Vehicle Accidents

Total Loss

When a vehicle is so damaged that repair costs exceed its value, or it's impossible to repair safely.

In Personal Injury Cases

Insurance companies declare a total loss when repair costs exceed a certain percentage (often 70-80%) of the vehicle's value. You're entitled to fair market value.

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Related Legal Terms

Diminished Value

The reduction in a vehicle's market value after it has been damaged and repaired.

Actual Cash Value (ACV)

The fair market value of property, typically calculated as replacement cost minus depreciation.

More Vehicle Accidents Terms

Collision Coverage Comprehensive Coverage Diminished Value Hit and Run Rear-End Collision T-Bone Accident

Tortfeasor View All Terms Traumatic Brain Injury (TBI)

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