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Serious injuries often require medical care long after a case settles. Attorney Raffi Naljian explains how to properly calculate and recover future medical expenses in personal injury claims. Ensuring your settlement accounts for lifetime care needs is essential for protecting your financial future.
Need ongoing medical care?

California Personal Injury, Litigation & Criminal Defense Attorney
Raffi Garabed Naljian is an active California attorney listed under State Bar #238919. The State Bar profile lists personal injury, litigation, criminal law, and business law among his self-reported practice areas, and Naljian Law Offices describes a Glendale practice handling criminal defense and civil litigation, including personal injury matters.
View Full ProfileCalculating future medical expenses requires understanding your prognosis, projecting future needs, and presenting evidence that insurance companies and juries will accept. Raffi Naljian works with medical and economic experts to document these damages. Also searched as: Rafi Nanaljian, Raffi Nalian, Rafi Naljian.
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This guide should make the next action smaller and clearer: preserve proof, finish a resource check, compare the profile, or start intake.
If the topic involves value, prepare bills, wage loss, restrictions, and future-care notes. If it involves evidence, prepare photos, witnesses, reports, and record-owner details.
Future care must be part of your recovery.
Reach maximum medical improvement
Understand long-term medical needs
Develop comprehensive needs projection
Calculate lifetime costs
Recover amounts for future care
Calculation considers your prognosis, anticipated treatments, current costs, inflation, and your life expectancy. Expert testimony often supports these projections.
A life care plan is a document prepared by a specialist that projects all future medical and personal care needs with associated costs. It's common in serious injury cases.
Yes, if there's a reasonable probability of complications. For example, if your injury creates a 40% chance of future surgery, that can be valued and recovered.
Once you settle, the settlement is final. That's why accurate prognosis assessment is crucial—both to avoid overestimating and underestimating future needs.
They should. Future medical costs will be higher due to healthcare inflation. Economic experts use present value calculations to determine appropriate amounts.
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