Insurance Terms

Subrogation

The right of an insurance company to pursue a third party that caused an insurance loss to the insured.

In Personal Injury Cases

If your health insurance pays your medical bills after an accident, they may have subrogation rights to recover those payments from any settlement you receive from the at-fault party.

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Related Legal Terms

Lien

A legal claim against property or settlement proceeds to secure payment of a debt.

Third-Party Claim

A personal injury claim against someone other than your employer for a workplace injury.

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