Understanding Rental Car Deductibles
• Your personal auto insurance
• Rental company CDW/LDW (some have deductibles)
• Credit card coverage (usually deductible-free)
Deductible amounts vary by policy and can range from $250 to $2,500 or more.
Who Is Responsible for the Deductible?
• You pay your own deductible if using your insurance
• CDW/LDW may waive deductibles
• Credit card coverage usually has no deductible
• If not at fault, you may recover deductible from other driver
Recovering Your Deductible
• Pursuing the at-fault driver's insurance
• Subrogation through your insurance company
• Small claims court if necessary
• Including it in your injury claim
We help clients recover all out-of-pocket expenses including deductibles.