Sources of Liability Coverage
• Supplemental Liability Insurance (SLI) from the rental company
• Your personal auto liability coverage
• State minimum coverage from the rental company
• Employer coverage for business rentals
CDW/LDW does NOT provide liability coverage.
How Much Liability Coverage Do You Have?
• State minimums (often $15,000-$50,000) - usually inadequate
• SLI typically adds $1 million in coverage
• Personal auto liability (varies by policy)
• Serious accidents can exceed available coverage
Knowing your limits is important if you caused injury.
When Liability Coverage Matters
• You caused the accident
• Someone else was injured
• Property was damaged
• You're being sued
• The other party's damages exceed your coverage