Motorcycle Passenger Injuries: Your Right to Compensation

Motorcycle passengers have powerful legal rights because they are almost never at fault for accidents: • **No comparative negligence**: Unlike drivers, passengers cannot be blamed for causing crashes • **Multiple recovery options**: You may have claims against multiple parties • **Full compensation**: You are entitled to recover all damages for your injuries Because passengers bear no responsibility for the accident, their claims are often stronger than driver claims.

Depending on how the accident happened, you may have claims against: **The Motorcycle Driver**: If the motorcyclist's negligence caused the crash (speeding, reckless driving, intoxication), you can claim against their insurance. **Other Motorists**: If another vehicle caused the accident, you have a claim against that driver. **Both Parties**: When both the motorcyclist and another driver share fault, you can recover from both. **Government Entities**: If dangerous road conditions contributed, the responsible government agency may be liable. **Product Manufacturers**: Defective motorcycle parts or gear may give rise to product liability claims. Yes, this means you can sue someone you know—even a friend or family member. Insurance exists for this purpose.

Multiple insurance policies may cover your injuries: **Motorcycle Liability Insurance**: The motorcyclist's policy covers passengers injured due to the rider's negligence. **Other Driver's Insurance**: If another vehicle caused the crash, that driver's liability coverage applies. **Your Own Auto Insurance**: Your personal auto insurance may provide coverage through: • Uninsured/underinsured motorist coverage • Medical payments coverage **Health Insurance**: Can cover medical bills while you pursue a personal injury claim. Stacking coverage from multiple policies can maximize your recovery.

Motorcycle passengers often suffer severe injuries because they: • Have less control over the motorcycle • May be thrown from the bike • Cannot see hazards approaching • May be less prepared for sudden stops Common passenger injuries include: • Traumatic brain injuries • Spinal cord injuries • Broken bones and fractures • Road rash and burns • Internal injuries • Wrongful death Because passengers cannot brace themselves or take evasive action, their injuries are often more severe than the driver's.