California Rental Car Laws
• Minimum liability of $15,000/$30,000/$5,000
• Pure comparative negligence state
• Two-year statute of limitations for injury claims
• Three-year limit for property damage
• Graves Amendment applies (limits rental company liability)
These laws affect how your claim is handled.
California Insurance Considerations
• Personal auto policies usually extend to rentals
• California requires uninsured motorist coverage offers
• High rate of uninsured drivers in CA
• State minimum coverage is often inadequate
Consider additional coverage when renting in California.
California Accident Reporting
• Report to DMV if over $1,000 damage or any injury
• Police report recommended for all accidents
• Exchange information with other drivers
• Notify rental company per agreement
Failure to report properly can affect your claim.