Coverage Sources for Medical Bills
Your medical bills may be covered by:
• At-fault driver's liability insurance
• Your health insurance
• Medical payments coverage on your auto policy
• PAI from rental company
• Workers' compensation if on business
• Medicare/Medicaid if applicable
• At-fault driver's liability insurance
• Your health insurance
• Medical payments coverage on your auto policy
• PAI from rental company
• Workers' compensation if on business
• Medicare/Medicaid if applicable
Getting Bills Paid Without Out-of-Pocket Costs
Strategies to minimize your costs:
• Use health insurance for immediate treatment
• Seek reimbursement from at-fault party later
• Negotiate with providers to wait for settlement
• Use letters of protection with medical providers
• Include all bills in injury claim
• Use health insurance for immediate treatment
• Seek reimbursement from at-fault party later
• Negotiate with providers to wait for settlement
• Use letters of protection with medical providers
• Include all bills in injury claim
Recovering Medical Costs in Your Claim
To maximize medical cost recovery:
• Document all treatment thoroughly
• Keep all bills and receipts
• Include future care needs
• Get expert opinions on ongoing treatment
• Don't settle before knowing full costs
• Document all treatment thoroughly
• Keep all bills and receipts
• Include future care needs
• Get expert opinions on ongoing treatment
• Don't settle before knowing full costs