov/partners/california-jury-instructions/civil-jury-instructions-resource-center/civil-jury-instructions","scope":"Official current entry point for California civil jury instructions, including the damages instructions and cited legal authorities.","classification":"california-law"},{"label":"California Civil Code section 1431.2","publisher":"California Legislative Information","url":"https://leginfo.legislature.ca.gov/faces/codes_displaySection.xhtml?lawCode=CIV&sectionNum=1431.2.","scope":"Official statutory definitions of economic and noneconomic damages and the allocation of noneconomic damages in comparative-fault actions.","classification":"california-law"},{"label":"Fair Claims Settlement Practices Regulations","publisher":"California Department of Insurance","url":"https://www.insurance.ca.gov/01-consumers/130-laws-regs-hearings/05-CCR/fair-claims-regs.cfm","scope":"Official California insurance-claim handling rules and standards; coverage and duties still depend on the policy and claim facts.","classification":"insurance-process"}],"url":"https://hurtadvice.com/resources/settlement-calculator/burn-injuries"},{"slug":"carpal-tunnel","name":"Carpal Tunnel Syndrome","category":"Nerve Injuries","description":"Carpal tunnel can develop or worsen after traumatic injury, causing pain and numbness in the hand.","settlement":{"illustrativeBand":null,"illustrativeRange":null,"medicalCostInputRange":null,"classification":"user-input-hypothetical-model","note":"No preset outcome or medical-cost range is published. Users supply documented economic inputs."},"recovery":{"time":null,"note":"Recovery varies by diagnosis, severity, treatment response, and treating-clinician guidance."},"commonCauses":["Car accidents","Workplace repetitive motion","Falls","Wrist fractures"],"symptoms":["Hand numbness","Tingling","Weakness","Difficulty gripping","Night symptoms"],"treatments":["Wrist splinting","Physical therapy","Injections","Carpal tunnel release surgery"],"longTermEffects":["Chronic numbness","Weakness","Recurring symptoms","Need for surgery"],"factors":[{"name":"Need for surgery","description":"Review need for surgery through the complete medical, work-loss, incident, and insurance record. This factor does not determine a claim outcome by itself."},{"name":"Bilateral involvement","description":"Review bilateral involvement through the complete medical, work-loss, incident, and insurance record. This factor does not determine a claim outcome by itself."}],"planningScenarios":[{"title":"Carpal Tunnel Syndrome diagnosis and symptom timeline","purpose":"Check whether the record documents the reported diagnosis, hand numbness and tingling, and how the findings changed after the incident.","recordsToCheck":["Initial evaluation and follow-up notes for carpal tunnel syndrome","Imaging, testing, or specialist records addressing hand numbness and tingling","Prior records for the same body area so causation and aggravation questions are not overlooked"]},{"title":"Treatment, work, and daily-impact file","purpose":"Compare recommended care, including wrist splinting and physical therapy, with completed treatment, response, work restrictions, and any documented future needs.","recordsToCheck":["Treatment orders and progress notes for wrist splinting and physical therapy","Work-status notes, wage records, and employer confirmation of missed time or modified duties","Follow-up records addressing chronic numbness and weakness, if those concerns are documented"]},{"title":"Incident, causation, and coverage review","purpose":"Review whether incident evidence explains the reported mechanism, including car accidents and workplace repetitive motion, and whether liability, comparative fault, or coverage remains disputed.","recordsToCheck":["Incident reports, photographs, witness information, and available video or property evidence","Contemporaneous medical notes addressing when carpal tunnel syndrome symptoms began","Insurance policy pages, claim correspondence, coverage decisions, and lien information"]}],"exampleCalculations":[],"referenceSources":[{"label":"Injuries and Wounds","publisher":"MedlinePlus, U.S. National Library of Medicine","url":"https://medlineplus.gov/injuriesandwounds.html","scope":"General federal health-information index for injury types, diagnosis topics, and treatment resources.","classification":"medical-context"},{"label":"Judicial Council of California Civil Jury Instructions (CACI)","publisher":"Judicial Branch of California","url":"https://courts.ca.gov/partners/california-jury-instructions/civil-jury-instructions-resource-center/civil-jury-instructions","scope":"Official current entry point for California civil jury instructions, including the damages instructions and cited legal authorities.","classification":"california-law"},{"label":"California Civil Code section 1431.2","publisher":"California Legislative Information","url":"https://leginfo.legislature.ca.gov/faces/codes_displaySection.xhtml?lawCode=CIV&sectionNum=1431.2.","scope":"Official statutory definitions of economic and noneconomic damages and the allocation of noneconomic damages in comparative-fault actions.","classification":"california-law"},{"label":"Fair Claims Settlement Practices Regulations","publisher":"California Department of Insurance","url":"https://www.insurance.ca.gov/01-consumers/130-laws-regs-hearings/05-CCR/fair-claims-regs.cfm","scope":"Official California insurance-claim handling rules and standards; coverage and duties still depend on the policy and claim facts.","classification":"insurance-process"}],"url":"https://hurtadvice.com/resources/settlement-calculator/carpal-tunnel"},{"slug":"chest-injury","name":"Chest Injury","category":"Torso Injuries","description":"Chest injuries from accidents can affect the ribcage, lungs, and heart, ranging from bruising to life-threatening trauma.","settlement":{"illustrativeBand":null,"illustrativeRange":null,"medicalCostInputRange":null,"classification":"user-input-hypothetical-model","note":"No preset outcome or medical-cost range is published. Users supply documented economic inputs."},"recovery":{"time":null,"note":"Recovery varies by diagnosis, severity, treatment response, and treating-clinician guidance."},"commonCauses":["Car accidents","Falls","Assault","Workplace accidents"],"symptoms":["Chest pain","Difficulty breathing","Bruising","Tenderness"],"treatments":["Pain management","Breathing exercises","Surgery (severe cases)","ICU care"],"longTermEffects":["Chronic pain","Breathing difficulties","Heart complications","PTSD"],"factors":[{"name":"Organ involvement","description":"Review organ involvement through the complete medical, work-loss, incident, and insurance record. This factor does not determine a claim outcome by itself."},{"name":"Sternum fracture","description":"Review sternum fracture through the complete medical, work-loss, incident, and insurance record. This factor does not determine a claim outcome by itself."}],"planningScenarios":[{"title":"Chest Injury diagnosis and symptom timeline","purpose":"Check whether the record documents the reported diagnosis, chest pain and difficulty breathing, and how the findings changed after the incident.","recordsToCheck":["Initial evaluation and follow-up notes for chest injury","Imaging, testing, or specialist records addressing chest pain and difficulty breathing","Prior records for the same body area so causation and aggravation questions are not overlooked"]},{"title":"Treatment, work, and daily-impact file","purpose":"Compare recommended care, including pain management and breathing exercises, with completed treatment, response, work restrictions, and any documented future needs.","recordsToCheck":["Treatment orders and progress notes for pain management and breathing exercises","Work-status notes, wage records, and employer confirmation of missed time or modified duties","Follow-up records addressing chronic pain and breathing difficulties, if those concerns are documented"]},{"title":"Incident, causation, and coverage review","purpose":"Review whether incident evidence explains the reported mechanism, including car accidents and falls, and whether liability, comparative fault, or coverage remains disputed.","recordsToCheck":["Incident reports, photographs, witness information, and available video or property evidence","Contemporaneous medical notes addressing when chest injury symptoms began","Insurance policy pages, claim correspondence, coverage decisions, and lien information"]}],"exampleCalculations":[],"referenceSources":[{"label":"Injuries and Wounds","publisher":"MedlinePlus, U.S. National Library of Medicine","url":"https://medlineplus.gov/injuriesandwounds.html","scope":"General federal health-information index for injury types, diagnosis topics, and treatment resources.","classification":"medical-context"},{"label":"Judicial Council of California Civil Jury Instructions (CACI)","publisher":"Judicial Branch of California","url":"https://courts.ca.gov/partners/california-jury-instructions/civil-jury-instructions-resource-center/civil-jury-instructions","scope":"Official current entry point for California civil jury instructions, including the damages instructions and cited legal authorities.","classification":"california-law"},{"label":"California Civil Code section 1431.2","publisher":"California Legislative Information","url":"https://leginfo.legislature.ca.gov/faces/codes_displaySection.xhtml?lawCode=CIV&sectionNum=1431.2.","scope":"Official statutory definitions of economic and noneconomic damages and the allocation of noneconomic damages in comparative-fault actions.","classification":"california-law"},{"label":"Fair Claims Settlement Practices Regulations","publisher":"California Department of Insurance","url":"https://www.insurance.ca.gov/01-consumers/130-laws-regs-hearings/05-CCR/fair-claims-regs.cfm","scope":"Official California insurance-claim handling rules and standards; coverage and duties still depend on the policy and claim facts.","classification":"insurance-process"}],"url":"https://hurtadvice.com/resources/settlement-calculator/chest-injury"},{"slug":"complex-regional-pain-syndrome","name":"Complex Regional Pain Syndrome (CRPS)","category":"Chronic Pain Conditions","description":"CRPS is a chronic pain condition that can develop after injury, causing severe, lasting pain.","settlement":{"illustrativeBand":null,"illustrativeRange":null,"medicalCostInputRange":null,"classification":"user-input-hypothetical-model","note":"No preset outcome or medical-cost range is published. Users supply documented economic inputs."},"recovery":{"time":null,"note":"Recovery varies by diagnosis, severity, treatment response, and treating-clinician guidance."},"commonCauses":["Fractures","Surgery","Sprains","Nerve damage","Crush injuries"],"symptoms":["Severe burning pain","Swelling","Skin color changes","Temperature sensitivity","Movement difficulties"],"treatments":["Pain management","Physical therapy","Nerve blocks","Spinal cord stimulation","Medication"],"longTermEffects":["Chronic debilitating pain","Disability","Depression","Sleep disorders","Mobility limitations"],"factors":[{"name":"Spread of CRPS","description":"Review spread of crps through the complete medical, work-loss, incident, and insurance record. This factor does not determine a claim outcome by itself."},{"name":"Disability level","description":"Review disability level through the complete medical, work-loss, incident, and insurance record. This factor does not determine a claim outcome by itself."},{"name":"Treatment response","description":"Review treatment response through the complete medical, work-loss, incident, and insurance record. This factor does not determine a claim outcome by itself."}],"planningScenarios":[{"title":"Complex Regional Pain Syndrome (CRPS) diagnosis and symptom timeline","purpose":"Check whether the record documents the reported diagnosis, severe burning pain and swelling, and how the findings changed after the incident.","recordsToCheck":["Initial evaluation and follow-up notes for complex regional pain syndrome (crps)","Imaging, testing, or specialist records addressing severe burning pain and swelling","Prior records for the same body area so causation and aggravation questions are not overlooked"]},{"title":"Treatment, work, and daily-impact file","purpose":"Compare recommended care, including pain management and physical therapy, with completed treatment, response, work restrictions, and any documented future needs.","recordsToCheck":["Treatment orders and progress notes for pain management and physical therapy","Work-status notes, wage records, and employer confirmation of missed time or modified duties","Follow-up records addressing chronic debilitating pain and disability, if those concerns are documented"]},{"title":"Incident, causation, and coverage review","purpose":"Review whether incident evidence explains the reported mechanism, including fractures and surgery, and whether liability, comparative fault, or coverage remains disputed.","recordsToCheck":["Incident reports, photographs, witness information, and available video or property evidence","Contemporaneous medical notes addressing when complex regional pain syndrome (crps) symptoms began","Insurance policy pages, claim correspondence, coverage decisions, and lien information"]}],"exampleCalculations":[],"referenceSources":[{"label":"Injuries and Wounds","publisher":"MedlinePlus, U.S. National Library of Medicine","url":"https://medlineplus.gov/injuriesandwounds.html","scope":"General federal health-information index for injury types, diagnosis topics, and treatment resources.","classification":"medical-context"},{"label":"Judicial Council of California Civil Jury Instructions (CACI)","publisher":"Judicial Branch of California","url":"https://courts.ca.gov/partners/california-jury-instructions/civil-jury-instructions-resource-center/civil-jury-instructions","scope":"Official current entry point for California civil jury instructions, including the damages instructions and cited legal authorities.","classification":"california-law"},{"label":"California Civil Code section 1431.2","publisher":"California Legislative Information","url":"https://leginfo.legislature.ca.gov/faces/codes_displaySection.xhtml?lawCode=CIV&sectionNum=1431.2.","scope":"Official statutory definitions of economic and noneconomic damages and the allocation of noneconomic damages in comparative-fault actions.","classification":"california-law"},{"label":"Fair Claims Settlement Practices Regulations","publisher":"California Department of Insurance","url":"https://www.insurance.ca.gov/01-consumers/130-laws-regs-hearings/05-CCR/fair-claims-regs.cfm","scope":"Official California insurance-claim handling rules and standards; coverage and duties still depend on the policy and claim facts.","classification":"insurance-process"}],"url":"https://hurtadvice.com/resources/settlement-calculator/complex-regional-pain-syndrome"},{"slug":"concussion","name":"Concussion","category":"Brain Injuries","description":"Concussions are mild traumatic brain injuries that can have lasting effects, especially with repeated injuries.","settlement":{"illustrativeBand":null,"illustrativeRange":null,"medicalCostInputRange":null,"classification":"user-input-hypothetical-model","note":"No preset outcome or medical-cost range is published. Users supply documented economic inputs."},"recovery":{"time":null,"note":"Recovery varies by diagnosis, severity, treatment response, and treating-clinician guidance."},"commonCauses":["Car accidents","Sports injuries","Falls","Assault"],"symptoms":["Headache","Dizziness","Confusion","Memory problems","Sensitivity to light/sound","Sleep disturbances"],"treatments":["Rest","Cognitive therapy","Medication","Gradual return to activities","Neurological monitoring"],"longTermEffects":["Post-concussion syndrome","Chronic headaches","Memory problems","Depression","Increased TBI risk"],"factors":[{"name":"Duration of symptoms","description":"Review duration of symptoms through the complete medical, work-loss, incident, and insurance record. This factor does not determine a claim outcome by itself."},{"name":"Multiple concussions","description":"Review multiple concussions through the complete medical, work-loss, incident, and insurance record. This factor does not determine a claim outcome by itself."}],"planningScenarios":[{"title":"Concussion diagnosis and symptom timeline","purpose":"Check whether the record documents the reported diagnosis, headache and dizziness, and how the findings changed after the incident.","recordsToCheck":["Initial evaluation and follow-up notes for concussion","Imaging, testing, or specialist records addressing headache and dizziness","Prior records for the same body area so causation and aggravation questions are not overlooked"]},{"title":"Treatment, work, and daily-impact file","purpose":"Compare recommended care, including rest and cognitive therapy, with completed treatment, response, work restrictions, and any documented future needs.","recordsToCheck":["Treatment orders and progress notes for rest and cognitive therapy","Work-status notes, wage records, and employer confirmation of missed time or modified duties","Follow-up records addressing post-concussion syndrome and chronic headaches, if those concerns are documented"]},{"title":"Incident, causation, and coverage review","purpose":"Review whether incident evidence explains the reported mechanism, including car accidents and sports injuries, and whether liability, comparative fault, or coverage remains disputed.","recordsToCheck":["Incident reports, photographs, witness information, and available video or property evidence","Contemporaneous medical notes addressing when concussion symptoms began","Insurance policy pages, claim correspondence, coverage decisions, and lien information"]}],"exampleCalculations":[],"referenceSources":[{"label":"About Mild TBI and Concussion","publisher":"Centers for Disease Control and Prevention","url":"https://www.cdc.gov/traumatic-brain-injury/about/index.html","scope":"Federal clinical context for mild traumatic brain injury and concussion symptoms, evaluation, and care.","classification":"medical-context"},{"label":"Judicial Council of California Civil Jury Instructions (CACI)","publisher":"Judicial Branch of California","url":"https://courts.ca.gov/partners/california-jury-instructions/civil-jury-instructions-resource-center/civil-jury-instructions","scope":"Official current entry point for California civil jury instructions, including the damages instructions and cited legal authorities.","classification":"california-law"},{"label":"California Civil Code section 1431.2","publisher":"California Legislative Information","url":"https://leginfo.legislature.ca.gov/faces/codes_displaySection.xhtml?lawCode=CIV&sectionNum=1431.2.","scope":"Official statutory definitions of economic and noneconomic damages and the allocation of noneconomic damages in comparative-fault actions.","classification":"california-law"},{"label":"Fair Claims Settlement Practices Regulations","publisher":"California Department of Insurance","url":"https://www.insurance.ca.gov/01-consumers/130-laws-regs-hearings/05-CCR/fair-claims-regs.cfm","scope":"Official California insurance-claim handling rules and standards; coverage and duties still depend on the policy and claim facts.","classification":"insurance-process"}],"url":"https://hurtadvice.com/resources/settlement-calculator/concussion"},{"slug":"dental-injuries","name":"Dental Injuries","category":"Facial Injuries","description":"Dental injuries from accidents can include broken, chipped, or knocked-out teeth requiring extensive treatment.","settlement":{"illustrativeBand":null,"illustrativeRange":null,"medicalCostInputRange":null,"classification":"user-input-hypothetical-model","note":"No preset outcome or medical-cost range is published. Users supply documented economic inputs."},"recovery":{"time":null,"note":"Recovery varies by diagnosis, severity, treatment response, and treating-clinician guidance."},"commonCauses":["Car accidents","Falls","Assault","Sports injuries"],"symptoms":["Tooth pain","Missing teeth","Jaw pain","Difficulty eating","Visible damage"],"treatments":["Dental implants","Crowns","Root canals","Dentures","Jaw surgery"],"longTermEffects":["Permanent tooth loss","TMJ disorders","Ongoing dental work","Appearance changes","Eating difficulties"],"factors":[{"name":"Number of teeth affected","description":"Review number of teeth affected through the complete medical, work-loss, incident, and insurance record. This factor does not determine a claim outcome by itself."},{"name":"Need for implants","description":"Review need for implants through the complete medical, work-loss, incident, and insurance record. This factor does not determine a claim outcome by itself."},{"name":"Jaw involvement","description":"Review jaw involvement through the complete medical, work-loss, incident, and insurance record. This factor does not determine a claim outcome by itself."}],"planningScenarios":[{"title":"Dental Injuries diagnosis and symptom timeline","purpose":"Check whether the record documents the reported diagnosis, tooth pain and missing teeth, and how the findings changed after the incident.","recordsToCheck":["Initial evaluation and follow-up notes for dental injuries","Imaging, testing, or specialist records addressing tooth pain and missing teeth","Prior records for the same body area so causation and aggravation questions are not overlooked"]},{"title":"Treatment, work, and daily-impact file","purpose":"Compare recommended care, including dental implants and crowns, with completed treatment, response, work restrictions, and any documented future needs.","recordsToCheck":["Treatment orders and progress notes for dental implants and crowns","Work-status notes, wage records, and employer confirmation of missed time or modified duties","Follow-up records addressing permanent tooth loss and tmj disorders, if those concerns are documented"]},{"title":"Incident, causation, and coverage review","purpose":"Review whether incident evidence explains the reported mechanism, including car accidents and falls, and whether liability, comparative fault, or coverage remains disputed.","recordsToCheck":["Incident reports, photographs, witness information, and available video or property evidence","Contemporaneous medical notes addressing when dental injuries symptoms began","Insurance policy pages, claim correspondence, coverage decisions, and lien information"]}],"exampleCalculations":[],"referenceSources":[{"label":"Fractures","publisher":"MedlinePlus, U.S. National Library of Medicine","url":"https://medlineplus.gov/fractures.html","scope":"Federal health context for fracture types, diagnosis, and treatment; individual care and recovery depend on clinical findings.","classification":"medical-context"},{"label":"Judicial Council of California Civil Jury Instructions (CACI)","publisher":"Judicial Branch of California","url":"https://courts.ca.gov/partners/california-jury-instructions/civil-jury-instructions-resource-center/civil-jury-instructions","scope":"Official current entry point for California civil jury instructions, including the damages instructions and cited legal authorities.","classification":"california-law"},{"label":"California Civil Code section 1431.2","publisher":"California Legislative Information","url":"https://leginfo.legislature.ca.gov/faces/codes_displaySection.xhtml?lawCode=CIV&sectionNum=1431.2.","scope":"Official statutory definitions of economic and noneconomic damages and the allocation of noneconomic damages in comparative-fault actions.","classification":"california-law"},{"label":"Fair Claims Settlement Practices Regulations","publisher":"California Department of Insurance","url":"https://www.insurance.ca.gov/01-consumers/130-laws-regs-hearings/05-CCR/fair-claims-regs.cfm","scope":"Official California insurance-claim handling rules and standards; coverage and duties still depend on the policy and claim facts.","classification":"insurance-process"}],"url":"https://hurtadvice.com/resources/settlement-calculator/dental-injuries"},{"slug":"elbow-injury","name":"Elbow Injury","category":"Joint Injuries","description":"Elbow injuries include fractures, dislocations, and ligament tears affecting arm function.","settlement":{"illustrativeBand":null,"illustrativeRange":null,"medicalCostInputRange":null,"classification":"user-input-hypothetical-model","note":"No preset outcome or medical-cost range is published. Users supply documented economic inputs."},"recovery":{"time":null,"note":"Recovery varies by diagnosis, severity, treatment response, and treating-clinician guidance."},"commonCauses":["Car accidents","Falls","Sports injuries","Workplace accidents"],"symptoms":["Pain","Swelling","Limited range of motion","Weakness","Instability"],"treatments":["Surgery","Physical therapy","Casting","Injections"],"longTermEffects":["Chronic pain","Arthritis","Limited mobility","Weakness"],"factors":[{"name":"Need for surgery","description":"Review need for surgery through the complete medical, work-loss, incident, and insurance record. This factor does not determine a claim outcome by itself."},{"name":"Dominant arm affected","description":"Review dominant arm affected through the complete medical, work-loss, incident, and insurance record. This factor does not determine a claim outcome by itself."}],"planningScenarios":[{"title":"Elbow Injury diagnosis and symptom timeline","purpose":"Check whether the record documents the reported diagnosis, pain and swelling, and how the findings changed after the incident.","recordsToCheck":["Initial evaluation and follow-up notes for elbow injury","Imaging, testing, or specialist records addressing pain and swelling","Prior records for the same body area so causation and aggravation questions are not overlooked"]},{"title":"Treatment, work, and daily-impact file","purpose":"Compare recommended care, including surgery and physical therapy, with completed treatment, response, work restrictions, and any documented future needs.","recordsToCheck":["Treatment orders and progress notes for surgery and physical therapy","Work-status notes, wage records, and employer confirmation of missed time or modified duties","Follow-up records addressing chronic pain and arthritis, if those concerns are documented"]},{"title":"Incident, causation, and coverage review","purpose":"Review whether incident evidence explains the reported mechanism, including car accidents and falls, and whether liability, comparative fault, or coverage remains disputed.","recordsToCheck":["Incident reports, photographs, witness information, and available video or property evidence","Contemporaneous medical notes addressing when elbow injury symptoms began","Insurance policy pages, claim correspondence, coverage decisions, and lien information"]}],"exampleCalculations":[],"referenceSources":[{"label":"Elbow Injuries and Disorders","publisher":"MedlinePlus, U.S. National Library of Medicine","url":"https://medlineplus.gov/elbowinjuriesanddisorders.html","scope":"Federal health context for elbow anatomy, common injury categories, diagnosis topics, and treatment resources.","classification":"medical-context"},{"label":"Judicial Council of California Civil Jury Instructions (CACI)","publisher":"Judicial Branch of California","url":"https://courts.ca.gov/partners/california-jury-instructions/civil-jury-instructions-resource-center/civil-jury-instructions","scope":"Official current entry point for California civil jury instructions, including the damages instructions and cited legal authorities.","classification":"california-law"},{"label":"California Civil Code section 1431.2","publisher":"California Legislative Information","url":"https://leginfo.legislature.ca.gov/faces/codes_displaySection.xhtml?lawCode=CIV&sectionNum=1431.2.","scope":"Official statutory definitions of economic and noneconomic damages and the allocation of noneconomic damages in comparative-fault actions.","classification":"california-law"},{"label":"Fair Claims Settlement Practices Regulations","publisher":"California Department of Insurance","url":"https://www.insurance.ca.gov/01-consumers/130-laws-regs-hearings/05-CCR/fair-claims-regs.cfm","scope":"Official California insurance-claim handling rules and standards; coverage and duties still depend on the policy and claim facts.","classification":"insurance-process"}],"url":"https://hurtadvice.com/resources/settlement-calculator/elbow-injury"},{"slug":"eye-injury","name":"Eye Injury","category":"Sensory Injuries","description":"Eye injuries from accidents can range from minor irritation to complete vision loss.","settlement":{"illustrativeBand":null,"illustrativeRange":null,"medicalCostInputRange":null,"classification":"user-input-hypothetical-model","note":"No preset outcome or medical-cost range is published. Users supply documented economic inputs."},"recovery":{"time":null,"note":"Recovery varies by diagnosis, severity, treatment response, and treating-clinician guidance."},"commonCauses":["Car accidents","Workplace accidents","Chemical exposure","Assault","Defective products"],"symptoms":["Vision changes","Pain","Redness","Swelling","Light sensitivity","Blindness"],"treatments":["Surgery","Medication","Vision therapy","Corneal transplant","Prosthetic eye"],"longTermEffects":["Permanent vision loss","Blindness","Chronic pain","Depression","Disability"],"factors":[{"name":"Degree of vision loss","description":"Review degree of vision loss through the complete medical, work-loss, incident, and insurance record. This factor does not determine a claim outcome by itself."},{"name":"One eye vs both eyes","description":"Review one eye vs both eyes through the complete medical, work-loss, incident, and insurance record. This factor does not determine a claim outcome by itself."},{"name":"Impact on career","description":"Review impact on career through the complete medical, work-loss, incident, and insurance record. This factor does not determine a claim outcome by itself."}],"planningScenarios":[{"title":"Eye Injury diagnosis and symptom timeline","purpose":"Check whether the record documents the reported diagnosis, vision changes and pain, and how the findings changed after the incident.","recordsToCheck":["Initial evaluation and follow-up notes for eye injury","Imaging, testing, or specialist records addressing vision changes and pain","Prior records for the same body area so causation and aggravation questions are not overlooked"]},{"title":"Treatment, work, and daily-impact file","purpose":"Compare recommended care, including surgery and medication, with completed treatment, response, work restrictions, and any documented future needs.","recordsToCheck":["Treatment orders and progress notes for surgery and medication","Work-status notes, wage records, and employer confirmation of missed time or modified duties","Follow-up records addressing permanent vision loss and blindness, if those concerns are documented"]},{"title":"Incident, causation, and coverage review","purpose":"Review whether incident evidence explains the reported mechanism, including car accidents and workplace accidents, and whether liability, comparative fault, or coverage remains disputed.","recordsToCheck":["Incident reports, photographs, witness information, and available video or property evidence","Contemporaneous medical notes addressing when eye injury symptoms began","Insurance policy pages, claim correspondence, coverage decisions, and lien information"]}],"exampleCalculations":[],"referenceSources":[{"label":"Eye Injuries","publisher":"MedlinePlus, U.S. National Library of Medicine","url":"https://medlineplus.gov/eyeinjuries.html","scope":"Federal health context for eye-injury types, urgent care, diagnosis, and treatment resources.","classification":"medical-context"},{"label":"Judicial Council of California Civil Jury Instructions (CACI)","publisher":"Judicial Branch of California","url":"https://courts.ca.gov/partners/california-jury-instructions/civil-jury-instructions-resource-center/civil-jury-instructions","scope":"Official current entry point for California civil jury instructions, including the damages instructions and cited legal authorities.","classification":"california-law"},{"label":"California Civil Code section 1431.2","publisher":"California Legislative Information","url":"https://leginfo.legislature.ca.gov/faces/codes_displaySection.xhtml?lawCode=CIV&sectionNum=1431.2.","scope":"Official statutory definitions of economic and noneconomic damages and the allocation of noneconomic damages in comparative-fault actions.","classification":"california-law"},{"label":"Fair Claims Settlement Practices Regulations","publisher":"California Department of Insurance","url":"https://www.insurance.ca.gov/01-consumers/130-laws-regs-hearings/05-CCR/fair-claims-regs.cfm","scope":"Official California insurance-claim handling rules and standards; coverage and duties still depend on the policy and claim facts.","classification":"insurance-process"}],"url":"https://hurtadvice.com/resources/settlement-calculator/eye-injury"},{"slug":"facial-fractures","name":"Facial Fractures","category":"Fractures","description":"Facial fractures can affect the nose, cheekbones, jaw, and eye sockets, often causing permanent disfigurement.","settlement":{"illustrativeBand":null,"illustrativeRange":null,"medicalCostInputRange":null,"classification":"user-input-hypothetical-model","note":"No preset outcome or medical-cost range is published. Users supply documented economic inputs."},"recovery":{"time":null,"note":"Recovery varies by diagnosis, severity, treatment response, and treating-clinician guidance."},"commonCauses":["Car accidents","Assault","Falls","Sports injuries"],"symptoms":["Facial pain","Swelling","Bruising","Numbness","Vision problems","Difficulty eating"],"treatments":["Surgery","Wiring","Plates and screws","Reconstructive surgery","Dental work"],"longTermEffects":["Permanent scarring","Disfigurement","TMJ disorders","Vision problems","Nerve damage"],"factors":[{"name":"Permanent disfigurement","description":"Review permanent disfigurement through the complete medical, work-loss, incident, and insurance record. This factor does not determine a claim outcome by itself."},{"name":"Number of bones affected","description":"Review number of bones affected through the complete medical, work-loss, incident, and insurance record. This factor does not determine a claim outcome by itself."}],"planningScenarios":[{"title":"Facial Fractures diagnosis and symptom timeline","purpose":"Check whether the record documents the reported diagnosis, facial pain and swelling, and how the findings changed after the incident.","recordsToCheck":["Initial evaluation and follow-up notes for facial fractures","Imaging, testing, or specialist records addressing facial pain and swelling","Prior records for the same body area so causation and aggravation questions are not overlooked"]},{"title":"Treatment, work, and daily-impact file","purpose":"Compare recommended care, including surgery and wiring, with completed treatment, response, work restrictions, and any documented future needs.","recordsToCheck":["Treatment orders and progress notes for surgery and wiring","Work-status notes, wage records, and employer confirmation of missed time or modified duties","Follow-up records addressing permanent scarring and disfigurement, if those concerns are documented"]},{"title":"Incident, causation, and coverage review","purpose":"Review whether incident evidence explains the reported mechanism, including car accidents and assault, and whether liability, comparative fault, or coverage remains disputed.","recordsToCheck":["Incident reports, photographs, witness information, and available video or property evidence","Contemporaneous medical notes addressing when facial fractures symptoms began","Insurance policy pages, claim correspondence, coverage decisions, and lien information"]}],"exampleCalculations":[],"referenceSources":[{"label":"Fractures","publisher":"MedlinePlus, U.S. National Library of Medicine","url":"https://medlineplus.gov/fractures.html","scope":"Federal health context for fracture types, diagnosis, and treatment; individual care and recovery depend on clinical findings.","classification":"medical-context"},{"label":"Judicial Council of California Civil Jury Instructions (CACI)","publisher":"Judicial Branch of California","url":"https://courts.ca.gov/partners/california-jury-instructions/civil-jury-instructions-resource-center/civil-jury-instructions","scope":"Official current entry point for California civil jury instructions, including the damages instructions and cited legal authorities.","classification":"california-law"},{"label":"California Civil Code section 1431.2","publisher":"California Legislative Information","url":"https://leginfo.legislature.ca.gov/faces/codes_displaySection.xhtml?lawCode=CIV&sectionNum=1431.2.","scope":"Official statutory definitions of economic and noneconomic damages and the allocation of noneconomic damages in comparative-fault actions.","classification":"california-law"},{"label":"Fair Claims Settlement Practices Regulations","publisher":"California Department of Insurance","url":"https://www.insurance.ca.gov/01-consumers/130-laws-regs-hearings/05-CCR/fair-claims-regs.cfm","scope":"Official California insurance-claim handling rules and standards; coverage and duties still depend on the policy and claim facts.","classification":"insurance-process"}],"url":"https://hurtadvice.com/resources/settlement-calculator/facial-fractures"},{"slug":"fibromyalgia","name":"Fibromyalgia (Post-Traumatic)","category":"Chronic Pain Conditions","description":"Post-traumatic fibromyalgia can develop after accidents, causing widespread pain and fatigue.","settlement":{"illustrativeBand":null,"illustrativeRange":null,"medicalCostInputRange":null,"classification":"user-input-hypothetical-model","note":"No preset outcome or medical-cost range is published. Users supply documented economic inputs."},"recovery":{"time":null,"note":"Recovery varies by diagnosis, severity, treatment response, and treating-clinician guidance."},"commonCauses":["Car accidents","Workplace injuries","Falls","Physical trauma"],"symptoms":["Widespread pain","Fatigue","Sleep problems","Cognitive difficulties","Sensitivity to touch"],"treatments":["Medication","Physical therapy","Cognitive behavioral therapy","Exercise programs","Sleep management"],"longTermEffects":["Chronic widespread pain","Disability","Depression","Quality of life reduction"],"factors":[{"name":"Clear trauma trigger","description":"Review clear trauma trigger through the complete medical, work-loss, incident, and insurance record. This factor does not determine a claim outcome by itself."},{"name":"Impact on work","description":"Review impact on work through the complete medical, work-loss, incident, and insurance record. This factor does not determine a claim outcome by itself."}],"planningScenarios":[{"title":"Fibromyalgia (Post-Traumatic) diagnosis and symptom timeline","purpose":"Check whether the record documents the reported diagnosis, widespread pain and fatigue, and how the findings changed after the incident.","recordsToCheck":["Initial evaluation and follow-up notes for fibromyalgia (post-traumatic)","Imaging, testing, or specialist records addressing widespread pain and fatigue","Prior records for the same body area so causation and aggravation questions are not overlooked"]},{"title":"Treatment, work, and daily-impact file","purpose":"Compare recommended care, including medication and physical therapy, with completed treatment, response, work restrictions, and any documented future needs.","recordsToCheck":["Treatment orders and progress notes for medication and physical therapy","Work-status notes, wage records, and employer confirmation of missed time or modified duties","Follow-up records addressing chronic widespread pain and disability, if those concerns are documented"]},{"title":"Incident, causation, and coverage review","purpose":"Review whether incident evidence explains the reported mechanism, including car accidents and workplace injuries, and whether liability, comparative fault, or coverage remains disputed.","recordsToCheck":["Incident reports, photographs, witness information, and available video or property evidence","Contemporaneous medical notes addressing when fibromyalgia (post-traumatic) symptoms began","Insurance policy pages, claim correspondence, coverage decisions, and lien information"]}],"exampleCalculations":[],"referenceSources":[{"label":"Injuries and Wounds","publisher":"MedlinePlus, U.S. National Library of Medicine","url":"https://medlineplus.gov/injuriesandwounds.html","scope":"General federal health-information index for injury types, diagnosis topics, and treatment resources.","classification":"medical-context"},{"label":"Judicial Council of California Civil Jury Instructions (CACI)","publisher":"Judicial Branch of California","url":"https://courts.ca.gov/partners/california-jury-instructions/civil-jury-instructions-resource-center/civil-jury-instructions","scope":"Official current entry point for California civil jury instructions, including the damages instructions and cited legal authorities.","classification":"california-law"},{"label":"California Civil Code section 1431.2","publisher":"California Legislative Information","url":"https://leginfo.legislature.ca.gov/faces/codes_displaySection.xhtml?lawCode=CIV&sectionNum=1431.2.","scope":"Official statutory definitions of economic and noneconomic damages and the allocation of noneconomic damages in comparative-fault actions.","classification":"california-law"},{"label":"Fair Claims Settlement Practices Regulations","publisher":"California Department of Insurance","url":"https://www.insurance.ca.gov/01-consumers/130-laws-regs-hearings/05-CCR/fair-claims-regs.cfm","scope":"Official California insurance-claim handling rules and standards; coverage and duties still depend on the policy and claim facts.","classification":"insurance-process"}],"url":"https://hurtadvice.com/resources/settlement-calculator/fibromyalgia"},{"slug":"foot-injury","name":"Foot Injury","category":"Extremity Injuries","description":"Foot injuries can significantly impact mobility and ability to work.","settlement":{"illustrativeBand":null,"illustrativeRange":null,"medicalCostInputRange":null,"classification":"user-input-hypothetical-model","note":"No preset outcome or medical-cost range is published. Users supply documented economic inputs."},"recovery":{"time":null,"note":"Recovery varies by diagnosis, severity, treatment response, and treating-clinician guidance."},"commonCauses":["Car accidents","Motorcycle accidents","Falls","Workplace accidents"],"symptoms":["Pain","Swelling","Difficulty walking","Bruising","Deformity"],"treatments":["Surgery","Casting","Physical therapy","Orthotics"],"longTermEffects":["Chronic pain","Arthritis","Walking difficulties","Need for orthotics"],"factors":[{"name":"Number of bones affected","description":"Review number of bones affected through the complete medical, work-loss, incident, and insurance record. This factor does not determine a claim outcome by itself."},{"name":"Impact on mobility","description":"Review impact on mobility through the complete medical, work-loss, incident, and insurance record. This factor does not determine a claim outcome by itself."}],"planningScenarios":[{"title":"Foot Injury diagnosis and symptom timeline","purpose":"Check whether the record documents the reported diagnosis, pain and swelling, and how the findings changed after the incident.","recordsToCheck":["Initial evaluation and follow-up notes for foot injury","Imaging, testing, or specialist records addressing pain and swelling","Prior records for the same body area so causation and aggravation questions are not overlooked"]},{"title":"Treatment, work, and daily-impact file","purpose":"Compare recommended care, including surgery and casting, with completed treatment, response, work restrictions, and any documented future needs.","recordsToCheck":["Treatment orders and progress notes for surgery and casting","Work-status notes, wage records, and employer confirmation of missed time or modified duties","Follow-up records addressing chronic pain and arthritis, if those concerns are documented"]},{"title":"Incident, causation, and coverage review","purpose":"Review whether incident evidence explains the reported mechanism, including car accidents and motorcycle accidents, and whether liability, comparative fault, or coverage remains disputed.","recordsToCheck":["Incident reports, photographs, witness information, and available video or property evidence","Contemporaneous medical notes addressing when foot injury symptoms began","Insurance policy pages, claim correspondence, coverage decisions, and lien information"]}],"exampleCalculations":[],"referenceSources":[{"label":"Sprains and Strains","publisher":"MedlinePlus, U.S. National Library of Medicine","url":"https://medlineplus.gov/sprainsandstrains.html","scope":"Federal health context for ligament, muscle, and tendon injuries; it does not establish an individual diagnosis or recovery time.","classification":"medical-context"},{"label":"Judicial Council of California Civil Jury Instructions (CACI)","publisher":"Judicial Branch of California","url":"https://courts.ca.gov/partners/california-jury-instructions/civil-jury-instructions-resource-center/civil-jury-instructions","scope":"Official current entry point for California civil jury instructions, including the damages instructions and cited legal authorities.","classification":"california-law"},{"label":"California Civil Code section 1431.2","publisher":"California Legislative Information","url":"https://leginfo.legislature.ca.gov/faces/codes_displaySection.xhtml?lawCode=CIV&sectionNum=1431.2.","scope":"Official statutory definitions of economic and noneconomic damages and the allocation of noneconomic damages in comparative-fault actions.","classification":"california-law"},{"label":"Fair Claims Settlement Practices Regulations","publisher":"California Department of Insurance","url":"https://www.insurance.ca.gov/01-consumers/130-laws-regs-hearings/05-CCR/fair-claims-regs.cfm","scope":"Official California insurance-claim handling rules and standards; coverage and duties still depend on the policy and claim facts.","classification":"insurance-process"}],"url":"https://hurtadvice.com/resources/settlement-calculator/foot-injury"},{"slug":"hand-injury","name":"Hand Injury","category":"Extremity Injuries","description":"Hand injuries can severely impact ability to work and perform daily activities.","settlement":{"illustrativeBand":null,"illustrativeRange":null,"medicalCostInputRange":null,"classification":"user-input-hypothetical-model","note":"No preset outcome or medical-cost range is published. Users supply documented economic inputs."},"recovery":{"time":null,"note":"Recovery varies by diagnosis, severity, treatment response, and treating-clinician guidance."},"commonCauses":["Car accidents","Workplace accidents","Machinery accidents","Falls"],"symptoms":["Pain","Swelling","Difficulty gripping","Numbness","Deformity"],"treatments":["Surgery","Physical therapy","Splinting","Occupational therapy"],"longTermEffects":["Chronic pain","Loss of grip strength","Numbness","Arthritis"],"factors":[{"name":"Dominant hand affected","description":"Review dominant hand affected through the complete medical, work-loss, incident, and insurance record. This factor does not determine a claim outcome by itself."},{"name":"Occupational impact","description":"Review occupational impact through the complete medical, work-loss, incident, and insurance record. This factor does not determine a claim outcome by itself."}],"planningScenarios":[{"title":"Hand Injury diagnosis and symptom timeline","purpose":"Check whether the record documents the reported diagnosis, pain and swelling, and how the findings changed after the incident.","recordsToCheck":["Initial evaluation and follow-up notes for hand injury","Imaging, testing, or specialist records addressing pain and swelling","Prior records for the same body area so causation and aggravation questions are not overlooked"]},{"title":"Treatment, work, and daily-impact file","purpose":"Compare recommended care, including surgery and physical therapy, with completed treatment, response, work restrictions, and any documented future needs.","recordsToCheck":["Treatment orders and progress notes for surgery and physical therapy","Work-status notes, wage records, and employer confirmation of missed time or modified duties","Follow-up records addressing chronic pain and loss of grip strength, if those concerns are documented"]},{"title":"Incident, causation, and coverage review","purpose":"Review whether incident evidence explains the reported mechanism, including car accidents and workplace accidents, and whether liability, comparative fault, or coverage remains disputed.","recordsToCheck":["Incident reports, photographs, witness information, and available video or property evidence","Contemporaneous medical notes addressing when hand injury symptoms began","Insurance policy pages, claim correspondence, coverage decisions, and lien information"]}],"exampleCalculations":[],"referenceSources":[{"label":"Sprains and Strains","publisher":"MedlinePlus, U.S. National Library of Medicine","url":"https://medlineplus.gov/sprainsandstrains.html","scope":"Federal health context for ligament, muscle, and tendon injuries; it does not establish an individual diagnosis or recovery time.","classification":"medical-context"},{"label":"Judicial Council of California Civil Jury Instructions (CACI)","publisher":"Judicial Branch of California","url":"https://courts.ca.gov/partners/california-jury-instructions/civil-jury-instructions-resource-center/civil-jury-instructions","scope":"Official current entry point for California civil jury instructions, including the damages instructions and cited legal authorities.","classification":"california-law"},{"label":"California Civil Code section 1431.2","publisher":"California Legislative Information","url":"https://leginfo.legislature.ca.gov/faces/codes_displaySection.xhtml?lawCode=CIV&sectionNum=1431.2.","scope":"Official statutory definitions of economic and noneconomic damages and the allocation of noneconomic damages in comparative-fault actions.","classification":"california-law"},{"label":"Fair Claims Settlement Practices Regulations","publisher":"California Department of Insurance","url":"https://www.insurance.ca.gov/01-consumers/130-laws-regs-hearings/05-CCR/fair-claims-regs.cfm","scope":"Official California insurance-claim handling rules and standards; coverage and duties still depend on the policy and claim facts.","classification":"insurance-process"}],"url":"https://hurtadvice.com/resources/settlement-calculator/hand-injury"},{"slug":"hearing-loss","name":"Hearing Loss","category":"Sensory Injuries","description":"Accident-related hearing loss can be temporary or permanent, significantly impacting quality of life.","settlement":{"illustrativeBand":null,"illustrativeRange":null,"medicalCostInputRange":null,"classification":"user-input-hypothetical-model","note":"No preset outcome or medical-cost range is published. Users supply documented economic inputs."},"recovery":{"time":null,"note":"Recovery varies by diagnosis, severity, treatment response, and treating-clinician guidance."},"commonCauses":["Car accidents","Workplace noise","Explosions","Head trauma","Defective products"],"symptoms":["Hearing difficulty","Tinnitus","Ear pain","Dizziness","Social isolation"],"treatments":["Hearing aids","Cochlear implants","Surgery","Therapy","Assistive devices"],"longTermEffects":["Permanent hearing loss","Chronic tinnitus","Communication difficulties","Social isolation","Depression"],"factors":[{"name":"Degree of hearing loss","description":"Review degree of hearing loss through the complete medical, work-loss, incident, and insurance record. This factor does not determine a claim outcome by itself."},{"name":"One ear vs both ears","description":"Review one ear vs both ears through the complete medical, work-loss, incident, and insurance record. This factor does not determine a claim outcome by itself."},{"name":"Tinnitus severity","description":"Review tinnitus severity through the complete medical, work-loss, incident, and insurance record. This factor does not determine a claim outcome by itself."}],"planningScenarios":[{"title":"Hearing Loss diagnosis and symptom timeline","purpose":"Check whether the record documents the reported diagnosis, hearing difficulty and tinnitus, and how the findings changed after the incident.","recordsToCheck":["Initial evaluation and follow-up notes for hearing loss","Imaging, testing, or specialist records addressing hearing difficulty and tinnitus","Prior records for the same body area so causation and aggravation questions are not overlooked"]},{"title":"Treatment, work, and daily-impact file","purpose":"Compare recommended care, including hearing aids and cochlear implants, with completed treatment, response, work restrictions, and any documented future needs.","recordsToCheck":["Treatment orders and progress notes for hearing aids and cochlear implants","Work-status notes, wage records, and employer confirmation of missed time or modified duties","Follow-up records addressing permanent hearing loss and chronic tinnitus, if those concerns are documented"]},{"title":"Incident, causation, and coverage review","purpose":"Review whether incident evidence explains the reported mechanism, including car accidents and workplace noise, and whether liability, comparative fault, or coverage remains disputed.","recordsToCheck":["Incident reports, photographs, witness information, and available video or property evidence","Contemporaneous medical notes addressing when hearing loss symptoms began","Insurance policy pages, claim correspondence, coverage decisions, and lien information"]}],"exampleCalculations":[],"referenceSources":[{"label":"Injuries and Wounds","publisher":"MedlinePlus, U.S. National Library of Medicine","url":"https://medlineplus.gov/injuriesandwounds.html","scope":"General federal health-information index for injury types, diagnosis topics, and treatment resources.","classification":"medical-context"},{"label":"Judicial Council of California Civil Jury Instructions (CACI)","publisher":"Judicial Branch of California","url":"https://courts.ca.gov/partners/california-jury-instructions/civil-jury-instructions-resource-center/civil-jury-instructions","scope":"Official current entry point for California civil jury instructions, including the damages instructions and cited legal authorities.","classification":"california-law"},{"label":"California Civil Code section 1431.2","publisher":"California Legislative Information","url":"https://leginfo.legislature.ca.gov/faces/codes_displaySection.xhtml?lawCode=CIV&sectionNum=1431.2.","scope":"Official statutory definitions of economic and noneconomic damages and the allocation of noneconomic damages in comparative-fault actions.","classification":"california-law"},{"label":"Fair Claims Settlement Practices Regulations","publisher":"California Department of Insurance","url":"https://www.insurance.ca.gov/01-consumers/130-laws-regs-hearings/05-CCR/fair-claims-regs.cfm","scope":"Official California insurance-claim handling rules and standards; coverage and duties still depend on the policy and claim facts.","classification":"insurance-process"}],"url":"https://hurtadvice.com/resources/settlement-calculator/hearing-loss"},{"slug":"herniated-disc","name":"Herniated Disc","category":"Spinal Injuries","description":"Herniated discs occur when spinal disc material pushes out and presses on nerves, causing pain and numbness.","settlement":{"illustrativeBand":null,"illustrativeRange":null,"medicalCostInputRange":null,"classification":"user-input-hypothetical-model","note":"No preset outcome or medical-cost range is published. Users supply documented economic inputs."},"recovery":{"time":null,"note":"Recovery varies by diagnosis, severity, treatment response, and treating-clinician guidance."},"commonCauses":["Car accidents","Lifting injuries","Falls","Workplace accidents"],"symptoms":["Back pain","Radiating leg pain (sciatica)","Numbness","Weakness","Difficulty walking"],"treatments":["Physical therapy","Epidural injections","Surgery","Pain medication","Chiropractic care"],"longTermEffects":["Chronic pain","Recurring symptoms","Need for future surgery","Permanent nerve damage"],"factors":[{"name":"Number of discs affected","description":"Review number of discs affected through the complete medical, work-loss, incident, and insurance record. This factor does not determine a claim outcome by itself."},{"name":"Need for surgery","description":"Review need for surgery through the complete medical, work-loss, incident, and insurance record. This factor does not determine a claim outcome by itself."},{"name":"Nerve damage","description":"Review nerve damage through the complete medical, work-loss, incident, and insurance record. This factor does not determine a claim outcome by itself."}],"planningScenarios":[{"title":"Herniated Disc diagnosis and symptom timeline","purpose":"Check whether the record documents the reported diagnosis, back pain and radiating leg pain (sciatica), and how the findings changed after the incident.","recordsToCheck":["Initial evaluation and follow-up notes for herniated disc","Imaging, testing, or specialist records addressing back pain and radiating leg pain (sciatica)","Prior records for the same body area so causation and aggravation questions are not overlooked"]},{"title":"Treatment, work, and daily-impact file","purpose":"Compare recommended care, including physical therapy and epidural injections, with completed treatment, response, work restrictions, and any documented future needs.","recordsToCheck":["Treatment orders and progress notes for physical therapy and epidural injections","Work-status notes, wage records, and employer confirmation of missed time or modified duties","Follow-up records addressing chronic pain and recurring symptoms, if those concerns are documented"]},{"title":"Incident, causation, and coverage review","purpose":"Review whether incident evidence explains the reported mechanism, including car accidents and lifting injuries, and whether liability, comparative fault, or coverage remains disputed.","recordsToCheck":["Incident reports, photographs, witness information, and available video or property evidence","Contemporaneous medical notes addressing when herniated disc symptoms began","Insurance policy pages, claim correspondence, coverage decisions, and lien information"]}],"exampleCalculations":[],"referenceSources":[{"label":"Spinal Cord Injury","publisher":"National Institute of Neurological Disorders and Stroke","url":"https://www.ninds.nih.gov/health-information/disorders/spinal-cord-injury","scope":"NIH context for spinal cord injury symptoms, diagnosis, treatment, rehabilitation, and research.","classification":"medical-context"},{"label":"Judicial Council of California Civil Jury Instructions (CACI)","publisher":"Judicial Branch of California","url":"https://courts.ca.gov/partners/california-jury-instructions/civil-jury-instructions-resource-center/civil-jury-instructions","scope":"Official current entry point for California civil jury instructions, including the damages instructions and cited legal authorities.","classification":"california-law"},{"label":"California Civil Code section 1431.2","publisher":"California Legislative Information","url":"https://leginfo.legislature.ca.gov/faces/codes_displaySection.xhtml?lawCode=CIV&sectionNum=1431.2.","scope":"Official statutory definitions of economic and noneconomic damages and the allocation of noneconomic damages in comparative-fault actions.","classification":"california-law"},{"label":"Fair Claims Settlement Practices Regulations","publisher":"California Department of Insurance","url":"https://www.insurance.ca.gov/01-consumers/130-laws-regs-hearings/05-CCR/fair-claims-regs.cfm","scope":"Official California insurance-claim handling rules and standards; coverage and duties still depend on the policy and claim facts.","classification":"insurance-process"}],"url":"https://hurtadvice.com/resources/settlement-calculator/herniated-disc"},{"slug":"internal-bleeding","name":"Internal Bleeding","category":"Internal Injuries","description":"Internal bleeding from accidents is a life-threatening condition requiring emergency medical intervention.","settlement":{"illustrativeBand":null,"illustrativeRange":null,"medicalCostInputRange":null,"classification":"user-input-hypothetical-model","note":"No preset outcome or medical-cost range is published. Users supply documented economic inputs."},"recovery":{"time":null,"note":"Recovery varies by diagnosis, severity, treatment response, and treating-clinician guidance."},"commonCauses":["Car accidents","Falls","Assault","Workplace accidents"],"symptoms":["Abdominal pain","Dizziness","Low blood pressure","Bruising","Shock"],"treatments":["Emergency surgery","Blood transfusions","ICU care","Monitoring"],"longTermEffects":["Organ damage","Chronic pain","Weakness","Anemia"],"factors":[{"name":"Organs affected","description":"Review organs affected through the complete medical, work-loss, incident, and insurance record. This factor does not determine a claim outcome by itself."},{"name":"Need for organ removal","description":"Review need for organ removal through the complete medical, work-loss, incident, and insurance record. This factor does not determine a claim outcome by itself."}],"planningScenarios":[{"title":"Internal Bleeding diagnosis and symptom timeline","purpose":"Check whether the record documents the reported diagnosis, abdominal pain and dizziness, and how the findings changed after the incident.","recordsToCheck":["Initial evaluation and follow-up notes for internal bleeding","Imaging, testing, or specialist records addressing abdominal pain and dizziness","Prior records for the same body area so causation and aggravation questions are not overlooked"]},{"title":"Treatment, work, and daily-impact file","purpose":"Compare recommended care, including emergency surgery and blood transfusions, with completed treatment, response, work restrictions, and any documented future needs.","recordsToCheck":["Treatment orders and progress notes for emergency surgery and blood transfusions","Work-status notes, wage records, and employer confirmation of missed time or modified duties","Follow-up records addressing organ damage and chronic pain, if those concerns are documented"]},{"title":"Incident, causation, and coverage review","purpose":"Review whether incident evidence explains the reported mechanism, including car accidents and falls, and whether liability, comparative fault, or coverage remains disputed.","recordsToCheck":["Incident reports, photographs, witness information, and available video or property evidence","Contemporaneous medical notes addressing when internal bleeding symptoms began","Insurance policy pages, claim correspondence, coverage decisions, and lien information"]}],"exampleCalculations":[],"referenceSources":[{"label":"Injuries and Wounds","publisher":"MedlinePlus, U.S. National Library of Medicine","url":"https://medlineplus.gov/injuriesandwounds.html","scope":"General federal health-information index for injury types, diagnosis topics, and treatment resources.","classification":"medical-context"},{"label":"Judicial Council of California Civil Jury Instructions (CACI)","publisher":"Judicial Branch of California","url":"https://courts.ca.gov/partners/california-jury-instructions/civil-jury-instructions-resource-center/civil-jury-instructions","scope":"Official current entry point for California civil jury instructions, including the damages instructions and cited legal authorities.","classification":"california-law"},{"label":"California Civil Code section 1431.2","publisher":"California Legislative Information","url":"https://leginfo.legislature.ca.gov/faces/codes_displaySection.xhtml?lawCode=CIV&sectionNum=1431.2.","scope":"Official statutory definitions of economic and noneconomic damages and the allocation of noneconomic damages in comparative-fault actions.","classification":"california-law"},{"label":"Fair Claims Settlement Practices Regulations","publisher":"California Department of Insurance","url":"https://www.insurance.ca.gov/01-consumers/130-laws-regs-hearings/05-CCR/fair-claims-regs.cfm","scope":"Official California insurance-claim handling rules and standards; coverage and duties still depend on the policy and claim facts.","classification":"insurance-process"}],"url":"https://hurtadvice.com/resources/settlement-calculator/internal-bleeding"},{"slug":"knee-injury","name":"Knee Injury","category":"Joint Injuries","description":"Knee injuries from accidents can involve ligament tears, meniscus damage, and other structures requiring surgery.","settlement":{"illustrativeBand":null,"illustrativeRange":null,"medicalCostInputRange":null,"classification":"user-input-hypothetical-model","note":"No preset outcome or medical-cost range is published. Users supply documented economic inputs."},"recovery":{"time":null,"note":"Recovery varies by diagnosis, severity, treatment response, and treating-clinician guidance."},"commonCauses":["Car accidents","Falls","Sports injuries","Workplace accidents"],"symptoms":["Pain","Swelling","Instability","Difficulty walking","Popping sounds","Limited range of motion"],"treatments":["Surgery","Physical therapy","Bracing","Injections","Knee replacement"],"longTermEffects":["Chronic pain","Arthritis","Recurring instability","Need for replacement","Activity limitations"],"factors":[{"name":"Type of knee injury","description":"Review type of knee injury through the complete medical, work-loss, incident, and insurance record. This factor does not determine a claim outcome by itself."},{"name":"Need for knee replacement","description":"Review need for knee replacement through the complete medical, work-loss, incident, and insurance record. This factor does not determine a claim outcome by itself."},{"name":"Age and activity level","description":"Review age and activity level through the complete medical, work-loss, incident, and insurance record. This factor does not determine a claim outcome by itself."}],"planningScenarios":[{"title":"Knee Injury diagnosis and symptom timeline","purpose":"Check whether the record documents the reported diagnosis, pain and swelling, and how the findings changed after the incident.","recordsToCheck":["Initial evaluation and follow-up notes for knee injury","Imaging, testing, or specialist records addressing pain and swelling","Prior records for the same body area so causation and aggravation questions are not overlooked"]},{"title":"Treatment, work, and daily-impact file","purpose":"Compare recommended care, including surgery and physical therapy, with completed treatment, response, work restrictions, and any documented future needs.","recordsToCheck":["Treatment orders and progress notes for surgery and physical therapy","Work-status notes, wage records, and employer confirmation of missed time or modified duties","Follow-up records addressing chronic pain and arthritis, if those concerns are documented"]},{"title":"Incident, causation, and coverage review","purpose":"Review whether incident evidence explains the reported mechanism, including car accidents and falls, and whether liability, comparative fault, or coverage remains disputed.","recordsToCheck":["Incident reports, photographs, witness information, and available video or property evidence","Contemporaneous medical notes addressing when knee injury symptoms began","Insurance policy pages, claim correspondence, coverage decisions, and lien information"]}],"exampleCalculations":[],"referenceSources":[{"label":"Sprains and Strains","publisher":"MedlinePlus, U.S. National Library of Medicine","url":"https://medlineplus.gov/sprainsandstrains.html","scope":"Federal health context for ligament, muscle, and tendon injuries; it does not establish an individual diagnosis or recovery time.","classification":"medical-context"},{"label":"Judicial Council of California Civil Jury Instructions (CACI)","publisher":"Judicial Branch of California","url":"https://courts.ca.gov/partners/california-jury-instructions/civil-jury-instructions-resource-center/civil-jury-instructions","scope":"Official current entry point for California civil jury instructions, including the damages instructions and cited legal authorities.","classification":"california-law"},{"label":"California Civil Code section 1431.2","publisher":"California Legislative Information","url":"https://leginfo.legislature.ca.gov/faces/codes_displaySection.xhtml?lawCode=CIV&sectionNum=1431.2.","scope":"Official statutory definitions of economic and noneconomic damages and the allocation of noneconomic damages in comparative-fault actions.","classification":"california-law"},{"label":"Fair Claims Settlement Practices Regulations","publisher":"California Department of Insurance","url":"https://www.insurance.ca.gov/01-consumers/130-laws-regs-hearings/05-CCR/fair-claims-regs.cfm","scope":"Official California insurance-claim handling rules and standards; coverage and duties still depend on the policy and claim facts.","classification":"insurance-process"}],"url":"https://hurtadvice.com/resources/settlement-calculator/knee-injury"},{"slug":"lisfranc-injury","name":"Lisfranc Injury","category":"Extremity Injuries","description":"Lisfranc injuries affect the midfoot and can cause long-term disability if not properly treated.","settlement":{"illustrativeBand":null,"illustrativeRange":null,"medicalCostInputRange":null,"classification":"user-input-hypothetical-model","note":"No preset outcome or medical-cost range is published. Users supply documented economic inputs."},"recovery":{"time":null,"note":"Recovery varies by diagnosis, severity, treatment response, and treating-clinician guidance."},"commonCauses":["Car accidents","Falls","Sports injuries","Motorcycle accidents"],"symptoms":["Severe midfoot pain","Swelling","Inability to bear weight","Bruising on bottom of foot"],"treatments":["Surgery","Hardware installation","Extended non-weight bearing","Physical therapy"],"longTermEffects":["Chronic pain","Arthritis","Need for fusion surgery","Permanent mobility limitations"],"factors":[{"name":"Surgical intervention","description":"Review surgical intervention through the complete medical, work-loss, incident, and insurance record. This factor does not determine a claim outcome by itself."},{"name":"Development of arthritis","description":"Review development of arthritis through the complete medical, work-loss, incident, and insurance record. This factor does not determine a claim outcome by itself."}],"planningScenarios":[{"title":"Lisfranc Injury diagnosis and symptom timeline","purpose":"Check whether the record documents the reported diagnosis, severe midfoot pain and swelling, and how the findings changed after the incident.","recordsToCheck":["Initial evaluation and follow-up notes for lisfranc injury","Imaging, testing, or specialist records addressing severe midfoot pain and swelling","Prior records for the same body area so causation and aggravation questions are not overlooked"]},{"title":"Treatment, work, and daily-impact file","purpose":"Compare recommended care, including surgery and hardware installation, with completed treatment, response, work restrictions, and any documented future needs.","recordsToCheck":["Treatment orders and progress notes for surgery and hardware installation","Work-status notes, wage records, and employer confirmation of missed time or modified duties","Follow-up records addressing chronic pain and arthritis, if those concerns are documented"]},{"title":"Incident, causation, and coverage review","purpose":"Review whether incident evidence explains the reported mechanism, including car accidents and falls, and whether liability, comparative fault, or coverage remains disputed.","recordsToCheck":["Incident reports, photographs, witness information, and available video or property evidence","Contemporaneous medical notes addressing when lisfranc injury symptoms began","Insurance policy pages, claim correspondence, coverage decisions, and lien information"]}],"exampleCalculations":[],"referenceSources":[{"label":"Sprains and Strains","publisher":"MedlinePlus, U.S. National Library of Medicine","url":"https://medlineplus.gov/sprainsandstrains.html","scope":"Federal health context for ligament, muscle, and tendon injuries; it does not establish an individual diagnosis or recovery time.","classification":"medical-context"},{"label":"Judicial Council of California Civil Jury Instructions (CACI)","publisher":"Judicial Branch of California","url":"https://courts.ca.gov/partners/california-jury-instructions/civil-jury-instructions-resource-center/civil-jury-instructions","scope":"Official current entry point for California civil jury instructions, including the damages instructions and cited legal authorities.","classification":"california-law"},{"label":"California Civil Code section 1431.2","publisher":"California Legislative Information","url":"https://leginfo.legislature.ca.gov/faces/codes_displaySection.xhtml?lawCode=CIV&sectionNum=1431.2.","scope":"Official statutory definitions of economic and noneconomic damages and the allocation of noneconomic damages in comparative-fault actions.","classification":"california-law"},{"label":"Fair Claims Settlement Practices Regulations","publisher":"California Department of Insurance","url":"https://www.insurance.ca.gov/01-consumers/130-laws-regs-hearings/05-CCR/fair-claims-regs.cfm","scope":"Official California insurance-claim handling rules and standards; coverage and duties still depend on the policy and claim facts.","classification":"insurance-process"}],"url":"https://hurtadvice.com/resources/settlement-calculator/lisfranc-injury"},{"slug":"meniscus-tear","name":"Meniscus Tear","category":"Joint Injuries","description":"Meniscus tears are common knee injuries that may require surgery and can lead to long-term joint problems.","settlement":{"illustrativeBand":null,"illustrativeRange":null,"medicalCostInputRange":null,"classification":"user-input-hypothetical-model","note":"No preset outcome or medical-cost range is published. Users supply documented economic inputs."},"recovery":{"time":null,"note":"Recovery varies by diagnosis, severity, treatment response, and treating-clinician guidance."},"commonCauses":["Car accidents","Sports injuries","Falls","Twisting injuries"],"symptoms":["Knee pain","Swelling","Clicking","Locking","Difficulty straightening knee"],"treatments":["Physical therapy","Arthroscopic surgery","Partial meniscectomy","Meniscus repair"],"longTermEffects":["Chronic pain","Early arthritis","Recurring problems","Need for knee replacement"],"factors":[{"name":"Type of tear","description":"Review type of tear through the complete medical, work-loss, incident, and insurance record. This factor does not determine a claim outcome by itself."},{"name":"Partial vs complete removal","description":"Review partial vs complete removal through the complete medical, work-loss, incident, and insurance record. This factor does not determine a claim outcome by itself."}],"planningScenarios":[{"title":"Meniscus Tear diagnosis and symptom timeline","purpose":"Check whether the record documents the reported diagnosis, knee pain and swelling, and how the findings changed after the incident.","recordsToCheck":["Initial evaluation and follow-up notes for meniscus tear","Imaging, testing, or specialist records addressing knee pain and swelling","Prior records for the same body area so causation and aggravation questions are not overlooked"]},{"title":"Treatment, work, and daily-impact file","purpose":"Compare recommended care, including physical therapy and arthroscopic surgery, with completed treatment, response, work restrictions, and any documented future needs.","recordsToCheck":["Treatment orders and progress notes for physical therapy and arthroscopic surgery","Work-status notes, wage records, and employer confirmation of missed time or modified duties","Follow-up records addressing chronic pain and early arthritis, if those concerns are documented"]},{"title":"Incident, causation, and coverage review","purpose":"Review whether incident evidence explains the reported mechanism, including car accidents and sports injuries, and whether liability, comparative fault, or coverage remains disputed.","recordsToCheck":["Incident reports, photographs, witness information, and available video or property evidence","Contemporaneous medical notes addressing when meniscus tear symptoms began","Insurance policy pages, claim correspondence, coverage decisions, and lien information"]}],"exampleCalculations":[],"referenceSources":[{"label":"Sprains and Strains","publisher":"MedlinePlus, U.S. National Library of Medicine","url":"https://medlineplus.gov/sprainsandstrains.html","scope":"Federal health context for ligament, muscle, and tendon injuries; it does not establish an individual diagnosis or recovery time.","classification":"medical-context"},{"label":"Judicial Council of California Civil Jury Instructions (CACI)","publisher":"Judicial Branch of California","url":"https://courts.ca.gov/partners/california-jury-instructions/civil-jury-instructions-resource-center/civil-jury-instructions","scope":"Official current entry point for California civil jury instructions, including the damages instructions and cited legal authorities.","classification":"california-law"},{"label":"California Civil Code section 1431.2","publisher":"California Legislative Information","url":"https://leginfo.legislature.ca.gov/faces/codes_displaySection.xhtml?lawCode=CIV&sectionNum=1431.2.","scope":"Official statutory definitions of economic and noneconomic damages and the allocation of noneconomic damages in comparative-fault actions.","classification":"california-law"},{"label":"Fair Claims Settlement Practices Regulations","publisher":"California Department of Insurance","url":"https://www.insurance.ca.gov/01-consumers/130-laws-regs-hearings/05-CCR/fair-claims-regs.cfm","scope":"Official California insurance-claim handling rules and standards; coverage and duties still depend on the policy and claim facts.","classification":"insurance-process"}],"url":"https://hurtadvice.com/resources/settlement-calculator/meniscus-tear"},{"slug":"neck-strain","name":"Neck Strain","category":"Soft Tissue Injuries","description":"Neck strains involve injury to muscles and tendons in the neck, distinct from whiplash but often occurring together.","settlement":{"illustrativeBand":null,"illustrativeRange":null,"medicalCostInputRange":null,"classification":"user-input-hypothetical-model","note":"No preset outcome or medical-cost range is published. Users supply documented economic inputs."},"recovery":{"time":null,"note":"Recovery varies by diagnosis, severity, treatment response, and treating-clinician guidance."},"commonCauses":["Car accidents","Sports injuries","Falls","Poor posture"],"symptoms":["Neck pain","Stiffness","Headaches","Shoulder pain","Difficulty sleeping"],"treatments":["Rest","Physical therapy","Chiropractic care","Pain medication","Neck exercises"],"longTermEffects":["Chronic pain","Limited range of motion","Recurring strains"],"factors":[{"name":"Cervical spine involvement","description":"Review cervical spine involvement through the complete medical, work-loss, incident, and insurance record. This factor does not determine a claim outcome by itself."}],"planningScenarios":[{"title":"Neck Strain diagnosis and symptom timeline","purpose":"Check whether the record documents the reported diagnosis, neck pain and stiffness, and how the findings changed after the incident.","recordsToCheck":["Initial evaluation and follow-up notes for neck strain","Imaging, testing, or specialist records addressing neck pain and stiffness","Prior records for the same body area so causation and aggravation questions are not overlooked"]},{"title":"Treatment, work, and daily-impact file","purpose":"Compare recommended care, including rest and physical therapy, with completed treatment, response, work restrictions, and any documented future needs.","recordsToCheck":["Treatment orders and progress notes for rest and physical therapy","Work-status notes, wage records, and employer confirmation of missed time or modified duties","Follow-up records addressing chronic pain and limited range of motion, if those concerns are documented"]},{"title":"Incident, causation, and coverage review","purpose":"Review whether incident evidence explains the reported mechanism, including car accidents and sports injuries, and whether liability, comparative fault, or coverage remains disputed.","recordsToCheck":["Incident reports, photographs, witness information, and available video or property evidence","Contemporaneous medical notes addressing when neck strain symptoms began","Insurance policy pages, claim correspondence, coverage decisions, and lien information"]}],"exampleCalculations":[],"referenceSources":[{"label":"Sprains and Strains","publisher":"MedlinePlus, U.S. National Library of Medicine","url":"https://medlineplus.gov/sprainsandstrains.html","scope":"Federal health context for ligament, muscle, and tendon injuries; it does not establish an individual diagnosis or recovery time.","classification":"medical-context"},{"label":"Judicial Council of California Civil Jury Instructions (CACI)","publisher":"Judicial Branch of California","url":"https://courts.ca.gov/partners/california-jury-instructions/civil-jury-instructions-resource-center/civil-jury-instructions","scope":"Official current entry point for California civil jury instructions, including the damages instructions and cited legal authorities.","classification":"california-law"},{"label":"California Civil Code section 1431.2","publisher":"California Legislative Information","url":"https://leginfo.legislature.ca.gov/faces/codes_displaySection.xhtml?lawCode=CIV&sectionNum=1431.2.","scope":"Official statutory definitions of economic and noneconomic damages and the allocation of noneconomic damages in comparative-fault actions.","classification":"california-law"},{"label":"Fair Claims Settlement Practices Regulations","publisher":"California Department of Insurance","url":"https://www.insurance.ca.gov/01-consumers/130-laws-regs-hearings/05-CCR/fair-claims-regs.cfm","scope":"Official California insurance-claim handling rules and standards; coverage and duties still depend on the policy and claim facts.","classification":"insurance-process"}],"url":"https://hurtadvice.com/resources/settlement-calculator/neck-strain"},{"slug":"nerve-damage","name":"Nerve Damage","category":"Nerve Injuries","description":"Nerve damage from accidents can cause pain, numbness, weakness, and permanent loss of function.","settlement":{"illustrativeBand":null,"illustrativeRange":null,"medicalCostInputRange":null,"classification":"user-input-hypothetical-model","note":"No preset outcome or medical-cost range is published. Users supply documented economic inputs."},"recovery":{"time":null,"note":"Recovery varies by diagnosis, severity, treatment response, and treating-clinician guidance."},"commonCauses":["Car accidents","Falls","Surgical errors","Workplace accidents"],"symptoms":["Numbness","Tingling","Burning pain","Weakness","Loss of coordination"],"treatments":["Physical therapy","Medication","Surgery","Pain management","Nerve blocks"],"longTermEffects":["Chronic pain","Permanent numbness","Muscle weakness","Loss of function"],"factors":[{"name":"Nerves affected","description":"Review nerves affected through the complete medical, work-loss, incident, and insurance record. This factor does not determine a claim outcome by itself."},{"name":"Permanence of damage","description":"Review permanence of damage through the complete medical, work-loss, incident, and insurance record. This factor does not determine a claim outcome by itself."},{"name":"Impact on function","description":"Review impact on function through the complete medical, work-loss, incident, and insurance record. This factor does not determine a claim outcome by itself."}],"planningScenarios":[{"title":"Nerve Damage diagnosis and symptom timeline","purpose":"Check whether the record documents the reported diagnosis, numbness and tingling, and how the findings changed after the incident.","recordsToCheck":["Initial evaluation and follow-up notes for nerve damage","Imaging, testing, or specialist records addressing numbness and tingling","Prior records for the same body area so causation and aggravation questions are not overlooked"]},{"title":"Treatment, work, and daily-impact file","purpose":"Compare recommended care, including physical therapy and medication, with completed treatment, response, work restrictions, and any documented future needs.","recordsToCheck":["Treatment orders and progress notes for physical therapy and medication","Work-status notes, wage records, and employer confirmation of missed time or modified duties","Follow-up records addressing chronic pain and permanent numbness, if those concerns are documented"]},{"title":"Incident, causation, and coverage review","purpose":"Review whether incident evidence explains the reported mechanism, including car accidents and falls, and whether liability, comparative fault, or coverage remains disputed.","recordsToCheck":["Incident reports, photographs, witness information, and available video or property evidence","Contemporaneous medical notes addressing when nerve damage symptoms began","Insurance policy pages, claim correspondence, coverage decisions, and lien information"]}],"exampleCalculations":[],"referenceSources":[{"label":"Injuries and Wounds","publisher":"MedlinePlus, U.S. National Library of Medicine","url":"https://medlineplus.gov/injuriesandwounds.html","scope":"General federal health-information index for injury types, diagnosis topics, and treatment resources.","classification":"medical-context"},{"label":"Judicial Council of California Civil Jury Instructions (CACI)","publisher":"Judicial Branch of California","url":"https://courts.ca.gov/partners/california-jury-instructions/civil-jury-instructions-resource-center/civil-jury-instructions","scope":"Official current entry point for California civil jury instructions, including the damages instructions and cited legal authorities.","classification":"california-law"},{"label":"California Civil Code section 1431.2","publisher":"California Legislative Information","url":"https://leginfo.legislature.ca.gov/faces/codes_displaySection.xhtml?lawCode=CIV&sectionNum=1431.2.","scope":"Official statutory definitions of economic and noneconomic damages and the allocation of noneconomic damages in comparative-fault actions.","classification":"california-law"},{"label":"Fair Claims Settlement Practices Regulations","publisher":"California Department of Insurance","url":"https://www.insurance.ca.gov/01-consumers/130-laws-regs-hearings/05-CCR/fair-claims-regs.cfm","scope":"Official California insurance-claim handling rules and standards; coverage and duties still depend on the policy and claim facts.","classification":"insurance-process"}],"url":"https://hurtadvice.com/resources/settlement-calculator/nerve-damage"},{"slug":"organ-damage","name":"Organ Damage","category":"Internal Injuries","description":"Organ damage from trauma can affect the liver, spleen, kidneys, lungs, or other vital organs.","settlement":{"illustrativeBand":null,"illustrativeRange":null,"medicalCostInputRange":null,"classification":"user-input-hypothetical-model","note":"No preset outcome or medical-cost range is published. Users supply documented economic inputs."},"recovery":{"time":null,"note":"Recovery varies by diagnosis, severity, treatment response, and treating-clinician guidance."},"commonCauses":["Car accidents","Motorcycle accidents","Falls","Assault"],"symptoms":["Severe pain","Bleeding","Organ failure signs","Shock"],"treatments":["Emergency surgery","Organ repair/removal","ICU care","Transplant (severe cases)"],"longTermEffects":["Permanent organ dysfunction","Need for ongoing medication","Lifestyle changes","Reduced life expectancy"],"factors":[{"name":"Organ affected","description":"Review organ affected through the complete medical, work-loss, incident, and insurance record. This factor does not determine a claim outcome by itself."},{"name":"Permanent dysfunction","description":"Review permanent dysfunction through the complete medical, work-loss, incident, and insurance record. This factor does not determine a claim outcome by itself."},{"name":"Need for transplant","description":"Review need for transplant through the complete medical, work-loss, incident, and insurance record. This factor does not determine a claim outcome by itself."}],"planningScenarios":[{"title":"Organ Damage diagnosis and symptom timeline","purpose":"Check whether the record documents the reported diagnosis, severe pain and bleeding, and how the findings changed after the incident.","recordsToCheck":["Initial evaluation and follow-up notes for organ damage","Imaging, testing, or specialist records addressing severe pain and bleeding","Prior records for the same body area so causation and aggravation questions are not overlooked"]},{"title":"Treatment, work, and daily-impact file","purpose":"Compare recommended care, including emergency surgery and organ repair/removal, with completed treatment, response, work restrictions, and any documented future needs.","recordsToCheck":["Treatment orders and progress notes for emergency surgery and organ repair/removal","Work-status notes, wage records, and employer confirmation of missed time or modified duties","Follow-up records addressing permanent organ dysfunction and need for ongoing medication, if those concerns are documented"]},{"title":"Incident, causation, and coverage review","purpose":"Review whether incident evidence explains the reported mechanism, including car accidents and motorcycle accidents, and whether liability, comparative fault, or coverage remains disputed.","recordsToCheck":["Incident reports, photographs, witness information, and available video or property evidence","Contemporaneous medical notes addressing when organ damage symptoms began","Insurance policy pages, claim correspondence, coverage decisions, and lien information"]}],"exampleCalculations":[],"referenceSources":[{"label":"Injuries and Wounds","publisher":"MedlinePlus, U.S. National Library of Medicine","url":"https://medlineplus.gov/injuriesandwounds.html","scope":"General federal health-information index for injury types, diagnosis topics, and treatment resources.","classification":"medical-context"},{"label":"Judicial Council of California Civil Jury Instructions (CACI)","publisher":"Judicial Branch of California","url":"https://courts.ca.gov/partners/california-jury-instructions/civil-jury-instructions-resource-center/civil-jury-instructions","scope":"Official current entry point for California civil jury instructions, including the damages instructions and cited legal authorities.","classification":"california-law"},{"label":"California Civil Code section 1431.2","publisher":"California Legislative Information","url":"https://leginfo.legislature.ca.gov/faces/codes_displaySection.xhtml?lawCode=CIV&sectionNum=1431.2.","scope":"Official statutory definitions of economic and noneconomic damages and the allocation of noneconomic damages in comparative-fault actions.","classification":"california-law"},{"label":"Fair Claims Settlement Practices Regulations","publisher":"California Department of Insurance","url":"https://www.insurance.ca.gov/01-consumers/130-laws-regs-hearings/05-CCR/fair-claims-regs.cfm","scope":"Official California insurance-claim handling rules and standards; coverage and duties still depend on the policy and claim facts.","classification":"insurance-process"}],"url":"https://hurtadvice.com/resources/settlement-calculator/organ-damage"},{"slug":"ptsd","name":"PTSD (Post-Traumatic Stress Disorder)","category":"Psychological Injuries","description":"PTSD can develop after traumatic accidents, causing severe psychological symptoms requiring treatment.","settlement":{"illustrativeBand":null,"illustrativeRange":null,"medicalCostInputRange":null,"classification":"user-input-hypothetical-model","note":"No preset outcome or medical-cost range is published. Users supply documented economic inputs."},"recovery":{"time":null,"note":"Recovery varies by diagnosis, severity, treatment response, and treating-clinician guidance."},"commonCauses":["Car accidents","Assault","Workplace trauma","Witnessing death"],"symptoms":["Flashbacks","Nightmares","Anxiety","Depression","Avoidance behaviors","Sleep disturbances"],"treatments":["Therapy","Medication","EMDR","Support groups","Psychiatric care"],"longTermEffects":["Chronic anxiety","Depression","Relationship problems","Work difficulties","Substance abuse risk"],"factors":[{"name":"Severity of PTSD","description":"Review severity of ptsd through the complete medical, work-loss, incident, and insurance record. This factor does not determine a claim outcome by itself."},{"name":"Impact on daily life","description":"Review impact on daily life through the complete medical, work-loss, incident, and insurance record. This factor does not determine a claim outcome by itself."},{"name":"Duration of symptoms","description":"Review duration of symptoms through the complete medical, work-loss, incident, and insurance record. This factor does not determine a claim outcome by itself."}],"planningScenarios":[{"title":"PTSD (Post-Traumatic Stress Disorder) diagnosis and symptom timeline","purpose":"Check whether the record documents the reported diagnosis, flashbacks and nightmares, and how the findings changed after the incident.","recordsToCheck":["Initial evaluation and follow-up notes for ptsd (post-traumatic stress disorder)","Imaging, testing, or specialist records addressing flashbacks and nightmares","Prior records for the same body area so causation and aggravation questions are not overlooked"]},{"title":"Treatment, work, and daily-impact file","purpose":"Compare recommended care, including therapy and medication, with completed treatment, response, work restrictions, and any documented future needs.","recordsToCheck":["Treatment orders and progress notes for therapy and medication","Work-status notes, wage records, and employer confirmation of missed time or modified duties","Follow-up records addressing chronic anxiety and depression, if those concerns are documented"]},{"title":"Incident, causation, and coverage review","purpose":"Review whether incident evidence explains the reported mechanism, including car accidents and assault, and whether liability, comparative fault, or coverage remains disputed.","recordsToCheck":["Incident reports, photographs, witness information, and available video or property evidence","Contemporaneous medical notes addressing when ptsd (post-traumatic stress disorder) symptoms began","Insurance policy pages, claim correspondence, coverage decisions, and lien information"]}],"exampleCalculations":[],"referenceSources":[{"label":"Traumatic Events and Post-Traumatic Stress Disorder","publisher":"National Institute of Mental Health","url":"https://www.nimh.nih.gov/health/topics/post-traumatic-stress-disorder-ptsd","scope":"Federal mental-health context for responses to trauma and PTSD; diagnosis belongs to a qualified clinician.","classification":"medical-context"},{"label":"Judicial Council of California Civil Jury Instructions (CACI)","publisher":"Judicial Branch of California","url":"https://courts.ca.gov/partners/california-jury-instructions/civil-jury-instructions-resource-center/civil-jury-instructions","scope":"Official current entry point for California civil jury instructions, including the damages instructions and cited legal authorities.","classification":"california-law"},{"label":"California Civil Code section 1431.2","publisher":"California Legislative Information","url":"https://leginfo.legislature.ca.gov/faces/codes_displaySection.xhtml?lawCode=CIV&sectionNum=1431.2.","scope":"Official statutory definitions of economic and noneconomic damages and the allocation of noneconomic damages in comparative-fault actions.","classification":"california-law"},{"label":"Fair Claims Settlement Practices Regulations","publisher":"California Department of Insurance","url":"https://www.insurance.ca.gov/01-consumers/130-laws-regs-hearings/05-CCR/fair-claims-regs.cfm","scope":"Official California insurance-claim handling rules and standards; coverage and duties still depend on the policy and claim facts.","classification":"insurance-process"}],"url":"https://hurtadvice.com/resources/settlement-calculator/ptsd"},{"slug":"scarring-disfigurement","name":"Scarring and Disfigurement","category":"Permanent Injuries","description":"Permanent scarring and disfigurement from accidents affect both physical appearance and emotional wellbeing.","settlement":{"illustrativeBand":null,"illustrativeRange":null,"medicalCostInputRange":null,"classification":"user-input-hypothetical-model","note":"No preset outcome or medical-cost range is published. Users supply documented economic inputs."},"recovery":{"time":null,"note":"Recovery varies by diagnosis, severity, treatment response, and treating-clinician guidance."},"commonCauses":["Car accidents","Burns","Dog bites","Assault","Workplace accidents"],"symptoms":["Visible scarring","Skin discoloration","Tightness","Pain","Self-consciousness"],"treatments":["Plastic surgery","Laser treatment","Skin grafts","Scar revision","Counseling"],"longTermEffects":["Permanent scarring","Psychological trauma","Social anxiety","Relationship difficulties","Career impact"],"factors":[{"name":"Location of scarring","description":"Review location of scarring through the complete medical, work-loss, incident, and insurance record. This factor does not determine a claim outcome by itself."},{"name":"Size and severity","description":"Review size and severity through the complete medical, work-loss, incident, and insurance record. This factor does not determine a claim outcome by itself."},{"name":"Age and gender","description":"Review age and gender through the complete medical, work-loss, incident, and insurance record. This factor does not determine a claim outcome by itself."},{"name":"Impact on self-esteem","description":"Review impact on self-esteem through the complete medical, work-loss, incident, and insurance record. This factor does not determine a claim outcome by itself."}],"planningScenarios":[{"title":"Scarring and Disfigurement diagnosis and symptom timeline","purpose":"Check whether the record documents the reported diagnosis, visible scarring and skin discoloration, and how the findings changed after the incident.","recordsToCheck":["Initial evaluation and follow-up notes for scarring and disfigurement","Imaging, testing, or specialist records addressing visible scarring and skin discoloration","Prior records for the same body area so causation and aggravation questions are not overlooked"]},{"title":"Treatment, work, and daily-impact file","purpose":"Compare recommended care, including plastic surgery and laser treatment, with completed treatment, response, work restrictions, and any documented future needs.","recordsToCheck":["Treatment orders and progress notes for plastic surgery and laser treatment","Work-status notes, wage records, and employer confirmation of missed time or modified duties","Follow-up records addressing permanent scarring and psychological trauma, if those concerns are documented"]},{"title":"Incident, causation, and coverage review","purpose":"Review whether incident evidence explains the reported mechanism, including car accidents and burns, and whether liability, comparative fault, or coverage remains disputed.","recordsToCheck":["Incident reports, photographs, witness information, and available video or property evidence","Contemporaneous medical notes addressing when scarring and disfigurement symptoms began","Insurance policy pages, claim correspondence, coverage decisions, and lien information"]}],"exampleCalculations":[],"referenceSources":[{"label":"Injuries and Wounds","publisher":"MedlinePlus, U.S. National Library of Medicine","url":"https://medlineplus.gov/injuriesandwounds.html","scope":"General federal health-information index for injury types, diagnosis topics, and treatment resources.","classification":"medical-context"},{"label":"Judicial Council of California Civil Jury Instructions (CACI)","publisher":"Judicial Branch of California","url":"https://courts.ca.gov/partners/california-jury-instructions/civil-jury-instructions-resource-center/civil-jury-instructions","scope":"Official current entry point for California civil jury instructions, including the damages instructions and cited legal authorities.","classification":"california-law"},{"label":"California Civil Code section 1431.2","publisher":"California Legislative Information","url":"https://leginfo.legislature.ca.gov/faces/codes_displaySection.xhtml?lawCode=CIV&sectionNum=1431.2.","scope":"Official statutory definitions of economic and noneconomic damages and the allocation of noneconomic damages in comparative-fault actions.","classification":"california-law"},{"label":"Fair Claims Settlement Practices Regulations","publisher":"California Department of Insurance","url":"https://www.insurance.ca.gov/01-consumers/130-laws-regs-hearings/05-CCR/fair-claims-regs.cfm","scope":"Official California insurance-claim handling rules and standards; coverage and duties still depend on the policy and claim facts.","classification":"insurance-process"}],"url":"https://hurtadvice.com/resources/settlement-calculator/scarring-disfigurement"},{"slug":"sciatica","name":"Sciatica","category":"Nerve Injuries","description":"Sciatica involves radiating leg pain from nerve compression, often resulting from disc injuries.","settlement":{"illustrativeBand":null,"illustrativeRange":null,"medicalCostInputRange":null,"classification":"user-input-hypothetical-model","note":"No preset outcome or medical-cost range is published. Users supply documented economic inputs."},"recovery":{"time":null,"note":"Recovery varies by diagnosis, severity, treatment response, and treating-clinician guidance."},"commonCauses":["Car accidents","Falls","Lifting injuries","Workplace accidents"],"symptoms":["Radiating leg pain","Lower back pain","Numbness","Weakness","Difficulty walking"],"treatments":["Physical therapy","Pain medication","Epidural injections","Surgery"],"longTermEffects":["Chronic pain","Recurring episodes","Need for surgery","Activity limitations"],"factors":[{"name":"Underlying disc herniation","description":"Review underlying disc herniation through the complete medical, work-loss, incident, and insurance record. This factor does not determine a claim outcome by itself."},{"name":"Need for surgery","description":"Review need for surgery through the complete medical, work-loss, incident, and insurance record. This factor does not determine a claim outcome by itself."}],"planningScenarios":[{"title":"Sciatica diagnosis and symptom timeline","purpose":"Check whether the record documents the reported diagnosis, radiating leg pain and lower back pain, and how the findings changed after the incident.","recordsToCheck":["Initial evaluation and follow-up notes for sciatica","Imaging, testing, or specialist records addressing radiating leg pain and lower back pain","Prior records for the same body area so causation and aggravation questions are not overlooked"]},{"title":"Treatment, work, and daily-impact file","purpose":"Compare recommended care, including physical therapy and pain medication, with completed treatment, response, work restrictions, and any documented future needs.","recordsToCheck":["Treatment orders and progress notes for physical therapy and pain medication","Work-status notes, wage records, and employer confirmation of missed time or modified duties","Follow-up records addressing chronic pain and recurring episodes, if those concerns are documented"]},{"title":"Incident, causation, and coverage review","purpose":"Review whether incident evidence explains the reported mechanism, including car accidents and falls, and whether liability, comparative fault, or coverage remains disputed.","recordsToCheck":["Incident reports, photographs, witness information, and available video or property evidence","Contemporaneous medical notes addressing when sciatica symptoms began","Insurance policy pages, claim correspondence, coverage decisions, and lien information"]}],"exampleCalculations":[],"referenceSources":[{"label":"Injuries and Wounds","publisher":"MedlinePlus, U.S. National Library of Medicine","url":"https://medlineplus.gov/injuriesandwounds.html","scope":"General federal health-information index for injury types, diagnosis topics, and treatment resources.","classification":"medical-context"},{"label":"Judicial Council of California Civil Jury Instructions (CACI)","publisher":"Judicial Branch of California","url":"https://courts.ca.gov/partners/california-jury-instructions/civil-jury-instructions-resource-center/civil-jury-instructions","scope":"Official current entry point for California civil jury instructions, including the damages instructions and cited legal authorities.","classification":"california-law"},{"label":"California Civil Code section 1431.2","publisher":"California Legislative Information","url":"https://leginfo.legislature.ca.gov/faces/codes_displaySection.xhtml?lawCode=CIV&sectionNum=1431.2.","scope":"Official statutory definitions of economic and noneconomic damages and the allocation of noneconomic damages in comparative-fault actions.","classification":"california-law"},{"label":"Fair Claims Settlement Practices Regulations","publisher":"California Department of Insurance","url":"https://www.insurance.ca.gov/01-consumers/130-laws-regs-hearings/05-CCR/fair-claims-regs.cfm","scope":"Official California insurance-claim handling rules and standards; coverage and duties still depend on the policy and claim facts.","classification":"insurance-process"}],"url":"https://hurtadvice.com/resources/settlement-calculator/sciatica"},{"slug":"shoulder-injury","name":"Shoulder Injury","category":"Soft Tissue Injuries","description":"Shoulder injuries from accidents can include rotator cuff tears, dislocations, and soft tissue damage affecting mobility.","settlement":{"illustrativeBand":null,"illustrativeRange":null,"medicalCostInputRange":null,"classification":"user-input-hypothetical-model","note":"No preset outcome or medical-cost range is published. Users supply documented economic inputs."},"recovery":{"time":null,"note":"Recovery varies by diagnosis, severity, treatment response, and treating-clinician guidance."},"commonCauses":["Car accidents","Falls","Sports injuries","Workplace accidents"],"symptoms":["Shoulder pain","Limited range of motion","Weakness","Clicking sounds","Swelling"],"treatments":["Physical therapy","Cortisone injections","Surgery","Immobilization","Pain management"],"longTermEffects":["Chronic pain","Arthritis","Permanent weakness","Recurring dislocations"],"factors":[{"name":"Need for surgery","description":"Review need for surgery through the complete medical, work-loss, incident, and insurance record. This factor does not determine a claim outcome by itself."},{"name":"Permanent impairment","description":"Review permanent impairment through the complete medical, work-loss, incident, and insurance record. This factor does not determine a claim outcome by itself."}],"planningScenarios":[{"title":"Shoulder Injury diagnosis and symptom timeline","purpose":"Check whether the record documents the reported diagnosis, shoulder pain and limited range of motion, and how the findings changed after the incident.","recordsToCheck":["Initial evaluation and follow-up notes for shoulder injury","Imaging, testing, or specialist records addressing shoulder pain and limited range of motion","Prior records for the same body area so causation and aggravation questions are not overlooked"]},{"title":"Treatment, work, and daily-impact file","purpose":"Compare recommended care, including physical therapy and cortisone injections, with completed treatment, response, work restrictions, and any documented future needs.","recordsToCheck":["Treatment orders and progress notes for physical therapy and cortisone injections","Work-status notes, wage records, and employer confirmation of missed time or modified duties","Follow-up records addressing chronic pain and arthritis, if those concerns are documented"]},{"title":"Incident, causation, and coverage review","purpose":"Review whether incident evidence explains the reported mechanism, including car accidents and falls, and whether liability, comparative fault, or coverage remains disputed.","recordsToCheck":["Incident reports, photographs, witness information, and available video or property evidence","Contemporaneous medical notes addressing when shoulder injury symptoms began","Insurance policy pages, claim correspondence, coverage decisions, and lien information"]}],"exampleCalculations":[],"referenceSources":[{"label":"Sprains and Strains","publisher":"MedlinePlus, U.S. National Library of Medicine","url":"https://medlineplus.gov/sprainsandstrains.html","scope":"Federal health context for ligament, muscle, and tendon injuries; it does not establish an individual diagnosis or recovery time.","classification":"medical-context"},{"label":"Judicial Council of California Civil Jury Instructions (CACI)","publisher":"Judicial Branch of California","url":"https://courts.ca.gov/partners/california-jury-instructions/civil-jury-instructions-resource-center/civil-jury-instructions","scope":"Official current entry point for California civil jury instructions, including the damages instructions and cited legal authorities.","classification":"california-law"},{"label":"California Civil Code section 1431.2","publisher":"California Legislative Information","url":"https://leginfo.legislature.ca.gov/faces/codes_displaySection.xhtml?lawCode=CIV&sectionNum=1431.2.","scope":"Official statutory definitions of economic and noneconomic damages and the allocation of noneconomic damages in comparative-fault actions.","classification":"california-law"},{"label":"Fair Claims Settlement Practices Regulations","publisher":"California Department of Insurance","url":"https://www.insurance.ca.gov/01-consumers/130-laws-regs-hearings/05-CCR/fair-claims-regs.cfm","scope":"Official California insurance-claim handling rules and standards; coverage and duties still depend on the policy and claim facts.","classification":"insurance-process"}],"url":"https://hurtadvice.com/resources/settlement-calculator/shoulder-injury"},{"slug":"broken-skull","name":"Skull Fracture","category":"Fractures","description":"Skull fractures are serious head injuries that can lead to brain damage and require immediate medical attention.","settlement":{"illustrativeBand":null,"illustrativeRange":null,"medicalCostInputRange":null,"classification":"user-input-hypothetical-model","note":"No preset outcome or medical-cost range is published. Users supply documented economic inputs."},"recovery":{"time":null,"note":"Recovery varies by diagnosis, severity, treatment response, and treating-clinician guidance."},"commonCauses":["Car accidents","Falls","Assault","Motorcycle accidents"],"symptoms":["Head pain","Confusion","Swelling","Bleeding","Loss of consciousness"],"treatments":["Surgery","ICU care","Medication","Rehabilitation","Long-term therapy"],"longTermEffects":["Brain damage","Seizures","Cognitive impairment","Personality changes","Permanent disability"],"factors":[{"name":"Type of skull fracture","description":"Review type of skull fracture through the complete medical, work-loss, incident, and insurance record. This factor does not determine a claim outcome by itself."},{"name":"Associated brain injury","description":"Review associated brain injury through the complete medical, work-loss, incident, and insurance record. This factor does not determine a claim outcome by itself."}],"planningScenarios":[{"title":"Skull Fracture diagnosis and symptom timeline","purpose":"Check whether the record documents the reported diagnosis, head pain and confusion, and how the findings changed after the incident.","recordsToCheck":["Initial evaluation and follow-up notes for skull fracture","Imaging, testing, or specialist records addressing head pain and confusion","Prior records for the same body area so causation and aggravation questions are not overlooked"]},{"title":"Treatment, work, and daily-impact file","purpose":"Compare recommended care, including surgery and icu care, with completed treatment, response, work restrictions, and any documented future needs.","recordsToCheck":["Treatment orders and progress notes for surgery and icu care","Work-status notes, wage records, and employer confirmation of missed time or modified duties","Follow-up records addressing brain damage and seizures, if those concerns are documented"]},{"title":"Incident, causation, and coverage review","purpose":"Review whether incident evidence explains the reported mechanism, including car accidents and falls, and whether liability, comparative fault, or coverage remains disputed.","recordsToCheck":["Incident reports, photographs, witness information, and available video or property evidence","Contemporaneous medical notes addressing when skull fracture symptoms began","Insurance policy pages, claim correspondence, coverage decisions, and lien information"]}],"exampleCalculations":[],"referenceSources":[{"label":"Fractures","publisher":"MedlinePlus, U.S. National Library of Medicine","url":"https://medlineplus.gov/fractures.html","scope":"Federal health context for fracture types, diagnosis, and treatment; individual care and recovery depend on clinical findings.","classification":"medical-context"},{"label":"Judicial Council of California Civil Jury Instructions (CACI)","publisher":"Judicial Branch of California","url":"https://courts.ca.gov/partners/california-jury-instructions/civil-jury-instructions-resource-center/civil-jury-instructions","scope":"Official current entry point for California civil jury instructions, including the damages instructions and cited legal authorities.","classification":"california-law"},{"label":"California Civil Code section 1431.2","publisher":"California Legislative Information","url":"https://leginfo.legislature.ca.gov/faces/codes_displaySection.xhtml?lawCode=CIV&sectionNum=1431.2.","scope":"Official statutory definitions of economic and noneconomic damages and the allocation of noneconomic damages in comparative-fault actions.","classification":"california-law"},{"label":"Fair Claims Settlement Practices Regulations","publisher":"California Department of Insurance","url":"https://www.insurance.ca.gov/01-consumers/130-laws-regs-hearings/05-CCR/fair-claims-regs.cfm","scope":"Official California insurance-claim handling rules and standards; coverage and duties still depend on the policy and claim facts.","classification":"insurance-process"}],"url":"https://hurtadvice.com/resources/settlement-calculator/broken-skull"},{"slug":"soft-tissue-injuries","name":"Soft Tissue Injuries","category":"Soft Tissue Injuries","description":"Soft tissue injuries affect muscles, tendons, and ligaments, commonly resulting from car accidents and falls.","settlement":{"illustrativeBand":null,"illustrativeRange":null,"medicalCostInputRange":null,"classification":"user-input-hypothetical-model","note":"No preset outcome or medical-cost range is published. Users supply documented economic inputs."},"recovery":{"time":null,"note":"Recovery varies by diagnosis, severity, treatment response, and treating-clinician guidance."},"commonCauses":["Car accidents","Slip and falls","Sports injuries","Workplace accidents"],"symptoms":["Pain and swelling","Bruising","Limited mobility","Muscle spasms","Tenderness"],"treatments":["RICE therapy","Physical therapy","Anti-inflammatory medication","Compression wraps"],"longTermEffects":["Chronic pain","Scar tissue formation","Weakness","Recurring injuries"],"factors":[{"name":"Type of tissue affected","description":"Review type of tissue affected through the complete medical, work-loss, incident, and insurance record. This factor does not determine a claim outcome by itself."},{"name":"Need for surgery","description":"Review need for surgery through the complete medical, work-loss, incident, and insurance record. This factor does not determine a claim outcome by itself."},{"name":"Physical therapy duration","description":"Review physical therapy duration through the complete medical, work-loss, incident, and insurance record. This factor does not determine a claim outcome by itself."}],"planningScenarios":[{"title":"Soft Tissue Injuries diagnosis and symptom timeline","purpose":"Check whether the record documents the reported diagnosis, pain and swelling and bruising, and how the findings changed after the incident.","recordsToCheck":["Initial evaluation and follow-up notes for soft tissue injuries","Imaging, testing, or specialist records addressing pain and swelling and bruising","Prior records for the same body area so causation and aggravation questions are not overlooked"]},{"title":"Treatment, work, and daily-impact file","purpose":"Compare recommended care, including rice therapy and physical therapy, with completed treatment, response, work restrictions, and any documented future needs.","recordsToCheck":["Treatment orders and progress notes for rice therapy and physical therapy","Work-status notes, wage records, and employer confirmation of missed time or modified duties","Follow-up records addressing chronic pain and scar tissue formation, if those concerns are documented"]},{"title":"Incident, causation, and coverage review","purpose":"Review whether incident evidence explains the reported mechanism, including car accidents and slip and falls, and whether liability, comparative fault, or coverage remains disputed.","recordsToCheck":["Incident reports, photographs, witness information, and available video or property evidence","Contemporaneous medical notes addressing when soft tissue injuries symptoms began","Insurance policy pages, claim correspondence, coverage decisions, and lien information"]}],"exampleCalculations":[],"referenceSources":[{"label":"Sprains and Strains","publisher":"MedlinePlus, U.S. National Library of Medicine","url":"https://medlineplus.gov/sprainsandstrains.html","scope":"Federal health context for ligament, muscle, and tendon injuries; it does not establish an individual diagnosis or recovery time.","classification":"medical-context"},{"label":"Judicial Council of California Civil Jury Instructions (CACI)","publisher":"Judicial Branch of California","url":"https://courts.ca.gov/partners/california-jury-instructions/civil-jury-instructions-resource-center/civil-jury-instructions","scope":"Official current entry point for California civil jury instructions, including the damages instructions and cited legal authorities.","classification":"california-law"},{"label":"California Civil Code section 1431.2","publisher":"California Legislative Information","url":"https://leginfo.legislature.ca.gov/faces/codes_displaySection.xhtml?lawCode=CIV&sectionNum=1431.2.","scope":"Official statutory definitions of economic and noneconomic damages and the allocation of noneconomic damages in comparative-fault actions.","classification":"california-law"},{"label":"Fair Claims Settlement Practices Regulations","publisher":"California Department of Insurance","url":"https://www.insurance.ca.gov/01-consumers/130-laws-regs-hearings/05-CCR/fair-claims-regs.cfm","scope":"Official California insurance-claim handling rules and standards; coverage and duties still depend on the policy and claim facts.","classification":"insurance-process"}],"url":"https://hurtadvice.com/resources/settlement-calculator/soft-tissue-injuries"},{"slug":"spinal-cord-injury","name":"Spinal Cord Injury","category":"Spinal Injuries","description":"Spinal cord injuries can cause paralysis and permanent disability, resulting in life-changing consequences.","settlement":{"illustrativeBand":null,"illustrativeRange":null,"medicalCostInputRange":null,"classification":"user-input-hypothetical-model","note":"No preset outcome or medical-cost range is published. Users supply documented economic inputs."},"recovery":{"time":null,"note":"Recovery varies by diagnosis, severity, treatment response, and treating-clinician guidance."},"commonCauses":["Car accidents","Falls","Diving accidents","Sports injuries","Violence"],"symptoms":["Loss of movement","Loss of sensation","Difficulty breathing","Pain","Bowel/bladder dysfunction"],"treatments":["Emergency surgery","Stabilization","Rehabilitation","Assistive devices","Lifelong care"],"longTermEffects":["Paralysis","Chronic pain","Respiratory issues","Pressure sores","Need for lifelong assistance"],"factors":[{"name":"Level of injury","description":"Review level of injury through the complete medical, work-loss, incident, and insurance record. This factor does not determine a claim outcome by itself."},{"name":"Complete vs incomplete","description":"Review complete vs incomplete through the complete medical, work-loss, incident, and insurance record. This factor does not determine a claim outcome by itself."},{"name":"Age at injury","description":"Review age at injury through the complete medical, work-loss, incident, and insurance record. This factor does not determine a claim outcome by itself."}],"planningScenarios":[{"title":"Spinal Cord Injury diagnosis and symptom timeline","purpose":"Check whether the record documents the reported diagnosis, loss of movement and loss of sensation, and how the findings changed after the incident.","recordsToCheck":["Initial evaluation and follow-up notes for spinal cord injury","Imaging, testing, or specialist records addressing loss of movement and loss of sensation","Prior records for the same body area so causation and aggravation questions are not overlooked"]},{"title":"Treatment, work, and daily-impact file","purpose":"Compare recommended care, including emergency surgery and stabilization, with completed treatment, response, work restrictions, and any documented future needs.","recordsToCheck":["Treatment orders and progress notes for emergency surgery and stabilization","Work-status notes, wage records, and employer confirmation of missed time or modified duties","Follow-up records addressing paralysis and chronic pain, if those concerns are documented"]},{"title":"Incident, causation, and coverage review","purpose":"Review whether incident evidence explains the reported mechanism, including car accidents and falls, and whether liability, comparative fault, or coverage remains disputed.","recordsToCheck":["Incident reports, photographs, witness information, and available video or property evidence","Contemporaneous medical notes addressing when spinal cord injury symptoms began","Insurance policy pages, claim correspondence, coverage decisions, and lien information"]}],"exampleCalculations":[],"referenceSources":[{"label":"Spinal Cord Injury","publisher":"National Institute of Neurological Disorders and Stroke","url":"https://www.ninds.nih.gov/health-information/disorders/spinal-cord-injury","scope":"NIH context for spinal cord injury symptoms, diagnosis, treatment, rehabilitation, and research.","classification":"medical-context"},{"label":"Judicial Council of California Civil Jury Instructions (CACI)","publisher":"Judicial Branch of California","url":"https://courts.ca.gov/partners/california-jury-instructions/civil-jury-instructions-resource-center/civil-jury-instructions","scope":"Official current entry point for California civil jury instructions, including the damages instructions and cited legal authorities.","classification":"california-law"},{"label":"California Civil Code section 1431.2","publisher":"California Legislative Information","url":"https://leginfo.legislature.ca.gov/faces/codes_displaySection.xhtml?lawCode=CIV&sectionNum=1431.2.","scope":"Official statutory definitions of economic and noneconomic damages and the allocation of noneconomic damages in comparative-fault actions.","classification":"california-law"},{"label":"Fair Claims Settlement Practices Regulations","publisher":"California Department of Insurance","url":"https://www.insurance.ca.gov/01-consumers/130-laws-regs-hearings/05-CCR/fair-claims-regs.cfm","scope":"Official California insurance-claim handling rules and standards; coverage and duties still depend on the policy and claim facts.","classification":"insurance-process"}],"url":"https://hurtadvice.com/resources/settlement-calculator/spinal-cord-injury"},{"slug":"spinal-fusion","name":"Spinal Fusion Surgery","category":"Spinal Injuries","description":"Spinal fusion permanently connects vertebrae, often needed after severe back injuries from accidents.","settlement":{"illustrativeBand":null,"illustrativeRange":null,"medicalCostInputRange":null,"classification":"user-input-hypothetical-model","note":"No preset outcome or medical-cost range is published. Users supply documented economic inputs."},"recovery":{"time":null,"note":"Recovery varies by diagnosis, severity, treatment response, and treating-clinician guidance."},"commonCauses":["Car accidents","Falls","Workplace accidents","Degenerative conditions worsened by trauma"],"symptoms":["Severe back pain","Nerve pain","Limited mobility","Weakness"],"treatments":["Spinal fusion surgery","Hardware installation","Extensive physical therapy","Pain management"],"longTermEffects":["Permanent reduced flexibility","Adjacent segment disease","Chronic pain","Activity restrictions"],"factors":[{"name":"Number of levels fused","description":"Review number of levels fused through the complete medical, work-loss, incident, and insurance record. This factor does not determine a claim outcome by itself."},{"name":"Complications","description":"Review complications through the complete medical, work-loss, incident, and insurance record. This factor does not determine a claim outcome by itself."},{"name":"Age at surgery","description":"Review age at surgery through the complete medical, work-loss, incident, and insurance record. This factor does not determine a claim outcome by itself."}],"planningScenarios":[{"title":"Spinal Fusion Surgery diagnosis and symptom timeline","purpose":"Check whether the record documents the reported diagnosis, severe back pain and nerve pain, and how the findings changed after the incident.","recordsToCheck":["Initial evaluation and follow-up notes for spinal fusion surgery","Imaging, testing, or specialist records addressing severe back pain and nerve pain","Prior records for the same body area so causation and aggravation questions are not overlooked"]},{"title":"Treatment, work, and daily-impact file","purpose":"Compare recommended care, including spinal fusion surgery and hardware installation, with completed treatment, response, work restrictions, and any documented future needs.","recordsToCheck":["Treatment orders and progress notes for spinal fusion surgery and hardware installation","Work-status notes, wage records, and employer confirmation of missed time or modified duties","Follow-up records addressing permanent reduced flexibility and adjacent segment disease, if those concerns are documented"]},{"title":"Incident, causation, and coverage review","purpose":"Review whether incident evidence explains the reported mechanism, including car accidents and falls, and whether liability, comparative fault, or coverage remains disputed.","recordsToCheck":["Incident reports, photographs, witness information, and available video or property evidence","Contemporaneous medical notes addressing when spinal fusion surgery symptoms began","Insurance policy pages, claim correspondence, coverage decisions, and lien information"]}],"exampleCalculations":[],"referenceSources":[{"label":"Spinal Cord Injury","publisher":"National Institute of Neurological Disorders and Stroke","url":"https://www.ninds.nih.gov/health-information/disorders/spinal-cord-injury","scope":"NIH context for spinal cord injury symptoms, diagnosis, treatment, rehabilitation, and research.","classification":"medical-context"},{"label":"Judicial Council of California Civil Jury Instructions (CACI)","publisher":"Judicial Branch of California","url":"https://courts.ca.gov/partners/california-jury-instructions/civil-jury-instructions-resource-center/civil-jury-instructions","scope":"Official current entry point for California civil jury instructions, including the damages instructions and cited legal authorities.","classification":"california-law"},{"label":"California Civil Code section 1431.2","publisher":"California Legislative Information","url":"https://leginfo.legislature.ca.gov/faces/codes_displaySection.xhtml?lawCode=CIV&sectionNum=1431.2.","scope":"Official statutory definitions of economic and noneconomic damages and the allocation of noneconomic damages in comparative-fault actions.","classification":"california-law"},{"label":"Fair Claims Settlement Practices Regulations","publisher":"California Department of Insurance","url":"https://www.insurance.ca.gov/01-consumers/130-laws-regs-hearings/05-CCR/fair-claims-regs.cfm","scope":"Official California insurance-claim handling rules and standards; coverage and duties still depend on the policy and claim facts.","classification":"insurance-process"}],"url":"https://hurtadvice.com/resources/settlement-calculator/spinal-fusion"},{"slug":"traumatic-brain-injury","name":"Traumatic Brain Injury (TBI)","category":"Brain Injuries","description":"TBI ranges from mild concussions to severe brain damage, with settlements reflecting the permanent impact on quality of life.","settlement":{"illustrativeBand":null,"illustrativeRange":null,"medicalCostInputRange":null,"classification":"user-input-hypothetical-model","note":"No preset outcome or medical-cost range is published. Users supply documented economic inputs."},"recovery":{"time":null,"note":"Recovery varies by diagnosis, severity, treatment response, and treating-clinician guidance."},"commonCauses":["Car accidents","Falls","Sports injuries","Assault","Workplace accidents"],"symptoms":["Headaches","Confusion","Memory loss","Mood changes","Seizures","Cognitive difficulties"],"treatments":["Emergency surgery","ICU care","Rehabilitation","Therapy","Medication","Long-term care"],"longTermEffects":["Permanent cognitive impairment","Personality changes","Physical disabilities","Seizure disorders","Need for lifelong care"],"factors":[{"name":"Severity of TBI","description":"Review severity of tbi through the complete medical, work-loss, incident, and insurance record. This factor does not determine a claim outcome by itself."},{"name":"Need for lifelong care","description":"Review need for lifelong care through the complete medical, work-loss, incident, and insurance record. This factor does not determine a claim outcome by itself."},{"name":"Loss of earning capacity","description":"Review loss of earning capacity through the complete medical, work-loss, incident, and insurance record. This factor does not determine a claim outcome by itself."}],"planningScenarios":[{"title":"Traumatic Brain Injury (TBI) diagnosis and symptom timeline","purpose":"Check whether the record documents the reported diagnosis, headaches and confusion, and how the findings changed after the incident.","recordsToCheck":["Initial evaluation and follow-up notes for traumatic brain injury (tbi)","Imaging, testing, or specialist records addressing headaches and confusion","Prior records for the same body area so causation and aggravation questions are not overlooked"]},{"title":"Treatment, work, and daily-impact file","purpose":"Compare recommended care, including emergency surgery and icu care, with completed treatment, response, work restrictions, and any documented future needs.","recordsToCheck":["Treatment orders and progress notes for emergency surgery and icu care","Work-status notes, wage records, and employer confirmation of missed time or modified duties","Follow-up records addressing permanent cognitive impairment and personality changes, if those concerns are documented"]},{"title":"Incident, causation, and coverage review","purpose":"Review whether incident evidence explains the reported mechanism, including car accidents and falls, and whether liability, comparative fault, or coverage remains disputed.","recordsToCheck":["Incident reports, photographs, witness information, and available video or property evidence","Contemporaneous medical notes addressing when traumatic brain injury (tbi) symptoms began","Insurance policy pages, claim correspondence, coverage decisions, and lien information"]}],"exampleCalculations":[],"referenceSources":[{"label":"About Mild TBI and Concussion","publisher":"Centers for Disease Control and Prevention","url":"https://www.cdc.gov/traumatic-brain-injury/about/index.html","scope":"Federal clinical context for mild traumatic brain injury and concussion symptoms, evaluation, and care.","classification":"medical-context"},{"label":"Judicial Council of California Civil Jury Instructions (CACI)","publisher":"Judicial Branch of California","url":"https://courts.ca.gov/partners/california-jury-instructions/civil-jury-instructions-resource-center/civil-jury-instructions","scope":"Official current entry point for California civil jury instructions, including the damages instructions and cited legal authorities.","classification":"california-law"},{"label":"California Civil Code section 1431.2","publisher":"California Legislative Information","url":"https://leginfo.legislature.ca.gov/faces/codes_displaySection.xhtml?lawCode=CIV&sectionNum=1431.2.","scope":"Official statutory definitions of economic and noneconomic damages and the allocation of noneconomic damages in comparative-fault actions.","classification":"california-law"},{"label":"Fair Claims Settlement Practices Regulations","publisher":"California Department of Insurance","url":"https://www.insurance.ca.gov/01-consumers/130-laws-regs-hearings/05-CCR/fair-claims-regs.cfm","scope":"Official California insurance-claim handling rules and standards; coverage and duties still depend on the policy and claim facts.","classification":"insurance-process"}],"url":"https://hurtadvice.com/resources/settlement-calculator/traumatic-brain-injury"},{"slug":"vertebral-fracture","name":"Vertebral Fracture","category":"Spinal Injuries","description":"Vertebral fractures are serious spinal injuries that can lead to chronic pain and neurological problems.","settlement":{"illustrativeBand":null,"illustrativeRange":null,"medicalCostInputRange":null,"classification":"user-input-hypothetical-model","note":"No preset outcome or medical-cost range is published. Users supply documented economic inputs."},"recovery":{"time":null,"note":"Recovery varies by diagnosis, severity, treatment response, and treating-clinician guidance."},"commonCauses":["Car accidents","Falls","Motorcycle accidents","Sports injuries"],"symptoms":["Severe back pain","Height loss","Difficulty standing","Numbness","Weakness"],"treatments":["Bracing","Vertebroplasty","Kyphoplasty","Spinal fusion","Physical therapy"],"longTermEffects":["Chronic pain","Spinal deformity","Height loss","Nerve damage","Need for future surgery"],"factors":[{"name":"Number of vertebrae fractured","description":"Review number of vertebrae fractured through the complete medical, work-loss, incident, and insurance record. This factor does not determine a claim outcome by itself."},{"name":"Nerve involvement","description":"Review nerve involvement through the complete medical, work-loss, incident, and insurance record. This factor does not determine a claim outcome by itself."},{"name":"Need for surgery","description":"Review need for surgery through the complete medical, work-loss, incident, and insurance record. This factor does not determine a claim outcome by itself."}],"planningScenarios":[{"title":"Vertebral Fracture diagnosis and symptom timeline","purpose":"Check whether the record documents the reported diagnosis, severe back pain and height loss, and how the findings changed after the incident.","recordsToCheck":["Initial evaluation and follow-up notes for vertebral fracture","Imaging, testing, or specialist records addressing severe back pain and height loss","Prior records for the same body area so causation and aggravation questions are not overlooked"]},{"title":"Treatment, work, and daily-impact file","purpose":"Compare recommended care, including bracing and vertebroplasty, with completed treatment, response, work restrictions, and any documented future needs.","recordsToCheck":["Treatment orders and progress notes for bracing and vertebroplasty","Work-status notes, wage records, and employer confirmation of missed time or modified duties","Follow-up records addressing chronic pain and spinal deformity, if those concerns are documented"]},{"title":"Incident, causation, and coverage review","purpose":"Review whether incident evidence explains the reported mechanism, including car accidents and falls, and whether liability, comparative fault, or coverage remains disputed.","recordsToCheck":["Incident reports, photographs, witness information, and available video or property evidence","Contemporaneous medical notes addressing when vertebral fracture symptoms began","Insurance policy pages, claim correspondence, coverage decisions, and lien information"]}],"exampleCalculations":[],"referenceSources":[{"label":"Spinal Cord Injury","publisher":"National Institute of Neurological Disorders and Stroke","url":"https://www.ninds.nih.gov/health-information/disorders/spinal-cord-injury","scope":"NIH context for spinal cord injury symptoms, diagnosis, treatment, rehabilitation, and research.","classification":"medical-context"},{"label":"Judicial Council of California Civil Jury Instructions (CACI)","publisher":"Judicial Branch of California","url":"https://courts.ca.gov/partners/california-jury-instructions/civil-jury-instructions-resource-center/civil-jury-instructions","scope":"Official current entry point for California civil jury instructions, including the damages instructions and cited legal authorities.","classification":"california-law"},{"label":"California Civil Code section 1431.2","publisher":"California Legislative Information","url":"https://leginfo.legislature.ca.gov/faces/codes_displaySection.xhtml?lawCode=CIV&sectionNum=1431.2.","scope":"Official statutory definitions of economic and noneconomic damages and the allocation of noneconomic damages in comparative-fault actions.","classification":"california-law"},{"label":"Fair Claims Settlement Practices Regulations","publisher":"California Department of Insurance","url":"https://www.insurance.ca.gov/01-consumers/130-laws-regs-hearings/05-CCR/fair-claims-regs.cfm","scope":"Official California insurance-claim handling rules and standards; coverage and duties still depend on the policy and claim facts.","classification":"insurance-process"}],"url":"https://hurtadvice.com/resources/settlement-calculator/vertebral-fracture"},{"slug":"whiplash","name":"Whiplash","category":"Soft Tissue Injuries","description":"Whiplash is a neck injury caused by rapid back-and-forth movement of the head, commonly occurring in rear-end collisions.","settlement":{"illustrativeBand":null,"illustrativeRange":null,"medicalCostInputRange":null,"classification":"user-input-hypothetical-model","note":"No preset outcome or medical-cost range is published. Users supply documented economic inputs."},"recovery":{"time":null,"note":"Recovery varies by diagnosis, severity, treatment response, and treating-clinician guidance."},"commonCauses":["Rear-end collisions","Sports injuries","Slip and fall accidents","Physical assault"],"symptoms":["Neck pain and stiffness","Headaches","Dizziness","Fatigue","Blurred vision","Difficulty concentrating"],"treatments":["Physical therapy","Pain medication","Chiropractic care","Massage therapy","Neck brace"],"longTermEffects":["Chronic neck pain","Recurring headaches","Limited range of motion","Cognitive difficulties"],"factors":[{"name":"Duration of symptoms","description":"Review duration of symptoms through the complete medical, work-loss, incident, and insurance record. This factor does not determine a claim outcome by itself."},{"name":"MRI findings","description":"Review mri findings through the complete medical, work-loss, incident, and insurance record. This factor does not determine a claim outcome by itself."},{"name":"Impact on daily activities","description":"Review impact on daily activities through the complete medical, work-loss, incident, and insurance record. This factor does not determine a claim outcome by itself."}],"planningScenarios":[{"title":"Whiplash diagnosis and symptom timeline","purpose":"Check whether the record documents the reported diagnosis, neck pain and stiffness and headaches, and how the findings changed after the incident.","recordsToCheck":["Initial evaluation and follow-up notes for whiplash","Imaging, testing, or specialist records addressing neck pain and stiffness and headaches","Prior records for the same body area so causation and aggravation questions are not overlooked"]},{"title":"Treatment, work, and daily-impact file","purpose":"Compare recommended care, including physical therapy and pain medication, with completed treatment, response, work restrictions, and any documented future needs.","recordsToCheck":["Treatment orders and progress notes for physical therapy and pain medication","Work-status notes, wage records, and employer confirmation of missed time or modified duties","Follow-up records addressing chronic neck pain and recurring headaches, if those concerns are documented"]},{"title":"Incident, causation, and coverage review","purpose":"Review whether incident evidence explains the reported mechanism, including rear-end collisions and sports injuries, and whether liability, comparative fault, or coverage remains disputed.","recordsToCheck":["Incident reports, photographs, witness information, and available video or property evidence","Contemporaneous medical notes addressing when whiplash symptoms began","Insurance policy pages, claim correspondence, coverage decisions, and lien information"]}],"exampleCalculations":[],"referenceSources":[{"label":"Sprains and Strains","publisher":"MedlinePlus, U.S. National Library of Medicine","url":"https://medlineplus.gov/sprainsandstrains.html","scope":"Federal health context for ligament, muscle, and tendon injuries; it does not establish an individual diagnosis or recovery time.","classification":"medical-context"},{"label":"Judicial Council of California Civil Jury Instructions (CACI)","publisher":"Judicial Branch of California","url":"https://courts.ca.gov/partners/california-jury-instructions/civil-jury-instructions-resource-center/civil-jury-instructions","scope":"Official current entry point for California civil jury instructions, including the damages instructions and cited legal authorities.","classification":"california-law"},{"label":"California Civil Code section 1431.2","publisher":"California Legislative Information","url":"https://leginfo.legislature.ca.gov/faces/codes_displaySection.xhtml?lawCode=CIV&sectionNum=1431.2.","scope":"Official statutory definitions of economic and noneconomic damages and the allocation of noneconomic damages in comparative-fault actions.","classification":"california-law"},{"label":"Fair Claims Settlement Practices Regulations","publisher":"California Department of Insurance","url":"https://www.insurance.ca.gov/01-consumers/130-laws-regs-hearings/05-CCR/fair-claims-regs.cfm","scope":"Official California insurance-claim handling rules and standards; coverage and duties still depend on the policy and claim facts.","classification":"insurance-process"}],"url":"https://hurtadvice.com/resources/settlement-calculator/whiplash"},{"slug":"wrongful-death","name":"Wrongful Death","category":"Fatal Injuries","description":"Wrongful death claims compensate families for the loss of a loved one due to another party's negligence.","settlement":{"illustrativeBand":null,"illustrativeRange":null,"medicalCostInputRange":null,"classification":"user-input-hypothetical-model","note":"No preset outcome or medical-cost range is published. Users supply documented economic inputs."},"recovery":{"time":null,"note":"Recovery varies by diagnosis, severity, treatment response, and treating-clinician guidance."},"commonCauses":["Car accidents","Medical malpractice","Workplace accidents","Defective products","Assault"],"symptoms":["N/A"],"treatments":["N/A - covers funeral costs, lost support, loss of companionship"],"longTermEffects":["Permanent loss","Family trauma","Financial hardship","Emotional suffering"],"factors":[{"name":"Earning capacity","description":"Review earning capacity through the complete medical, work-loss, incident, and insurance record. This factor does not determine a claim outcome by itself."},{"name":"Age of deceased","description":"Review age of deceased through the complete medical, work-loss, incident, and insurance record. This factor does not determine a claim outcome by itself."},{"name":"Dependents","description":"Review dependents through the complete medical, work-loss, incident, and insurance record. This factor does not determine a claim outcome by itself."},{"name":"Circumstances of death","description":"Review circumstances of death through the complete medical, work-loss, incident, and insurance record. This factor does not determine a claim outcome by itself."}],"planningScenarios":[{"title":"Wrongful Death diagnosis and symptom timeline","purpose":"Check whether the record documents the reported diagnosis, n/a, and how the findings changed after the incident.","recordsToCheck":["Initial evaluation and follow-up notes for wrongful death","Imaging, testing, or specialist records addressing n/a","Prior records for the same body area so causation and aggravation questions are not overlooked"]},{"title":"Treatment, work, and daily-impact file","purpose":"Compare recommended care, including n/a - covers funeral costs, lost support, loss of companionship, with completed treatment, response, work restrictions, and any documented future needs.","recordsToCheck":["Treatment orders and progress notes for n/a - covers funeral costs, lost support, loss of companionship","Work-status notes, wage records, and employer confirmation of missed time or modified duties","Follow-up records addressing permanent loss and family trauma, if those concerns are documented"]},{"title":"Incident, causation, and coverage review","purpose":"Review whether incident evidence explains the reported mechanism, including car accidents and medical malpractice, and whether liability, comparative fault, or coverage remains disputed.","recordsToCheck":["Incident reports, photographs, witness information, and available video or property evidence","Contemporaneous medical notes addressing when wrongful death symptoms began","Insurance policy pages, claim correspondence, coverage decisions, and lien information"]}],"exampleCalculations":[],"referenceSources":[{"label":"Injuries and Wounds","publisher":"MedlinePlus, U.S. National Library of Medicine","url":"https://medlineplus.gov/injuriesandwounds.html","scope":"General federal health-information index for injury types, diagnosis topics, and treatment resources.","classification":"medical-context"},{"label":"Judicial Council of California Civil Jury Instructions (CACI)","publisher":"Judicial Branch of California","url":"https://courts.ca.gov/partners/california-jury-instructions/civil-jury-instructions-resource-center/civil-jury-instructions","scope":"Official current entry point for California civil jury instructions, including the damages instructions and cited legal authorities.","classification":"california-law"},{"label":"California Civil Code section 1431.2","publisher":"California Legislative Information","url":"https://leginfo.legislature.ca.gov/faces/codes_displaySection.xhtml?lawCode=CIV&sectionNum=1431.2.","scope":"Official statutory definitions of economic and noneconomic damages and the allocation of noneconomic damages in comparative-fault actions.","classification":"california-law"},{"label":"Fair Claims Settlement Practices Regulations","publisher":"California Department of Insurance","url":"https://www.insurance.ca.gov/01-consumers/130-laws-regs-hearings/05-CCR/fair-claims-regs.cfm","scope":"Official California insurance-claim handling rules and standards; coverage and duties still depend on the policy and claim facts.","classification":"insurance-process"}],"url":"https://hurtadvice.com/resources/settlement-calculator/wrongful-death"}],"settlementFactors":["Injury severity","Medical expenses","Lost wages","Future medical needs","Pain and suffering","Insurance coverage","Liability clarity","Pre-existing conditions"],"calculationFormula":"Illustrative total = Medical Bills + Lost Wages + (Medical Bills × Selected Multiplier)","methodology":"user-input-hypothetical-model","presetExamplePolicy":"No preset monetary examples or recommended multipliers are published.","apiVersion":"3.1","lastUpdated":"2026-07-05T00:00:00.000Z","sourcesReviewedOn":"2026-08-12","source":"Hurt Advice educational calculator methodology","url":"https://hurtadvice.com/resources/settlement-calculator","disclaimer":"Dollar figures are hypothetical calculator inputs for organizing medical costs, wage loss, and other value factors. They are not historical averages, reported verdicts, past results, legal advice, or a prediction of any claim."}