How Turo Is Different
• Cars owned by individuals, not a company
• Host (owner) sets terms and pricing
• Turo facilitates but doesn't own vehicles
• Insurance through Turo or hosts' policies
• Liability rules differ from traditional rentals
Turo's Insurance Options
• Basic protection (state minimums)
• Standard protection (more coverage)
• Premium protection (comprehensive)
• Host insurance applies in some cases
• Your personal policy may apply
Understanding which coverage applies is critical.
Filing a Turo Accident Claim
• Report to Turo through the app/website
• Document everything thoroughly
• Contact the host as required
• File police report if applicable
• Work with Turo claims team
• Consider attorney for complex situations