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Bicycle Accidents

What to Do After a Bicycle Accident in CA

Getting hit on a bike is frightening and disorienting, and the people around you may not know how to help. A cyclist's body absorbs forces that a car's frame would normally take, so injuries are often serious even when the bike looks fine. This page walks you through the immediate steps to protect your health and your claim, then covers the issues that are specific to bike crashes in California — bike-lane and three-feet passing rules, doorings, the bias riders sometimes face, and how your own degree of care affects what you can recover. Hurt Advice is not a law firm and does not provide legal advice; this is general information, and for advice about your situation you should talk to a licensed California attorney.

Armen Akaragian

Written by Armen Akaragian, Esq.

Legally reviewed by Astghik Sogoyan, Esq.

Last reviewed June 12, 2026

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Quick answer

The useful answer in plain English

Hit while riding in California? Step-by-step actions at the scene, who pays, the deadline to act, and how cyclist fault rules work. Not legal advice. Hurt Advice is not a law firm and does not provide legal advice. Use this page to organize facts, records, and next questions before deciding whether to request review by an independent participating attorney or law firm.

Call 911 and insist on a police report — a documented scene protects you even if the driver wants to just exchange info.

Seek medical care the same day if you can; head, neck, and internal injuries can be silent, and a treatment gap is the first thing an insurer attacks.

Preserve evidence: keep your damaged helmet, bike, and clothing as-is, and save photos, witness contacts, and device data.

Under California Vehicle Code 21200, cyclists generally have the rights and the duties of a driver, and drivers must give at least three feet when passing (VC 21760).

California uses pure comparative negligence (Li v. Yellow Cab), so partial fault reduces but does not erase your recovery.

You generally have two years to file (CCP 335.1), but only six months to file a claim against a public entity (Gov. Code 911.2) — confirm your dates with a lawyer.

Step-by-step

What to do next

These steps are ordered for usefulness: safety and records first, then insurance, medical, and review decisions.

1

Get to safety and check yourself

If you can move, get out of the roadway. Adrenaline masks pain, so assume you may be hurt even if you feel okay.

2

Call 911 and ask for police and medical help

A police report creates an official, dated record of the crash. Tell the officer you want a report taken, and give your account once you are able.

3

Do not let the driver talk you out of calling police

Just exchanging info often means no record exists later. A documented scene protects you.

4

Get the driver's information

Collect name, phone, driver's license, license plate, vehicle make and model, and especially their insurance company and policy number.

5

Document everything you can

Photograph the vehicle, your bike, the roadway, skid marks, the bike lane or lack of one, traffic signals, your visible injuries, and damage to your helmet and gear. Note the time, weather, and lighting.

6

Get witnesses

Collect names and phone numbers of anyone who saw it. Independent witnesses are powerful when a driver's story changes.

7

Seek medical care promptly

See a provider the same day if possible. Head, neck, and internal injuries can be silent at first, and a prompt medical record ties your injuries to the crash.

8

Preserve the evidence

Keep your damaged helmet, bike, and clothing exactly as they are — do not repair or wash them. Save the helmet even if it looks intact, and keep your cycling computer, phone, or camera data.

9

Notify your own insurer and be wary of early settlement calls

Report the crash to your own insurer but stick to basic facts; you may have coverage that applies even though you were on a bike. You are not required to give the at-fault insurer a recorded statement, and early offers are often made before anyone knows how badly you are hurt.

Rights and Duties

Cyclists have the rights — and duties — of a driver

Under California Vehicle Code 21200, a person riding a bicycle on a roadway generally has all the rights and is subject to all the duties of a driver of a vehicle. That cuts both ways: drivers must respect your right to the road, but you are also expected to follow traffic laws. Confirm the current text of this statute and how it applies to your situation with a licensed California attorney.

    Riding Position

    Where you're allowed to ride (and why it matters for fault)

    Insurers often argue a cyclist was in the wrong place, but California law is more protective than that. Vehicle Code 21202 requires a rider moving slower than traffic to ride as close as practicable to the right-hand curb or edge, but with broad exceptions for passing, preparing to turn left, and avoiding hazards or substandard-width lanes too narrow to share safely. Courts read practicable as reasonable and safe, not as far right as physically possible. Vehicle Code 21208 says that on a road with a bike lane, a slower rider should generally use the bike lane, again with exceptions for passing, left turns, hazards, and approaching a right turn.

    • VC 21202: ride as far right as practicable, with exceptions for passing, left turns, hazards, and narrow lanes.
    • VC 21208: use the bike lane when riding slower than traffic, with similar exceptions.
    • Practicable means reasonable and safe, not literally as far right as possible.
    • How these rules affect fault is fact-specific — confirm with an attorney.

    Passing and Doorings

    The Three Feet rule and dooring crashes

    Under Vehicle Code 21760, the Three Feet for Safety Act, a driver passing a bicycle going the same direction must leave at least three feet between the vehicle and the rider. If three feet is not possible due to traffic or road conditions, the driver must slow to a reasonable and prudent speed and pass only when it will not endanger the rider; a higher fine applies if the driver causes injury to the cyclist. A dooring — a parked driver or passenger opening a door into your path — is one of the most common bike-versus-car conflicts. Vehicle Code 22517 prohibits opening a vehicle door on the traffic side unless it is reasonably safe and without interfering with traffic. Doorings are frequently the driver's responsibility, but document the parked car, the door, and your line of travel.

    • VC 21760 requires at least three feet of clearance when a driver passes a cyclist.
    • If three feet is not possible, the driver must slow down and pass only when safe.
    • An enhanced fine applies where a passing-distance violation injures the cyclist.
    • VC 22517 addresses doorings by barring unsafe opening of a vehicle door into traffic.

    Helmets and Bias

    Helmets and the bias against riders

    California's helmet law, Vehicle Code 21212, requires a helmet only for riders under 18; there is no statewide helmet requirement for adults. Insurers sometimes try to blame an injured rider for not wearing a helmet, or for clothing or visibility, but whether that argument has any legal traction is fact-specific and is exactly the kind of issue to raise with an attorney. Riders also sometimes face an unfair assumption that the cyclist must have done something wrong, which is one more reason scene documentation and witnesses matter.

    • VC 21212 requires bicycle helmets only for riders under 18.
    • There is no adult helmet mandate in California.
    • Whether helmet non-use can reduce recovery is fact-specific — ask an attorney.
    • Documentation and witnesses help counter assumptions that the rider was at fault.

    Sources of Recovery

    Who pays — even though you weren't in a car

    If a driver was at fault, their auto liability insurance is usually the primary source of recovery. But two other sources often apply to cyclists. Your own uninsured/underinsured motorist coverage can apply when you are hit while cycling by an at-fault driver who has no insurance or too little, and frequently in hit-and-run crashes, because UM/UIM follows the person, not just the car. Health insurance and medical liens also matter: your health plan typically pays for treatment up front and may seek repayment from a settlement. If a pothole, missing signage, or dangerous bikeway design contributed, a public entity may be involved, and claims against government entities carry a much shorter deadline. Coverage depends on your specific policy language, so confirm what applies with an attorney.

    • At-fault driver's auto liability insurance is usually the primary source.
    • Your own UM/UIM coverage can apply to bike crashes, including hit-and-run.
    • Health insurance may pay up front and assert a lien against your settlement.
    • A bad road or government vehicle can bring a public entity into the claim.

    Fault and Deadlines

    Comparative fault, deadlines, and case value

    California uses pure comparative negligence, established in Li v. Yellow Cab Co. (1975) 13 Cal.3d 804. If you are found partly at fault — say you were riding without lights at night — your recovery is reduced by your percentage of fault, but it is not eliminated, even if your share is large. A driver's the cyclist came out of nowhere claim is an argument, not a verdict. On timing, Code of Civil Procedure 335.1 generally requires a personal-injury lawsuit to be filed within two years of the crash, and missing it almost always bars the claim. If a public entity is a responsible party, Government Code 911.2 generally requires a written claim within six months of the injury before you can sue. Minors and discovery rules can change the timeline, so do not assume — confirm your dates with a lawyer.

    • Pure comparative negligence reduces but does not erase a partly-at-fault cyclist's recovery.
    • CCP 335.1 sets a general two-year deadline to file a personal-injury lawsuit.
    • Gov. Code 911.2 generally requires a government claim within six months.
    • Minor tolling and late-claim relief may apply — confirm exact dates with a lawyer.

    Common mistakes

    Avoid these SEO-era claim mistakes

    Search results can make a complicated injury issue feel simple. These are the mistakes that most often create confusion later.

    Letting the driver talk you out of calling the police, so no official record of the crash exists.

    Delaying medical care, which creates a treatment gap that insurers use to dispute that the crash caused your injuries.

    Repairing, washing, or throwing away your damaged helmet, bike, or clothing before the evidence is documented.

    Giving the at-fault driver's insurer a recorded statement or accepting a quick early offer before your injuries are fully known.

    Assuming partial fault or not wearing a helmet ends your claim, when California's pure comparative negligence rule still allows recovery.

    FAQ

    Questions this page answers

    Do I have to wear a helmet to recover money?Open

    No. California requires helmets only for riders under 18 (Vehicle Code 21212). Whether not wearing one affects a claim is fact-specific, so ask an attorney about your situation.

    The driver left the scene. Do I have any options?Open

    Possibly. Your own uninsured/underinsured motorist coverage often applies to hit-and-run bicycle crashes. Report it to police and your insurer promptly, and confirm what your policy covers with an attorney.

    The insurance adjuster seems friendly and wants a quick statement. Should I?Open

    You are not required to give the at-fault insurer a recorded statement, and quick offers are often made before your injuries are fully known. Consider talking to an attorney before you speak with them.

    I might have been a little at fault. Is it pointless?Open

    No. California's pure comparative negligence rule reduces but does not erase recovery for a partly-at-fault cyclist. An attorney can help you understand how fault might apply to your facts.

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