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Turo Accident Claims: Your Guide to Peer-to-Peer Rental Accidents

Turo's peer-to-peer rental model creates unique challenges when accidents occur. Unlike traditional rental companies, Turo involves individual car owners, different insurance structures, and complex liability questions.

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How Turo Is Different

Turo's unique aspects:

• Cars owned by individuals, not a company
• Host (owner) sets terms and pricing
• Turo facilitates but doesn't own vehicles
• Insurance through Turo or hosts' policies
• Liability rules differ from traditional rentals

Turo's Insurance Options

Coverage on Turo includes:

• Basic protection (state minimums)
• Standard protection (more coverage)
• Premium protection (comprehensive)
• Host insurance applies in some cases
• Your personal policy may apply

Understanding which coverage applies is critical.

Filing a Turo Accident Claim

For Turo accidents:

• Report to Turo through the app/website
• Document everything thoroughly
• Contact the host as required
• File police report if applicable
• Work with Turo claims team
• Consider attorney for complex situations

Frequently Asked Questions

Can I sue the car owner (host) if injured in their Turo car?

Potentially, depending on circumstances. If vehicle defects caused the accident, the host may be liable.

Does my personal auto insurance cover Turo rentals?

Many policies exclude peer-to-peer rentals. Check with your insurer before renting on Turo.

Why Choose Our Rental Car Accident Lawyers?

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