The actions you take immediately after an accident can make or break your personal injury claim. Following these steps protects your health and maximizes your compensation.
Your health is the priority. Call 911 if there are serious injuries. Even if you feel fine, see a doctor within 24-48 hours. Many injuries like whiplash, concussions, and internal bleeding have delayed symptoms.
Medical records from immediately after the accident are crucial evidence. Insurance companies argue that gaps in treatment mean you were not really hurt. Prompt care creates documentation linking injuries to the accident.
If safe to do so, gather evidence: take photos of all vehicles, injuries, road conditions, and traffic signs. Get names and contact information for witnesses. Request a copy of the police report.
Write down everything you remember as soon as possible - details fade quickly. Note the other driver's name, insurance information, license plate, and any statements they made about the accident.
Never admit fault or apologize - even saying "I'm sorry" can be used against you. Don't give recorded statements to the other driver's insurance without consulting an attorney.
Don't post about the accident on social media. Insurance investigators monitor accounts looking for evidence to use against you. Even innocent posts can be twisted to minimize your injuries.
Consult an attorney before speaking with insurance companies. Most offer free consultations and can advise on your legal options. They can also preserve evidence like surveillance footage before it's deleted.
The sooner you involve an attorney, the better. They can guide you through the process, protect against common mistakes, and ensure you receive maximum compensation for your injuries.
Absolutely. Many serious injuries have delayed symptoms. Seeing a doctor creates crucial documentation and catches hidden injuries before they worsen.
Contact the responding police department. Most allow online requests or in-person pickup within a few days of the accident. Your attorney can also obtain this for you.
Your own uninsured/underinsured motorist coverage may apply. There may also be other liable parties. An attorney can identify all potential sources of compensation.
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