Claims may be filed against:
• Drunk driver's liability insurance
• Your UM/UIM coverage
• Your MedPay coverage
• Dram shop's liability insurance
• Employer's commercial insurance
• Vehicle owner's insurance
Insurance Coverage Sources
Dealing with Insurance Companies
Important tips:
• Don't give recorded statements without counsel
• Don't accept early settlement offers
• Document everything
• Get all medical treatment needed
• Keep records of expenses
• Let your attorney communicate with insurers
• Don't give recorded statements without counsel
• Don't accept early settlement offers
• Document everything
• Get all medical treatment needed
• Keep records of expenses
• Let your attorney communicate with insurers
Frequently Asked Questions
Will my rates go up if I claim against my own insurance?
No. Using UM/UIM coverage after being hit by a drunk driver should not increase your rates since you weren't at fault.
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