Most personal injury cases in California settle before trial, but certain circumstances make litigation necessary. The most common reason cases proceed to trial is when insurance companies refuse to offer fair compensation that adequately covers medical expenses, lost wages, and pain and suffering. Insurance adjusters often lowball initial offers, hoping injured victims will accept less than their claims are worth.
Disputed liability is another major factor that pushes cases to trial. When the defendant denies responsibility for the accident or claims the victim shares significant fault, settlement becomes difficult. California's pure comparative negligence system allows injured parties to recover damages even when partially at fault, but disagreements over fault percentages often require a jury to make the final determination.
Complex cases involving catastrophic injuries, permanent disabilities, or significant future medical needs frequently go to trial because the financial stakes are so high. When a case involves millions of dollars in potential damages, insurance companies are more likely to fight aggressively rather than settle. Additionally, cases with unclear causation—such as injuries that develop over time or involve pre-existing conditions—may require expert testimony and jury evaluation to establish the connection between the defendant's actions and your injuries.