Claims Against the At-Fault Driver
You can file claims for:
• Damage to the rental vehicle
• Your personal injuries
• Damage to your belongings
• Lost wages
• Pain and suffering
• Any fees the rental company charges you
• Damage to the rental vehicle
• Your personal injuries
• Damage to your belongings
• Lost wages
• Pain and suffering
• Any fees the rental company charges you
Filing the Claim
Steps to file:
1. Get the at-fault driver's insurance information
2. Report to their insurance immediately
3. Provide documentation of the accident
4. Submit medical records for injury claims
5. Include rental company charges
6. Negotiate or litigate as needed
1. Get the at-fault driver's insurance information
2. Report to their insurance immediately
3. Provide documentation of the accident
4. Submit medical records for injury claims
5. Include rental company charges
6. Negotiate or litigate as needed
Common Issues and Solutions
Challenges you may face:
• Other driver's insurer denies liability—gather more evidence
• Other driver is uninsured—use your UM coverage
• Coverage limits are low—explore all options
• Rental company pressures you—explain claim pending
• Other driver's insurer denies liability—gather more evidence
• Other driver is uninsured—use your UM coverage
• Coverage limits are low—explore all options
• Rental company pressures you—explain claim pending