Third-party liability refers to the legal responsibility of a person or entity that was not directly involved in causing an accident but bears some degree of fault due to their relationship with the at-fault party or their control over the circumstances that led to the injury. Unlike first-party claims (where you seek compensation from your own insurance) or direct liability claims (against the person who directly harmed you), third-party claims target additional defendants whose actions, omissions, or relationships contributed to your injuries.
In California, third-party liability often arises through legal doctrines such as vicarious liability, where an employer can be held responsible for an employee's negligent actions performed within the scope of employment. It can also stem from premises liability, where property owners are accountable for dangerous conditions that lead to injuries, or product liability, where manufacturers and distributors share responsibility for defective products that cause harm. If you've been injured, consulting with a personal injury attorney near you can help identify all potentially liable parties.
Identifying third-party defendants requires a thorough investigation of the accident circumstances, employment relationships, property ownership, product chains of distribution, and contractual obligations. An experienced attorney can uncover these additional liable parties, significantly increasing the potential compensation available to injury victims.