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Rental Car Accident Deductible: Who Pays?

Deductibles can be a significant expense after a rental car accident. Understanding who is responsible for deductibles and how to potentially recover these costs is important for protecting your finances.

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Understanding Rental Car Deductibles

Deductibles may apply from:

• Your personal auto insurance
• Rental company CDW/LDW (some have deductibles)
• Credit card coverage (usually deductible-free)

Deductible amounts vary by policy and can range from $250 to $2,500 or more.

Who Is Responsible for the Deductible?

Generally:

• You pay your own deductible if using your insurance
• CDW/LDW may waive deductibles
• Credit card coverage usually has no deductible
• If not at fault, you may recover deductible from other driver

Recovering Your Deductible

You can recover deductible costs by:

• Pursuing the at-fault driver's insurance
• Subrogation through your insurance company
• Small claims court if necessary
• Including it in your injury claim

We help clients recover all out-of-pocket expenses including deductibles.

Frequently Asked Questions

Can I avoid paying a deductible?

CDW/LDW and credit card coverage often have no deductible. If the other driver was at fault, you can pursue their insurance for all costs.

Will my insurance reimburse my deductible?

Your insurance may recover your deductible through subrogation if they determine the other driver was at fault.

Why Choose Our Rental Car Accident Lawyers?

All Major Rental Companies

Experience with Enterprise, Hertz, Avis, Turo, and more

Insurance Expertise

We navigate complex insurance coverage issues

No Upfront Costs

You pay nothing unless we win your case

National Coverage

Handle out-of-state accident claims

Don't Let Insurance Companies Take Advantage of You

Our experienced rental car accident attorneys will fight for the compensation you deserve.

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