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Zipcar Accident Claims: Car-Sharing Accident Guide

Zipcar's car-sharing model includes certain coverage as part of membership, but accidents still involve important procedures. Understanding your Zipcar coverage and claims process is essential.

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Zipcar's Included Coverage

Zipcar membership includes:

• Liability insurance up to state minimum or higher
• Damage waiver with a responsibility fee
• Coverage during valid reservations
• 24/7 roadside assistance

Additional coverage may be available.

The Zipcar Damage Responsibility Fee

Key points about the damage fee:

• Members may pay up to $1,000 for damage
• Some memberships reduce this fee
• Fee applies regardless of fault
• Major negligence may increase exposure

Understand your specific fee level before driving.

Filing a Zipcar Claim

After an accident:

• Report to Zipcar immediately through app or phone
• Document the scene and damage
• File police report as required
• Complete Zipcar accident report
• Cooperate with investigation
• Understand your damage responsibility

Frequently Asked Questions

What's the difference between Zipcar and traditional rentals?

Zipcar is hourly/daily car-sharing with included coverage. Traditional rentals are longer-term with optional coverage.

Can I add additional coverage to Zipcar?

Zipcar offers damage fee waiver programs. Check current membership options for details.

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