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What Is Personal Injury? Legal Definition & Types

Personal injury is a legal term for physical or psychological harm caused by someone else's negligence or intentional actions. Understanding personal injury law is the first step toward protecting your rights after an accident.

📅Updated: January 30, 2026
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Understanding Personal Injury Law

Personal injury refers to physical, emotional, or psychological harm caused by another party's negligence, recklessness, or intentional misconduct. Understanding personal injury law is the first step toward protecting your legal rights after an accident.

Legal Definition of Personal Injury

In legal terms, personal injury occurs when someone suffers harm due to another's:

  • Negligence: Failure to exercise reasonable care
  • Recklessness: Conscious disregard for safety
  • Intentional misconduct: Deliberate harmful actions
  • Strict liability: Responsibility regardless of fault (defective products)

Common Types of Personal Injury Cases

Motor Vehicle Accidents

  • Car accidents
  • Truck and semi-truck collisions
  • Motorcycle crashes
  • Pedestrian accidents
  • Bicycle collisions

Premises Liability

  • Slip and fall accidents
  • Inadequate security
  • Dog bites
  • Swimming pool accidents

Medical Malpractice

  • Surgical errors
  • Misdiagnosis
  • Medication mistakes
  • Birth injuries

Product Liability

  • Defective vehicles
  • Dangerous medications
  • Faulty consumer products

What Damages Can You Recover?

Personal injury victims may be entitled to:

  • Medical expenses: Past, present, and future healthcare costs
  • Lost wages: Income lost due to injury and recovery
  • Pain and suffering: Physical discomfort and emotional distress
  • Property damage: Vehicle repairs or replacement
  • Loss of enjoyment: Inability to participate in activities you once enjoyed
  • Punitive damages: Additional compensation in cases of gross negligence

Elements Required to Prove a Personal Injury Claim

  1. Duty of care: The defendant owed you a legal duty
  2. Breach: They failed to meet that duty
  3. Causation: Their breach directly caused your injury
  4. Damages: You suffered actual harm or losses

Time Limits for Filing (Statute of Limitations)

Every state has deadlines for filing personal injury claims:

  • Most states: 2-3 years from the date of injury
  • California: 2 years for most personal injury cases
  • Exceptions: Medical malpractice, government claims, or minor victims may have different rules

Important: Missing the deadline typically means losing your right to sue.

Frequently Asked Questions

What's the difference between personal injury and bodily injury?

The terms are often used interchangeably, but "bodily injury" typically refers to physical harm specifically, while "personal injury" can include emotional and psychological harm as well.

Can I file a personal injury claim if I was partially at fault?

Yes, in most states. Under comparative negligence rules, your compensation is reduced by your percentage of fault. Some states bar recovery if you're more than 50% responsible.

What if the person who injured me has no insurance?

You may be able to recover through your own uninsured/underinsured motorist coverage, or by pursuing the defendant's personal assets. An attorney can explore all options.

How long do I have to file a personal injury lawsuit?

Deadlines vary by state and case type, typically 2-3 years. However, some cases have shorter deadlines, so consult an attorney promptly to protect your rights.

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