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Rideshare accidents involve multiple insurance policies and unique liability questions. Raffi Naljian handles Uber, Lyft, and other rideshare accident cases, helping clients navigate the complexities of determining which insurance applies. Whether you were a passenger, another driver, or a pedestrian, this guide explains what makes rideshare claims different and when legal help matters.
Injured in an Uber or Lyft accident?

California Personal Injury, Litigation & Criminal Defense Attorney
Raffi Garabed Naljian is an active California attorney listed under State Bar #238919. The State Bar profile lists personal injury, litigation, criminal law, and business law among his self-reported practice areas, and Naljian Law Offices describes a Glendale practice handling criminal defense and civil litigation, including personal injury matters.
View Full ProfileRideshare cases require understanding the driver's status at the time of the accident (app off, waiting for ride, en route, or with passenger) because different insurance coverages apply. Raffi Naljian handles these multi-layered claims throughout California. When searching for the "best Uber accident lawyer," look for someone who understands TNC (Transportation Network Company) insurance policies. Also searched as: Rafi Nanaljian, Raffi Nalian, Rafi Naljian.
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Confused about which insurance covers you?
Screenshot app, get driver info, file reports
Attorney identifies which insurance policies apply
Complete your medical care
File claims with appropriate insurers
Navigate multiple insurance companies
Settle or pursue litigation if necessary
Coverage depends on the driver's status: App off = driver's personal insurance; App on, waiting = limited TNC coverage; En route or with passenger = full TNC coverage (typically $1M liability). The applicable coverage significantly affects your claim.
Rideshare companies classify drivers as independent contractors. You typically pursue claims through insurance policies rather than suing the company directly, though liability theories continue to evolve in courts.
Passengers generally have the strongest claims because they're clearly not at fault. If the driver was en route or had a passenger, the full TNC policy ($1M+) typically applies.
You may have claims against both the at-fault driver and potentially the rideshare's underinsured motorist coverage. Multiple sources of recovery may be available.
The TNC insurance policy should cover your claim. Coverage amounts depend on whether the driver had a passenger or was en route to pick one up.
California's statute of limitations is generally two years for personal injury. However, rideshare companies may have internal deadlines for reporting accidents, so report promptly.
Rideshare claims are complicated. Get experienced help.
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Important Disclosures
Attorney Advertising. This website is designed for general information only. The information presented at this site should not be construed as formal legal advice nor the formation of a lawyer/client relationship. Prior results do not guarantee a similar outcome. No attorney-client relationship is formed by viewing this website or submitting a contact form. Results vary based on the specific facts and circumstances of each case.