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Insurance Terms

Underinsured Motorist Coverage

Insurance coverage that pays the difference when the at-fault driver's insurance is insufficient to cover your damages.

In Personal Injury Cases

If your damages are $100,000 but the at-fault driver only has $15,000 in coverage, your UIM coverage can make up the difference (up to your policy limits).

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This term belongs to the Insurance Terms category and is part of our machine-readable California injury-law glossary.

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