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What Happens If You Get in an Accident in a Rental Car?

Getting into an accident while driving a rental car can be confusing and stressful. Understanding what happens next and the steps you need to take is crucial for protecting yourself from unexpected costs and legal liability.

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Immediate Steps After a Rental Car Accident

1. Ensure everyone's safety and call 911 if anyone is injured
2. Move vehicles out of traffic if safely possible
3. Exchange information with other drivers
4. Take photos of all vehicles, damage, and the scene
5. Get contact information from witnesses
6. File a police report
7. Report to the rental company within 24 hours
8. Document the rental car's condition
9. Contact your insurance company
10. Consult with a lawyer before giving recorded statements

What Happens After You Report to the Rental Company

After reporting the accident, the rental company will:

• Open a damage claim
• Assess the vehicle damage
• Determine if you're responsible
• Send you a demand letter for damages
• Potentially charge your credit card on file

This is when having legal representation becomes critical.

Your Insurance Options

Coverage may come from:

• CDW/LDW you purchased from the rental company
• Your personal auto insurance
• Your credit card's rental coverage
• The at-fault driver's insurance

Each has different procedures and limitations. We help you navigate all options.

Frequently Asked Questions

Should I report a minor accident to the rental company?

Yes, failure to report can void your coverage and breach the rental agreement. Even minor damage should be reported promptly.

Can the rental company just charge my credit card?

Many rental agreements authorize charges for damage. However, charges can be disputed if unfair. A lawyer can help contest improper charges.

Why Choose Our Rental Car Accident Lawyers?

All Major Rental Companies

Experience with Enterprise, Hertz, Avis, Turo, and more

Insurance Expertise

We navigate complex insurance coverage issues

No Upfront Costs

You pay nothing unless we win your case

National Coverage

Handle out-of-state accident claims

Don't Let Insurance Companies Take Advantage of You

Our experienced rental car accident attorneys will fight for the compensation you deserve.

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