Insurance Terms

Underinsured Motorist Coverage

Insurance coverage that pays the difference when the at-fault driver's insurance is insufficient to cover your damages.

In Personal Injury Cases

If your damages are $100,000 but the at-fault driver only has $15,000 in coverage, your UIM coverage can make up the difference (up to your policy limits).

Reference context

This term belongs to the Insurance Terms category and is part of our machine-readable California injury-law glossary.

Canonical URL: https://hurtadvice.com/resources/legal-glossary/underinsured-motorist-coverage

Structured access

Developers and search systems can resolve this term through the glossary API and collection hub.

API entry: /api/glossary?term=underinsured-motorist-coverage Browse full glossary

Related Legal Terms

Uninsured Motorist Coverage

Insurance coverage that protects you if you're injured by a driver who has no insurance.

Policy Limits

The maximum amount an insurance company will pay for a covered claim under an insurance policy.

More Insurance Terms Terms

Insurance Claim Claims Adjuster Policy Limits Liability Insurance Bodily Injury Liability Uninsured Motorist Coverage

Treble Damages View All Terms Uninsured Motorist Coverage

Need Legal Help?

Our attorneys can explain how underinsured motorist coverage applies to your specific case.

Free Consultation

Quick Facts

CategoryInsurance Terms
Related Terms3

Back to Glossary

Questions About Underinsured Motorist Coverage?

Get a free case evaluation from our experienced personal injury attorneys.

Call Now: (818) 482-2260