LDW vs. CDW: What's the Difference?
LDW and CDW are often used interchangeably, but:
• CDW typically covers collision damage only
• LDW usually includes theft protection
• Coverage terms vary by rental company
• Some states regulate what can be offered
Review your specific rental agreement for exact coverage.
• CDW typically covers collision damage only
• LDW usually includes theft protection
• Coverage terms vary by rental company
• Some states regulate what can be offered
Review your specific rental agreement for exact coverage.
LDW Coverage Limits
LDW protection may be limited by:
• Maximum value limits
• Excluded activities (racing, off-road)
• Geographic restrictions
• Authorized driver requirements
• Proper reporting requirements
• Sobriety requirements
• Maximum value limits
• Excluded activities (racing, off-road)
• Geographic restrictions
• Authorized driver requirements
• Proper reporting requirements
• Sobriety requirements
Using LDW After Your Accident
To access LDW protection:
• Verify you purchased LDW
• Report immediately to rental company
• Document all damage thoroughly
• Keep copies of all communications
• Review any demand for payment carefully
• Dispute improper charges
• Verify you purchased LDW
• Report immediately to rental company
• Document all damage thoroughly
• Keep copies of all communications
• Review any demand for payment carefully
• Dispute improper charges