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Rental Car Liability Insurance: Coverage for Injuries to Others

Liability insurance covers injuries and property damage you cause to others in a rental car accident. Understanding your liability coverage is crucial because claims against you can be substantial.

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Sources of Liability Coverage

Liability coverage may come from:

• Supplemental Liability Insurance (SLI) from the rental company
• Your personal auto liability coverage
• State minimum coverage from the rental company
• Employer coverage for business rentals

CDW/LDW does NOT provide liability coverage.

How Much Liability Coverage Do You Have?

Coverage amounts vary:

• State minimums (often $15,000-$50,000) - usually inadequate
• SLI typically adds $1 million in coverage
• Personal auto liability (varies by policy)
• Serious accidents can exceed available coverage

Knowing your limits is important if you caused injury.

When Liability Coverage Matters

Liability coverage protects you when:

• You caused the accident
• Someone else was injured
• Property was damaged
• You're being sued
• The other party's damages exceed your coverage

Frequently Asked Questions

What if I'm sued for more than my coverage?

You could be personally liable for amounts exceeding your coverage. This is why adequate liability limits are important.

Does the rental company's insurance cover me?

Rental companies provide state minimum liability only. This is often inadequate for serious accidents. SLI or personal insurance provides better protection.

Why Choose Our Rental Car Accident Lawyers?

All Major Rental Companies

Experience with Enterprise, Hertz, Avis, Turo, and more

Insurance Expertise

We navigate complex insurance coverage issues

No Upfront Costs

You pay nothing unless we win your case

National Coverage

Handle out-of-state accident claims

Don't Let Insurance Companies Take Advantage of You

Our experienced rental car accident attorneys will fight for the compensation you deserve.

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