Personal Injury Settlement Calculator
Understand the potential value of your injury claim. Select your injury type below to see average settlements, key factors, and example calculations.
Important: These calculators provide general estimates only. Every case is unique, and actual settlement values depend on many factors including liability, insurance coverage, and jurisdiction. For a case-specific evaluation, consider speaking with an independent attorney. Hurt Advice may help route an intake request, but submitting information does not create an attorney-client relationship.
How Personal Injury Settlements Are Calculated
Calculate Economic Damages
Add up all measurable financial losses: medical bills, lost wages, property damage, and future care costs.
Apply Pain Multiplier
Multiply economic damages by 1.5 to 5 (or higher for severe injuries) to account for pain and suffering.
Adjust for Factors
Consider liability clarity, insurance limits, documentation quality, and jurisdiction to refine the estimate.
Basic Settlement Formula
(Medical Bills + Lost Wages) × Pain Multiplier = Estimated Settlement
Example: ($20,000 medical + $10,000 lost wages) × 2.5 multiplier = $75,000 estimated settlement
Calculator evidence checklist
A stronger estimate starts with proof, not just a multiplier.
A value tool is more useful when it shows which facts change the number. This checklist explains the records, proof, and timing details that can move a personal injury estimate from a rough range into a better case review.
Evidence
Medical cost trail
Separate paid bills, outstanding balances, future care estimates, prescriptions, imaging, therapy, and specialist referrals.
Evidence
Income and work impact
Save missed-work dates, wage statements, modified-duty notes, business losses, and any written employer restrictions.
Evidence
Liability proof
Match the estimate to police reports, photos, repair records, witness names, traffic-camera clues, and insurer statements.
Evidence
Recovery timeline
Document pain progression, appointments, gaps in treatment, daily limitations, and any permanent impairment rating.
Select Your Injury Type
Click on any injury type to view detailed settlement information, example calculations, and factors that affect your claim value.
Soft Tissue Injuries
Fractures
Broken Arm
Avg: $40,000 - $80,000
Broken Leg
Avg: $75,000 - $150,000
Broken Wrist
Avg: $30,000 - $60,000
Broken Ankle
Avg: $50,000 - $100,000
Broken Ribs
Avg: $25,000 - $75,000
Broken Collarbone
Avg: $40,000 - $80,000
Broken Pelvis
Avg: $150,000 - $300,000
Broken Hip
Avg: $200,000 - $400,000
Skull Fracture
Avg: $200,000 - $500,000
Facial Fractures
Avg: $75,000 - $200,000
Brain Injuries
Spinal Injuries
Burn Injuries
Catastrophic Injuries
Nerve Injuries
Psychological Injuries
Joint Injuries
Facial Injuries
Permanent Injuries
Fatal Injuries
Extremity Injuries
Factors That Increase Settlement Value
Clear Liability
When fault is undisputed, settlements tend to be higher
Documented Injuries
Medical records, imaging, and expert opinions strengthen claims
Consistent Treatment
Following doctor's orders and attending all appointments
Permanent Impairment
Long-term or permanent injuries result in larger settlements
Lost Earning Capacity
Inability to work or reduced income potential
Impact on Quality of Life
How the injury affects daily activities and relationships
Strong Legal Representation
Experienced attorneys negotiate higher settlements
Adequate Insurance Coverage
Higher policy limits allow for larger settlements
Value research paths
Use the calculator as the start of a stronger claim review, not the end.
A useful estimate should connect to exact local guides, data pages, FAQs, and attorney proof so the settlement question becomes more specific.
Turn the number into a local claim path
A value estimate is more useful when it points into the exact city and claim lane behind the injury question.
Priority guide
Los Angeles Sideswipe Accidents
Use this local guide when the question needs exact city context, roadway facts, treatment proof, and next-step options instead of a statewide overview.
Priority guide
San Diego Sideswipe Accidents
Use this local guide when the question needs exact city context, roadway facts, treatment proof, and next-step options instead of a statewide overview.
Priority guide
San Francisco Sideswipe Accidents
Use this local guide when the question needs exact city context, roadway facts, treatment proof, and next-step options instead of a statewide overview.
Check the proof before trusting the range
Use these supporting pages when the calculator raises questions about treatment, accident data, attorney fit, or next steps.
Data
Compare city accident data
Use city crash patterns to ground the settlement estimate in local roads, injury severity, and risk context.
FAQ
Answer settlement and insurance questions
Pair the estimated value with FAQ answers about evidence, medical bills, insurer tactics, and timing.
Authority
Compare attorney fit before intake
Use attorney/entity pages when the estimate suggests the claim needs a stronger negotiation strategy.
Related research paths
Connect the calculator to the pages that make a value estimate more useful.
A settlement estimate becomes stronger when it is connected to resources, accident data, location context, trust standards, and Spanish support for families comparing next steps.
Discovered pages that need stronger internal paths
These pages should be easy to reach from hubs and support pages because sitemap discovery alone is not enough for Google to prioritize them.
County hub
California county injury guide hub
Use this hub when an injury question spans more than one city, county road, courthouse, hospital, or regional record owner.
LA County
Los Angeles County lane-change accident guide
Use this county guide when a lane-change crash involves Los Angeles County roads, multi-city evidence, or regional treatment records.
Orange County
Orange County lane-change accident guide
Use this county guide when the crash involves Orange County freeways, city-to-city witnesses, or regional claim records.
Alameda County
Alameda County lane-change accident guide
Use this county guide when a lane-change crash involves East Bay freeways, city-to-city witnesses, or regional treatment and claim records.
Crawled pages that need clearer quality signals
These URLs are crawlable and canonical-clean, so the next step is stronger page-to-page support, visible local proof, and a fresh inspection after deployment.
Crawled 5/29
Lane-change accident guide
Use this narrow service guide when a crash turns on unsafe merging, blind spots, lane drift, dashcam footage, or disputed comparative fault.
San Diego
San Diego jackknife truck accident guide
Use this local truck-crash page when San Diego freeway corridors, commercial-vehicle evidence, driver logs, or multi-party liability matter.
Child injury
Daycare injury claims guide
Use this guide when a child injury may involve supervision failures, facility records, incident reports, parent notices, or insurance pressure.
City hub
Bakersfield injury guide
Use this city hub when an injury search involves Bakersfield roads, local medical care, Central Valley accident context, or nearby service pages.
City hub
Thousand Oaks injury guide
Use this city hub when a claim involves Thousand Oaks, Ventura County movement, local treatment records, or nearby service-city pages.
Irvine
Irvine lithium-ion battery fire injury guide
Use this local product-injury page when a battery fire in Irvine involves burns, product evidence, device preservation, or manufacturer notice.
Chula Vista
Chula Vista nursing home fall-prevention failure guide
Use this local elder-care page when a fall may involve supervision, transfer assistance, care-plan failures, facility notes, or repeat incidents.
Thousand Oaks
Thousand Oaks truck brake failure accident guide
Use this local truck-defect page when the case may involve brake maintenance, inspections, steep roadways, commercial defendants, or expert review.
Lawyer topic
Truck accident claim timeline (attorney topic page)
Use this attorney topic page when a truck-crash reader needs the claim timeline explained alongside the reviewing attorney profile.
Lawyer topic
Brain injury claim value factors (attorney topic page)
Use this attorney topic page when a TBI reader needs the value-factor breakdown alongside the reviewing attorney profile.
LA city guide
Los Angeles car accident guide
Use this city guide when a crash needs Los Angeles road, treatment, venue, and insurance context rather than a statewide car accident overview.
Spanish LA
Spanish Los Angeles car accident guide
Use this bilingual city guide when a Spanish-speaking family needs Los Angeles crash, treatment, insurance, and next-step context.
Spanish
Spanish passenger injury claims guide
Use this Spanish guide when an injured passenger or family needs bilingual help organizing driver, vehicle, seatbelt, treatment, and insurer details.
Search recovery paths
Pair value estimates with the pages Google already tested.
These pages have proven search demand and make the calculator more useful by connecting injury value, city context, medical proof, FAQs, and legal definitions.
Priority local guides with recent visitor demand
These city guides help visitors connect local accident context with service pages, medical resources, and practical next steps.
City hub
Fresno injury and car accident hub
Priority city hub for Fresno crash searches, local treatment context, city-service routes, and case-routing review paths.
City hub
San Diego injury and car accident hub
Priority city hub for San Diego accident searches, service matching, hospitals, crash data, and attorney-fit review.
City hub
Sacramento injury and car accident hub
Priority city hub for Sacramento crash searches, local proof, insurance pressure, and exact injury-service paths.
City hub
San Jose injury and car accident hub
Priority city hub for San Jose accident searches, local service routing, medical proof, and comparison intent.
City hub
San Francisco injury and car accident hub
Priority city hub for San Francisco injury searches, local roads, treatment sources, and next-step legal resources.
Specific accident pages worth reinforcing first
These pages answer specific accident scenarios. Strengthening their paths is safer than adding more overlapping local pages.
Truck city
Antioch truck accident review path
Commercial-truck city page with prior search demand for carrier records, highway proof, severe injuries, and local review.
Rideshare
Costa Mesa Uber and Lyft accident guide
Rideshare city guide for app status, driver records, Orange County treatment, and insurance-layer questions.
Neighborhood
Mission Valley motorcycle accident guide
Neighborhood motorcycle guide for Mission Valley road context, treatment records, injury severity, and local review.
Motorcycle
Fontana motorcycle accident guide
Motorcycle city guide for Fontana crashes, road evidence, treatment proof, and injury-value questions.
Truck city
Inglewood truck accident guide
Truck city guide for commercial-driver records, local road evidence, treatment proof, and insurance-layer questions.
Spanish and bilingual pages that need clearer paths
These Spanish pages should connect families to city, injury, service, and next-step resources without feeling like translated doorway pages.
Spanish truck
Guia de accidentes de camion en San Jose
Spanish truck-accident city guide for families comparing treatment, vehicle evidence, insurance, and next steps.
Spanish bike
Guia de accidentes de bicicleta en San Jose
Spanish bicycle-accident city guide for local road context, treatment proof, insurance issues, and family next steps.
Spanish neighborhood
Guia de lesiones personales en Downtown Bakersfield
Spanish neighborhood injury guide for Bakersfield families organizing treatment, local evidence, and next steps.
Resource pages that support claim decisions
These resources answer value, medical, FAQ, checklist, and definition questions that help visitors choose the next useful page.
Checklist
Car accident checklist
Checklist page for scene proof, reports, treatment, insurer contact, and early claim organization after a crash.
Glossary
Power of attorney definition
Glossary page with prior search demand that should route readers toward medical, claims, and attorney-fit review when the term affects next steps.
Medical
Ventura County Medical Center accident-care guide
Medical-care page for post-accident treatment records, trauma care context, and documentation next steps.
Value
Elbow injury settlement calculator
Injury-specific calculator page that should connect value estimates to treatment proof, damages, and local review paths.
Settlement calculator FAQ
Questions that make the calculator more useful.
Can a settlement calculator tell me the exact value of my case?
No. A calculator can organize damages and likely value factors, but exact value depends on liability, treatment, insurance coverage, venue, evidence quality, and negotiation posture.
Why do different calculators give different settlement ranges?
Calculators weigh injuries, bills, wage loss, liability, pain, insurance limits, and local context differently. Use any range as a planning tool, not a final case value.
What should I collect before using the calculator?
Gather medical bills, wage loss proof, photos, reports, insurer letters, witness details, treatment dates, and notes about how the injury changed daily life.
When should I stop estimating and request a review?
Request a review when treatment is active, the insurer is pressuring you for a statement, fault is disputed, injuries are serious, or a deadline may already be running.
Get Your case-routing review
Independent participating attorneys will review your case and provide an accurate assessment of your potential settlement. no obligation, completely confidential.