This guide is for a passenger, pedestrian, cyclist, driver, or family member trying to understand a California injury involving a city bus, public rail vehicle, school transportation, paratransit vehicle, shuttle, or private coach. It focuses on the operator, claim-presentation, and evidence questions that should be sorted before anyone assumes an ordinary auto-insurance process applies.
Start with the broader public transit, aviation, rail, and maritime service hub if you need to compare accident types. This article is narrower: it gives you an operator-first workflow and explains why public and private transit claims can follow different procedural paths.

